{"data":{"path":"credit-union-west-credit-union/mastercard-world-rewards","artwork":{"path":"credit-union-west-credit-union/mastercard-world-rewards","url":"/v1/product-artwork/credit-union-west-credit-union/mastercard-world-rewards/5917d0e7f07e4f3228216beb17a9f4c733e6c9c7ff51a0e8a6ce8a0a7adfd663.webp","sha256":"5917d0e7f07e4f3228216beb17a9f4c733e6c9c7ff51a0e8a6ce8a0a7adfd663","width":160,"height":101,"sourceUrl":"https://www.cuwest.org/assets/files/ndoUaSzN/Credit%20Union%20West%20Card-World%20Rewards.png","sourcePageUrl":"https://www.cuwest.org/credit-cards/compare","capturedAt":"2026-10-14T23:48:08.270Z"},"name":"MasterCard World Rewards","officialName":"MasterCard World Rewards","type":"credit_card","audience":"consumer","lifecycleStatus":"active","owner":{"name":"Credit Union West Credit Union","handle":"credit-union-west-credit-union"},"institution":{"name":"Credit Union West Credit Union","handle":"credit-union-west-credit-union"},"actualIssuerName":null,"standardOffer":{"id":"1854","offerKind":"standard","channel":null,"nameAsFiled":"MasterCard World Rewards","handle":null,"terms":{"productId":"3038","path":"credit-union-west-credit-union/mastercard-world-rewards","name":"MasterCard World Rewards","officialName":"MasterCard World Rewards","aliases":[],"institutionId":"76568","institutionName":"Credit Union West Credit Union","institutionHandle":"credit-union-west-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"mastercard","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":"unknown","purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":0,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:22:46.449Z","sources":[{"snapshotId":"52162","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T06:02:10.144Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards","passageId":"871557a4af8ccdaf0873110ca7faf025","pageNumber":null,"quote":"No matter which credit card you choose, it will have no annual fee.","recordId":"official-issuer:page:url:ed3b07e6aced938406f2143fd4300b432c0ce5be497090f3e1a10ef599ee8529","recordFields":[],"fieldKey":"annual_fee"},{"snapshotId":"54300","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:29.200Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/compare","passageId":"d9378c2ef8c541821b7540dde63dce90","pageNumber":null,"quote":"$0","recordId":"official-issuer:page:url:cc1e9f464ef2a1c361570b0f45daac84ddcce3b03bba95bae578f60bc7fe655c","recordFields":[],"fieldKey":"annual_fee"},{"snapshotId":"54301","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:46.449Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/world-rewards-mastercard","passageId":"8dc6455a94903e4146ba246c00d691a7","pageNumber":null,"quote":"$0 Annual Fee","recordId":"official-issuer:page:url:3d9535abca968598268755a79cfb4762297552671e04b1852b13e99c72b83199","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"$0 Annual Fee"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:22:29.200Z","sources":[{"snapshotId":"54300","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:29.200Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/compare","passageId":"20bb0485fea99d3809b137e8af9ba4b8","pageNumber":null,"quote":"Earn 2% Cash Back on balance transfers with no balance transfer fee.","recordId":"official-issuer:page:url:cc1e9f464ef2a1c361570b0f45daac84ddcce3b03bba95bae578f60bc7fe655c","recordFields":[],"fieldKey":"fee:balance_transfer:1"}],"feeType":"balance_transfer","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"Earn 2% Cash Back on balance transfers with no balance transfer fee."}],"cardTerms":null,"partialCardNetwork":{"network":"mastercard","sources":[{"snapshotId":"54301","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:46.449Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/world-rewards-mastercard","passageId":"250c50ef037dee7a689ac7d8ee094238","pageNumber":null,"quote":"World Rewards Mastercard","recordId":"official-issuer:page:url:3d9535abca968598268755a79cfb4762297552671e04b1852b13e99c72b83199","recordFields":[],"fieldKey":"network"},{"snapshotId":"54300","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:29.200Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/compare","passageId":"74ecdf3865da0e0bf562daea6a007283","pageNumber":null,"quote":"World Rewards Mastercard","recordId":"official-issuer:page:url:cc1e9f464ef2a1c361570b0f45daac84ddcce3b03bba95bae578f60bc7fe655c","recordFields":[],"fieldKey":"network"}]},"signupBonuses":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:22:29.200Z","sources":[{"snapshotId":"54300","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:29.200Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/compare","passageId":"62748a70e41d8a5f6aab039b1a6219ea","pageNumber":null,"quote":"You’ll earn 10,000 bonus points when you make $1,000 in net purchases within 90 days of credit card account opening and an additional 1,000 bonus points for registering your credit card online at","recordId":"official-issuer:page:url:cc1e9f464ef2a1c361570b0f45daac84ddcce3b03bba95bae578f60bc7fe655c","recordFields":[],"fieldKey":"signup_bonus"}],"bonusKey":"purchase-bonus","qualifyingMonthsAfterAccountOpening":null,"qualifyingMonthsNullReason":"not_applicable","payoutWeeksMinimum":null,"payoutWeeksMaximum":null,"payoutWeeksNullReason":"not_applicable","payoutWeeksAnchor":null,"bonusPoints":10000,"minimumPurchaseCents":100000,"minimumPurchaseNullReason":null,"qualifyingDaysAfterAccountOpening":90,"qualifyingDaysNullReason":null,"statementCreditRedemptionCents":null,"statementCreditRedemptionNullReason":"not_disclosed","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","expirationOn":null,"expirationNullReason":"not_disclosed","conditions":"You’ll earn 10,000 bonus points when you make $1,000 in net purchases within 90 days of credit card account opening and an additional 1,000 bonus points for registering your credit card online at ","qualificationConditions":[],"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:22:29.200Z","sources":[{"snapshotId":"54300","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:29.200Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/compare","passageId":"62748a70e41d8a5f6aab039b1a6219ea","pageNumber":null,"quote":"You’ll earn 10,000 bonus points when you make $1,000 in net purchases within 90 days of credit card account opening and an additional 1,000 bonus points for registering your credit card online at","recordId":"official-issuer:page:url:cc1e9f464ef2a1c361570b0f45daac84ddcce3b03bba95bae578f60bc7fe655c","recordFields":[],"fieldKey":"signup_bonus"},{"snapshotId":"54300","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:29.200Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/compare","passageId":"979e0e648956f81f60bf41a42f24e79c","pageNumber":null,"quote":"https://dreampoints.com/cuwest/","recordId":"official-issuer:page:url:cc1e9f464ef2a1c361570b0f45daac84ddcce3b03bba95bae578f60bc7fe655c","recordFields":[],"fieldKey":"signup_bonus:qualification:0"}],"bonusKey":"registration-bonus","qualifyingMonthsAfterAccountOpening":null,"qualifyingMonthsNullReason":"not_applicable","payoutWeeksMinimum":null,"payoutWeeksMaximum":null,"payoutWeeksNullReason":"not_applicable","payoutWeeksAnchor":null,"bonusPoints":1000,"minimumPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_disclosed","statementCreditRedemptionCents":null,"statementCreditRedemptionNullReason":"not_disclosed","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","expirationOn":null,"expirationNullReason":"not_disclosed","conditions":"You’ll earn 10,000 bonus points when you make $1,000 in net purchases within 90 days of credit card account opening and an additional 1,000 bonus points for registering your credit card online at ","qualificationConditions":["https://dreampoints.com/cuwest/"],"qualificationConditionSources":[{"snapshotId":"54300","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:29.200Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/compare","passageId":"979e0e648956f81f60bf41a42f24e79c","pageNumber":null,"quote":"https://dreampoints.com/cuwest/","recordId":"official-issuer:page:url:cc1e9f464ef2a1c361570b0f45daac84ddcce3b03bba95bae578f60bc7fe655c","recordFields":[],"fieldKey":"signup_bonus:qualification:0"}]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:22:46.449Z","sources":[{"snapshotId":"54301","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:46.449Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/world-rewards-mastercard","passageId":"6b94de6fff1cc1a04562de50ecf709de","pageNumber":null,"quote":"You’ll earn 10,000 bonus points when you make $1,000 in net purchases within 90 days of credit card account opening and an additional 1,000 bonus points for registering your credit card online at","recordId":"official-issuer:page:url:3d9535abca968598268755a79cfb4762297552671e04b1852b13e99c72b83199","recordFields":[],"fieldKey":"signup_bonus"}],"bonusKey":"purchase-welcome-award","qualifyingMonthsAfterAccountOpening":null,"qualifyingMonthsNullReason":"not_applicable","payoutWeeksMinimum":null,"payoutWeeksMaximum":null,"payoutWeeksNullReason":"not_applicable","payoutWeeksAnchor":null,"bonusPoints":10000,"minimumPurchaseCents":100000,"minimumPurchaseNullReason":null,"qualifyingDaysAfterAccountOpening":90,"qualifyingDaysNullReason":null,"statementCreditRedemptionCents":null,"statementCreditRedemptionNullReason":"not_disclosed","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","expirationOn":null,"expirationNullReason":"not_disclosed","conditions":"You’ll earn 10,000 bonus points when you make $1,000 in net purchases within 90 days of credit card account opening and an additional 1,000 bonus points for registering your credit card online at ","qualificationConditions":[],"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:22:46.449Z","sources":[{"snapshotId":"54301","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:46.449Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/world-rewards-mastercard","passageId":"6b94de6fff1cc1a04562de50ecf709de","pageNumber":null,"quote":"You’ll earn 10,000 bonus points when you make $1,000 in net purchases within 90 days of credit card account opening and an additional 1,000 bonus points for registering your credit card online at","recordId":"official-issuer:page:url:3d9535abca968598268755a79cfb4762297552671e04b1852b13e99c72b83199","recordFields":[],"fieldKey":"signup_bonus"}],"bonusKey":"registration-welcome-award","qualifyingMonthsAfterAccountOpening":null,"qualifyingMonthsNullReason":"not_applicable","payoutWeeksMinimum":null,"payoutWeeksMaximum":null,"payoutWeeksNullReason":"not_applicable","payoutWeeksAnchor":null,"bonusPoints":1000,"minimumPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_disclosed","statementCreditRedemptionCents":null,"statementCreditRedemptionNullReason":"not_disclosed","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","expirationOn":null,"expirationNullReason":"not_disclosed","conditions":"You’ll earn 10,000 bonus points when you make $1,000 in net purchases within 90 days of credit card account opening and an additional 1,000 bonus points for registering your credit card online at ","qualificationConditions":[],"qualificationConditionSources":[]}],"cardRewards":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T06:02:10.144Z","sources":[{"snapshotId":"52162","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T06:02:10.144Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards","passageId":"82558f2a544040b3940e633d423802ee","pageNumber":null,"quote":"Earn 1.5 reward points for every dollar you spend on eligible purchases.","recordId":"official-issuer:page:url:ed3b07e6aced938406f2143fd4300b432c0ce5be497090f3e1a10ef599ee8529","recordFields":[],"fieldKey":"card_reward"}],"groupKey":"purchase-rewards","tierKey":"reward-110","groupLabel":"Purchases","pointsPerDollar":1.5,"merchantCategoryCodes":[],"merchantCategoryCodesNullReason":"not_disclosed","categoryComplement":false,"redemptionOptions":[],"minimumQualifyingPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","maximumQualifyingPurchaseCents":null,"maximumPurchaseNullReason":"not_disclosed","qualificationPeriod":null,"qualificationPeriodNullReason":"not_disclosed","pointsPostingMaximumDays":null,"pointsPostingNullReason":"not_disclosed","pointsExpirationYears":null,"pointsExpirationAnchor":null,"pointsExpirationPolicy":null,"pointsRedemptionDaysAfterClosure":null,"pointsRedemptionAfterClosureNullReason":"not_disclosed","pointsExpirationNullReason":"not_disclosed","redemptionOptionsNullReason":"not_disclosed","conditions":"Earn 1.5 reward points for every dollar you spend on eligible purchases.\n","qualificationConditions":[],"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:22:46.449Z","sources":[{"snapshotId":"54301","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:46.449Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/world-rewards-mastercard","passageId":"f0e59f424184a2733943b7a9a5259810","pageNumber":null,"quote":"Earn 1.5 reward points for every dollar you spend on eligible purchases. Redeem online for travel, merchandise, cash back, or even donate them to support your favorite charity.","recordId":"official-issuer:page:url:3d9535abca968598268755a79cfb4762297552671e04b1852b13e99c72b83199","recordFields":[],"fieldKey":"card_reward"}],"groupKey":"purchase-rewards","tierKey":"purchase-points","groupLabel":"Purchase rewards","pointsPerDollar":1.5,"merchantCategoryCodes":[],"merchantCategoryCodesNullReason":"not_disclosed","categoryComplement":false,"redemptionOptions":["travel","merchandise","cash back","charitable donations"],"minimumQualifyingPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","maximumQualifyingPurchaseCents":null,"maximumPurchaseNullReason":"not_disclosed","qualificationPeriod":null,"qualificationPeriodNullReason":"not_disclosed","pointsPostingMaximumDays":null,"pointsPostingNullReason":"not_disclosed","pointsExpirationYears":null,"pointsExpirationAnchor":null,"pointsExpirationPolicy":null,"pointsRedemptionDaysAfterClosure":null,"pointsRedemptionAfterClosureNullReason":"not_disclosed","pointsExpirationNullReason":"not_disclosed","redemptionOptionsNullReason":null,"conditions":"Earn 1.5 reward points for every dollar you spend on eligible purchases. Redeem online for travel, merchandise, cash back, or even donate them to support your favorite charity.","qualificationConditions":[],"qualificationConditionSources":[]}],"cashBenefits":[],"cardLinks":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:22:29.200Z","sources":[{"snapshotId":"54300","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:29.200Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/compare","passageId":"c0d6cdd6613bcf75ed50de12c94127d6","pageNumber":null,"quote":"Card Agreement","recordId":"official-issuer:page:url:cc1e9f464ef2a1c361570b0f45daac84ddcce3b03bba95bae578f60bc7fe655c","recordFields":[],"fieldKey":"card_link"}],"linkKey":"agreement","linkKind":"disclosure","url":"https://www.cuwest.org/assets/files/7POrP4mK/credit-card-agreement-disclosure.pdf","label":"Card Agreement"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:22:46.449Z","sources":[{"snapshotId":"54301","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:46.449Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/world-rewards-mastercard","passageId":"95b0f204824de7f72985ef23f8b40c0a","pageNumber":null,"quote":"Card Agreement","recordId":"official-issuer:page:url:3d9535abca968598268755a79cfb4762297552671e04b1852b13e99c72b83199","recordFields":[],"fieldKey":"card_link"}],"linkKey":"card-agreement","linkKind":"disclosure","url":"https://www.cuwest.org/assets/files/7POrP4mK/credit-card-agreement-disclosure.pdf","label":"Card Agreement"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:22:46.449Z","sources":[{"snapshotId":"54301","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:46.449Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/world-rewards-mastercard","passageId":"51d4cc7d4795000c91285c0b3bb1122a","pageNumber":null,"quote":"Redeem Points","recordId":"official-issuer:page:url:3d9535abca968598268755a79cfb4762297552671e04b1852b13e99c72b83199","recordFields":[],"fieldKey":"card_link"}],"linkKey":"redeem-points","linkKind":"rewards_program","url":"https://www.dreampoints.com/cuwest/","label":"Redeem Points"}],"cardWithholdings":[{"observationKind":"card_apr","fieldKey":"apr","reason":"unparsed_value","detail":"The page gives an as-low-as APR without the retained capture date needed for an effective date.","sources":[{"snapshotId":"54301","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:46.449Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/world-rewards-mastercard","passageId":"eb2faeac30acdc7aa161158a29cfb3d0","pageNumber":null,"quote":"16.24% APR","recordId":"official-issuer:page:url:3d9535abca968598268755a79cfb4762297552671e04b1852b13e99c72b83199","recordFields":[],"fieldKey":"withheld:card_apr:apr"}]},{"observationKind":"card_cash_benefit","fieldKey":"balance-transfer-cashback","reason":"unparsed_value","detail":"The 2% award applies to balance transfers; no supported purchase-rewards grain expresses that trigger.","sources":[{"snapshotId":"54301","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:46.449Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/world-rewards-mastercard","passageId":"179c25a601390cdbf00150ee7cc1f659","pageNumber":null,"quote":"2.00% cash back on balances transferred to a new Credit Union West Platinum or Rewards Mastercard® credit card. Subject to credit approval. Approval is based on several factors, including borrower’s credit history. Balances being transferred must be listed on the applicant’s credit report at time of application","recordId":"official-issuer:page:url:3d9535abca968598268755a79cfb4762297552671e04b1852b13e99c72b83199","recordFields":[],"fieldKey":"withheld:card_cash_benefit:balance-transfer-cashback"}]},{"observationKind":"card_fee","fieldKey":"balance-transfer-fee-waiver","reason":"unparsed_value","detail":"The introductory fee waiver has no disclosed offer duration; it is not an unconditional ongoing fee.","sources":[{"snapshotId":"54301","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:46.449Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/world-rewards-mastercard","passageId":"cbd2acd0effb5c25fb8e9b523c6f4a24","pageNumber":null,"quote":"et 2% cash back on balance transfers and we'll waive the balance transfer fee.","recordId":"official-issuer:page:url:3d9535abca968598268755a79cfb4762297552671e04b1852b13e99c72b83199","recordFields":[],"fieldKey":"withheld:card_fee:balance-transfer-fee-waiver"}]},{"observationKind":"card_apr","fieldKey":"unparsed-119","reason":"unparsed_value","detail":"APR retained without a typed rate because the supplied capture metadata has no date and no qualifying literal ISO effective date is stated.","sources":[{"snapshotId":"54300","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:29.200Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/compare","passageId":"1d2c157151024463816db8e9e691df3b","pageNumber":null,"quote":"16.24% - 24.00% Variable","recordId":"official-issuer:page:url:cc1e9f464ef2a1c361570b0f45daac84ddcce3b03bba95bae578f60bc7fe655c","recordFields":[],"fieldKey":"withheld:card_apr:unparsed-119"}]},{"observationKind":"card_cash_benefit","fieldKey":"unparsed-111","reason":"unparsed_value","detail":"The 2% cashback applies to balance transfers at card opening; the purchase-cashback shape cannot represent its earning basis.","sources":[{"snapshotId":"54300","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:29.200Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/compare","passageId":"20bb0485fea99d3809b137e8af9ba4b8","pageNumber":null,"quote":"Earn 2% Cash Back on balance transfers with no balance transfer fee.","recordId":"official-issuer:page:url:cc1e9f464ef2a1c361570b0f45daac84ddcce3b03bba95bae578f60bc7fe655c","recordFields":[],"fieldKey":"withheld:card_cash_benefit:unparsed-111"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"1854","offerKind":"standard","channel":null,"nameAsFiled":"MasterCard World Rewards","handle":null,"terms":{"productId":"3038","path":"credit-union-west-credit-union/mastercard-world-rewards","name":"MasterCard World Rewards","officialName":"MasterCard World Rewards","aliases":[],"institutionId":"76568","institutionName":"Credit Union West Credit Union","institutionHandle":"credit-union-west-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"mastercard","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":"unknown","purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":0,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:22:46.449Z","sources":[{"snapshotId":"52162","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T06:02:10.144Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards","passageId":"871557a4af8ccdaf0873110ca7faf025","pageNumber":null,"quote":"No matter which credit card you choose, it will have no annual fee.","recordId":"official-issuer:page:url:ed3b07e6aced938406f2143fd4300b432c0ce5be497090f3e1a10ef599ee8529","recordFields":[],"fieldKey":"annual_fee"},{"snapshotId":"54300","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:29.200Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/compare","passageId":"d9378c2ef8c541821b7540dde63dce90","pageNumber":null,"quote":"$0","recordId":"official-issuer:page:url:cc1e9f464ef2a1c361570b0f45daac84ddcce3b03bba95bae578f60bc7fe655c","recordFields":[],"fieldKey":"annual_fee"},{"snapshotId":"54301","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:46.449Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/world-rewards-mastercard","passageId":"8dc6455a94903e4146ba246c00d691a7","pageNumber":null,"quote":"$0 Annual Fee","recordId":"official-issuer:page:url:3d9535abca968598268755a79cfb4762297552671e04b1852b13e99c72b83199","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"$0 Annual Fee"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:22:29.200Z","sources":[{"snapshotId":"54300","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:29.200Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/compare","passageId":"20bb0485fea99d3809b137e8af9ba4b8","pageNumber":null,"quote":"Earn 2% Cash Back on balance transfers with no balance transfer fee.","recordId":"official-issuer:page:url:cc1e9f464ef2a1c361570b0f45daac84ddcce3b03bba95bae578f60bc7fe655c","recordFields":[],"fieldKey":"fee:balance_transfer:1"}],"feeType":"balance_transfer","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"Earn 2% Cash Back on balance transfers with no balance transfer fee."}],"cardTerms":null,"partialCardNetwork":{"network":"mastercard","sources":[{"snapshotId":"54301","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:46.449Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/world-rewards-mastercard","passageId":"250c50ef037dee7a689ac7d8ee094238","pageNumber":null,"quote":"World Rewards Mastercard","recordId":"official-issuer:page:url:3d9535abca968598268755a79cfb4762297552671e04b1852b13e99c72b83199","recordFields":[],"fieldKey":"network"},{"snapshotId":"54300","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:29.200Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/compare","passageId":"74ecdf3865da0e0bf562daea6a007283","pageNumber":null,"quote":"World Rewards Mastercard","recordId":"official-issuer:page:url:cc1e9f464ef2a1c361570b0f45daac84ddcce3b03bba95bae578f60bc7fe655c","recordFields":[],"fieldKey":"network"}]},"signupBonuses":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:22:29.200Z","sources":[{"snapshotId":"54300","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:29.200Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/compare","passageId":"62748a70e41d8a5f6aab039b1a6219ea","pageNumber":null,"quote":"You’ll earn 10,000 bonus points when you make $1,000 in net purchases within 90 days of credit card account opening and an additional 1,000 bonus points for registering your credit card online at","recordId":"official-issuer:page:url:cc1e9f464ef2a1c361570b0f45daac84ddcce3b03bba95bae578f60bc7fe655c","recordFields":[],"fieldKey":"signup_bonus"}],"bonusKey":"purchase-bonus","qualifyingMonthsAfterAccountOpening":null,"qualifyingMonthsNullReason":"not_applicable","payoutWeeksMinimum":null,"payoutWeeksMaximum":null,"payoutWeeksNullReason":"not_applicable","payoutWeeksAnchor":null,"bonusPoints":10000,"minimumPurchaseCents":100000,"minimumPurchaseNullReason":null,"qualifyingDaysAfterAccountOpening":90,"qualifyingDaysNullReason":null,"statementCreditRedemptionCents":null,"statementCreditRedemptionNullReason":"not_disclosed","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","expirationOn":null,"expirationNullReason":"not_disclosed","conditions":"You’ll earn 10,000 bonus points when you make $1,000 in net purchases within 90 days of credit card account opening and an additional 1,000 bonus points for registering your credit card online at ","qualificationConditions":[],"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:22:29.200Z","sources":[{"snapshotId":"54300","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:29.200Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/compare","passageId":"62748a70e41d8a5f6aab039b1a6219ea","pageNumber":null,"quote":"You’ll earn 10,000 bonus points when you make $1,000 in net purchases within 90 days of credit card account opening and an additional 1,000 bonus points for registering your credit card online at","recordId":"official-issuer:page:url:cc1e9f464ef2a1c361570b0f45daac84ddcce3b03bba95bae578f60bc7fe655c","recordFields":[],"fieldKey":"signup_bonus"},{"snapshotId":"54300","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:29.200Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/compare","passageId":"979e0e648956f81f60bf41a42f24e79c","pageNumber":null,"quote":"https://dreampoints.com/cuwest/","recordId":"official-issuer:page:url:cc1e9f464ef2a1c361570b0f45daac84ddcce3b03bba95bae578f60bc7fe655c","recordFields":[],"fieldKey":"signup_bonus:qualification:0"}],"bonusKey":"registration-bonus","qualifyingMonthsAfterAccountOpening":null,"qualifyingMonthsNullReason":"not_applicable","payoutWeeksMinimum":null,"payoutWeeksMaximum":null,"payoutWeeksNullReason":"not_applicable","payoutWeeksAnchor":null,"bonusPoints":1000,"minimumPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_disclosed","statementCreditRedemptionCents":null,"statementCreditRedemptionNullReason":"not_disclosed","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","expirationOn":null,"expirationNullReason":"not_disclosed","conditions":"You’ll earn 10,000 bonus points when you make $1,000 in net purchases within 90 days of credit card account opening and an additional 1,000 bonus points for registering your credit card online at ","qualificationConditions":["https://dreampoints.com/cuwest/"],"qualificationConditionSources":[{"snapshotId":"54300","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:29.200Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/compare","passageId":"979e0e648956f81f60bf41a42f24e79c","pageNumber":null,"quote":"https://dreampoints.com/cuwest/","recordId":"official-issuer:page:url:cc1e9f464ef2a1c361570b0f45daac84ddcce3b03bba95bae578f60bc7fe655c","recordFields":[],"fieldKey":"signup_bonus:qualification:0"}]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:22:46.449Z","sources":[{"snapshotId":"54301","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:46.449Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/world-rewards-mastercard","passageId":"6b94de6fff1cc1a04562de50ecf709de","pageNumber":null,"quote":"You’ll earn 10,000 bonus points when you make $1,000 in net purchases within 90 days of credit card account opening and an additional 1,000 bonus points for registering your credit card online at","recordId":"official-issuer:page:url:3d9535abca968598268755a79cfb4762297552671e04b1852b13e99c72b83199","recordFields":[],"fieldKey":"signup_bonus"}],"bonusKey":"purchase-welcome-award","qualifyingMonthsAfterAccountOpening":null,"qualifyingMonthsNullReason":"not_applicable","payoutWeeksMinimum":null,"payoutWeeksMaximum":null,"payoutWeeksNullReason":"not_applicable","payoutWeeksAnchor":null,"bonusPoints":10000,"minimumPurchaseCents":100000,"minimumPurchaseNullReason":null,"qualifyingDaysAfterAccountOpening":90,"qualifyingDaysNullReason":null,"statementCreditRedemptionCents":null,"statementCreditRedemptionNullReason":"not_disclosed","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","expirationOn":null,"expirationNullReason":"not_disclosed","conditions":"You’ll earn 10,000 bonus points when you make $1,000 in net purchases within 90 days of credit card account opening and an additional 1,000 bonus points for registering your credit card online at ","qualificationConditions":[],"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:22:46.449Z","sources":[{"snapshotId":"54301","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:46.449Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/world-rewards-mastercard","passageId":"6b94de6fff1cc1a04562de50ecf709de","pageNumber":null,"quote":"You’ll earn 10,000 bonus points when you make $1,000 in net purchases within 90 days of credit card account opening and an additional 1,000 bonus points for registering your credit card online at","recordId":"official-issuer:page:url:3d9535abca968598268755a79cfb4762297552671e04b1852b13e99c72b83199","recordFields":[],"fieldKey":"signup_bonus"}],"bonusKey":"registration-welcome-award","qualifyingMonthsAfterAccountOpening":null,"qualifyingMonthsNullReason":"not_applicable","payoutWeeksMinimum":null,"payoutWeeksMaximum":null,"payoutWeeksNullReason":"not_applicable","payoutWeeksAnchor":null,"bonusPoints":1000,"minimumPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_disclosed","statementCreditRedemptionCents":null,"statementCreditRedemptionNullReason":"not_disclosed","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","expirationOn":null,"expirationNullReason":"not_disclosed","conditions":"You’ll earn 10,000 bonus points when you make $1,000 in net purchases within 90 days of credit card account opening and an additional 1,000 bonus points for registering your credit card online at ","qualificationConditions":[],"qualificationConditionSources":[]}],"cardRewards":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T06:02:10.144Z","sources":[{"snapshotId":"52162","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T06:02:10.144Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards","passageId":"82558f2a544040b3940e633d423802ee","pageNumber":null,"quote":"Earn 1.5 reward points for every dollar you spend on eligible purchases.","recordId":"official-issuer:page:url:ed3b07e6aced938406f2143fd4300b432c0ce5be497090f3e1a10ef599ee8529","recordFields":[],"fieldKey":"card_reward"}],"groupKey":"purchase-rewards","tierKey":"reward-110","groupLabel":"Purchases","pointsPerDollar":1.5,"merchantCategoryCodes":[],"merchantCategoryCodesNullReason":"not_disclosed","categoryComplement":false,"redemptionOptions":[],"minimumQualifyingPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","maximumQualifyingPurchaseCents":null,"maximumPurchaseNullReason":"not_disclosed","qualificationPeriod":null,"qualificationPeriodNullReason":"not_disclosed","pointsPostingMaximumDays":null,"pointsPostingNullReason":"not_disclosed","pointsExpirationYears":null,"pointsExpirationAnchor":null,"pointsExpirationPolicy":null,"pointsRedemptionDaysAfterClosure":null,"pointsRedemptionAfterClosureNullReason":"not_disclosed","pointsExpirationNullReason":"not_disclosed","redemptionOptionsNullReason":"not_disclosed","conditions":"Earn 1.5 reward points for every dollar you spend on eligible purchases.\n","qualificationConditions":[],"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:22:46.449Z","sources":[{"snapshotId":"54301","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:46.449Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/world-rewards-mastercard","passageId":"f0e59f424184a2733943b7a9a5259810","pageNumber":null,"quote":"Earn 1.5 reward points for every dollar you spend on eligible purchases. Redeem online for travel, merchandise, cash back, or even donate them to support your favorite charity.","recordId":"official-issuer:page:url:3d9535abca968598268755a79cfb4762297552671e04b1852b13e99c72b83199","recordFields":[],"fieldKey":"card_reward"}],"groupKey":"purchase-rewards","tierKey":"purchase-points","groupLabel":"Purchase rewards","pointsPerDollar":1.5,"merchantCategoryCodes":[],"merchantCategoryCodesNullReason":"not_disclosed","categoryComplement":false,"redemptionOptions":["travel","merchandise","cash back","charitable donations"],"minimumQualifyingPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","maximumQualifyingPurchaseCents":null,"maximumPurchaseNullReason":"not_disclosed","qualificationPeriod":null,"qualificationPeriodNullReason":"not_disclosed","pointsPostingMaximumDays":null,"pointsPostingNullReason":"not_disclosed","pointsExpirationYears":null,"pointsExpirationAnchor":null,"pointsExpirationPolicy":null,"pointsRedemptionDaysAfterClosure":null,"pointsRedemptionAfterClosureNullReason":"not_disclosed","pointsExpirationNullReason":"not_disclosed","redemptionOptionsNullReason":null,"conditions":"Earn 1.5 reward points for every dollar you spend on eligible purchases. Redeem online for travel, merchandise, cash back, or even donate them to support your favorite charity.","qualificationConditions":[],"qualificationConditionSources":[]}],"cashBenefits":[],"cardLinks":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:22:29.200Z","sources":[{"snapshotId":"54300","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:29.200Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/compare","passageId":"c0d6cdd6613bcf75ed50de12c94127d6","pageNumber":null,"quote":"Card Agreement","recordId":"official-issuer:page:url:cc1e9f464ef2a1c361570b0f45daac84ddcce3b03bba95bae578f60bc7fe655c","recordFields":[],"fieldKey":"card_link"}],"linkKey":"agreement","linkKind":"disclosure","url":"https://www.cuwest.org/assets/files/7POrP4mK/credit-card-agreement-disclosure.pdf","label":"Card Agreement"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:22:46.449Z","sources":[{"snapshotId":"54301","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:46.449Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/world-rewards-mastercard","passageId":"95b0f204824de7f72985ef23f8b40c0a","pageNumber":null,"quote":"Card Agreement","recordId":"official-issuer:page:url:3d9535abca968598268755a79cfb4762297552671e04b1852b13e99c72b83199","recordFields":[],"fieldKey":"card_link"}],"linkKey":"card-agreement","linkKind":"disclosure","url":"https://www.cuwest.org/assets/files/7POrP4mK/credit-card-agreement-disclosure.pdf","label":"Card Agreement"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:22:46.449Z","sources":[{"snapshotId":"54301","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:46.449Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/world-rewards-mastercard","passageId":"51d4cc7d4795000c91285c0b3bb1122a","pageNumber":null,"quote":"Redeem Points","recordId":"official-issuer:page:url:3d9535abca968598268755a79cfb4762297552671e04b1852b13e99c72b83199","recordFields":[],"fieldKey":"card_link"}],"linkKey":"redeem-points","linkKind":"rewards_program","url":"https://www.dreampoints.com/cuwest/","label":"Redeem Points"}],"cardWithholdings":[{"observationKind":"card_apr","fieldKey":"apr","reason":"unparsed_value","detail":"The page gives an as-low-as APR without the retained capture date needed for an effective date.","sources":[{"snapshotId":"54301","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:46.449Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/world-rewards-mastercard","passageId":"eb2faeac30acdc7aa161158a29cfb3d0","pageNumber":null,"quote":"16.24% APR","recordId":"official-issuer:page:url:3d9535abca968598268755a79cfb4762297552671e04b1852b13e99c72b83199","recordFields":[],"fieldKey":"withheld:card_apr:apr"}]},{"observationKind":"card_cash_benefit","fieldKey":"balance-transfer-cashback","reason":"unparsed_value","detail":"The 2% award applies to balance transfers; no supported purchase-rewards grain expresses that trigger.","sources":[{"snapshotId":"54301","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:46.449Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/world-rewards-mastercard","passageId":"179c25a601390cdbf00150ee7cc1f659","pageNumber":null,"quote":"2.00% cash back on balances transferred to a new Credit Union West Platinum or Rewards Mastercard® credit card. Subject to credit approval. Approval is based on several factors, including borrower’s credit history. Balances being transferred must be listed on the applicant’s credit report at time of application","recordId":"official-issuer:page:url:3d9535abca968598268755a79cfb4762297552671e04b1852b13e99c72b83199","recordFields":[],"fieldKey":"withheld:card_cash_benefit:balance-transfer-cashback"}]},{"observationKind":"card_fee","fieldKey":"balance-transfer-fee-waiver","reason":"unparsed_value","detail":"The introductory fee waiver has no disclosed offer duration; it is not an unconditional ongoing fee.","sources":[{"snapshotId":"54301","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:46.449Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/world-rewards-mastercard","passageId":"cbd2acd0effb5c25fb8e9b523c6f4a24","pageNumber":null,"quote":"et 2% cash back on balance transfers and we'll waive the balance transfer fee.","recordId":"official-issuer:page:url:3d9535abca968598268755a79cfb4762297552671e04b1852b13e99c72b83199","recordFields":[],"fieldKey":"withheld:card_fee:balance-transfer-fee-waiver"}]},{"observationKind":"card_apr","fieldKey":"unparsed-119","reason":"unparsed_value","detail":"APR retained without a typed rate because the supplied capture metadata has no date and no qualifying literal ISO effective date is stated.","sources":[{"snapshotId":"54300","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:29.200Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/compare","passageId":"1d2c157151024463816db8e9e691df3b","pageNumber":null,"quote":"16.24% - 24.00% Variable","recordId":"official-issuer:page:url:cc1e9f464ef2a1c361570b0f45daac84ddcce3b03bba95bae578f60bc7fe655c","recordFields":[],"fieldKey":"withheld:card_apr:unparsed-119"}]},{"observationKind":"card_cash_benefit","fieldKey":"unparsed-111","reason":"unparsed_value","detail":"The 2% cashback applies to balance transfers at card opening; the purchase-cashback shape cannot represent its earning basis.","sources":[{"snapshotId":"54300","sourceKind":"official_issuer","publisherName":"CREDIT UNION WEST","capturedAt":"2026-10-14T22:22:29.200Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.cuwest.org/credit-cards/compare","passageId":"20bb0485fea99d3809b137e8af9ba4b8","pageNumber":null,"quote":"Earn 2% Cash Back on balance transfers with no balance transfer fee.","recordId":"official-issuer:page:url:cc1e9f464ef2a1c361570b0f45daac84ddcce3b03bba95bae578f60bc7fe655c","recordFields":[],"fieldKey":"withheld:card_cash_benefit:unparsed-111"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[{"snapshotId":"47003","path":"credit-union-west-credit-union/credit-union-west-credit-card-agreement-disclosure-4-1-2026","title":"Credit Union West Credit Card Agreement - Disclosure 4.1.2026","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"Credit Union West Credit Union","handle":"credit-union-west-credit-union"},"identityDeclarations":[{"passageId":"be0bb84d9744baf349771f27d508b606","pageNumber":1,"name":"MasterCard World Rewards"}]}]}}