{"data":{"snapshotId":"23908","sourceRecordId":"cfpb:tccp:2025-12-31:comenity-bank:loft-mastercard","issuerName":"Comenity Bank","cardName":"LOFT Mastercard","reportDate":"2025-12-31","publisherName":"Consumer Financial Protection Bureau","sourceUrl":"https://www.consumerfinance.gov/data-research/credit-card-data/terms-credit-card-plans-survey/","canonicalUrl":"https://www.consumerfinance.gov/data-research/credit-card-data/terms-credit-card-plans-survey/","capturedAt":"2026-08-31T09:23:00.587Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","fields":{"Late Fee Six Month Billing Cycle":{"rawValue":"41","unit":"text","statistic":"point","conversion":"identity","normalizedUnit":"text","normalizedValue":"41"}},"locatorFields":["Late Fee Six Month Billing Cycle"]}}