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"}],"cardTerms":null,"signupBonuses":[],"cardRewards":[{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T21:04:13.330Z","sources":[{"snapshotId":"51347","sourceKind":"official_issuer","publisherName":"CENTRA","capturedAt":"2026-10-13T21:04:13.330Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.centra.org/borrow/low-rate-credit-cards/","passageId":"edaa50fd7f366ecd4d67ad43f043b886","pageNumber":null,"quote":"You shouldn’t have to jump through any hoops to be rewarded! 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