{"data":{"path":"covantage-credit-union/business-rewards-visa-credit-card","artwork":null,"name":"Business Rewards Visa® Credit Card","officialName":"Business Rewards Visa® Credit Card","type":"credit_card","audience":"business","lifecycleStatus":"active","owner":{"name":"Covantage Credit Union","handle":"covantage-credit-union"},"institution":{"name":"Covantage Credit Union","handle":"covantage-credit-union"},"actualIssuerName":null,"standardOffer":{"id":"2965","offerKind":"standard","channel":null,"nameAsFiled":"Business Rewards Visa® Credit Card","handle":null,"terms":{"productId":"4149","path":"covantage-credit-union/business-rewards-visa-credit-card","name":"Business Rewards Visa® Credit Card","officialName":"Business Rewards Visa® Credit Card","aliases":[],"institutionId":"76110","institutionName":"Covantage Credit Union","institutionHandle":"covantage-credit-union","issuerName":null,"productType":"credit_card","audience":"business","audienceSegments":["business"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"visa","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":"unknown","purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"unknown","cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:47:04.256Z","sources":[{"snapshotId":"51315","sourceKind":"official_issuer","publisherName":"COVANTAGE","capturedAt":"2026-10-13T20:47:04.256Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.covantagecu.org/loans/credit-cards","passageId":"ad0610290957d795b69e7442863ba3f7","pageNumber":null,"quote":"The CoVantage Business Rewards Visa® Credit Card has a low interest rate, no annual fee, and a perk-filled rewards program, that gives you the power to buy what you need, exactly when you need it, to keep your business running smoothly. Receive 1 point for every dollar charged to your credit card.","recordId":"official-issuer:page:url:3c30a2eb31ee66eb5181c65545c474769c0fe7326dc086147d930dbf0f5cf20f","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"The CoVantage Business Rewards Visa® Credit Card has a low interest rate, no annual fee, and a perk-filled rewards program, that gives you the power to buy what you need, exactly when you need it, to keep your business running smoothly. Receive 1 point for every dollar charged to your credit card."}],"cardTerms":null,"partialCardNetwork":{"network":"visa","sources":[{"snapshotId":"51315","sourceKind":"official_issuer","publisherName":"COVANTAGE","capturedAt":"2026-10-13T20:47:04.256Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.covantagecu.org/loans/credit-cards","passageId":"52682b23d702b8e98eb1b7e953f1e07e","pageNumber":null,"quote":"Business Rewards Visa® Credit Card","recordId":"official-issuer:page:url:3c30a2eb31ee66eb5181c65545c474769c0fe7326dc086147d930dbf0f5cf20f","recordFields":[],"fieldKey":"network"}]},"signupBonuses":[],"cardRewards":[{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:47:04.256Z","sources":[{"snapshotId":"51315","sourceKind":"official_issuer","publisherName":"COVANTAGE","capturedAt":"2026-10-13T20:47:04.256Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.covantagecu.org/loans/credit-cards","passageId":"ad0610290957d795b69e7442863ba3f7","pageNumber":null,"quote":"The CoVantage Business Rewards Visa® Credit Card has a low interest rate, no annual fee, and a perk-filled rewards program, that gives you the power to buy what you need, exactly when you need it, to keep your business running smoothly. Receive 1 point for every dollar charged to your credit card.","recordId":"official-issuer:page:url:3c30a2eb31ee66eb5181c65545c474769c0fe7326dc086147d930dbf0f5cf20f","recordFields":[],"fieldKey":"card_reward"}],"groupKey":"business-rewards","tierKey":"purchases","groupLabel":"Business Rewards","pointsPerDollar":1,"merchantCategoryCodes":[],"merchantCategoryCodesNullReason":"not_disclosed","categoryComplement":false,"redemptionOptions":[],"minimumQualifyingPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","maximumQualifyingPurchaseCents":null,"maximumPurchaseNullReason":"not_disclosed","qualificationPeriod":null,"qualificationPeriodNullReason":"not_disclosed","pointsPostingMaximumDays":null,"pointsPostingNullReason":"not_disclosed","pointsExpirationYears":null,"pointsExpirationAnchor":null,"pointsExpirationPolicy":null,"pointsRedemptionDaysAfterClosure":null,"pointsRedemptionAfterClosureNullReason":"not_disclosed","pointsExpirationNullReason":"not_disclosed","redemptionOptionsNullReason":"not_disclosed","conditions":"The CoVantage Business Rewards Visa® Credit Card has a low interest rate, no annual fee, and a perk-filled rewards program, that gives you the power to buy what you need, exactly when you need it, to keep your business running smoothly. Receive 1 point for every dollar charged to your credit card.","qualificationConditions":[],"qualificationConditionSources":[]}],"cashBenefits":[],"cardLinks":[],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"2965","offerKind":"standard","channel":null,"nameAsFiled":"Business Rewards Visa® Credit Card","handle":null,"terms":{"productId":"4149","path":"covantage-credit-union/business-rewards-visa-credit-card","name":"Business Rewards Visa® Credit Card","officialName":"Business Rewards Visa® Credit Card","aliases":[],"institutionId":"76110","institutionName":"Covantage Credit Union","institutionHandle":"covantage-credit-union","issuerName":null,"productType":"credit_card","audience":"business","audienceSegments":["business"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"visa","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":"unknown","purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"unknown","cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:47:04.256Z","sources":[{"snapshotId":"51315","sourceKind":"official_issuer","publisherName":"COVANTAGE","capturedAt":"2026-10-13T20:47:04.256Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.covantagecu.org/loans/credit-cards","passageId":"ad0610290957d795b69e7442863ba3f7","pageNumber":null,"quote":"The CoVantage Business Rewards Visa® Credit Card has a low interest rate, no annual fee, and a perk-filled rewards program, that gives you the power to buy what you need, exactly when you need it, to keep your business running smoothly. Receive 1 point for every dollar charged to your credit card.","recordId":"official-issuer:page:url:3c30a2eb31ee66eb5181c65545c474769c0fe7326dc086147d930dbf0f5cf20f","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"The CoVantage Business Rewards Visa® Credit Card has a low interest rate, no annual fee, and a perk-filled rewards program, that gives you the power to buy what you need, exactly when you need it, to keep your business running smoothly. Receive 1 point for every dollar charged to your credit card."}],"cardTerms":null,"partialCardNetwork":{"network":"visa","sources":[{"snapshotId":"51315","sourceKind":"official_issuer","publisherName":"COVANTAGE","capturedAt":"2026-10-13T20:47:04.256Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.covantagecu.org/loans/credit-cards","passageId":"52682b23d702b8e98eb1b7e953f1e07e","pageNumber":null,"quote":"Business Rewards Visa® Credit Card","recordId":"official-issuer:page:url:3c30a2eb31ee66eb5181c65545c474769c0fe7326dc086147d930dbf0f5cf20f","recordFields":[],"fieldKey":"network"}]},"signupBonuses":[],"cardRewards":[{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:47:04.256Z","sources":[{"snapshotId":"51315","sourceKind":"official_issuer","publisherName":"COVANTAGE","capturedAt":"2026-10-13T20:47:04.256Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.covantagecu.org/loans/credit-cards","passageId":"ad0610290957d795b69e7442863ba3f7","pageNumber":null,"quote":"The CoVantage Business Rewards Visa® Credit Card has a low interest rate, no annual fee, and a perk-filled rewards program, that gives you the power to buy what you need, exactly when you need it, to keep your business running smoothly. Receive 1 point for every dollar charged to your credit card.","recordId":"official-issuer:page:url:3c30a2eb31ee66eb5181c65545c474769c0fe7326dc086147d930dbf0f5cf20f","recordFields":[],"fieldKey":"card_reward"}],"groupKey":"business-rewards","tierKey":"purchases","groupLabel":"Business Rewards","pointsPerDollar":1,"merchantCategoryCodes":[],"merchantCategoryCodesNullReason":"not_disclosed","categoryComplement":false,"redemptionOptions":[],"minimumQualifyingPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","maximumQualifyingPurchaseCents":null,"maximumPurchaseNullReason":"not_disclosed","qualificationPeriod":null,"qualificationPeriodNullReason":"not_disclosed","pointsPostingMaximumDays":null,"pointsPostingNullReason":"not_disclosed","pointsExpirationYears":null,"pointsExpirationAnchor":null,"pointsExpirationPolicy":null,"pointsRedemptionDaysAfterClosure":null,"pointsRedemptionAfterClosureNullReason":"not_disclosed","pointsExpirationNullReason":"not_disclosed","redemptionOptionsNullReason":"not_disclosed","conditions":"The CoVantage Business Rewards Visa® Credit Card has a low interest rate, no annual fee, and a perk-filled rewards program, that gives you the power to buy what you need, exactly when you need it, to keep your business running smoothly. Receive 1 point for every dollar charged to your credit card.","qualificationConditions":[],"qualificationConditionSources":[]}],"cashBenefits":[],"cardLinks":[],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}