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The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"49833","sourceKind":"official_issuer","publisherName":"Celtic Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"e7a5fe6ac6d17f21a0ddd050ad275ac3","pageNumber":5,"quote":"Periodic interest charges on Cash Advances will be imposed at the applicable Monthly Periodic Rate from the date each Cash Advance is made and will continue to accrue on unpaid balances as long as they remain unpaid. 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The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"49836","sourceKind":"official_issuer","publisherName":"Celtic Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"5d8eb6d06d13cf0c8f2620a33b5654ac","pageNumber":1,"quote":"If you are charged interest, the charge will be no less than $1.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:1"}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:cash_advance:page:5","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"49836","sourceKind":"official_issuer","publisherName":"Celtic Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"ad15f025b2553f977b9fadf106b70306","pageNumber":5,"quote":"Periodic interest charges on Cash Advances will be imposed at the applicable Monthly Periodic Rate from the date each Cash Advance is made and will continue to accrue on unpaid balances as long as they remain unpaid. 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The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"49781","sourceKind":"official_issuer","publisherName":"Celtic Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"2067e257834f21035f5c0b2018d2b35c","pageNumber":1,"quote":"If you are charged interest, the charge will be no less than $1.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:1"}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:cash_advance:page:5","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"49781","sourceKind":"official_issuer","publisherName":"Celtic Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"993c91533d3088ec5ffc77e79a6b68b1","pageNumber":5,"quote":"Periodic interest charges on Cash Advances will be imposed at the applicable Monthly Periodic Rate from the date each Cash Advance is made and will continue to accrue on unpaid balances as long as they remain unpaid. There is no grace period on Cash Advances and there is no period within which to pay to avoid interest charges on Cash Advances.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:cash_advance:page:5","qualifications":[]}]},{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"49822","sourceKind":"official_issuer","publisherName":"Celtic Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"416c6f7c0cbcb68921dc457ff3ed014b","pageNumber":1,"quote":"If you are charged interest, the charge will be no less than $1.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:1"}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:cash_advance:page:5","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"49822","sourceKind":"official_issuer","publisherName":"Celtic Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"69209afa04f4620e7e32035d08163daa","pageNumber":5,"quote":"Periodic interest charges on Cash Advances will be imposed at the applicable Monthly Periodic Rate from the date each Cash Advance is made and will continue to accrue on unpaid balances as long as they remain unpaid. 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The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"49776","sourceKind":"official_issuer","publisherName":"Celtic Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"0918cdc8302cdd9cf490b0a946dd9afe","pageNumber":1,"quote":"If you are charged interest, the charge will be no less than $1.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:1"}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:cash_advance:page:5","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"49776","sourceKind":"official_issuer","publisherName":"Celtic Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"14606dedfb16a3bb51096bc4d08c3669","pageNumber":5,"quote":"Periodic interest charges on Cash Advances will be imposed at the applicable Monthly Periodic Rate from the date each Cash Advance is made and will continue to accrue on unpaid balances as long as they remain unpaid. 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The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"49793","sourceKind":"official_issuer","publisherName":"Celtic Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"26475f3a35c3afc5a4a5a58be840b18c","pageNumber":1,"quote":"If you are charged interest, the charge will be no less than $1.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:1"}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:cash_advance:page:5","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"49793","sourceKind":"official_issuer","publisherName":"Celtic Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"904e3036549e33268f94a111aea79fa0","pageNumber":5,"quote":"Periodic interest charges on Cash Advances will be imposed at the applicable Monthly Periodic Rate from the date each Cash Advance is made and will continue to accrue on unpaid balances as long as they remain unpaid. There is no grace period on Cash Advances and there is no period within which to pay to avoid interest charges on Cash Advances.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:cash_advance:page:5","qualifications":[]}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}