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The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19142","sourceKind":"official_issuer","publisherName":"Citibank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"citi/protections-for-active-duty-service-members-and-their-dependents-2026-07","documentTitle":"Citi Custom Cash Pricing and Information Table","publicUrl":null,"passageId":"73e47e5c1caffd95b99284a59497eacc","pageNumber":1,"quote":"If you are charged interest, the charge will be no less than $0.50.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:1"}]},{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:purchase_interest_conditions:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19142","sourceKind":"official_issuer","publisherName":"Citibank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"citi/protections-for-active-duty-service-members-and-their-dependents-2026-07","documentTitle":"Citi Custom Cash Pricing and Information Table","publicUrl":null,"passageId":"80322cc0f4d2ad4d614c259dfbfddfb7","pageNumber":1,"quote":"Your due date is at least 23 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your monthly Citi Flex Plan Payment Amount plus your entire balance, excluding any Citi Flex Plan balances, by the due date each month. 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The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19142","sourceKind":"official_issuer","publisherName":"Citibank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"citi/protections-for-active-duty-service-members-and-their-dependents-2026-07","documentTitle":"Citi Custom Cash Pricing and Information Table","publicUrl":null,"passageId":"8bd9f246aea9648b3e1a6297a02b409b","pageNumber":2,"quote":"Variable APRs are calculated based on the Prime Rate plus the additional amount shown in the Details About Your Interest Rates table. However, these APRs will not exceed 29.99%. This means if a calculated APR exceeds 29.99%, then that APR will be 29.99%. If the calculated APR is equal to or below 29.99%, then that APR will be that calculated amount.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:rate_cap:page:2","qualifications":[]}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:purchase:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"19142","sourceKind":"official_issuer","publisherName":"Citibank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"citi/protections-for-active-duty-service-members-and-their-dependents-2026-07","documentTitle":"Citi Custom Cash Pricing and Information Table","publicUrl":null,"passageId":"80322cc0f4d2ad4d614c259dfbfddfb7","pageNumber":1,"quote":"Your due date is at least 23 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your monthly Citi Flex Plan Payment Amount plus your entire balance, excluding any Citi Flex Plan balances, by the due date each month. If you do not pay your monthly Citi Flex Plan Payment plus your entire balance, excluding any Citi Flex Plan balances, by the due date…","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:purchase:page:1"}]}],"balanceTransferTerms":[{"effectiveFrom":"2026-08-23","effectiveTo":null,"lastObservedAt":"2026-08-23T23:26:06.602Z","sources":[{"snapshotId":"19148","sourceKind":"official_issuer","publisherName":"Citibank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"point","documentPath":"citi/card-agreement-guide-2026-07-6","documentTitle":"Citi Custom Cash Cardmember Agreement","publicUrl":null,"passageId":null,"pageNumber":null,"quote":null,"recordId":null,"recordFields":[],"fieldKey":"balance_transfer"}],"transferKey":"standard","transferMethod":null,"transferDeadlineDate":null,"transferDeadlineDaysAfterAccountOpen":null,"gracePeriodOffered":null,"settlementDaysMin":null,"settlementDaysMax":null,"currencyCode":"USD","maximumAmountCents":null,"maximumPercentOfLimitBps":null,"directToCreditor":null}],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[{"snapshotId":"19148","path":"citi/card-agreement-guide-2026-07-6","title":"Citi Custom Cash Cardmember Agreement","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"Citi","handle":"citi"},"identityDeclarations":[]},{"snapshotId":"19142","path":"citi/protections-for-active-duty-service-members-and-their-dependents-2026-07","title":"Citi Custom Cash Pricing and Information Table","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"Citi","handle":"citi"},"identityDeclarations":[]}]}}