{"data":{"path":"citizens-state-bank-wi/fha-loan","artwork":null,"name":"FHA Loan","officialName":"FHA Loan","type":"mortgage","audience":"consumer","lifecycleStatus":"active","owner":{"name":"Citizens State Bank","handle":"citizens-state-bank-wi"},"institution":{"name":"Citizens State Bank","handle":"citizens-state-bank-wi"},"actualIssuerName":null,"standardOffer":{"id":"1074","offerKind":"standard","channel":null,"nameAsFiled":"FHA Loan","handle":null,"terms":{"productId":"2258","path":"citizens-state-bank-wi/fha-loan","name":"FHA Loan","officialName":"FHA Loan","aliases":[],"institutionId":"69552","institutionName":"Citizens State Bank","institutionHandle":"citizens-state-bank-wi","issuerName":null,"productType":"mortgage","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":["other"],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[{"effectiveFrom":"2026-10-06","effectiveTo":null,"lastObservedAt":"2026-10-06T01:52:31.451Z","sources":[{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"7d10ef423e9f10ec1223daba52167dc0","pageNumber":null,"quote":"APPLY WITH MEGAN","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application-1","linkKind":"application","url":"https://csbnet.lendsmart.ai/getstarted?advisor=megan.holcomb","label":"APPLY WITH MEGAN"},{"effectiveFrom":"2026-10-06","effectiveTo":null,"lastObservedAt":"2026-10-06T01:52:31.451Z","sources":[{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"7f3f542d7e343ca9bf6e93544bead832","pageNumber":null,"quote":"Apply with Jamie","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application-2","linkKind":"application","url":"https://csbnet.lendsmart.ai/getstarted?advisor=jamie.vanpelt","label":"Apply with Jamie"},{"effectiveFrom":"2026-10-06","effectiveTo":null,"lastObservedAt":"2026-10-06T01:52:31.451Z","sources":[{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"2a8a87db9b3e13d96484d533db080346","pageNumber":null,"quote":"Apply Today","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application-3","linkKind":"application","url":"https://csbnet.lendsmart.ai/getstarted","label":"Apply Today"}],"openingRequirements":[{"effectiveFrom":"2026-10-06","effectiveTo":null,"lastObservedAt":"2026-10-06T01:52:31.451Z","sources":[{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"0c3bb96f4414c764653280bdece310fe","pageNumber":null,"quote":"Down Payment as low as 3.50%","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"offer_requirement:own-eligibility"}],"requirementKey":"own-eligibility","routeType":"other","description":"Down Payment as low as 3.50%"}],"balanceTransferTerms":[],"loanTerms":{"effectiveFrom":"2026-10-06","effectiveTo":null,"lastObservedAt":"2026-10-06T01:52:31.451Z","sources":[{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"8abcb66ea1b31d2dbcf582e99e3b6931","pageNumber":null,"quote":"FHA Loan","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"}],"currencyCode":"USD","minimumAmountCents":null,"minimumAmountNullReason":"not_parsed","maximumAmountCents":null,"maximumAmountNullReason":"not_parsed","minimumTermMonths":null,"minimumTermNullReason":"not_parsed","maximumTermMonths":null,"maximumTermNullReason":"not_parsed","collateralType":null,"collateralTypeNullReason":"not_parsed","maximumLoanToValueBps":null,"maximumLoanToValueNullReason":"not_parsed","drawPeriodMonths":null,"drawPeriodNullReason":"not_parsed","repaymentPeriodMonths":null,"repaymentPeriodNullReason":"not_parsed","prepaymentPenalty":null,"prepaymentPenaltyNullReason":"not_parsed","rateFloorBps":null,"rateFloorNullReason":"not_parsed","rateCapBps":null,"rateCapNullReason":"not_parsed"},"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[{"fieldKey":"loan_access","reason":"unparsed_value","detail":"FHA Loan \nAn FHA loan is a mortgage insured by the Federal Housing Administration (FHA). FHA allows lenders to offer loans with below-average interest rate, easier credit requirements, and low-down payments. FHA Loans are more popular with first time, lower-income, and/or lower-credit home buyers, thanks to their flexibility and low rates. FHA financing is not limited to first time home buyers.\nDown Payment as low as 3.50%\nRelaxed Credit Standards\nCompetitive Rates \nHome Mortgage Loans In Minnesota\nPersonal\nBusiness\nHome Mortgage Loans In Minnesota\nSearching for a reliable mortgage in Minnesota? Make your homebuying process simple and stress-free with our various loan options, competitive rates, and personalized service. Start your journey to homeownership today by applying with ou\nr trusted mortgage lenders\n at Citizens State Bank. \nApply with one of our Mortgage Lenders\nAPPLY WITH MEGAN\nNMLS # 452652\nApply with Jamie\nNMLS # 1229275\nApply Today\nr trusted mortgage lenders: https://www.csbnet.net/personal/meet-our-home-real-estate-lenders\nAPPLY WITH MEGAN: https://csbnet.lendsmart.ai/getstarted?advisor=megan.holcomb\nApply with Jamie: https://csbnet.lendsmart.ai/getstarted?advisor=jamie.vanpelt\nApply Today: https://csbnet.lendsmart.ai/getstarted","sources":[{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"8abcb66ea1b31d2dbcf582e99e3b6931","pageNumber":null,"quote":"FHA Loan","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"6e7a1f6de7a68dc6b31524acd625b666","pageNumber":null,"quote":"An FHA loan is a mortgage insured by the Federal Housing Administration (FHA). FHA allows lenders to offer loans with below-average interest rate, easier credit requirements, and low-down payments. FHA Loans are more popular with first time, lower-income, and/or lower-credit home buyers, thanks to their flexibility and low rates. FHA financing is not limited to first time home buyers.","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"0c3bb96f4414c764653280bdece310fe","pageNumber":null,"quote":"Down Payment as low as 3.50%","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"89c1de64bb0a2515498bc957ed2b5950","pageNumber":null,"quote":"Relaxed Credit Standards","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"34a0216c88dd784d3ccf49d9e7f4de6b","pageNumber":null,"quote":"Competitive Rates","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"afdf6d02be4ca812cda3fbc047296dfe","pageNumber":null,"quote":"Home Mortgage Loans In Minnesota","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"24a3e406214cce64ad243e64bc0a3b3b","pageNumber":null,"quote":"Personal","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"442b9475210261b68367f02bd39df870","pageNumber":null,"quote":"Business","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"afae8be83c8fb039656af3ceb2cef942","pageNumber":null,"quote":"Home Mortgage Loans In Minnesota","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"1f76804cbf1bc7072c04eadd9f996260","pageNumber":null,"quote":"Searching for a reliable mortgage in Minnesota? Make your homebuying process simple and stress-free with our various loan options, competitive rates, and personalized service. Start your journey to homeownership today by applying with ou","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"7fb6349dbe32740c0e5d18cf472c6901","pageNumber":null,"quote":"r trusted mortgage lenders","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"6a1e733d2207e761ec47a0c5c27f386f","pageNumber":null,"quote":"at Citizens State Bank.","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"4b0f9eb8e19025192d5480f3a5e9cd35","pageNumber":null,"quote":"Apply with one of our Mortgage Lenders","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"1d37b3b00b67dcc6e3ed5dc8c9e753e3","pageNumber":null,"quote":"APPLY WITH MEGAN","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"61fd097955e635064f359b0445335ca4","pageNumber":null,"quote":"NMLS # 452652","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"fcd56b70bc5303933750458b74780843","pageNumber":null,"quote":"Apply with Jamie","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"a0e37cd7964af8556bcc8a071c335d7f","pageNumber":null,"quote":"NMLS # 1229275","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"eda060ebb6b2359c6f6e3a1495656e98","pageNumber":null,"quote":"Apply Today","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"637776676b17dd8bf5a2bb21d05138d4","pageNumber":null,"quote":"r trusted mortgage lenders","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"7d10ef423e9f10ec1223daba52167dc0","pageNumber":null,"quote":"APPLY WITH MEGAN","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"7f3f542d7e343ca9bf6e93544bead832","pageNumber":null,"quote":"Apply with Jamie","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"2a8a87db9b3e13d96484d533db080346","pageNumber":null,"quote":"Apply Today","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"}]}]},"offers":[{"id":"1074","offerKind":"standard","channel":null,"nameAsFiled":"FHA Loan","handle":null,"terms":{"productId":"2258","path":"citizens-state-bank-wi/fha-loan","name":"FHA Loan","officialName":"FHA Loan","aliases":[],"institutionId":"69552","institutionName":"Citizens State Bank","institutionHandle":"citizens-state-bank-wi","issuerName":null,"productType":"mortgage","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":["other"],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[{"effectiveFrom":"2026-10-06","effectiveTo":null,"lastObservedAt":"2026-10-06T01:52:31.451Z","sources":[{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"7d10ef423e9f10ec1223daba52167dc0","pageNumber":null,"quote":"APPLY WITH MEGAN","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application-1","linkKind":"application","url":"https://csbnet.lendsmart.ai/getstarted?advisor=megan.holcomb","label":"APPLY WITH MEGAN"},{"effectiveFrom":"2026-10-06","effectiveTo":null,"lastObservedAt":"2026-10-06T01:52:31.451Z","sources":[{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"7f3f542d7e343ca9bf6e93544bead832","pageNumber":null,"quote":"Apply with Jamie","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application-2","linkKind":"application","url":"https://csbnet.lendsmart.ai/getstarted?advisor=jamie.vanpelt","label":"Apply with Jamie"},{"effectiveFrom":"2026-10-06","effectiveTo":null,"lastObservedAt":"2026-10-06T01:52:31.451Z","sources":[{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"2a8a87db9b3e13d96484d533db080346","pageNumber":null,"quote":"Apply Today","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application-3","linkKind":"application","url":"https://csbnet.lendsmart.ai/getstarted","label":"Apply Today"}],"openingRequirements":[{"effectiveFrom":"2026-10-06","effectiveTo":null,"lastObservedAt":"2026-10-06T01:52:31.451Z","sources":[{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"0c3bb96f4414c764653280bdece310fe","pageNumber":null,"quote":"Down Payment as low as 3.50%","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"offer_requirement:own-eligibility"}],"requirementKey":"own-eligibility","routeType":"other","description":"Down Payment as low as 3.50%"}],"balanceTransferTerms":[],"loanTerms":{"effectiveFrom":"2026-10-06","effectiveTo":null,"lastObservedAt":"2026-10-06T01:52:31.451Z","sources":[{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"8abcb66ea1b31d2dbcf582e99e3b6931","pageNumber":null,"quote":"FHA Loan","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"}],"currencyCode":"USD","minimumAmountCents":null,"minimumAmountNullReason":"not_parsed","maximumAmountCents":null,"maximumAmountNullReason":"not_parsed","minimumTermMonths":null,"minimumTermNullReason":"not_parsed","maximumTermMonths":null,"maximumTermNullReason":"not_parsed","collateralType":null,"collateralTypeNullReason":"not_parsed","maximumLoanToValueBps":null,"maximumLoanToValueNullReason":"not_parsed","drawPeriodMonths":null,"drawPeriodNullReason":"not_parsed","repaymentPeriodMonths":null,"repaymentPeriodNullReason":"not_parsed","prepaymentPenalty":null,"prepaymentPenaltyNullReason":"not_parsed","rateFloorBps":null,"rateFloorNullReason":"not_parsed","rateCapBps":null,"rateCapNullReason":"not_parsed"},"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[{"fieldKey":"loan_access","reason":"unparsed_value","detail":"FHA Loan \nAn FHA loan is a mortgage insured by the Federal Housing Administration (FHA). FHA allows lenders to offer loans with below-average interest rate, easier credit requirements, and low-down payments. FHA Loans are more popular with first time, lower-income, and/or lower-credit home buyers, thanks to their flexibility and low rates. FHA financing is not limited to first time home buyers.\nDown Payment as low as 3.50%\nRelaxed Credit Standards\nCompetitive Rates \nHome Mortgage Loans In Minnesota\nPersonal\nBusiness\nHome Mortgage Loans In Minnesota\nSearching for a reliable mortgage in Minnesota? Make your homebuying process simple and stress-free with our various loan options, competitive rates, and personalized service. Start your journey to homeownership today by applying with ou\nr trusted mortgage lenders\n at Citizens State Bank. \nApply with one of our Mortgage Lenders\nAPPLY WITH MEGAN\nNMLS # 452652\nApply with Jamie\nNMLS # 1229275\nApply Today\nr trusted mortgage lenders: https://www.csbnet.net/personal/meet-our-home-real-estate-lenders\nAPPLY WITH MEGAN: https://csbnet.lendsmart.ai/getstarted?advisor=megan.holcomb\nApply with Jamie: https://csbnet.lendsmart.ai/getstarted?advisor=jamie.vanpelt\nApply Today: https://csbnet.lendsmart.ai/getstarted","sources":[{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"8abcb66ea1b31d2dbcf582e99e3b6931","pageNumber":null,"quote":"FHA Loan","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"6e7a1f6de7a68dc6b31524acd625b666","pageNumber":null,"quote":"An FHA loan is a mortgage insured by the Federal Housing Administration (FHA). FHA allows lenders to offer loans with below-average interest rate, easier credit requirements, and low-down payments. FHA Loans are more popular with first time, lower-income, and/or lower-credit home buyers, thanks to their flexibility and low rates. FHA financing is not limited to first time home buyers.","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"0c3bb96f4414c764653280bdece310fe","pageNumber":null,"quote":"Down Payment as low as 3.50%","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"89c1de64bb0a2515498bc957ed2b5950","pageNumber":null,"quote":"Relaxed Credit Standards","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"34a0216c88dd784d3ccf49d9e7f4de6b","pageNumber":null,"quote":"Competitive Rates","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"afdf6d02be4ca812cda3fbc047296dfe","pageNumber":null,"quote":"Home Mortgage Loans In Minnesota","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"24a3e406214cce64ad243e64bc0a3b3b","pageNumber":null,"quote":"Personal","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"442b9475210261b68367f02bd39df870","pageNumber":null,"quote":"Business","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"afae8be83c8fb039656af3ceb2cef942","pageNumber":null,"quote":"Home Mortgage Loans In Minnesota","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"1f76804cbf1bc7072c04eadd9f996260","pageNumber":null,"quote":"Searching for a reliable mortgage in Minnesota? Make your homebuying process simple and stress-free with our various loan options, competitive rates, and personalized service. Start your journey to homeownership today by applying with ou","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"7fb6349dbe32740c0e5d18cf472c6901","pageNumber":null,"quote":"r trusted mortgage lenders","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"6a1e733d2207e761ec47a0c5c27f386f","pageNumber":null,"quote":"at Citizens State Bank.","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"4b0f9eb8e19025192d5480f3a5e9cd35","pageNumber":null,"quote":"Apply with one of our Mortgage Lenders","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"1d37b3b00b67dcc6e3ed5dc8c9e753e3","pageNumber":null,"quote":"APPLY WITH MEGAN","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"61fd097955e635064f359b0445335ca4","pageNumber":null,"quote":"NMLS # 452652","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"fcd56b70bc5303933750458b74780843","pageNumber":null,"quote":"Apply with Jamie","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"a0e37cd7964af8556bcc8a071c335d7f","pageNumber":null,"quote":"NMLS # 1229275","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"eda060ebb6b2359c6f6e3a1495656e98","pageNumber":null,"quote":"Apply Today","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"637776676b17dd8bf5a2bb21d05138d4","pageNumber":null,"quote":"r trusted mortgage lenders","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"7d10ef423e9f10ec1223daba52167dc0","pageNumber":null,"quote":"APPLY WITH MEGAN","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"7f3f542d7e343ca9bf6e93544bead832","pageNumber":null,"quote":"Apply with Jamie","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46555","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:52:31.451Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/personal/home-mortgage-loans-in-minnesota","passageId":"2a8a87db9b3e13d96484d533db080346","pageNumber":null,"quote":"Apply Today","recordId":"official-issuer:page:url:3c04a3abce4d25e0c215d0de44e328c44d10c6d0d88b518152b65a9417e5ca64","recordFields":[],"fieldKey":"loan_access"}]}]}],"documents":[]}}