{"data":{"path":"citizens-state-bank-wi/auto-loans","artwork":null,"name":"Auto Loans","officialName":"Auto Loans","type":"auto_loan","audience":"consumer","lifecycleStatus":"active","owner":{"name":"Citizens State Bank","handle":"citizens-state-bank-wi"},"institution":{"name":"Citizens State Bank","handle":"citizens-state-bank-wi"},"actualIssuerName":null,"standardOffer":{"id":"1071","offerKind":"standard","channel":null,"nameAsFiled":"Auto Loans","handle":null,"terms":{"productId":"2255","path":"citizens-state-bank-wi/auto-loans","name":"Auto Loans","officialName":"Auto Loans","aliases":[],"institutionId":"69552","institutionName":"Citizens State Bank","institutionHandle":"citizens-state-bank-wi","issuerName":null,"productType":"auto_loan","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"balanceTransferTerms":[],"loanTerms":{"effectiveFrom":"2026-10-06","effectiveTo":null,"lastObservedAt":"2026-10-06T01:51:16.163Z","sources":[{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"ecd57de8091626489e42ec204e073ccc","pageNumber":null,"quote":"Auto Loans","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"b392d390ea64a9c1f5ca7eba67610408","pageNumber":null,"quote":"Competitive fixed interest rates","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_apr"}],"currencyCode":"USD","minimumAmountCents":null,"minimumAmountNullReason":"not_parsed","maximumAmountCents":null,"maximumAmountNullReason":"not_parsed","minimumTermMonths":null,"minimumTermNullReason":"not_parsed","maximumTermMonths":null,"maximumTermNullReason":"not_parsed","collateralType":null,"collateralTypeNullReason":"not_parsed","maximumLoanToValueBps":null,"maximumLoanToValueNullReason":"not_parsed","drawPeriodMonths":null,"drawPeriodNullReason":"not_parsed","repaymentPeriodMonths":null,"repaymentPeriodNullReason":"not_parsed","prepaymentPenalty":null,"prepaymentPenaltyNullReason":"not_parsed","rateFloorBps":null,"rateFloorNullReason":"not_parsed","rateCapBps":null,"rateCapNullReason":"not_parsed"},"loanRateTiers":[{"effectiveFrom":"2026-10-06","effectiveTo":null,"lastObservedAt":"2026-10-06T01:51:16.163Z","sources":[{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"b392d390ea64a9c1f5ca7eba67610408","pageNumber":null,"quote":"Competitive fixed interest rates","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":null}],"tierKey":"own-fixed-rate","description":"Competitive fixed interest rates","currencyCode":"USD","minimumTermMonths":null,"minimumTermNullReason":"not_parsed","maximumTermMonths":null,"maximumTermNullReason":"not_parsed","minimumAmountCents":null,"minimumAmountNullReason":"not_parsed","maximumAmountCents":null,"maximumAmountNullReason":"not_parsed","collateralCondition":null,"collateralConditionNullReason":"not_applicable","rateType":"fixed","minimumBps":null,"minimumBpsNullReason":"not_disclosed","maximumBps":null,"maximumBpsNullReason":"not_disclosed","indexName":null,"indexNameNullReason":null,"marginBps":null,"marginBpsNullReason":null}],"rateDiscounts":[],"loanWithholdings":[{"fieldKey":"loan_access","reason":"unparsed_value","detail":"Auto Loans\nWe make the application process easy. You do not have to sit for hours on end waiting for the dealership financial representative to help you. Our approval process is done in-house for a quicker response. Once the loan is approved, closed and processed you are set to go. The best part is you make your payment to us, so if you ever have any questions we are here to help you. \nBenefits of a Citizens State Bank Auto Loan:\nCompetitive fixed interest rates\nQuick local approval process\nFlexible terms designed around your budget\nConvenient online and automatic payment options\nPersonalized support from start to finish\n\nWhether you’re buying your first car, upgrading your family vehicle, or refinancing an existing auto loan, our lenders are here to help you drive away with confidence.\nAuto and Other Personal Loans\nAt \nCitizens State Bank,\n we make all of our lending decisions locally because we believe banking should be personal. Our team services every loan right here in Wisconsin, so you can make payments at your favorite branch or through convenient Online and Mobile Banking. Have a question? Simply reach out! Our friendly lenders are always ready to help.\nWe take pride in building relationships that go far beyond the loan process. From application to your final payment, you’ll receive the kind of one-on-one attention that only a community bank can provide.\nHow to Apply for a Loan\nApplying for a Citizens State Bank personal or auto loan is fast and convenient. You can begin your application online, over the phone, or in person at any of our \nbranch locations \nin Hudson, Roberts, Elmwood, Menomonie or Woodville, Wisconsin.\nSteps to get started:\nGather your information:\n Be prepared with your income, employment, and basic identification details.\nApply your way:\n Submit an application online or visit your nearest branch for personal assistance.\nGet approved quickly\n: Because our decisions are made locally, most approvals happen faster than at larger institutions.\nFinalize your loan:\n Review and sign your documents in person or electronically, then enjoy the benefits of your new loan.\nOur team is always here to answer questions or guide you through the process, every step of the way.\nbranch locations: https://www.csbnet.net/locations","sources":[{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"ecd57de8091626489e42ec204e073ccc","pageNumber":null,"quote":"Auto Loans","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"6408d520bea40264e34c02a7ebf23bc0","pageNumber":null,"quote":"We make the application process easy. You do not have to sit for hours on end waiting for the dealership financial representative to help you. Our approval process is done in-house for a quicker response. Once the loan is approved, closed and processed you are set to go. The best part is you make your payment to us, so if you ever have any questions we are here to help you.","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"aa892ee262a9de5744bc15a26076751f","pageNumber":null,"quote":"Benefits of a Citizens State Bank Auto Loan:","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"b392d390ea64a9c1f5ca7eba67610408","pageNumber":null,"quote":"Competitive fixed interest rates","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"a40a5b9e3e21497ab46cdf36b96efa8f","pageNumber":null,"quote":"Quick local approval process","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"f5475886507000c58ca32279726a143d","pageNumber":null,"quote":"Flexible terms designed around your budget","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"1a50aa9efed94e116a3c318bfbdf2b2c","pageNumber":null,"quote":"Convenient online and automatic payment options","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"cfd694b4ce91abc59f0d3bdfbd34dfcc","pageNumber":null,"quote":"Personalized support from start to finish","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"2b20130a11b0535e663e832e6794d22b","pageNumber":null,"quote":"Whether you’re buying your first car, upgrading your family vehicle, or refinancing an existing auto loan, our lenders are here to help you drive away with confidence.","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"a4a2716b1dced9af62a9c31c1a42a9c5","pageNumber":null,"quote":"Auto and Other Personal Loans","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"b0bf455972143ea7550d98ae8b8d49f1","pageNumber":null,"quote":"At","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"f74edfaafa970cdd44b6a8de39b2f398","pageNumber":null,"quote":"Citizens State Bank,","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"40dafe89395587d03fee65f202aaf0d0","pageNumber":null,"quote":"we make all of our lending decisions locally because we believe banking should be personal. Our team services every loan right here in Wisconsin, so you can make payments at your favorite branch or through convenient Online and Mobile Banking. Have a question? Simply reach out! Our friendly lenders are always ready to help.","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"10bf5b4878ca9dcb57d925224f81db1e","pageNumber":null,"quote":"We take pride in building relationships that go far beyond the loan process. From application to your final payment, you’ll receive the kind of one-on-one attention that only a community bank can provide.","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"d958e8bc2272324af497ff87ddb3b9d8","pageNumber":null,"quote":"How to Apply for a Loan","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"cb22b6e44f3a2f4b3c54191830278029","pageNumber":null,"quote":"Applying for a Citizens State Bank personal or auto loan is fast and convenient. You can begin your application online, over the phone, or in person at any of our","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"3a1aaa736cd8430436bc6846fede27a7","pageNumber":null,"quote":"branch locations","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"8fd39ccfab83fa6f87ef92d75c971c79","pageNumber":null,"quote":"in Hudson, Roberts, Elmwood, Menomonie or Woodville, Wisconsin.","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"647c96fe6c136b2593f6809548f15205","pageNumber":null,"quote":"Steps to get started:","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"29ab434f888879009940229c711429a5","pageNumber":null,"quote":"Gather your information:","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"5d88e38b63e4f89837267e1fb24f0cf1","pageNumber":null,"quote":"Be prepared with your income, employment, and basic identification details.","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"6a47ced4e5ced725c73a5557e2e63fe9","pageNumber":null,"quote":"Apply your way:","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"cad3790c270591fd6c2dab35a3441540","pageNumber":null,"quote":"Submit an application online or visit your nearest branch for personal assistance.","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"704963b8671d9db3eda69e5108244e32","pageNumber":null,"quote":"Get approved quickly","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"9e5d6c3eebed564c71bf96e0b5a67274","pageNumber":null,"quote":": Because our decisions are made locally, most approvals happen faster than at larger institutions.","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"54a949aaca8d453ede9cf0086aeb2483","pageNumber":null,"quote":"Finalize your loan:","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"03350488d1b4b37b33f07b40cb82eb81","pageNumber":null,"quote":"Review and sign your documents in person or electronically, then enjoy the benefits of your new loan.","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"ac40936617ad176320681feb8aef513c","pageNumber":null,"quote":"Our team is always here to answer questions or guide you through the process, every step of the way.","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"e3be0ec88fc56c319a9d1f8fb1b5f8a3","pageNumber":null,"quote":"branch locations","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"}]}]},"offers":[{"id":"1071","offerKind":"standard","channel":null,"nameAsFiled":"Auto Loans","handle":null,"terms":{"productId":"2255","path":"citizens-state-bank-wi/auto-loans","name":"Auto Loans","officialName":"Auto Loans","aliases":[],"institutionId":"69552","institutionName":"Citizens State Bank","institutionHandle":"citizens-state-bank-wi","issuerName":null,"productType":"auto_loan","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"balanceTransferTerms":[],"loanTerms":{"effectiveFrom":"2026-10-06","effectiveTo":null,"lastObservedAt":"2026-10-06T01:51:16.163Z","sources":[{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"ecd57de8091626489e42ec204e073ccc","pageNumber":null,"quote":"Auto Loans","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"b392d390ea64a9c1f5ca7eba67610408","pageNumber":null,"quote":"Competitive fixed interest rates","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_apr"}],"currencyCode":"USD","minimumAmountCents":null,"minimumAmountNullReason":"not_parsed","maximumAmountCents":null,"maximumAmountNullReason":"not_parsed","minimumTermMonths":null,"minimumTermNullReason":"not_parsed","maximumTermMonths":null,"maximumTermNullReason":"not_parsed","collateralType":null,"collateralTypeNullReason":"not_parsed","maximumLoanToValueBps":null,"maximumLoanToValueNullReason":"not_parsed","drawPeriodMonths":null,"drawPeriodNullReason":"not_parsed","repaymentPeriodMonths":null,"repaymentPeriodNullReason":"not_parsed","prepaymentPenalty":null,"prepaymentPenaltyNullReason":"not_parsed","rateFloorBps":null,"rateFloorNullReason":"not_parsed","rateCapBps":null,"rateCapNullReason":"not_parsed"},"loanRateTiers":[{"effectiveFrom":"2026-10-06","effectiveTo":null,"lastObservedAt":"2026-10-06T01:51:16.163Z","sources":[{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"b392d390ea64a9c1f5ca7eba67610408","pageNumber":null,"quote":"Competitive fixed interest rates","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":null}],"tierKey":"own-fixed-rate","description":"Competitive fixed interest rates","currencyCode":"USD","minimumTermMonths":null,"minimumTermNullReason":"not_parsed","maximumTermMonths":null,"maximumTermNullReason":"not_parsed","minimumAmountCents":null,"minimumAmountNullReason":"not_parsed","maximumAmountCents":null,"maximumAmountNullReason":"not_parsed","collateralCondition":null,"collateralConditionNullReason":"not_applicable","rateType":"fixed","minimumBps":null,"minimumBpsNullReason":"not_disclosed","maximumBps":null,"maximumBpsNullReason":"not_disclosed","indexName":null,"indexNameNullReason":null,"marginBps":null,"marginBpsNullReason":null}],"rateDiscounts":[],"loanWithholdings":[{"fieldKey":"loan_access","reason":"unparsed_value","detail":"Auto Loans\nWe make the application process easy. You do not have to sit for hours on end waiting for the dealership financial representative to help you. Our approval process is done in-house for a quicker response. Once the loan is approved, closed and processed you are set to go. The best part is you make your payment to us, so if you ever have any questions we are here to help you. \nBenefits of a Citizens State Bank Auto Loan:\nCompetitive fixed interest rates\nQuick local approval process\nFlexible terms designed around your budget\nConvenient online and automatic payment options\nPersonalized support from start to finish\n\nWhether you’re buying your first car, upgrading your family vehicle, or refinancing an existing auto loan, our lenders are here to help you drive away with confidence.\nAuto and Other Personal Loans\nAt \nCitizens State Bank,\n we make all of our lending decisions locally because we believe banking should be personal. Our team services every loan right here in Wisconsin, so you can make payments at your favorite branch or through convenient Online and Mobile Banking. Have a question? Simply reach out! Our friendly lenders are always ready to help.\nWe take pride in building relationships that go far beyond the loan process. From application to your final payment, you’ll receive the kind of one-on-one attention that only a community bank can provide.\nHow to Apply for a Loan\nApplying for a Citizens State Bank personal or auto loan is fast and convenient. You can begin your application online, over the phone, or in person at any of our \nbranch locations \nin Hudson, Roberts, Elmwood, Menomonie or Woodville, Wisconsin.\nSteps to get started:\nGather your information:\n Be prepared with your income, employment, and basic identification details.\nApply your way:\n Submit an application online or visit your nearest branch for personal assistance.\nGet approved quickly\n: Because our decisions are made locally, most approvals happen faster than at larger institutions.\nFinalize your loan:\n Review and sign your documents in person or electronically, then enjoy the benefits of your new loan.\nOur team is always here to answer questions or guide you through the process, every step of the way.\nbranch locations: https://www.csbnet.net/locations","sources":[{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"ecd57de8091626489e42ec204e073ccc","pageNumber":null,"quote":"Auto Loans","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"6408d520bea40264e34c02a7ebf23bc0","pageNumber":null,"quote":"We make the application process easy. You do not have to sit for hours on end waiting for the dealership financial representative to help you. Our approval process is done in-house for a quicker response. Once the loan is approved, closed and processed you are set to go. The best part is you make your payment to us, so if you ever have any questions we are here to help you.","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"aa892ee262a9de5744bc15a26076751f","pageNumber":null,"quote":"Benefits of a Citizens State Bank Auto Loan:","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"b392d390ea64a9c1f5ca7eba67610408","pageNumber":null,"quote":"Competitive fixed interest rates","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"a40a5b9e3e21497ab46cdf36b96efa8f","pageNumber":null,"quote":"Quick local approval process","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"f5475886507000c58ca32279726a143d","pageNumber":null,"quote":"Flexible terms designed around your budget","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"1a50aa9efed94e116a3c318bfbdf2b2c","pageNumber":null,"quote":"Convenient online and automatic payment options","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"cfd694b4ce91abc59f0d3bdfbd34dfcc","pageNumber":null,"quote":"Personalized support from start to finish","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"2b20130a11b0535e663e832e6794d22b","pageNumber":null,"quote":"Whether you’re buying your first car, upgrading your family vehicle, or refinancing an existing auto loan, our lenders are here to help you drive away with confidence.","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"a4a2716b1dced9af62a9c31c1a42a9c5","pageNumber":null,"quote":"Auto and Other Personal Loans","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"b0bf455972143ea7550d98ae8b8d49f1","pageNumber":null,"quote":"At","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"f74edfaafa970cdd44b6a8de39b2f398","pageNumber":null,"quote":"Citizens State Bank,","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"40dafe89395587d03fee65f202aaf0d0","pageNumber":null,"quote":"we make all of our lending decisions locally because we believe banking should be personal. Our team services every loan right here in Wisconsin, so you can make payments at your favorite branch or through convenient Online and Mobile Banking. Have a question? Simply reach out! Our friendly lenders are always ready to help.","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"10bf5b4878ca9dcb57d925224f81db1e","pageNumber":null,"quote":"We take pride in building relationships that go far beyond the loan process. From application to your final payment, you’ll receive the kind of one-on-one attention that only a community bank can provide.","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"d958e8bc2272324af497ff87ddb3b9d8","pageNumber":null,"quote":"How to Apply for a Loan","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"cb22b6e44f3a2f4b3c54191830278029","pageNumber":null,"quote":"Applying for a Citizens State Bank personal or auto loan is fast and convenient. You can begin your application online, over the phone, or in person at any of our","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"3a1aaa736cd8430436bc6846fede27a7","pageNumber":null,"quote":"branch locations","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"8fd39ccfab83fa6f87ef92d75c971c79","pageNumber":null,"quote":"in Hudson, Roberts, Elmwood, Menomonie or Woodville, Wisconsin.","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"647c96fe6c136b2593f6809548f15205","pageNumber":null,"quote":"Steps to get started:","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"29ab434f888879009940229c711429a5","pageNumber":null,"quote":"Gather your information:","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"5d88e38b63e4f89837267e1fb24f0cf1","pageNumber":null,"quote":"Be prepared with your income, employment, and basic identification details.","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"6a47ced4e5ced725c73a5557e2e63fe9","pageNumber":null,"quote":"Apply your way:","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"cad3790c270591fd6c2dab35a3441540","pageNumber":null,"quote":"Submit an application online or visit your nearest branch for personal assistance.","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"704963b8671d9db3eda69e5108244e32","pageNumber":null,"quote":"Get approved quickly","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"9e5d6c3eebed564c71bf96e0b5a67274","pageNumber":null,"quote":": Because our decisions are made locally, most approvals happen faster than at larger institutions.","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"54a949aaca8d453ede9cf0086aeb2483","pageNumber":null,"quote":"Finalize your loan:","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"03350488d1b4b37b33f07b40cb82eb81","pageNumber":null,"quote":"Review and sign your documents in person or electronically, then enjoy the benefits of your new loan.","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"ac40936617ad176320681feb8aef513c","pageNumber":null,"quote":"Our team is always here to answer questions or guide you through the process, every step of the way.","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46554","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:51:16.163Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/auto-and-other-personal-loans","passageId":"e3be0ec88fc56c319a9d1f8fb1b5f8a3","pageNumber":null,"quote":"branch locations","recordId":"official-issuer:page:url:364fee49c4ca79f3fe816b112090d13b9f7a91c0b7f3077abcac85a1134def32","recordFields":[],"fieldKey":"loan_access"}]}]}],"documents":[]}}