{"data":{"path":"citizens-state-bank-wi/traditional-commercial-mortgage","artwork":null,"name":"Traditional Commercial Mortgage","officialName":"Traditional Commercial Mortgage","type":"mortgage","audience":"business","lifecycleStatus":"active","owner":{"name":"Citizens State Bank","handle":"citizens-state-bank-wi"},"institution":{"name":"Citizens State Bank","handle":"citizens-state-bank-wi"},"actualIssuerName":null,"standardOffer":{"id":"1070","offerKind":"standard","channel":null,"nameAsFiled":"Traditional Commercial Mortgage","handle":null,"terms":{"productId":"2254","path":"citizens-state-bank-wi/traditional-commercial-mortgage","name":"Traditional Commercial Mortgage","officialName":"Traditional Commercial Mortgage","aliases":[],"institutionId":"69552","institutionName":"Citizens State Bank","institutionHandle":"citizens-state-bank-wi","issuerName":null,"productType":"mortgage","audience":"business","audienceSegments":["business"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":"real_estate","loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"balanceTransferTerms":[],"loanTerms":{"effectiveFrom":"2026-10-06","effectiveTo":null,"lastObservedAt":"2026-10-06T01:49:18.130Z","sources":[{"snapshotId":"46548","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:49:18.130Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/business/business-loans","passageId":"99f42749b5e67725125af7210e0484cf","pageNumber":null,"quote":"Similar to a personal residential mortgage, a traditional commercial mortgage holds the property as collateral for the loan. Commercial mortgages typically have shorter terms as well — usually 5-20 years as opposed to the common 10-30 year range for residential mortgages.","recordId":"official-issuer:page:url:ad59f0e5247c13c1843c803c963e169f688913156daf780bf9597e06948048f6","recordFields":[],"fieldKey":"collateral_type"},{"snapshotId":"46548","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:49:18.130Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/business/business-loans","passageId":"e319bd803f436fd91dccaa1653b12281","pageNumber":null,"quote":"Traditional Commercial Mortgage -","recordId":"official-issuer:page:url:ad59f0e5247c13c1843c803c963e169f688913156daf780bf9597e06948048f6","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46548","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:49:18.130Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/business/business-loans","passageId":"99f42749b5e67725125af7210e0484cf","pageNumber":null,"quote":"Similar to a personal residential mortgage, a traditional commercial mortgage holds the property as collateral for the loan. Commercial mortgages typically have shorter terms as well — usually 5-20 years as opposed to the common 10-30 year range for residential mortgages.","recordId":"official-issuer:page:url:ad59f0e5247c13c1843c803c963e169f688913156daf780bf9597e06948048f6","recordFields":[],"fieldKey":"loan_term"}],"currencyCode":"USD","minimumAmountCents":null,"minimumAmountNullReason":"not_parsed","maximumAmountCents":null,"maximumAmountNullReason":"not_parsed","minimumTermMonths":null,"minimumTermNullReason":"not_parsed","maximumTermMonths":null,"maximumTermNullReason":"not_parsed","collateralType":"real_estate","collateralTypeNullReason":null,"maximumLoanToValueBps":null,"maximumLoanToValueNullReason":"not_parsed","drawPeriodMonths":null,"drawPeriodNullReason":"not_parsed","repaymentPeriodMonths":null,"repaymentPeriodNullReason":"not_parsed","prepaymentPenalty":null,"prepaymentPenaltyNullReason":"not_parsed","rateFloorBps":null,"rateFloorNullReason":"not_parsed","rateCapBps":null,"rateCapNullReason":"not_parsed"},"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[{"fieldKey":"loan_access","reason":"unparsed_value","detail":"Traditional Commercial Mortgage -\n Similar to a personal residential mortgage, a traditional commercial mortgage holds the property as collateral for the loan. Commercial mortgages typically have shorter terms as well — usually 5-20 years as opposed to the common 10-30 year range for residential mortgages. \nBusiness Loans Wisconsin & Minnesota\nCommercial Real Estate Loan\nA Commercial Real Estate (CRE) property loan is a credit option that a lender offers against the mortgage of non-residential or commercial property. A commercial property is one that you use to run a business or any other commercial undertaking. Commercial Real Estate loans typically have a shorter term than traditional residential homes.\nChoosing the Right Commercial Real Estate Loan \nBusinesses of every size should be aware of their options before choosing a type of commercial real estate loan. Here are some of the most common loan products that we offer.","sources":[{"snapshotId":"46548","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:49:18.130Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/business/business-loans","passageId":"e319bd803f436fd91dccaa1653b12281","pageNumber":null,"quote":"Traditional Commercial Mortgage -","recordId":"official-issuer:page:url:ad59f0e5247c13c1843c803c963e169f688913156daf780bf9597e06948048f6","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46548","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:49:18.130Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/business/business-loans","passageId":"99f42749b5e67725125af7210e0484cf","pageNumber":null,"quote":"Similar to a personal residential mortgage, a traditional commercial mortgage holds the property as collateral for the loan. Commercial mortgages typically have shorter terms as well — usually 5-20 years as opposed to the common 10-30 year range for residential mortgages.","recordId":"official-issuer:page:url:ad59f0e5247c13c1843c803c963e169f688913156daf780bf9597e06948048f6","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46548","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:49:18.130Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/business/business-loans","passageId":"ffbd042fcb9d7c0a48afee2993a760ef","pageNumber":null,"quote":"Business Loans Wisconsin & Minnesota","recordId":"official-issuer:page:url:ad59f0e5247c13c1843c803c963e169f688913156daf780bf9597e06948048f6","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46548","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:49:18.130Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/business/business-loans","passageId":"87579adfcf503106b975e308f7c5c1b0","pageNumber":null,"quote":"Commercial Real Estate Loan","recordId":"official-issuer:page:url:ad59f0e5247c13c1843c803c963e169f688913156daf780bf9597e06948048f6","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46548","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:49:18.130Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/business/business-loans","passageId":"883b138b0e0b5a108badd02c2bbf30ca","pageNumber":null,"quote":"A Commercial Real Estate (CRE) property loan is a credit option that a lender offers against the mortgage of non-residential or commercial property. A commercial property is one that you use to run a business or any other commercial undertaking. Commercial Real Estate loans typically have a shorter term than traditional residential homes.","recordId":"official-issuer:page:url:ad59f0e5247c13c1843c803c963e169f688913156daf780bf9597e06948048f6","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46548","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:49:18.130Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/business/business-loans","passageId":"c8040d341f49c4ecf5c44b6120ca6d2c","pageNumber":null,"quote":"Choosing the Right Commercial Real Estate Loan","recordId":"official-issuer:page:url:ad59f0e5247c13c1843c803c963e169f688913156daf780bf9597e06948048f6","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46548","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:49:18.130Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/business/business-loans","passageId":"51fe97deb156a30fc44311f8e9cbeb05","pageNumber":null,"quote":"Businesses of every size should be aware of their options before choosing a type of commercial real estate loan. Here are some of the most common loan products that we offer.","recordId":"official-issuer:page:url:ad59f0e5247c13c1843c803c963e169f688913156daf780bf9597e06948048f6","recordFields":[],"fieldKey":"loan_access"}]},{"fieldKey":"loan_term","reason":"unparsed_value","detail":" Similar to a personal residential mortgage, a traditional commercial mortgage holds the property as collateral for the loan. Commercial mortgages typically have shorter terms as well — usually 5-20 years as opposed to the common 10-30 year range for residential mortgages. ","sources":[{"snapshotId":"46548","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:49:18.130Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/business/business-loans","passageId":"99f42749b5e67725125af7210e0484cf","pageNumber":null,"quote":"Similar to a personal residential mortgage, a traditional commercial mortgage holds the property as collateral for the loan. Commercial mortgages typically have shorter terms as well — usually 5-20 years as opposed to the common 10-30 year range for residential mortgages.","recordId":"official-issuer:page:url:ad59f0e5247c13c1843c803c963e169f688913156daf780bf9597e06948048f6","recordFields":[],"fieldKey":"loan_term"}]}]},"offers":[{"id":"1070","offerKind":"standard","channel":null,"nameAsFiled":"Traditional Commercial Mortgage","handle":null,"terms":{"productId":"2254","path":"citizens-state-bank-wi/traditional-commercial-mortgage","name":"Traditional Commercial Mortgage","officialName":"Traditional Commercial Mortgage","aliases":[],"institutionId":"69552","institutionName":"Citizens State Bank","institutionHandle":"citizens-state-bank-wi","issuerName":null,"productType":"mortgage","audience":"business","audienceSegments":["business"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":"real_estate","loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"balanceTransferTerms":[],"loanTerms":{"effectiveFrom":"2026-10-06","effectiveTo":null,"lastObservedAt":"2026-10-06T01:49:18.130Z","sources":[{"snapshotId":"46548","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:49:18.130Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/business/business-loans","passageId":"99f42749b5e67725125af7210e0484cf","pageNumber":null,"quote":"Similar to a personal residential mortgage, a traditional commercial mortgage holds the property as collateral for the loan. Commercial mortgages typically have shorter terms as well — usually 5-20 years as opposed to the common 10-30 year range for residential mortgages.","recordId":"official-issuer:page:url:ad59f0e5247c13c1843c803c963e169f688913156daf780bf9597e06948048f6","recordFields":[],"fieldKey":"collateral_type"},{"snapshotId":"46548","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:49:18.130Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/business/business-loans","passageId":"e319bd803f436fd91dccaa1653b12281","pageNumber":null,"quote":"Traditional Commercial Mortgage -","recordId":"official-issuer:page:url:ad59f0e5247c13c1843c803c963e169f688913156daf780bf9597e06948048f6","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46548","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:49:18.130Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/business/business-loans","passageId":"99f42749b5e67725125af7210e0484cf","pageNumber":null,"quote":"Similar to a personal residential mortgage, a traditional commercial mortgage holds the property as collateral for the loan. Commercial mortgages typically have shorter terms as well — usually 5-20 years as opposed to the common 10-30 year range for residential mortgages.","recordId":"official-issuer:page:url:ad59f0e5247c13c1843c803c963e169f688913156daf780bf9597e06948048f6","recordFields":[],"fieldKey":"loan_term"}],"currencyCode":"USD","minimumAmountCents":null,"minimumAmountNullReason":"not_parsed","maximumAmountCents":null,"maximumAmountNullReason":"not_parsed","minimumTermMonths":null,"minimumTermNullReason":"not_parsed","maximumTermMonths":null,"maximumTermNullReason":"not_parsed","collateralType":"real_estate","collateralTypeNullReason":null,"maximumLoanToValueBps":null,"maximumLoanToValueNullReason":"not_parsed","drawPeriodMonths":null,"drawPeriodNullReason":"not_parsed","repaymentPeriodMonths":null,"repaymentPeriodNullReason":"not_parsed","prepaymentPenalty":null,"prepaymentPenaltyNullReason":"not_parsed","rateFloorBps":null,"rateFloorNullReason":"not_parsed","rateCapBps":null,"rateCapNullReason":"not_parsed"},"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[{"fieldKey":"loan_access","reason":"unparsed_value","detail":"Traditional Commercial Mortgage -\n Similar to a personal residential mortgage, a traditional commercial mortgage holds the property as collateral for the loan. Commercial mortgages typically have shorter terms as well — usually 5-20 years as opposed to the common 10-30 year range for residential mortgages. \nBusiness Loans Wisconsin & Minnesota\nCommercial Real Estate Loan\nA Commercial Real Estate (CRE) property loan is a credit option that a lender offers against the mortgage of non-residential or commercial property. A commercial property is one that you use to run a business or any other commercial undertaking. Commercial Real Estate loans typically have a shorter term than traditional residential homes.\nChoosing the Right Commercial Real Estate Loan \nBusinesses of every size should be aware of their options before choosing a type of commercial real estate loan. Here are some of the most common loan products that we offer.","sources":[{"snapshotId":"46548","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:49:18.130Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/business/business-loans","passageId":"e319bd803f436fd91dccaa1653b12281","pageNumber":null,"quote":"Traditional Commercial Mortgage -","recordId":"official-issuer:page:url:ad59f0e5247c13c1843c803c963e169f688913156daf780bf9597e06948048f6","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46548","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:49:18.130Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/business/business-loans","passageId":"99f42749b5e67725125af7210e0484cf","pageNumber":null,"quote":"Similar to a personal residential mortgage, a traditional commercial mortgage holds the property as collateral for the loan. Commercial mortgages typically have shorter terms as well — usually 5-20 years as opposed to the common 10-30 year range for residential mortgages.","recordId":"official-issuer:page:url:ad59f0e5247c13c1843c803c963e169f688913156daf780bf9597e06948048f6","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46548","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:49:18.130Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/business/business-loans","passageId":"ffbd042fcb9d7c0a48afee2993a760ef","pageNumber":null,"quote":"Business Loans Wisconsin & Minnesota","recordId":"official-issuer:page:url:ad59f0e5247c13c1843c803c963e169f688913156daf780bf9597e06948048f6","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46548","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:49:18.130Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/business/business-loans","passageId":"87579adfcf503106b975e308f7c5c1b0","pageNumber":null,"quote":"Commercial Real Estate Loan","recordId":"official-issuer:page:url:ad59f0e5247c13c1843c803c963e169f688913156daf780bf9597e06948048f6","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46548","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:49:18.130Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/business/business-loans","passageId":"883b138b0e0b5a108badd02c2bbf30ca","pageNumber":null,"quote":"A Commercial Real Estate (CRE) property loan is a credit option that a lender offers against the mortgage of non-residential or commercial property. A commercial property is one that you use to run a business or any other commercial undertaking. Commercial Real Estate loans typically have a shorter term than traditional residential homes.","recordId":"official-issuer:page:url:ad59f0e5247c13c1843c803c963e169f688913156daf780bf9597e06948048f6","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46548","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:49:18.130Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/business/business-loans","passageId":"c8040d341f49c4ecf5c44b6120ca6d2c","pageNumber":null,"quote":"Choosing the Right Commercial Real Estate Loan","recordId":"official-issuer:page:url:ad59f0e5247c13c1843c803c963e169f688913156daf780bf9597e06948048f6","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46548","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:49:18.130Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/business/business-loans","passageId":"51fe97deb156a30fc44311f8e9cbeb05","pageNumber":null,"quote":"Businesses of every size should be aware of their options before choosing a type of commercial real estate loan. Here are some of the most common loan products that we offer.","recordId":"official-issuer:page:url:ad59f0e5247c13c1843c803c963e169f688913156daf780bf9597e06948048f6","recordFields":[],"fieldKey":"loan_access"}]},{"fieldKey":"loan_term","reason":"unparsed_value","detail":" Similar to a personal residential mortgage, a traditional commercial mortgage holds the property as collateral for the loan. Commercial mortgages typically have shorter terms as well — usually 5-20 years as opposed to the common 10-30 year range for residential mortgages. ","sources":[{"snapshotId":"46548","sourceKind":"official_issuer","publisherName":"Citizens State Bank","capturedAt":"2026-10-06T01:49:18.130Z","effectiveOn":"2026-10-06","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.csbnet.net/business/business-loans","passageId":"99f42749b5e67725125af7210e0484cf","pageNumber":null,"quote":"Similar to a personal residential mortgage, a traditional commercial mortgage holds the property as collateral for the loan. Commercial mortgages typically have shorter terms as well — usually 5-20 years as opposed to the common 10-30 year range for residential mortgages.","recordId":"official-issuer:page:url:ad59f0e5247c13c1843c803c963e169f688913156daf780bf9597e06948048f6","recordFields":[],"fieldKey":"loan_term"}]}]}],"documents":[]}}