{"data":{"path":"christian-financial-credit-union/visa-signature","artwork":{"path":"christian-financial-credit-union/visa-signature","url":"/v1/product-artwork/christian-financial-credit-union/visa-signature/927bf46b6ee3152f11a41c8a95469a267f8a154bd7b01b49a8b6787096860387.webp","sha256":"927bf46b6ee3152f11a41c8a95469a267f8a154bd7b01b49a8b6787096860387","width":160,"height":92,"sourceUrl":"https://www.christianfinancialcu.com/wp-content/uploads/2025/07/250225_Card-Art_Signature_Right-Small.png","sourcePageUrl":"https://www.christianfinancialcu.com/personal/credit-cards/","capturedAt":"2026-10-14T20:37:23.735Z"},"name":"VISA SIGNATURE","officialName":"VISA SIGNATURE","type":"credit_card","audience":"consumer","lifecycleStatus":"active","owner":{"name":"Christian Financial Credit Union","handle":"christian-financial-credit-union"},"institution":{"name":"Christian Financial Credit Union","handle":"christian-financial-credit-union"},"actualIssuerName":null,"standardOffer":{"id":"1847","offerKind":"standard","channel":null,"nameAsFiled":"VISA SIGNATURE","handle":null,"terms":{"productId":"3031","path":"christian-financial-credit-union/visa-signature","name":"VISA SIGNATURE","officialName":"VISA SIGNATURE","aliases":[],"institutionId":"75698","institutionName":"Christian Financial Credit Union","institutionHandle":"christian-financial-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"visa","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":"unknown","purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":0,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T17:25:11.174Z","sources":[{"snapshotId":"53864","sourceKind":"official_issuer","publisherName":"CHRISTIAN FINANCIAL","capturedAt":"2026-10-14T17:25:11.174Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.christianfinancialcu.com/personal/credit-cards/","passageId":"c8bd87000e74175b9c74853b4fc07478","pageNumber":null,"quote":"None","recordId":"official-issuer:page:url:7573369cedc28d3ed575afcfb3bc2ca8cfdb0eac79632e6b150311da2ea4b414","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"None "},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T17:25:11.174Z","sources":[{"snapshotId":"53864","sourceKind":"official_issuer","publisherName":"CHRISTIAN FINANCIAL","capturedAt":"2026-10-14T17:25:11.174Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.christianfinancialcu.com/personal/credit-cards/","passageId":"508c7313951e2cc7d397447e1c9f3498","pageNumber":null,"quote":"Yes, you can transfer balances from other credit cards to a CFCU credit card. Unlike many other financial institutions, there is no fee to do a balance transfer with Christian Financial.","recordId":"official-issuer:page:url:7573369cedc28d3ed575afcfb3bc2ca8cfdb0eac79632e6b150311da2ea4b414","recordFields":[],"fieldKey":"fee:balance_transfer:1"}],"feeType":"balance_transfer","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"Yes, you can transfer balances from other credit cards to a CFCU credit card. Unlike many other financial institutions, there is no fee to do a balance transfer with Christian Financial."}],"cardTerms":null,"partialCardNetwork":{"network":"visa","sources":[{"snapshotId":"53864","sourceKind":"official_issuer","publisherName":"CHRISTIAN FINANCIAL","capturedAt":"2026-10-14T17:25:11.174Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.christianfinancialcu.com/personal/credit-cards/","passageId":"6fb38d086496a10b46c567f810937d13","pageNumber":null,"quote":"CFCU Visa® Signature","recordId":"official-issuer:page:url:7573369cedc28d3ed575afcfb3bc2ca8cfdb0eac79632e6b150311da2ea4b414","recordFields":[],"fieldKey":"network"}]},"signupBonuses":[],"cardRewards":[],"cashBenefits":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T17:25:11.174Z","sources":[{"snapshotId":"53864","sourceKind":"official_issuer","publisherName":"CHRISTIAN FINANCIAL","capturedAt":"2026-10-14T17:25:11.174Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.christianfinancialcu.com/personal/credit-cards/","passageId":"c1c92653302881ef920755d9cd7eb98d","pageNumber":null,"quote":"1.00% Cash Back on all purchases plus bonus Cash Back offers throughout the year.","recordId":"official-issuer:page:url:7573369cedc28d3ed575afcfb3bc2ca8cfdb0eac79632e6b150311da2ea4b414","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"cash-215","benefitKind":"cashback_earnings","percentBps":100,"percentNullReason":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","amountCents":null,"amountNullReason":"not_applicable","amountIsUpperBound":false,"minimumQualifyingSpendCents":null,"minimumSpendNullReason":"not_applicable","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"1.00% Cash Back on all purchases plus bonus Cash Back offers throughout the year.","qualificationConditions":null,"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T17:25:11.174Z","sources":[{"snapshotId":"53864","sourceKind":"official_issuer","publisherName":"CHRISTIAN FINANCIAL","capturedAt":"2026-10-14T17:25:11.174Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.christianfinancialcu.com/personal/credit-cards/","passageId":"bef1ad2618b8936c9c8a235e5e30fc7d","pageNumber":null,"quote":"Earn $100 in Cash Back rewards when you spend $2,000 in the first 90 days.","recordId":"official-issuer:page:url:7573369cedc28d3ed575afcfb3bc2ca8cfdb0eac79632e6b150311da2ea4b414","recordFields":[],"fieldKey":"card_cash_benefit"},{"snapshotId":"53864","sourceKind":"official_issuer","publisherName":"CHRISTIAN FINANCIAL","capturedAt":"2026-10-14T17:25:11.174Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.christianfinancialcu.com/personal/credit-cards/","passageId":"9f6830d8f830479e1d9e7219cec03d5c","pageNumber":null,"quote":"APR = Annual Percentage Rate. Rates based on credit history and subject to change without notice. Rates shown are lowest available. In order to be eligible for Over Limit Coverage, you must opt-in. **Applies to purchases only, not cash advances. New Signature card offers apply to brand new accounts only. Upgrades from a Platinum card are not eligible for new card offers.","recordId":"official-issuer:page:url:7573369cedc28d3ed575afcfb3bc2ca8cfdb0eac79632e6b150311da2ea4b414","recordFields":[],"fieldKey":"card_cash_benefit:qualification"}],"benefitKey":"cash-255","benefitKind":"opening_cash_award","percentBps":null,"percentNullReason":"not_applicable","maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","amountCents":10000,"amountNullReason":null,"amountIsUpperBound":false,"minimumQualifyingSpendCents":200000,"minimumSpendNullReason":null,"qualifyingDaysAfterAccountOpening":90,"qualifyingDaysNullReason":null,"recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"Earn $100 in Cash Back rewards when you spend $2,000 in the first 90 days.","qualificationConditions":"APR = Annual Percentage Rate. Rates based on credit history and subject to change without notice. Rates shown are lowest available. In order to be eligible for Over Limit Coverage, you must opt-in. **Applies to purchases only, not cash advances. New Signature card offers apply to brand new accounts only. Upgrades from a Platinum card are not eligible for new card offers.","qualificationConditionSources":[{"snapshotId":"53864","sourceKind":"official_issuer","publisherName":"CHRISTIAN FINANCIAL","capturedAt":"2026-10-14T17:25:11.174Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.christianfinancialcu.com/personal/credit-cards/","passageId":"9f6830d8f830479e1d9e7219cec03d5c","pageNumber":null,"quote":"APR = Annual Percentage Rate. Rates based on credit history and subject to change without notice. Rates shown are lowest available. In order to be eligible for Over Limit Coverage, you must opt-in. **Applies to purchases only, not cash advances. New Signature card offers apply to brand new accounts only. Upgrades from a Platinum card are not eligible for new card offers.","recordId":"official-issuer:page:url:7573369cedc28d3ed575afcfb3bc2ca8cfdb0eac79632e6b150311da2ea4b414","recordFields":[],"fieldKey":"card_cash_benefit:qualification"}]}],"cardLinks":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T17:25:11.174Z","sources":[{"snapshotId":"53864","sourceKind":"official_issuer","publisherName":"CHRISTIAN FINANCIAL","capturedAt":"2026-10-14T17:25:11.174Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.christianfinancialcu.com/personal/credit-cards/","passageId":"7afee55a99a257a94214b18bd75fbe46","pageNumber":null,"quote":"View our full Visa Terms and Conditions.","recordId":"official-issuer:page:url:7573369cedc28d3ed575afcfb3bc2ca8cfdb0eac79632e6b150311da2ea4b414","recordFields":[],"fieldKey":"card_link"}],"linkKey":"terms","linkKind":"disclosure","url":"https://www.christianfinancialcu.com/disclosures/visa-credit-card-agreement/","label":"View our full Visa Terms and Conditions."}],"cardWithholdings":[{"observationKind":"card_apr","fieldKey":"withheld-197","reason":"unparsed_value","detail":"APR retained verbatim; no capture date supplied to establish a qualified effective date.","sources":[{"snapshotId":"53864","sourceKind":"official_issuer","publisherName":"CHRISTIAN FINANCIAL","capturedAt":"2026-10-14T17:25:11.174Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.christianfinancialcu.com/personal/credit-cards/","passageId":"7e044b13316278dd215dae49647c2de6","pageNumber":null,"quote":"9.90% APR*","recordId":"official-issuer:page:url:7573369cedc28d3ed575afcfb3bc2ca8cfdb0eac79632e6b150311da2ea4b414","recordFields":[],"fieldKey":"withheld:card_apr:withheld-197"}]},{"observationKind":"card_cash_benefit","fieldKey":"withheld-257","reason":"unparsed_value","detail":"Balance-transfer cashback has no supported benefit kind; retained without mapping to purchase cashback.","sources":[{"snapshotId":"53864","sourceKind":"official_issuer","publisherName":"CHRISTIAN FINANCIAL","capturedAt":"2026-10-14T17:25:11.174Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.christianfinancialcu.com/personal/credit-cards/","passageId":"0e0530a121c3480a1d5c6e3d249a4e77","pageNumber":null,"quote":"Get 2.00% Cash Back on balance transfers completed in the first 30 days.","recordId":"official-issuer:page:url:7573369cedc28d3ed575afcfb3bc2ca8cfdb0eac79632e6b150311da2ea4b414","recordFields":[],"fieldKey":"withheld:card_cash_benefit:withheld-257"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"1847","offerKind":"standard","channel":null,"nameAsFiled":"VISA SIGNATURE","handle":null,"terms":{"productId":"3031","path":"christian-financial-credit-union/visa-signature","name":"VISA SIGNATURE","officialName":"VISA SIGNATURE","aliases":[],"institutionId":"75698","institutionName":"Christian Financial Credit Union","institutionHandle":"christian-financial-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"visa","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":"unknown","purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":0,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T17:25:11.174Z","sources":[{"snapshotId":"53864","sourceKind":"official_issuer","publisherName":"CHRISTIAN FINANCIAL","capturedAt":"2026-10-14T17:25:11.174Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.christianfinancialcu.com/personal/credit-cards/","passageId":"c8bd87000e74175b9c74853b4fc07478","pageNumber":null,"quote":"None","recordId":"official-issuer:page:url:7573369cedc28d3ed575afcfb3bc2ca8cfdb0eac79632e6b150311da2ea4b414","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"None "},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T17:25:11.174Z","sources":[{"snapshotId":"53864","sourceKind":"official_issuer","publisherName":"CHRISTIAN FINANCIAL","capturedAt":"2026-10-14T17:25:11.174Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.christianfinancialcu.com/personal/credit-cards/","passageId":"508c7313951e2cc7d397447e1c9f3498","pageNumber":null,"quote":"Yes, you can transfer balances from other credit cards to a CFCU credit card. Unlike many other financial institutions, there is no fee to do a balance transfer with Christian Financial.","recordId":"official-issuer:page:url:7573369cedc28d3ed575afcfb3bc2ca8cfdb0eac79632e6b150311da2ea4b414","recordFields":[],"fieldKey":"fee:balance_transfer:1"}],"feeType":"balance_transfer","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"Yes, you can transfer balances from other credit cards to a CFCU credit card. Unlike many other financial institutions, there is no fee to do a balance transfer with Christian Financial."}],"cardTerms":null,"partialCardNetwork":{"network":"visa","sources":[{"snapshotId":"53864","sourceKind":"official_issuer","publisherName":"CHRISTIAN FINANCIAL","capturedAt":"2026-10-14T17:25:11.174Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.christianfinancialcu.com/personal/credit-cards/","passageId":"6fb38d086496a10b46c567f810937d13","pageNumber":null,"quote":"CFCU Visa® Signature","recordId":"official-issuer:page:url:7573369cedc28d3ed575afcfb3bc2ca8cfdb0eac79632e6b150311da2ea4b414","recordFields":[],"fieldKey":"network"}]},"signupBonuses":[],"cardRewards":[],"cashBenefits":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T17:25:11.174Z","sources":[{"snapshotId":"53864","sourceKind":"official_issuer","publisherName":"CHRISTIAN FINANCIAL","capturedAt":"2026-10-14T17:25:11.174Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.christianfinancialcu.com/personal/credit-cards/","passageId":"c1c92653302881ef920755d9cd7eb98d","pageNumber":null,"quote":"1.00% Cash Back on all purchases plus bonus Cash Back offers throughout the year.","recordId":"official-issuer:page:url:7573369cedc28d3ed575afcfb3bc2ca8cfdb0eac79632e6b150311da2ea4b414","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"cash-215","benefitKind":"cashback_earnings","percentBps":100,"percentNullReason":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","amountCents":null,"amountNullReason":"not_applicable","amountIsUpperBound":false,"minimumQualifyingSpendCents":null,"minimumSpendNullReason":"not_applicable","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"1.00% Cash Back on all purchases plus bonus Cash Back offers throughout the year.","qualificationConditions":null,"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T17:25:11.174Z","sources":[{"snapshotId":"53864","sourceKind":"official_issuer","publisherName":"CHRISTIAN FINANCIAL","capturedAt":"2026-10-14T17:25:11.174Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.christianfinancialcu.com/personal/credit-cards/","passageId":"bef1ad2618b8936c9c8a235e5e30fc7d","pageNumber":null,"quote":"Earn $100 in Cash Back rewards when you spend $2,000 in the first 90 days.","recordId":"official-issuer:page:url:7573369cedc28d3ed575afcfb3bc2ca8cfdb0eac79632e6b150311da2ea4b414","recordFields":[],"fieldKey":"card_cash_benefit"},{"snapshotId":"53864","sourceKind":"official_issuer","publisherName":"CHRISTIAN FINANCIAL","capturedAt":"2026-10-14T17:25:11.174Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.christianfinancialcu.com/personal/credit-cards/","passageId":"9f6830d8f830479e1d9e7219cec03d5c","pageNumber":null,"quote":"APR = Annual Percentage Rate. Rates based on credit history and subject to change without notice. Rates shown are lowest available. In order to be eligible for Over Limit Coverage, you must opt-in. **Applies to purchases only, not cash advances. New Signature card offers apply to brand new accounts only. Upgrades from a Platinum card are not eligible for new card offers.","recordId":"official-issuer:page:url:7573369cedc28d3ed575afcfb3bc2ca8cfdb0eac79632e6b150311da2ea4b414","recordFields":[],"fieldKey":"card_cash_benefit:qualification"}],"benefitKey":"cash-255","benefitKind":"opening_cash_award","percentBps":null,"percentNullReason":"not_applicable","maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","amountCents":10000,"amountNullReason":null,"amountIsUpperBound":false,"minimumQualifyingSpendCents":200000,"minimumSpendNullReason":null,"qualifyingDaysAfterAccountOpening":90,"qualifyingDaysNullReason":null,"recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"Earn $100 in Cash Back rewards when you spend $2,000 in the first 90 days.","qualificationConditions":"APR = Annual Percentage Rate. Rates based on credit history and subject to change without notice. Rates shown are lowest available. In order to be eligible for Over Limit Coverage, you must opt-in. **Applies to purchases only, not cash advances. New Signature card offers apply to brand new accounts only. Upgrades from a Platinum card are not eligible for new card offers.","qualificationConditionSources":[{"snapshotId":"53864","sourceKind":"official_issuer","publisherName":"CHRISTIAN FINANCIAL","capturedAt":"2026-10-14T17:25:11.174Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.christianfinancialcu.com/personal/credit-cards/","passageId":"9f6830d8f830479e1d9e7219cec03d5c","pageNumber":null,"quote":"APR = Annual Percentage Rate. Rates based on credit history and subject to change without notice. Rates shown are lowest available. In order to be eligible for Over Limit Coverage, you must opt-in. **Applies to purchases only, not cash advances. New Signature card offers apply to brand new accounts only. Upgrades from a Platinum card are not eligible for new card offers.","recordId":"official-issuer:page:url:7573369cedc28d3ed575afcfb3bc2ca8cfdb0eac79632e6b150311da2ea4b414","recordFields":[],"fieldKey":"card_cash_benefit:qualification"}]}],"cardLinks":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T17:25:11.174Z","sources":[{"snapshotId":"53864","sourceKind":"official_issuer","publisherName":"CHRISTIAN FINANCIAL","capturedAt":"2026-10-14T17:25:11.174Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.christianfinancialcu.com/personal/credit-cards/","passageId":"7afee55a99a257a94214b18bd75fbe46","pageNumber":null,"quote":"View our full Visa Terms and Conditions.","recordId":"official-issuer:page:url:7573369cedc28d3ed575afcfb3bc2ca8cfdb0eac79632e6b150311da2ea4b414","recordFields":[],"fieldKey":"card_link"}],"linkKey":"terms","linkKind":"disclosure","url":"https://www.christianfinancialcu.com/disclosures/visa-credit-card-agreement/","label":"View our full Visa Terms and Conditions."}],"cardWithholdings":[{"observationKind":"card_apr","fieldKey":"withheld-197","reason":"unparsed_value","detail":"APR retained verbatim; no capture date supplied to establish a qualified effective date.","sources":[{"snapshotId":"53864","sourceKind":"official_issuer","publisherName":"CHRISTIAN FINANCIAL","capturedAt":"2026-10-14T17:25:11.174Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.christianfinancialcu.com/personal/credit-cards/","passageId":"7e044b13316278dd215dae49647c2de6","pageNumber":null,"quote":"9.90% APR*","recordId":"official-issuer:page:url:7573369cedc28d3ed575afcfb3bc2ca8cfdb0eac79632e6b150311da2ea4b414","recordFields":[],"fieldKey":"withheld:card_apr:withheld-197"}]},{"observationKind":"card_cash_benefit","fieldKey":"withheld-257","reason":"unparsed_value","detail":"Balance-transfer cashback has no supported benefit kind; retained without mapping to purchase cashback.","sources":[{"snapshotId":"53864","sourceKind":"official_issuer","publisherName":"CHRISTIAN FINANCIAL","capturedAt":"2026-10-14T17:25:11.174Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.christianfinancialcu.com/personal/credit-cards/","passageId":"0e0530a121c3480a1d5c6e3d249a4e77","pageNumber":null,"quote":"Get 2.00% Cash Back on balance transfers completed in the first 30 days.","recordId":"official-issuer:page:url:7573369cedc28d3ed575afcfb3bc2ca8cfdb0eac79632e6b150311da2ea4b414","recordFields":[],"fieldKey":"withheld:card_cash_benefit:withheld-257"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[{"snapshotId":"47183","path":"christian-financial-credit-union/visa-application-and-solicitation-disclosure","title":"Visa Application and Solicitation Disclosure","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"Christian Financial Credit Union","handle":"christian-financial-credit-union"},"identityDeclarations":[{"passageId":"042aa5298ce03a161ef4d850950985cf","pageNumber":1,"name":"VISA SIGNATURE"}]},{"snapshotId":"47182","path":"christian-financial-credit-union/visa-credit-card-agreement-and-disclosure","title":"Visa Credit Card Agreement and Disclosure","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"Christian Financial Credit Union","handle":"christian-financial-credit-union"},"identityDeclarations":[{"passageId":"86bc55aad481123f567ddc3649ac9b11","pageNumber":1,"name":"VISA SIGNATURE"}]}]}}