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"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T04:26:38.479Z","sources":[{"snapshotId":"51945","sourceKind":"official_issuer","publisherName":"CITADEL","capturedAt":"2026-10-14T04:26:38.479Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.citadelbanking.com/borrow/borrow-credit-cards/world-mastercard","passageId":"f87c5a8b3fea37f192bfe228cd44beb1","pageNumber":null,"quote":"If you are not currently a member, Citadel will open a savings account in your name upon approval and fund it with a $1 initial deposit. This savings account will give you access to a variety of Citadel’s products and services. 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"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T04:26:38.479Z","sources":[{"snapshotId":"51945","sourceKind":"official_issuer","publisherName":"CITADEL","capturedAt":"2026-10-14T04:26:38.479Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.citadelbanking.com/borrow/borrow-credit-cards/world-mastercard","passageId":"f87c5a8b3fea37f192bfe228cd44beb1","pageNumber":null,"quote":"If you are not currently a member, Citadel will open a savings account in your name upon approval and fund it with a $1 initial deposit. This savings account will give you access to a variety of Citadel’s products and services. 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