{"data":{"path":"dade-county-credit-union/visa-secured","artwork":null,"name":"VISA SECURED","officialName":"VISA SECURED","type":"credit_card","audience":"consumer","lifecycleStatus":"active","owner":{"name":"Dade County Credit Union","handle":"dade-county-credit-union"},"institution":{"name":"Dade County Credit Union","handle":"dade-county-credit-union"},"actualIssuerName":null,"standardOffer":{"id":"2674","offerKind":"standard","channel":null,"nameAsFiled":"VISA SECURED","handle":null,"terms":{"productId":"3858","path":"dade-county-credit-union/visa-secured","name":"VISA SECURED","officialName":"VISA SECURED","aliases":[],"institutionId":"74445","institutionName":"Dade County Credit Union","institutionHandle":"dade-county-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":true,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":"unknown","purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"unknown","cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":["existing_member"],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T00:30:22.356Z","sources":[{"snapshotId":"51587","sourceKind":"official_issuer","publisherName":"DADE COUNTY","capturedAt":"2026-10-14T00:30:22.356Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.dcfcu.org/loans/credit-cards/","passageId":"ea5e63c8d2d924e5366b705c17bc5b79","pageNumber":null,"quote":"No Annual Fee","recordId":"official-issuer:page:url:ac683ac3ed3c6eb6483974bd66079c4ce19e4fd0d15038accc96c5d5363f0115","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"No Annual Fee"}],"cardTerms":null,"partialCardSecurity":{"secured":true,"sources":[{"snapshotId":"51587","sourceKind":"official_issuer","publisherName":"DADE COUNTY","capturedAt":"2026-10-14T00:30:22.356Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.dcfcu.org/loans/credit-cards/","passageId":"187317cead931be1d82a341b49e46c2a","pageNumber":null,"quote":"Minimum Deposit of $200","recordId":"official-issuer:page:url:ac683ac3ed3c6eb6483974bd66079c4ce19e4fd0d15038accc96c5d5363f0115","recordFields":[],"fieldKey":"secured"}]},"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T00:30:22.356Z","sources":[{"snapshotId":"51587","sourceKind":"official_issuer","publisherName":"DADE COUNTY","capturedAt":"2026-10-14T00:30:22.356Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.dcfcu.org/loans/credit-cards/","passageId":"4a2eb8daed43d4b2a3ca9f58f050c329","pageNumber":null,"quote":"Apply for a Secured Visa Credit Card","recordId":"official-issuer:page:url:ac683ac3ed3c6eb6483974bd66079c4ce19e4fd0d15038accc96c5d5363f0115","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application","linkKind":"application","url":"https://apply.dcfcu.org/","label":"Apply for a Secured Visa Credit Card"}],"openingRequirements":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T00:30:22.356Z","sources":[{"snapshotId":"51587","sourceKind":"official_issuer","publisherName":"DADE COUNTY","capturedAt":"2026-10-14T00:30:22.356Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.dcfcu.org/loans/credit-cards/","passageId":"0fab38e4817de48f5d36b8a517432593","pageNumber":null,"quote":"*Loan programs, rates, and terms may change or be discontinued at any time without notice. Reward points are not valid on cash advances/ATM transactions. Membership is required.","recordId":"official-issuer:page:url:ac683ac3ed3c6eb6483974bd66079c4ce19e4fd0d15038accc96c5d5363f0115","recordFields":[],"fieldKey":"offer_requirement:membership"}],"requirementKey":"membership","routeType":"existing_member","description":"*Loan programs, rates, and terms may change or be discontinued at any time without notice. Reward points are not valid on cash advances/ATM transactions. Membership is required."}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"2674","offerKind":"standard","channel":null,"nameAsFiled":"VISA SECURED","handle":null,"terms":{"productId":"3858","path":"dade-county-credit-union/visa-secured","name":"VISA SECURED","officialName":"VISA SECURED","aliases":[],"institutionId":"74445","institutionName":"Dade County Credit Union","institutionHandle":"dade-county-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":true,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":"unknown","purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"unknown","cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":["existing_member"],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T00:30:22.356Z","sources":[{"snapshotId":"51587","sourceKind":"official_issuer","publisherName":"DADE COUNTY","capturedAt":"2026-10-14T00:30:22.356Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.dcfcu.org/loans/credit-cards/","passageId":"ea5e63c8d2d924e5366b705c17bc5b79","pageNumber":null,"quote":"No Annual Fee","recordId":"official-issuer:page:url:ac683ac3ed3c6eb6483974bd66079c4ce19e4fd0d15038accc96c5d5363f0115","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"No Annual Fee"}],"cardTerms":null,"partialCardSecurity":{"secured":true,"sources":[{"snapshotId":"51587","sourceKind":"official_issuer","publisherName":"DADE COUNTY","capturedAt":"2026-10-14T00:30:22.356Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.dcfcu.org/loans/credit-cards/","passageId":"187317cead931be1d82a341b49e46c2a","pageNumber":null,"quote":"Minimum Deposit of $200","recordId":"official-issuer:page:url:ac683ac3ed3c6eb6483974bd66079c4ce19e4fd0d15038accc96c5d5363f0115","recordFields":[],"fieldKey":"secured"}]},"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T00:30:22.356Z","sources":[{"snapshotId":"51587","sourceKind":"official_issuer","publisherName":"DADE COUNTY","capturedAt":"2026-10-14T00:30:22.356Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.dcfcu.org/loans/credit-cards/","passageId":"4a2eb8daed43d4b2a3ca9f58f050c329","pageNumber":null,"quote":"Apply for a Secured Visa Credit Card","recordId":"official-issuer:page:url:ac683ac3ed3c6eb6483974bd66079c4ce19e4fd0d15038accc96c5d5363f0115","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application","linkKind":"application","url":"https://apply.dcfcu.org/","label":"Apply for a Secured Visa Credit Card"}],"openingRequirements":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T00:30:22.356Z","sources":[{"snapshotId":"51587","sourceKind":"official_issuer","publisherName":"DADE COUNTY","capturedAt":"2026-10-14T00:30:22.356Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.dcfcu.org/loans/credit-cards/","passageId":"0fab38e4817de48f5d36b8a517432593","pageNumber":null,"quote":"*Loan programs, rates, and terms may change or be discontinued at any time without notice. Reward points are not valid on cash advances/ATM transactions. Membership is required.","recordId":"official-issuer:page:url:ac683ac3ed3c6eb6483974bd66079c4ce19e4fd0d15038accc96c5d5363f0115","recordFields":[],"fieldKey":"offer_requirement:membership"}],"requirementKey":"membership","routeType":"existing_member","description":"*Loan programs, rates, and terms may change or be discontinued at any time without notice. Reward points are not valid on cash advances/ATM transactions. Membership is required."}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[{"snapshotId":"48612","path":"dade-county-credit-union/visa-platinum-and-visa-secured-application-and-solicitation-disclosure","title":"Visa Platinum and Visa Secured Application and Solicitation Disclosure","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"Dade County Credit Union","handle":"dade-county-credit-union"},"identityDeclarations":[{"passageId":"37a13f951af87180bdf37d1761543564","pageNumber":1,"name":"VISA SECURED"}]},{"snapshotId":"48613","path":"dade-county-credit-union/visa-platinum-and-visa-secured-credit-card-agreement","title":"Visa Platinum and Visa Secured Credit Card Agreement","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"Dade County Credit Union","handle":"dade-county-credit-union"},"identityDeclarations":[{"passageId":"698b151eebf537a4cae2f135119728e7","pageNumber":1,"name":"VISA SECURED"}]}]}}