{"data":{"path":"blue-credit-union/everyday-rewards","artwork":{"path":"blue-credit-union/everyday-rewards","url":"/v1/product-artwork/blue-credit-union/everyday-rewards/0217d6389fe514a667e2657f15a4151f8bc95de2287f44c2f2a82c042257cfba.webp","sha256":"0217d6389fe514a667e2657f15a4151f8bc95de2287f44c2f2a82c042257cfba","width":101,"height":160,"sourceUrl":"https://www.bluefcu.com/wp-content/uploads/2025/04/24_BlueFCU_CreditCardRefresh_Vertical_Rewards.png","sourcePageUrl":"https://www.bluefcu.com/credit-cards/","capturedAt":"2026-10-14T08:51:43.336Z"},"name":"Everyday Rewards","officialName":"Everyday Rewards","type":"credit_card","audience":"consumer","lifecycleStatus":"active","owner":{"name":"Blue Credit Union","handle":"blue-credit-union"},"institution":{"name":"Blue Credit Union","handle":"blue-credit-union"},"actualIssuerName":null,"standardOffer":{"id":"2909","offerKind":"standard","channel":null,"nameAsFiled":"Everyday Rewards","handle":null,"terms":{"productId":"4093","path":"blue-credit-union/everyday-rewards","name":"Everyday Rewards","officialName":"Everyday Rewards","aliases":[],"institutionId":"76819","institutionName":"Blue Credit Union","institutionHandle":"blue-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":499,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":499,"balanceTransferIntroMaxBps":499,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":12,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":0,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T05:53:20.703Z","sources":[{"snapshotId":"52132","sourceKind":"official_issuer","publisherName":"BLUE","capturedAt":"2026-10-14T05:53:20.703Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bluefcu.com/credit-cards/","passageId":"66b08c70871dd0fa087328f069f090c9","pageNumber":null,"quote":"4.99% Balance Transfer APR** (within 120 days) for 12 Months no balance transfer fee.","recordId":"official-issuer:page:url:4b56e5ddebc1d6771e163754a5c45793b01f7b49cc73738cc4ca8bb984ef18d3","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:all:0"},{"snapshotId":"52132","sourceKind":"official_issuer","publisherName":"BLUE","capturedAt":"2026-10-14T05:53:20.703Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bluefcu.com/credit-cards/","passageId":"66b08c70871dd0fa087328f069f090c9","pageNumber":null,"quote":"4.99% Balance Transfer APR** (within 120 days) for 12 Months no balance transfer fee.","recordId":"official-issuer:page:url:4b56e5ddebc1d6771e163754a5c45793b01f7b49cc73738cc4ca8bb984ef18d3","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:conditions"}],"purpose":"balance_transfer","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":499,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":499,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":12,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":"not_applicable","eligibilityConditions":"4.99% Balance Transfer APR** (within 120 days) for 12 Months no balance transfer fee.","eligibilityConditionSources":[{"snapshotId":"52132","sourceKind":"official_issuer","publisherName":"BLUE","capturedAt":"2026-10-14T05:53:20.703Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bluefcu.com/credit-cards/","passageId":"66b08c70871dd0fa087328f069f090c9","pageNumber":null,"quote":"4.99% Balance Transfer APR** (within 120 days) for 12 Months no balance transfer fee.","recordId":"official-issuer:page:url:4b56e5ddebc1d6771e163754a5c45793b01f7b49cc73738cc4ca8bb984ef18d3","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"52132","sourceKind":"official_issuer","publisherName":"BLUE","capturedAt":"2026-10-14T05:53:20.703Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bluefcu.com/credit-cards/","passageId":"66b08c70871dd0fa087328f069f090c9","pageNumber":null,"quote":"4.99% Balance Transfer APR** (within 120 days) for 12 Months no balance transfer fee.","recordId":"official-issuer:page:url:4b56e5ddebc1d6771e163754a5c45793b01f7b49cc73738cc4ca8bb984ef18d3","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T05:53:20.703Z","sources":[{"snapshotId":"52132","sourceKind":"official_issuer","publisherName":"BLUE","capturedAt":"2026-10-14T05:53:20.703Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bluefcu.com/credit-cards/","passageId":"a692155af0cb4a539aee2d870794288a","pageNumber":null,"quote":"Keep more of what you earn—no annual fee, no surprises.","recordId":"official-issuer:page:url:4b56e5ddebc1d6771e163754a5c45793b01f7b49cc73738cc4ca8bb984ef18d3","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"Keep more of what you earn—no annual fee, no surprises."},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T05:53:20.703Z","sources":[{"snapshotId":"52132","sourceKind":"official_issuer","publisherName":"BLUE","capturedAt":"2026-10-14T05:53:20.703Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bluefcu.com/credit-cards/","passageId":"66b08c70871dd0fa087328f069f090c9","pageNumber":null,"quote":"4.99% Balance Transfer APR** (within 120 days) for 12 Months no balance transfer fee.","recordId":"official-issuer:page:url:4b56e5ddebc1d6771e163754a5c45793b01f7b49cc73738cc4ca8bb984ef18d3","recordFields":[],"fieldKey":"fee:balance_transfer:1"}],"feeType":"balance_transfer","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"4.99% Balance Transfer APR** (within 120 days) for 12 Months no balance transfer fee."}],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T05:53:20.703Z","sources":[{"snapshotId":"52132","sourceKind":"official_issuer","publisherName":"BLUE","capturedAt":"2026-10-14T05:53:20.703Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bluefcu.com/credit-cards/","passageId":"44b4938ab5f5eb91ef8963636c88a588","pageNumber":null,"quote":"1.00%","recordId":"official-issuer:page:url:4b56e5ddebc1d6771e163754a5c45793b01f7b49cc73738cc4ca8bb984ef18d3","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"base-cashback","benefitKind":"cashback_earnings","percentBps":100,"percentNullReason":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","amountCents":null,"amountNullReason":"not_applicable","amountIsUpperBound":false,"minimumQualifyingSpendCents":null,"minimumSpendNullReason":"not_applicable","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"1.00%","qualificationConditions":null,"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T05:53:20.703Z","sources":[{"snapshotId":"52132","sourceKind":"official_issuer","publisherName":"BLUE","capturedAt":"2026-10-14T05:53:20.703Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bluefcu.com/credit-cards/","passageId":"6f1e422c89d53b7e3d5bff662b6ad056","pageNumber":null,"quote":"4.00% on Streaming/Digital Subscriptions","recordId":"official-issuer:page:url:4b56e5ddebc1d6771e163754a5c45793b01f7b49cc73738cc4ca8bb984ef18d3","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"category-cashback-200","benefitKind":"cashback_earnings","percentBps":400,"percentNullReason":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","amountCents":null,"amountNullReason":"not_applicable","amountIsUpperBound":false,"minimumQualifyingSpendCents":null,"minimumSpendNullReason":"not_applicable","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"4.00% on Streaming/Digital Subscriptions","qualificationConditions":null,"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T05:53:20.703Z","sources":[{"snapshotId":"52132","sourceKind":"official_issuer","publisherName":"BLUE","capturedAt":"2026-10-14T05:53:20.703Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bluefcu.com/credit-cards/","passageId":"e55e52387b07dc7d26f17f4a2dc0250a","pageNumber":null,"quote":"3.00% on Bills (Utilities, Mobile, Internet)","recordId":"official-issuer:page:url:4b56e5ddebc1d6771e163754a5c45793b01f7b49cc73738cc4ca8bb984ef18d3","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"category-cashback-201","benefitKind":"cashback_earnings","percentBps":300,"percentNullReason":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","amountCents":null,"amountNullReason":"not_applicable","amountIsUpperBound":false,"minimumQualifyingSpendCents":null,"minimumSpendNullReason":"not_applicable","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"3.00% on Bills (Utilities, Mobile, Internet)","qualificationConditions":null,"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T05:53:20.703Z","sources":[{"snapshotId":"52132","sourceKind":"official_issuer","publisherName":"BLUE","capturedAt":"2026-10-14T05:53:20.703Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bluefcu.com/credit-cards/","passageId":"f27930db5e635a3047c9dd6e87a796af","pageNumber":null,"quote":"2.00% on Dining and Gas","recordId":"official-issuer:page:url:4b56e5ddebc1d6771e163754a5c45793b01f7b49cc73738cc4ca8bb984ef18d3","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"category-cashback-202","benefitKind":"cashback_earnings","percentBps":200,"percentNullReason":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","amountCents":null,"amountNullReason":"not_applicable","amountIsUpperBound":false,"minimumQualifyingSpendCents":null,"minimumSpendNullReason":"not_applicable","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"2.00% on Dining and Gas","qualificationConditions":null,"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T05:53:20.703Z","sources":[{"snapshotId":"52132","sourceKind":"official_issuer","publisherName":"BLUE","capturedAt":"2026-10-14T05:53:20.703Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bluefcu.com/credit-cards/","passageId":"f9ae0fef76db58701ed5a3ea7e6f6596","pageNumber":null,"quote":"$100 after spending $2,000 in the first 90 days","recordId":"official-issuer:page:url:4b56e5ddebc1d6771e163754a5c45793b01f7b49cc73738cc4ca8bb984ef18d3","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"welcome-cash-award","benefitKind":"opening_cash_award","percentBps":null,"percentNullReason":"not_applicable","maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","amountCents":10000,"amountNullReason":null,"amountIsUpperBound":false,"minimumQualifyingSpendCents":200000,"minimumSpendNullReason":null,"qualifyingDaysAfterAccountOpening":90,"qualifyingDaysNullReason":null,"recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"$100 after spending $2,000 in the first 90 days","qualificationConditions":null,"qualificationConditionSources":[]}],"cardLinks":[],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"2909","offerKind":"standard","channel":null,"nameAsFiled":"Everyday Rewards","handle":null,"terms":{"productId":"4093","path":"blue-credit-union/everyday-rewards","name":"Everyday Rewards","officialName":"Everyday Rewards","aliases":[],"institutionId":"76819","institutionName":"Blue Credit Union","institutionHandle":"blue-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":499,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":499,"balanceTransferIntroMaxBps":499,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":12,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":0,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T05:53:20.703Z","sources":[{"snapshotId":"52132","sourceKind":"official_issuer","publisherName":"BLUE","capturedAt":"2026-10-14T05:53:20.703Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bluefcu.com/credit-cards/","passageId":"66b08c70871dd0fa087328f069f090c9","pageNumber":null,"quote":"4.99% Balance Transfer APR** (within 120 days) for 12 Months no balance transfer fee.","recordId":"official-issuer:page:url:4b56e5ddebc1d6771e163754a5c45793b01f7b49cc73738cc4ca8bb984ef18d3","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:all:0"},{"snapshotId":"52132","sourceKind":"official_issuer","publisherName":"BLUE","capturedAt":"2026-10-14T05:53:20.703Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bluefcu.com/credit-cards/","passageId":"66b08c70871dd0fa087328f069f090c9","pageNumber":null,"quote":"4.99% Balance Transfer APR** (within 120 days) for 12 Months no balance transfer fee.","recordId":"official-issuer:page:url:4b56e5ddebc1d6771e163754a5c45793b01f7b49cc73738cc4ca8bb984ef18d3","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:conditions"}],"purpose":"balance_transfer","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":499,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":499,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":12,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":"not_applicable","eligibilityConditions":"4.99% Balance Transfer APR** (within 120 days) for 12 Months no balance transfer fee.","eligibilityConditionSources":[{"snapshotId":"52132","sourceKind":"official_issuer","publisherName":"BLUE","capturedAt":"2026-10-14T05:53:20.703Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bluefcu.com/credit-cards/","passageId":"66b08c70871dd0fa087328f069f090c9","pageNumber":null,"quote":"4.99% Balance Transfer APR** (within 120 days) for 12 Months no balance transfer fee.","recordId":"official-issuer:page:url:4b56e5ddebc1d6771e163754a5c45793b01f7b49cc73738cc4ca8bb984ef18d3","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"52132","sourceKind":"official_issuer","publisherName":"BLUE","capturedAt":"2026-10-14T05:53:20.703Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bluefcu.com/credit-cards/","passageId":"66b08c70871dd0fa087328f069f090c9","pageNumber":null,"quote":"4.99% Balance Transfer APR** (within 120 days) for 12 Months no balance transfer fee.","recordId":"official-issuer:page:url:4b56e5ddebc1d6771e163754a5c45793b01f7b49cc73738cc4ca8bb984ef18d3","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T05:53:20.703Z","sources":[{"snapshotId":"52132","sourceKind":"official_issuer","publisherName":"BLUE","capturedAt":"2026-10-14T05:53:20.703Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bluefcu.com/credit-cards/","passageId":"a692155af0cb4a539aee2d870794288a","pageNumber":null,"quote":"Keep more of what you earn—no annual fee, no surprises.","recordId":"official-issuer:page:url:4b56e5ddebc1d6771e163754a5c45793b01f7b49cc73738cc4ca8bb984ef18d3","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"Keep more of what you earn—no annual fee, no surprises."},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T05:53:20.703Z","sources":[{"snapshotId":"52132","sourceKind":"official_issuer","publisherName":"BLUE","capturedAt":"2026-10-14T05:53:20.703Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bluefcu.com/credit-cards/","passageId":"66b08c70871dd0fa087328f069f090c9","pageNumber":null,"quote":"4.99% Balance Transfer APR** (within 120 days) for 12 Months no balance transfer fee.","recordId":"official-issuer:page:url:4b56e5ddebc1d6771e163754a5c45793b01f7b49cc73738cc4ca8bb984ef18d3","recordFields":[],"fieldKey":"fee:balance_transfer:1"}],"feeType":"balance_transfer","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"4.99% Balance Transfer APR** (within 120 days) for 12 Months no balance transfer fee."}],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T05:53:20.703Z","sources":[{"snapshotId":"52132","sourceKind":"official_issuer","publisherName":"BLUE","capturedAt":"2026-10-14T05:53:20.703Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bluefcu.com/credit-cards/","passageId":"44b4938ab5f5eb91ef8963636c88a588","pageNumber":null,"quote":"1.00%","recordId":"official-issuer:page:url:4b56e5ddebc1d6771e163754a5c45793b01f7b49cc73738cc4ca8bb984ef18d3","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"base-cashback","benefitKind":"cashback_earnings","percentBps":100,"percentNullReason":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","amountCents":null,"amountNullReason":"not_applicable","amountIsUpperBound":false,"minimumQualifyingSpendCents":null,"minimumSpendNullReason":"not_applicable","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"1.00%","qualificationConditions":null,"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T05:53:20.703Z","sources":[{"snapshotId":"52132","sourceKind":"official_issuer","publisherName":"BLUE","capturedAt":"2026-10-14T05:53:20.703Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bluefcu.com/credit-cards/","passageId":"6f1e422c89d53b7e3d5bff662b6ad056","pageNumber":null,"quote":"4.00% on Streaming/Digital Subscriptions","recordId":"official-issuer:page:url:4b56e5ddebc1d6771e163754a5c45793b01f7b49cc73738cc4ca8bb984ef18d3","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"category-cashback-200","benefitKind":"cashback_earnings","percentBps":400,"percentNullReason":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","amountCents":null,"amountNullReason":"not_applicable","amountIsUpperBound":false,"minimumQualifyingSpendCents":null,"minimumSpendNullReason":"not_applicable","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"4.00% on Streaming/Digital Subscriptions","qualificationConditions":null,"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T05:53:20.703Z","sources":[{"snapshotId":"52132","sourceKind":"official_issuer","publisherName":"BLUE","capturedAt":"2026-10-14T05:53:20.703Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bluefcu.com/credit-cards/","passageId":"e55e52387b07dc7d26f17f4a2dc0250a","pageNumber":null,"quote":"3.00% on Bills (Utilities, Mobile, Internet)","recordId":"official-issuer:page:url:4b56e5ddebc1d6771e163754a5c45793b01f7b49cc73738cc4ca8bb984ef18d3","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"category-cashback-201","benefitKind":"cashback_earnings","percentBps":300,"percentNullReason":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","amountCents":null,"amountNullReason":"not_applicable","amountIsUpperBound":false,"minimumQualifyingSpendCents":null,"minimumSpendNullReason":"not_applicable","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"3.00% on Bills (Utilities, Mobile, Internet)","qualificationConditions":null,"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T05:53:20.703Z","sources":[{"snapshotId":"52132","sourceKind":"official_issuer","publisherName":"BLUE","capturedAt":"2026-10-14T05:53:20.703Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bluefcu.com/credit-cards/","passageId":"f27930db5e635a3047c9dd6e87a796af","pageNumber":null,"quote":"2.00% on Dining and Gas","recordId":"official-issuer:page:url:4b56e5ddebc1d6771e163754a5c45793b01f7b49cc73738cc4ca8bb984ef18d3","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"category-cashback-202","benefitKind":"cashback_earnings","percentBps":200,"percentNullReason":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","amountCents":null,"amountNullReason":"not_applicable","amountIsUpperBound":false,"minimumQualifyingSpendCents":null,"minimumSpendNullReason":"not_applicable","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"2.00% on Dining and Gas","qualificationConditions":null,"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T05:53:20.703Z","sources":[{"snapshotId":"52132","sourceKind":"official_issuer","publisherName":"BLUE","capturedAt":"2026-10-14T05:53:20.703Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bluefcu.com/credit-cards/","passageId":"f9ae0fef76db58701ed5a3ea7e6f6596","pageNumber":null,"quote":"$100 after spending $2,000 in the first 90 days","recordId":"official-issuer:page:url:4b56e5ddebc1d6771e163754a5c45793b01f7b49cc73738cc4ca8bb984ef18d3","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"welcome-cash-award","benefitKind":"opening_cash_award","percentBps":null,"percentNullReason":"not_applicable","maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","amountCents":10000,"amountNullReason":null,"amountIsUpperBound":false,"minimumQualifyingSpendCents":200000,"minimumSpendNullReason":null,"qualifyingDaysAfterAccountOpening":90,"qualifyingDaysNullReason":null,"recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"$100 after spending $2,000 in the first 90 days","qualificationConditions":null,"qualificationConditionSources":[]}],"cardLinks":[],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}