{"data":{"path":"comenity-bank/bealls-inc-credit-card","artwork":null,"name":"Bealls Inc. Credit Card","officialName":"Bealls Inc. Credit Card","type":"credit_card","audience":"consumer","lifecycleStatus":"active","owner":{"name":"Comenity Bank","handle":"comenity-bank"},"institution":{"name":"Comenity Bank","handle":"comenity-bank"},"actualIssuerName":null,"standardOffer":{"id":"2273","offerKind":"standard","channel":null,"nameAsFiled":"Bealls Inc. Credit Card","handle":null,"terms":{"productId":"3457","path":"comenity-bank/bealls-inc-credit-card","name":"Bealls Inc. Credit Card","officialName":"Bealls Inc. Credit Card","aliases":[],"institutionId":"71747","institutionName":"Comenity Bank","institutionHandle":"comenity-bank","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":3599,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":3599,"purchaseRegularMaxBps":3599,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":"unknown","purchaseRateType":"fixed","variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"unknown","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"unknown","cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"not_disclosed","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":"comenity-bank/bealls-inc-credit-card-burkes-outlet-current-credit-card-agreements","sourceDocumentTitle":"Bealls Inc. Credit Card - Burkes Outlet_Current Credit Card Agreements","sourceDocumentPage":2,"offerCount":1,"minPurchaseAprBps":3599,"maxPurchaseAprBps":3599,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2026-08-23","effectiveTo":null,"lastObservedAt":"2026-08-23T23:26:06.602Z","sources":[{"snapshotId":"47040","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"point","documentPath":"comenity-bank/bealls-inc-credit-card-burkes-outlet-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Burkes Outlet_Current Credit Card Agreements","publicUrl":null,"passageId":"68c7d7e6f70abb6e411ad469fcdd06df","pageNumber":2,"quote":"35.99%","recordId":null,"recordFields":[],"fieldKey":"apr:purchase:regular:all:0"},{"snapshotId":"47042","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"point","documentPath":"comenity-bank/bealls-inc-credit-card-bealls-outlet-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Bealls Outlet_ Current Credit Card Agreements","publicUrl":null,"passageId":"8c5847c02e4518c85cd9cbd5b79eaf72","pageNumber":2,"quote":"35.99%","recordId":null,"recordFields":[],"fieldKey":"apr:purchase:regular:all:0"},{"snapshotId":"47043","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"point","documentPath":"comenity-bank/bealls-inc-credit-card-bealls-florida-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Bealls Florida_Current Credit Card Agreements","publicUrl":null,"passageId":"2efb1a33ae6804c66a12929ad7d3b8bc","pageNumber":2,"quote":"35.99%","recordId":null,"recordFields":[],"fieldKey":"apr:purchase:regular:all:0"}],"purpose":"purchase","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"fixed","rateTypeNullReason":null,"minimumBps":3599,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":3599,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_applicable","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":false,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":false,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":[],"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"47040","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"point","documentPath":"comenity-bank/bealls-inc-credit-card-burkes-outlet-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Burkes Outlet_Current Credit Card Agreements","publicUrl":null,"passageId":"68c7d7e6f70abb6e411ad469fcdd06df","pageNumber":2,"quote":"35.99%","recordId":null,"recordFields":[],"fieldKey":"apr:purchase:regular:all:0"},{"snapshotId":"47042","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"point","documentPath":"comenity-bank/bealls-inc-credit-card-bealls-outlet-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Bealls Outlet_ Current Credit Card Agreements","publicUrl":null,"passageId":"8c5847c02e4518c85cd9cbd5b79eaf72","pageNumber":2,"quote":"35.99%","recordId":null,"recordFields":[],"fieldKey":"apr:purchase:regular:all:0"},{"snapshotId":"47043","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"point","documentPath":"comenity-bank/bealls-inc-credit-card-bealls-florida-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Bealls Florida_Current Credit Card Agreements","publicUrl":null,"passageId":"2efb1a33ae6804c66a12929ad7d3b8bc","pageNumber":2,"quote":"35.99%","recordId":null,"recordFields":[],"fieldKey":"apr:purchase:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2026-08-23","effectiveTo":null,"lastObservedAt":"2026-08-23T23:26:06.602Z","sources":[{"snapshotId":"47040","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"range","documentPath":"comenity-bank/bealls-inc-credit-card-burkes-outlet-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Burkes Outlet_Current Credit Card Agreements","publicUrl":null,"passageId":"6a2154eb2b6b5b692b1f93c5b642860e","pageNumber":3,"quote":"Up to $41.00","recordId":null,"recordFields":[],"fieldKey":"fee:late_payment:1"},{"snapshotId":"47042","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"range","documentPath":"comenity-bank/bealls-inc-credit-card-bealls-outlet-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Bealls Outlet_ Current Credit Card Agreements","publicUrl":null,"passageId":"689c59df316f3c9ac54edc5748a1e5ff","pageNumber":3,"quote":"Up to $41.00","recordId":null,"recordFields":[],"fieldKey":"fee:late_payment:1"},{"snapshotId":"47043","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"range","documentPath":"comenity-bank/bealls-inc-credit-card-bealls-florida-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Bealls Florida_Current Credit Card Agreements","publicUrl":null,"passageId":"21a7b19cb1919912ff5ad4d292b2d8ab","pageNumber":3,"quote":"Up to $41.00","recordId":null,"recordFields":[],"fieldKey":"fee:late_payment:1"}],"feeType":"late_payment","feeFrequency":"event_based","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":4100,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":null}],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"cardWithholdings":[{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:2","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47043","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"comenity-bank/bealls-inc-credit-card-bealls-florida-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Bealls Florida_Current Credit Card Agreements","publicUrl":null,"passageId":"f0d8f140a559ffe51eb158bca0fe46bf","pageNumber":2,"quote":"I f you are charged interest, the charge will be no less than $3.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:2"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:returned_payment:event_based:text:27:page:4","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47043","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"comenity-bank/bealls-inc-credit-card-bealls-florida-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Bealls Florida_Current Credit Card Agreements","publicUrl":null,"passageId":"968cbbe19870af762644dc5069a06456","pageNumber":4,"quote":"Returned  Payment  Fee  in  the  same  or  the  prior  six  billing  periods.  Otherwise,  it  is  $41.00.  This  fee will  not  exceed  the  amount  permitted  by  law.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:returned_payment:event_based:text:27:page:4","qualifications":[]}]},{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:2","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47042","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"comenity-bank/bealls-inc-credit-card-bealls-outlet-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Bealls Outlet_ Current Credit Card Agreements","publicUrl":null,"passageId":"0da5e6b7ef9f0ec7c1581b96fa207b56","pageNumber":2,"quote":"I f you are charged interest, the charge will be no less than $3.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:2"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:returned_payment:event_based:text:26:page:4","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47042","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"comenity-bank/bealls-inc-credit-card-bealls-outlet-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Bealls Outlet_ Current Credit Card Agreements","publicUrl":null,"passageId":"bd7d767d1c8aa491f885f3b5f35748fd","pageNumber":4,"quote":"Returned  Payment  Fee  in  the  same  or  the  prior  six  billing  periods.  Otherwise,  it  is  $41.00.  This  fee will  not  exceed  the  amount  permitted  by  law.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:returned_payment:event_based:text:26:page:4","qualifications":[]}]},{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:2","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47040","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"comenity-bank/bealls-inc-credit-card-burkes-outlet-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Burkes Outlet_Current Credit Card Agreements","publicUrl":null,"passageId":"773c032420e6f580d261b3c0249e0ed8","pageNumber":2,"quote":"I f you are charged interest, the charge will be no less than $3.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:2"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:returned_payment:event_based:text:26:page:4","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47040","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"comenity-bank/bealls-inc-credit-card-burkes-outlet-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Burkes Outlet_Current Credit Card Agreements","publicUrl":null,"passageId":"8d25c996cd8f8a8501e4dd9829d42513","pageNumber":4,"quote":"Returned  Payment  Fee  in  the  same  or  the  prior  six  billing  periods.  Otherwise,  it  is  $41.00.  This  fee will  not  exceed  the  amount  permitted  by  law.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:returned_payment:event_based:text:26:page:4","qualifications":[]}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"2273","offerKind":"standard","channel":null,"nameAsFiled":"Bealls Inc. Credit Card","handle":null,"terms":{"productId":"3457","path":"comenity-bank/bealls-inc-credit-card","name":"Bealls Inc. Credit Card","officialName":"Bealls Inc. Credit Card","aliases":[],"institutionId":"71747","institutionName":"Comenity Bank","institutionHandle":"comenity-bank","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":3599,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":3599,"purchaseRegularMaxBps":3599,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":"unknown","purchaseRateType":"fixed","variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"unknown","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"unknown","cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"not_disclosed","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":"comenity-bank/bealls-inc-credit-card-burkes-outlet-current-credit-card-agreements","sourceDocumentTitle":"Bealls Inc. Credit Card - Burkes Outlet_Current Credit Card Agreements","sourceDocumentPage":2,"offerCount":1,"minPurchaseAprBps":3599,"maxPurchaseAprBps":3599,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2026-08-23","effectiveTo":null,"lastObservedAt":"2026-08-23T23:26:06.602Z","sources":[{"snapshotId":"47040","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"point","documentPath":"comenity-bank/bealls-inc-credit-card-burkes-outlet-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Burkes Outlet_Current Credit Card Agreements","publicUrl":null,"passageId":"68c7d7e6f70abb6e411ad469fcdd06df","pageNumber":2,"quote":"35.99%","recordId":null,"recordFields":[],"fieldKey":"apr:purchase:regular:all:0"},{"snapshotId":"47042","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"point","documentPath":"comenity-bank/bealls-inc-credit-card-bealls-outlet-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Bealls Outlet_ Current Credit Card Agreements","publicUrl":null,"passageId":"8c5847c02e4518c85cd9cbd5b79eaf72","pageNumber":2,"quote":"35.99%","recordId":null,"recordFields":[],"fieldKey":"apr:purchase:regular:all:0"},{"snapshotId":"47043","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"point","documentPath":"comenity-bank/bealls-inc-credit-card-bealls-florida-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Bealls Florida_Current Credit Card Agreements","publicUrl":null,"passageId":"2efb1a33ae6804c66a12929ad7d3b8bc","pageNumber":2,"quote":"35.99%","recordId":null,"recordFields":[],"fieldKey":"apr:purchase:regular:all:0"}],"purpose":"purchase","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"fixed","rateTypeNullReason":null,"minimumBps":3599,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":3599,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_applicable","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":false,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":false,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":[],"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"47040","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"point","documentPath":"comenity-bank/bealls-inc-credit-card-burkes-outlet-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Burkes Outlet_Current Credit Card Agreements","publicUrl":null,"passageId":"68c7d7e6f70abb6e411ad469fcdd06df","pageNumber":2,"quote":"35.99%","recordId":null,"recordFields":[],"fieldKey":"apr:purchase:regular:all:0"},{"snapshotId":"47042","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"point","documentPath":"comenity-bank/bealls-inc-credit-card-bealls-outlet-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Bealls Outlet_ Current Credit Card Agreements","publicUrl":null,"passageId":"8c5847c02e4518c85cd9cbd5b79eaf72","pageNumber":2,"quote":"35.99%","recordId":null,"recordFields":[],"fieldKey":"apr:purchase:regular:all:0"},{"snapshotId":"47043","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"point","documentPath":"comenity-bank/bealls-inc-credit-card-bealls-florida-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Bealls Florida_Current Credit Card Agreements","publicUrl":null,"passageId":"2efb1a33ae6804c66a12929ad7d3b8bc","pageNumber":2,"quote":"35.99%","recordId":null,"recordFields":[],"fieldKey":"apr:purchase:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2026-08-23","effectiveTo":null,"lastObservedAt":"2026-08-23T23:26:06.602Z","sources":[{"snapshotId":"47040","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"range","documentPath":"comenity-bank/bealls-inc-credit-card-burkes-outlet-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Burkes Outlet_Current Credit Card Agreements","publicUrl":null,"passageId":"6a2154eb2b6b5b692b1f93c5b642860e","pageNumber":3,"quote":"Up to $41.00","recordId":null,"recordFields":[],"fieldKey":"fee:late_payment:1"},{"snapshotId":"47042","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"range","documentPath":"comenity-bank/bealls-inc-credit-card-bealls-outlet-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Bealls Outlet_ Current Credit Card Agreements","publicUrl":null,"passageId":"689c59df316f3c9ac54edc5748a1e5ff","pageNumber":3,"quote":"Up to $41.00","recordId":null,"recordFields":[],"fieldKey":"fee:late_payment:1"},{"snapshotId":"47043","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"range","documentPath":"comenity-bank/bealls-inc-credit-card-bealls-florida-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Bealls Florida_Current Credit Card Agreements","publicUrl":null,"passageId":"21a7b19cb1919912ff5ad4d292b2d8ab","pageNumber":3,"quote":"Up to $41.00","recordId":null,"recordFields":[],"fieldKey":"fee:late_payment:1"}],"feeType":"late_payment","feeFrequency":"event_based","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":4100,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":null}],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"cardWithholdings":[{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:2","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47043","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"comenity-bank/bealls-inc-credit-card-bealls-florida-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Bealls Florida_Current Credit Card Agreements","publicUrl":null,"passageId":"f0d8f140a559ffe51eb158bca0fe46bf","pageNumber":2,"quote":"I f you are charged interest, the charge will be no less than $3.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:2"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:returned_payment:event_based:text:27:page:4","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47043","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"comenity-bank/bealls-inc-credit-card-bealls-florida-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Bealls Florida_Current Credit Card Agreements","publicUrl":null,"passageId":"968cbbe19870af762644dc5069a06456","pageNumber":4,"quote":"Returned  Payment  Fee  in  the  same  or  the  prior  six  billing  periods.  Otherwise,  it  is  $41.00.  This  fee will  not  exceed  the  amount  permitted  by  law.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:returned_payment:event_based:text:27:page:4","qualifications":[]}]},{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:2","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47042","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"comenity-bank/bealls-inc-credit-card-bealls-outlet-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Bealls Outlet_ Current Credit Card Agreements","publicUrl":null,"passageId":"0da5e6b7ef9f0ec7c1581b96fa207b56","pageNumber":2,"quote":"I f you are charged interest, the charge will be no less than $3.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:2"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:returned_payment:event_based:text:26:page:4","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47042","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"comenity-bank/bealls-inc-credit-card-bealls-outlet-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Bealls Outlet_ Current Credit Card Agreements","publicUrl":null,"passageId":"bd7d767d1c8aa491f885f3b5f35748fd","pageNumber":4,"quote":"Returned  Payment  Fee  in  the  same  or  the  prior  six  billing  periods.  Otherwise,  it  is  $41.00.  This  fee will  not  exceed  the  amount  permitted  by  law.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:returned_payment:event_based:text:26:page:4","qualifications":[]}]},{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:2","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47040","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"comenity-bank/bealls-inc-credit-card-burkes-outlet-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Burkes Outlet_Current Credit Card Agreements","publicUrl":null,"passageId":"773c032420e6f580d261b3c0249e0ed8","pageNumber":2,"quote":"I f you are charged interest, the charge will be no less than $3.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:2"}]},{"observationKind":"card_offer","fieldKey":"disclosure:fee_reference:returned_payment:event_based:text:26:page:4","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47040","sourceKind":"official_issuer","publisherName":"Comenity Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"comenity-bank/bealls-inc-credit-card-burkes-outlet-current-credit-card-agreements","documentTitle":"Bealls Inc. Credit Card - Burkes Outlet_Current Credit Card Agreements","publicUrl":null,"passageId":"8d25c996cd8f8a8501e4dd9829d42513","pageNumber":4,"quote":"Returned  Payment  Fee  in  the  same  or  the  prior  six  billing  periods.  Otherwise,  it  is  $41.00.  This  fee will  not  exceed  the  amount  permitted  by  law.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:fee_reference:returned_payment:event_based:text:26:page:4","qualifications":[]}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[{"snapshotId":"47043","path":"comenity-bank/bealls-inc-credit-card-bealls-florida-current-credit-card-agreements","title":"Bealls Inc. Credit Card - Bealls Florida_Current Credit Card Agreements","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"Comenity Bank","handle":"comenity-bank"},"identityDeclarations":[]},{"snapshotId":"47042","path":"comenity-bank/bealls-inc-credit-card-bealls-outlet-current-credit-card-agreements","title":"Bealls Inc. Credit Card - Bealls Outlet_ Current Credit Card Agreements","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"Comenity Bank","handle":"comenity-bank"},"identityDeclarations":[]},{"snapshotId":"47040","path":"comenity-bank/bealls-inc-credit-card-burkes-outlet-current-credit-card-agreements","title":"Bealls Inc. Credit Card - Burkes Outlet_Current Credit Card Agreements","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"Comenity Bank","handle":"comenity-bank"},"identityDeclarations":[]}]}}