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Hacemos todo lo posible por incluir todos los códigos de categorías comerciales relevantes en las Categorías de compra enumeradas. 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Agrupamos los códigos de categorías de comercios similares en Categorías de Compra que se utilizan para calcular las recompensas indicadas. Hacemos todo lo posible por incluir todos los códigos de categorías comerciales relevantes en las Categorías de compra enumeradas. Sin embargo, aunque parezca que un comerciante o los artículos que vende encajan en una Categoría de Compra, el comerciante puede no proporcionarnos el código de comerciante que encajará en esa Categoría de Compra. Por ello, no podemos garantizar que una compra obtenga más del 1% (uno por ciento) de devolución en efectivo estándar, ya que cualquier compra en la que un comerciante utilice un código de categoría fuera de la Categoría de compra elegible no da derecho a una devolución en efectivo adicional.","qualificationConditions":null,"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:19:45.444Z","sources":[{"snapshotId":"54292","sourceKind":"official_issuer","publisherName":"BayCoast Bank","capturedAt":"2026-10-14T22:19:45.444Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://baycoast.bank/es/business/servicios/tarjeta-de-credito/","passageId":"c3b86914cc67475c9d720aa1760c6c98","pageNumber":null,"quote":"Gana 500 $ adicionales de devolución en efectivo cuando gastes 5.000 $ en los tres primeros meses tras la apertura de la cuenta","recordId":"official-issuer:page:url:278ec0f1018365da1efc9fcdfb69b10043d13446e995894ae3e433a53352722f","recordFields":[],"fieldKey":"card_cash_benefit"},{"snapshotId":"54292","sourceKind":"official_issuer","publisherName":"BayCoast Bank","capturedAt":"2026-10-14T22:19:45.444Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://baycoast.bank/es/business/servicios/tarjeta-de-credito/","passageId":"9a8067a0f6f2b9d6de253f28d9f61bb2","pageNumber":null,"quote":"2. Tras la aprobación, se enviará una carta por correo reconociendo tu nueva cuenta. El periodo de Bonificación de Recompensas comienza en la fecha de la carta de cuenta nueva y finaliza 90 días después. Para más detalles sobre el Programa de Recompensas, visita https://baycoastbank.myapexcard.com/#p=application/rewardsTerms. 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Tras la aprobación, se enviará una carta por correo reconociendo tu nueva cuenta. El periodo de Bonificación de Recompensas comienza en la fecha de la carta de cuenta nueva y finaliza 90 días después. Para más detalles sobre el Programa de Recompensas, visita https://baycoastbank.myapexcard.com/#p=application/rewardsTerms. Las opciones de recompensas están sujetas a cambios sin previo aviso.","qualificationConditionSources":[{"snapshotId":"54292","sourceKind":"official_issuer","publisherName":"BayCoast Bank","capturedAt":"2026-10-14T22:19:45.444Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://baycoast.bank/es/business/servicios/tarjeta-de-credito/","passageId":"9a8067a0f6f2b9d6de253f28d9f61bb2","pageNumber":null,"quote":"2. Tras la aprobación, se enviará una carta por correo reconociendo tu nueva cuenta. 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