{"data":{"path":"banner-bank/business-cash-rewards-mastercard-card","artwork":{"path":"banner-bank/business-cash-rewards-mastercard-card","url":"/v1/product-artwork/banner-bank/business-cash-rewards-mastercard-card/bd6f74db6d517e6b1b8c04f8d16458c653af33ceb8b275139e1e1af6a12b3a08.webp","sha256":"bd6f74db6d517e6b1b8c04f8d16458c653af33ceb8b275139e1e1af6a12b3a08","width":160,"height":87,"sourceUrl":"https://www.bannerbank.com/-/media/project/banner-bank/dotcom/business-solutions/800x438-businessrewards-ccimage/800x438-businessrewards-ccimage.jpg?h=438&iar=0&w=800&rev=dfe910b010dc46ca9e378a86bc0a0d7c&hash=E73928353ECDB5C50ED6EDD885AFA295","sourcePageUrl":"https://www.bannerbank.com/business-solutions/services/small-business-credit-card/business-cash-rewards-mastercard","capturedAt":"2026-10-16T07:15:17.071Z"},"name":"Business Cash Rewards Mastercard® Card","officialName":"Business Cash Rewards Mastercard® Card","type":"credit_card","audience":"business","lifecycleStatus":"active","owner":{"name":"Banner Bank","handle":"banner-bank"},"institution":{"name":"Banner Bank","handle":"banner-bank"},"actualIssuerName":null,"standardOffer":{"id":"2863","offerKind":"standard","channel":null,"nameAsFiled":"Business Cash Rewards Mastercard® Card","handle":null,"terms":{"productId":"4047","path":"banner-bank/business-cash-rewards-mastercard-card","name":"Business Cash Rewards Mastercard® Card","officialName":"Business Cash Rewards Mastercard® Card","aliases":[],"institutionId":"71834","institutionName":"Banner Bank","institutionHandle":"banner-bank","issuerName":null,"productType":"credit_card","audience":"business","audienceSegments":["business"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"mastercard","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":0,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":1449,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":1449,"purchaseRegularMaxBps":1949,"purchaseIntroAllBps":0,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":0,"purchaseIntroMaxBps":0,"balanceTransferRegularAllBps":1449,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":1449,"balanceTransferRegularMaxBps":1949,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":2249,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":2249,"cashAdvanceRegularMaxBps":2249,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":6,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":"unknown","purchaseRateType":"variable","variableRateIndex":"Prime Rate","annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":400,"balanceTransferFeeMinimumCents":1000,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":400,"cashAdvanceFeeMinimumCents":1000,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":200,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":3500,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":2000,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":0,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":1449,"maxPurchaseAprBps":1949,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"556176e67978f8637d020035e5d04664","pageNumber":null,"quote":"14.49%","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:balance_transfer:regular:all:0"},{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"aa0283cef557d36ac365538ac70f866a","pageNumber":null,"quote":"based on your creditworthiness. This APR will vary with the market\n            based on the Prime Rate.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:balance_transfer:regular:conditions"}],"purpose":"balance_transfer","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":1449,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":1949,"maximumBpsNullReason":null,"indexName":"Prime Rate","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":" based on your creditworthiness. This APR will vary with the market\n            based on the Prime Rate. ","eligibilityConditionSources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"aa0283cef557d36ac365538ac70f866a","pageNumber":null,"quote":"based on your creditworthiness. This APR will vary with the market\n            based on the Prime Rate.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:balance_transfer:regular:conditions"}],"statistic":"range","metricSources":{"annual_apr":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"556176e67978f8637d020035e5d04664","pageNumber":null,"quote":"14.49%","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:balance_transfer:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"38589b915a902c875036bd35052d77af","pageNumber":null,"quote":"22.49%","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"},{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"bcd7d51da7bc36742ad1a1a0e667f6bd","pageNumber":null,"quote":"This APR will vary with the market based on the Prime Rate.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:cash_advance:regular:conditions"}],"purpose":"cash_advance","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":2249,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":2249,"maximumBpsNullReason":null,"indexName":"Prime Rate","marginBps":1574,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":"This APR will vary with the market based on the Prime Rate. ","eligibilityConditionSources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"bcd7d51da7bc36742ad1a1a0e667f6bd","pageNumber":null,"quote":"This APR will vary with the market based on the Prime Rate.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:cash_advance:regular:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"38589b915a902c875036bd35052d77af","pageNumber":null,"quote":"22.49%","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"8dd7e1660bbab5993fc8c3f90e0d9e35","pageNumber":null,"quote":"0.00%","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:purchase:introductory:all:0"},{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"2045198b32866c1b39d7b530231be6d4","pageNumber":null,"quote":"introductory APR for the first 6 months from account opening.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:purchase:introductory:conditions"},{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"2045198b32866c1b39d7b530231be6d4","pageNumber":null,"quote":"introductory APR for the first 6 months from account opening.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:purchase:introductory:all:duration"}],"purpose":"purchase","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":0,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":0,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":6,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":"not_disclosed","eligibilityConditions":" introductory APR for the first 6 months from account opening.","eligibilityConditionSources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"2045198b32866c1b39d7b530231be6d4","pageNumber":null,"quote":"introductory APR for the first 6 months from account opening.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:purchase:introductory:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"8dd7e1660bbab5993fc8c3f90e0d9e35","pageNumber":null,"quote":"0.00%","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:purchase:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"2caf744428b58b8ed9ad8f1fb4d974f7","pageNumber":null,"quote":"based on your creditworthiness. This APR will vary with the market based on the Prime Rate.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:purchase:regular:conditions"},{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"1a8a234c74a6284cd4d4010a76e5b5ed","pageNumber":null,"quote":"14.49%","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:purchase:regular:all:0"}],"purpose":"purchase","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":1449,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":1949,"maximumBpsNullReason":null,"indexName":"Prime Rate","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":" based on your creditworthiness. This APR will vary with the market based on the Prime Rate.","eligibilityConditionSources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"2caf744428b58b8ed9ad8f1fb4d974f7","pageNumber":null,"quote":"based on your creditworthiness. This APR will vary with the market based on the Prime Rate.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:purchase:regular:conditions"}],"statistic":"range","metricSources":{"annual_apr":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"1a8a234c74a6284cd4d4010a76e5b5ed","pageNumber":null,"quote":"14.49%","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:purchase:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"c3b82ee2ea60757cfb0ba48d48cbe5bf","pageNumber":null,"quote":"None","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"None"},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"551366009401302091e2fb21ef23607b","pageNumber":null,"quote":"4%","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"fee:balance_transfer:1"}],"feeType":"balance_transfer","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_applicable","percentBps":400,"percentNullReason":null,"minimumAmountCents":1000,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"greater_of","explanation":"4%"},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"9cb646ab8f07f3eb051bffe702ac3c50","pageNumber":null,"quote":"4%","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"fee:cash_advance:1"}],"feeType":"cash_advance","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_applicable","percentBps":400,"percentNullReason":null,"minimumAmountCents":1000,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"greater_of","explanation":"4%"},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"eb1266bac9a87d9e0ddef1038ce8b213","pageNumber":null,"quote":"$25","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"fee:expedited_delivery:1"}],"feeType":"expedited_delivery","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":2500,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"$25"},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"ed5bee3ee0d946d2bdd5875d4eb8dcf3","pageNumber":null,"quote":"2%","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"fee:foreign_transaction:1"}],"feeType":"foreign_transaction","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_applicable","percentBps":200,"percentNullReason":null,"minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"percent_only","explanation":"2%"},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"af20c221f34a35d548f0ecf77048a8de","pageNumber":null,"quote":"$35","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"fee:late_payment:1"}],"feeType":"late_payment","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":3500,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"$35"},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"e5a6c65dc3aad85975e75d78047bac14","pageNumber":null,"quote":"$20","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"fee:over_limit:1"}],"feeType":"over_limit","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":2000,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"$20"},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"36549f810e25f39b916c3c762cd0664f","pageNumber":null,"quote":"None","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"fee:returned_payment:1"}],"feeType":"returned_payment","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"None"}],"cardTerms":null,"partialCardNetwork":{"network":"mastercard","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"77660b68ae4f42054077852630dd5754","pageNumber":null,"quote":"Business Cash Rewards Mastercard Credit Card","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"network"}]},"partialCardMinimumFinanceCharge":{"minimumFinanceChargeCents":0,"currencyCode":"USD","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"9c945f7aede9211d987fbf9615b0a866","pageNumber":null,"quote":"There will be no minimum charge.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"minimum_finance_charge"}]},"signupBonuses":[{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"a9dcbb6c86f78cf7828d6b4d8c8a37ce","pageNumber":null,"quote":"following your first $3,000 in Qualifying Transactions posted within 3 months after the opening of your Reward Card account. You will receive 30,000 Points with this bonus offer.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"signup_bonus"},{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"022d4f5ad5fe37fd90d044523c7da25c","pageNumber":null,"quote":"$300 introductory Cash Rewards bonus","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"signup_bonus:qualification:0"}],"bonusKey":"signup_bonus","qualifyingMonthsAfterAccountOpening":3,"qualifyingMonthsNullReason":null,"payoutWeeksMinimum":null,"payoutWeeksMaximum":null,"payoutWeeksNullReason":"not_applicable","payoutWeeksAnchor":null,"bonusPoints":30000,"minimumPurchaseCents":300000,"minimumPurchaseNullReason":null,"qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","statementCreditRedemptionCents":null,"statementCreditRedemptionNullReason":"not_disclosed","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","expirationOn":null,"expirationNullReason":"not_disclosed","conditions":" following your first $3,000 in Qualifying Transactions posted within 3 months after the opening of your Reward Card account. You will receive 30,000 Points with this bonus offer.","qualificationConditions":["$300 introductory Cash Rewards bonus"],"qualificationConditionSources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"022d4f5ad5fe37fd90d044523c7da25c","pageNumber":null,"quote":"$300 introductory Cash Rewards bonus","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"signup_bonus:qualification:0"}]}],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"cardWithholdings":[{"observationKind":"card_apr","fieldKey":"unparsed-apr-217","reason":"unparsed_value","detail":"This passage states the historical accuracy date of the cost information, not a numeric APR. It supplies no separate rate to type.","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"ee893d67308656240d8ab235c6bf9d21","pageNumber":null,"quote":"The information about the costs of the card described in this application is accurate as of December 11, 2025. This information may have changed after that date. To find out what may have changed, please call us at","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"withheld:card_apr:unparsed-apr-217"}]},{"observationKind":"card_apr","fieldKey":"unparsed-apr-226","reason":"unparsed_value","detail":"The purchase and balance-transfer margin is a range of 7.74%–12.74%; the typed APR schema has only a single marginBps value. The APR range is typed separately without inventing a single margin.","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"c9f89154313763e88e040c9a95924048","pageNumber":null,"quote":"rate will go up or down if the Prime Rate changes. We add 7.74% - 12.74% to the Prime Rate to determine the APRs on","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"withheld:card_apr:unparsed-apr-226"}]},{"observationKind":"card_apr","fieldKey":"unparsed-apr-228","reason":"unparsed_value","detail":"The 6.75% value is the historical Prime index value, not an APR. No separate card APR is stated in this passage.","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"bb592a1b2d3fc78e6c1fbf226aee5521","pageNumber":null,"quote":"Variable APRs are based on the 6.75% Prime Rate as of 12/11/2025.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"withheld:card_apr:unparsed-apr-228"}]},{"observationKind":"card_reward","fieldKey":"unparsed-reward-264","reason":"unparsed_value","detail":"Category-dependent and complement reward wording retained without inventing merchant category codes or flattening the calendar-year threshold.","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"5a05167d59d8583a2a95c753735bd223","pageNumber":null,"quote":"Cash Rewards on Business Expenses. You will receive 2 Points for each $1.00 spent on Business Expense purchases posted to your Rewards Card account. After you (or persons authorized by you) make $25,000 in Business Expense purchases with the Rewards Card in a calendar year, you will earn 1.5 points for each $1.00 spent on Business Expense purchases for the remainder of the calendar year.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"withheld:card_reward:unparsed-reward-264"}]},{"observationKind":"card_reward","fieldKey":"unparsed-reward-267","reason":"unparsed_value","detail":"Category-dependent and complement reward wording retained without inventing merchant category codes or flattening the calendar-year threshold.","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"f43451e0dc42c0ae923fef0bfa0ef1af","pageNumber":null,"quote":"Cash Rewards on all other purchases. You will receive 1.5 points for each $1.00 spent on all other","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"withheld:card_reward:unparsed-reward-267"}]},{"observationKind":"card_reward","fieldKey":"unparsed-reward-268","reason":"unparsed_value","detail":"Category-dependent and complement reward wording retained without inventing merchant category codes or flattening the calendar-year threshold.","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"9d75404b6e48aa8eb12622718eb78bcb","pageNumber":null,"quote":"purchases that are not Business Expense purchases.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"withheld:card_reward:unparsed-reward-268"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"2863","offerKind":"standard","channel":null,"nameAsFiled":"Business Cash Rewards Mastercard® Card","handle":null,"terms":{"productId":"4047","path":"banner-bank/business-cash-rewards-mastercard-card","name":"Business Cash Rewards Mastercard® Card","officialName":"Business Cash Rewards Mastercard® Card","aliases":[],"institutionId":"71834","institutionName":"Banner Bank","institutionHandle":"banner-bank","issuerName":null,"productType":"credit_card","audience":"business","audienceSegments":["business"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"mastercard","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":0,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":1449,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":1449,"purchaseRegularMaxBps":1949,"purchaseIntroAllBps":0,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":0,"purchaseIntroMaxBps":0,"balanceTransferRegularAllBps":1449,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":1449,"balanceTransferRegularMaxBps":1949,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":2249,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":2249,"cashAdvanceRegularMaxBps":2249,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":6,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":"unknown","purchaseRateType":"variable","variableRateIndex":"Prime Rate","annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":400,"balanceTransferFeeMinimumCents":1000,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":400,"cashAdvanceFeeMinimumCents":1000,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":200,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":3500,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":2000,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":0,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":1449,"maxPurchaseAprBps":1949,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"556176e67978f8637d020035e5d04664","pageNumber":null,"quote":"14.49%","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:balance_transfer:regular:all:0"},{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"aa0283cef557d36ac365538ac70f866a","pageNumber":null,"quote":"based on your creditworthiness. This APR will vary with the market\n            based on the Prime Rate.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:balance_transfer:regular:conditions"}],"purpose":"balance_transfer","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":1449,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":1949,"maximumBpsNullReason":null,"indexName":"Prime Rate","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":" based on your creditworthiness. This APR will vary with the market\n            based on the Prime Rate. ","eligibilityConditionSources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"aa0283cef557d36ac365538ac70f866a","pageNumber":null,"quote":"based on your creditworthiness. This APR will vary with the market\n            based on the Prime Rate.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:balance_transfer:regular:conditions"}],"statistic":"range","metricSources":{"annual_apr":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"556176e67978f8637d020035e5d04664","pageNumber":null,"quote":"14.49%","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:balance_transfer:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"38589b915a902c875036bd35052d77af","pageNumber":null,"quote":"22.49%","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"},{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"bcd7d51da7bc36742ad1a1a0e667f6bd","pageNumber":null,"quote":"This APR will vary with the market based on the Prime Rate.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:cash_advance:regular:conditions"}],"purpose":"cash_advance","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":2249,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":2249,"maximumBpsNullReason":null,"indexName":"Prime Rate","marginBps":1574,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":"This APR will vary with the market based on the Prime Rate. ","eligibilityConditionSources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"bcd7d51da7bc36742ad1a1a0e667f6bd","pageNumber":null,"quote":"This APR will vary with the market based on the Prime Rate.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:cash_advance:regular:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"38589b915a902c875036bd35052d77af","pageNumber":null,"quote":"22.49%","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"8dd7e1660bbab5993fc8c3f90e0d9e35","pageNumber":null,"quote":"0.00%","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:purchase:introductory:all:0"},{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"2045198b32866c1b39d7b530231be6d4","pageNumber":null,"quote":"introductory APR for the first 6 months from account opening.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:purchase:introductory:conditions"},{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"2045198b32866c1b39d7b530231be6d4","pageNumber":null,"quote":"introductory APR for the first 6 months from account opening.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:purchase:introductory:all:duration"}],"purpose":"purchase","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":0,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":0,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":6,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":"not_disclosed","eligibilityConditions":" introductory APR for the first 6 months from account opening.","eligibilityConditionSources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"2045198b32866c1b39d7b530231be6d4","pageNumber":null,"quote":"introductory APR for the first 6 months from account opening.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:purchase:introductory:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"8dd7e1660bbab5993fc8c3f90e0d9e35","pageNumber":null,"quote":"0.00%","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:purchase:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"2caf744428b58b8ed9ad8f1fb4d974f7","pageNumber":null,"quote":"based on your creditworthiness. This APR will vary with the market based on the Prime Rate.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:purchase:regular:conditions"},{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"1a8a234c74a6284cd4d4010a76e5b5ed","pageNumber":null,"quote":"14.49%","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:purchase:regular:all:0"}],"purpose":"purchase","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":1449,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":1949,"maximumBpsNullReason":null,"indexName":"Prime Rate","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":" based on your creditworthiness. This APR will vary with the market based on the Prime Rate.","eligibilityConditionSources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"2caf744428b58b8ed9ad8f1fb4d974f7","pageNumber":null,"quote":"based on your creditworthiness. This APR will vary with the market based on the Prime Rate.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:purchase:regular:conditions"}],"statistic":"range","metricSources":{"annual_apr":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"1a8a234c74a6284cd4d4010a76e5b5ed","pageNumber":null,"quote":"14.49%","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"apr:purchase:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"c3b82ee2ea60757cfb0ba48d48cbe5bf","pageNumber":null,"quote":"None","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"None"},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"551366009401302091e2fb21ef23607b","pageNumber":null,"quote":"4%","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"fee:balance_transfer:1"}],"feeType":"balance_transfer","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_applicable","percentBps":400,"percentNullReason":null,"minimumAmountCents":1000,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"greater_of","explanation":"4%"},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"9cb646ab8f07f3eb051bffe702ac3c50","pageNumber":null,"quote":"4%","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"fee:cash_advance:1"}],"feeType":"cash_advance","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_applicable","percentBps":400,"percentNullReason":null,"minimumAmountCents":1000,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"greater_of","explanation":"4%"},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"eb1266bac9a87d9e0ddef1038ce8b213","pageNumber":null,"quote":"$25","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"fee:expedited_delivery:1"}],"feeType":"expedited_delivery","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":2500,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"$25"},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"ed5bee3ee0d946d2bdd5875d4eb8dcf3","pageNumber":null,"quote":"2%","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"fee:foreign_transaction:1"}],"feeType":"foreign_transaction","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_applicable","percentBps":200,"percentNullReason":null,"minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"percent_only","explanation":"2%"},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"af20c221f34a35d548f0ecf77048a8de","pageNumber":null,"quote":"$35","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"fee:late_payment:1"}],"feeType":"late_payment","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":3500,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"$35"},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"e5a6c65dc3aad85975e75d78047bac14","pageNumber":null,"quote":"$20","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"fee:over_limit:1"}],"feeType":"over_limit","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":2000,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"$20"},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"36549f810e25f39b916c3c762cd0664f","pageNumber":null,"quote":"None","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"fee:returned_payment:1"}],"feeType":"returned_payment","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"None"}],"cardTerms":null,"partialCardNetwork":{"network":"mastercard","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"77660b68ae4f42054077852630dd5754","pageNumber":null,"quote":"Business Cash Rewards Mastercard Credit Card","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"network"}]},"partialCardMinimumFinanceCharge":{"minimumFinanceChargeCents":0,"currencyCode":"USD","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"9c945f7aede9211d987fbf9615b0a866","pageNumber":null,"quote":"There will be no minimum charge.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"minimum_finance_charge"}]},"signupBonuses":[{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:48:57.860Z","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"a9dcbb6c86f78cf7828d6b4d8c8a37ce","pageNumber":null,"quote":"following your first $3,000 in Qualifying Transactions posted within 3 months after the opening of your Reward Card account. You will receive 30,000 Points with this bonus offer.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"signup_bonus"},{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"022d4f5ad5fe37fd90d044523c7da25c","pageNumber":null,"quote":"$300 introductory Cash Rewards bonus","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"signup_bonus:qualification:0"}],"bonusKey":"signup_bonus","qualifyingMonthsAfterAccountOpening":3,"qualifyingMonthsNullReason":null,"payoutWeeksMinimum":null,"payoutWeeksMaximum":null,"payoutWeeksNullReason":"not_applicable","payoutWeeksAnchor":null,"bonusPoints":30000,"minimumPurchaseCents":300000,"minimumPurchaseNullReason":null,"qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","statementCreditRedemptionCents":null,"statementCreditRedemptionNullReason":"not_disclosed","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","expirationOn":null,"expirationNullReason":"not_disclosed","conditions":" following your first $3,000 in Qualifying Transactions posted within 3 months after the opening of your Reward Card account. You will receive 30,000 Points with this bonus offer.","qualificationConditions":["$300 introductory Cash Rewards bonus"],"qualificationConditionSources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"022d4f5ad5fe37fd90d044523c7da25c","pageNumber":null,"quote":"$300 introductory Cash Rewards bonus","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"signup_bonus:qualification:0"}]}],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"cardWithholdings":[{"observationKind":"card_apr","fieldKey":"unparsed-apr-217","reason":"unparsed_value","detail":"This passage states the historical accuracy date of the cost information, not a numeric APR. It supplies no separate rate to type.","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"ee893d67308656240d8ab235c6bf9d21","pageNumber":null,"quote":"The information about the costs of the card described in this application is accurate as of December 11, 2025. This information may have changed after that date. To find out what may have changed, please call us at","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"withheld:card_apr:unparsed-apr-217"}]},{"observationKind":"card_apr","fieldKey":"unparsed-apr-226","reason":"unparsed_value","detail":"The purchase and balance-transfer margin is a range of 7.74%–12.74%; the typed APR schema has only a single marginBps value. The APR range is typed separately without inventing a single margin.","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"c9f89154313763e88e040c9a95924048","pageNumber":null,"quote":"rate will go up or down if the Prime Rate changes. We add 7.74% - 12.74% to the Prime Rate to determine the APRs on","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"withheld:card_apr:unparsed-apr-226"}]},{"observationKind":"card_apr","fieldKey":"unparsed-apr-228","reason":"unparsed_value","detail":"The 6.75% value is the historical Prime index value, not an APR. No separate card APR is stated in this passage.","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"bb592a1b2d3fc78e6c1fbf226aee5521","pageNumber":null,"quote":"Variable APRs are based on the 6.75% Prime Rate as of 12/11/2025.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"withheld:card_apr:unparsed-apr-228"}]},{"observationKind":"card_reward","fieldKey":"unparsed-reward-264","reason":"unparsed_value","detail":"Category-dependent and complement reward wording retained without inventing merchant category codes or flattening the calendar-year threshold.","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"5a05167d59d8583a2a95c753735bd223","pageNumber":null,"quote":"Cash Rewards on Business Expenses. You will receive 2 Points for each $1.00 spent on Business Expense purchases posted to your Rewards Card account. After you (or persons authorized by you) make $25,000 in Business Expense purchases with the Rewards Card in a calendar year, you will earn 1.5 points for each $1.00 spent on Business Expense purchases for the remainder of the calendar year.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"withheld:card_reward:unparsed-reward-264"}]},{"observationKind":"card_reward","fieldKey":"unparsed-reward-267","reason":"unparsed_value","detail":"Category-dependent and complement reward wording retained without inventing merchant category codes or flattening the calendar-year threshold.","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"f43451e0dc42c0ae923fef0bfa0ef1af","pageNumber":null,"quote":"Cash Rewards on all other purchases. You will receive 1.5 points for each $1.00 spent on all other","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"withheld:card_reward:unparsed-reward-267"}]},{"observationKind":"card_reward","fieldKey":"unparsed-reward-268","reason":"unparsed_value","detail":"Category-dependent and complement reward wording retained without inventing merchant category codes or flattening the calendar-year threshold.","sources":[{"snapshotId":"54943","sourceKind":"official_issuer","publisherName":"Banner Bank","capturedAt":"2026-10-15T06:48:57.860Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bannerbank.com/financial-resources/terms-and-tips/business-cash-rewards-mastercard-credit-card","passageId":"9d75404b6e48aa8eb12622718eb78bcb","pageNumber":null,"quote":"purchases that are not Business Expense purchases.","recordId":"official-issuer:page:url:a164857b0f931e4edabf2fbdca03ae31a95514d59c8e11ead4c2b7e4ed2e3b5c","recordFields":[],"fieldKey":"withheld:card_reward:unparsed-reward-268"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}