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The Account must be current and in good standing to accrue and redeem points. While points don’t expire, if the Account is closed for any reason, the Account will no longer be able to accrue points. All accrued points not redeemed will be available for redemption for 90 days as long as the Account is closed in good standing. Point values are subject to change at any time. Introductory rewards bonus is based on total net qualified purchases made in the first three months of account opening and rewards will be awarded to qualifying Accounts 3 - 4 weeks after the conclusion of the three-month period. Information regarding rates and offers is subject to change. For the most up-to-date offers available, please visit ","Get rewarded for your everyday purchases. 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The Account must be current and in good standing to accrue and redeem points. While points don’t expire, if the Account is closed for any reason, the Account will no longer be able to accrue points. All accrued points not redeemed will be available for redemption for 90 days as long as the Account is closed in good standing. Point values are subject to change at any time. 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Keep the exact quotation; do not invent a numeric purchase threshold or post-cap tier.","sources":[{"snapshotId":"23606","sourceKind":"official_issuer","publisherName":"BMO Bank National Association","capturedAt":"2026-08-26T23:18:10.398Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bmo.com/en-us/main/business-banking/credit-cards/platinumrewards/","passageId":"4b83b30d3132a22c48d1b6672ce652f5","pageNumber":null,"quote":"Up to $750 quarterly per category, then continue earning unlimited 1x point thereafter.","recordId":"official-issuer:page:url:cc401837756917f08247a71d9dcb63ccadf64ce5407aac1af83d8056ac99a2b3","recordFields":[],"fieldKey":"withheld:card_reward:category-cap-scope"}]},{"observationKind":"card_apr","fieldKey":"pricing-qualifications","reason":"unparsed_value","detail":"Regular prices and additional fees require the separately referenced disclosure; its link is not captured disclosure evidence.","sources":[{"snapshotId":"23606","sourceKind":"official_issuer","publisherName":"BMO Bank National Association","capturedAt":"2026-08-26T23:18:10.398Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bmo.com/en-us/main/business-banking/credit-cards/platinumrewards/","passageId":"e4b6bec051019d2d6b6ba3a671f26050","pageNumber":null,"quote":"0% introductory APR on Purchases valid for the first nine (9) months from account opening date. 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