{"data":{"path":"first-national-bank-and-trust-company-of-mcalester/504-loan","artwork":null,"name":"504 Loan","officialName":"504 Loan","type":"business_loan","audience":"business","lifecycleStatus":"active","owner":{"name":"First National Bank & Trust Company of McAlester","handle":"first-national-bank-and-trust-company-of-mcalester"},"institution":{"name":"First National Bank & Trust Company of McAlester","handle":"first-national-bank-and-trust-company-of-mcalester"},"actualIssuerName":null,"standardOffer":{"id":"1260","offerKind":"standard","channel":null,"nameAsFiled":"504 Loan","handle":null,"terms":{"productId":"2444","path":"first-national-bank-and-trust-company-of-mcalester/504-loan","name":"504 Loan","officialName":"504 Loan","aliases":[],"institutionId":"69261","institutionName":"First National Bank & Trust Company of McAlester","institutionHandle":"first-national-bank-and-trust-company-of-mcalester","issuerName":null,"productType":"business_loan","audience":"business","audienceSegments":["business"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"balanceTransferTerms":[],"loanTerms":{"effectiveFrom":"2026-10-05","effectiveTo":null,"lastObservedAt":"2026-10-05T05:32:19.281Z","sources":[{"snapshotId":"43378","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:32:19.281Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-loans","passageId":"ba77f315d6919ad77c993ee1ca22da6b","pageNumber":null,"quote":"504 Loan","recordId":"official-issuer:page:url:b7d63f2489c66688b4b1b97f9bc1e8fcd33931b3f85f9a9638f2480e93c501d0","recordFields":[],"fieldKey":"loan_access"}],"currencyCode":"USD","minimumAmountCents":null,"minimumAmountNullReason":"not_parsed","maximumAmountCents":null,"maximumAmountNullReason":"not_parsed","minimumTermMonths":null,"minimumTermNullReason":"not_parsed","maximumTermMonths":null,"maximumTermNullReason":"not_parsed","collateralType":null,"collateralTypeNullReason":"not_parsed","maximumLoanToValueBps":null,"maximumLoanToValueNullReason":"not_parsed","drawPeriodMonths":null,"drawPeriodNullReason":"not_parsed","repaymentPeriodMonths":null,"repaymentPeriodNullReason":"not_parsed","prepaymentPenalty":null,"prepaymentPenaltyNullReason":"not_parsed","rateFloorBps":null,"rateFloorNullReason":"not_parsed","rateCapBps":null,"rateCapNullReason":"not_parsed"},"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[{"fieldKey":"loan_access","reason":"unparsed_value","detail":"504 Loan\n can be used for a range of assets that promote business growth and job creation. These include the purchase or construction of existing buildings or land, new facilities, or long-term machinery and equipment.  It can also be used for the improvement or modernization of land, streets, utilities, parking lots and landscaping or existing facilities.\nIn order to process your loan request, FNB may request copies of your 3 most recent years of personal and/or business Federal Income Tax Returns and a current Personal Financial Statement. Here is a \nfinancial statement form\n in excel format that can be completed if you don't have one available to you.","sources":[{"snapshotId":"43378","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:32:19.281Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-loans","passageId":"ba77f315d6919ad77c993ee1ca22da6b","pageNumber":null,"quote":"504 Loan","recordId":"official-issuer:page:url:b7d63f2489c66688b4b1b97f9bc1e8fcd33931b3f85f9a9638f2480e93c501d0","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"43378","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:32:19.281Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-loans","passageId":"6c4ddfc0a0a28eed95da3c9e5bf56d42","pageNumber":null,"quote":"can be used for a range of assets that promote business growth and job creation. These include the purchase or construction of existing buildings or land, new facilities, or long-term machinery and equipment.  It can also be used for the improvement or modernization of land, streets, utilities, parking lots and landscaping or existing facilities.","recordId":"official-issuer:page:url:b7d63f2489c66688b4b1b97f9bc1e8fcd33931b3f85f9a9638f2480e93c501d0","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"43378","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:32:19.281Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-loans","passageId":"8a69fe107292066b32c756b07fd64fc8","pageNumber":null,"quote":"In order to process your loan request, FNB may request copies of your 3 most recent years of personal and/or business Federal Income Tax Returns and a current Personal Financial Statement. Here is a","recordId":"official-issuer:page:url:b7d63f2489c66688b4b1b97f9bc1e8fcd33931b3f85f9a9638f2480e93c501d0","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"43378","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:32:19.281Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-loans","passageId":"f7e670d4f7ebd9eb31baa4a577026872","pageNumber":null,"quote":"financial statement form","recordId":"official-issuer:page:url:b7d63f2489c66688b4b1b97f9bc1e8fcd33931b3f85f9a9638f2480e93c501d0","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"43378","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:32:19.281Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-loans","passageId":"7cea92ea0ab24108cbe8a37e0fec3a8a","pageNumber":null,"quote":"in excel format that can be completed if you don't have one available to you.","recordId":"official-issuer:page:url:b7d63f2489c66688b4b1b97f9bc1e8fcd33931b3f85f9a9638f2480e93c501d0","recordFields":[],"fieldKey":"loan_access"}]}]},"offers":[{"id":"1260","offerKind":"standard","channel":null,"nameAsFiled":"504 Loan","handle":null,"terms":{"productId":"2444","path":"first-national-bank-and-trust-company-of-mcalester/504-loan","name":"504 Loan","officialName":"504 Loan","aliases":[],"institutionId":"69261","institutionName":"First National Bank & Trust Company of McAlester","institutionHandle":"first-national-bank-and-trust-company-of-mcalester","issuerName":null,"productType":"business_loan","audience":"business","audienceSegments":["business"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"balanceTransferTerms":[],"loanTerms":{"effectiveFrom":"2026-10-05","effectiveTo":null,"lastObservedAt":"2026-10-05T05:32:19.281Z","sources":[{"snapshotId":"43378","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:32:19.281Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-loans","passageId":"ba77f315d6919ad77c993ee1ca22da6b","pageNumber":null,"quote":"504 Loan","recordId":"official-issuer:page:url:b7d63f2489c66688b4b1b97f9bc1e8fcd33931b3f85f9a9638f2480e93c501d0","recordFields":[],"fieldKey":"loan_access"}],"currencyCode":"USD","minimumAmountCents":null,"minimumAmountNullReason":"not_parsed","maximumAmountCents":null,"maximumAmountNullReason":"not_parsed","minimumTermMonths":null,"minimumTermNullReason":"not_parsed","maximumTermMonths":null,"maximumTermNullReason":"not_parsed","collateralType":null,"collateralTypeNullReason":"not_parsed","maximumLoanToValueBps":null,"maximumLoanToValueNullReason":"not_parsed","drawPeriodMonths":null,"drawPeriodNullReason":"not_parsed","repaymentPeriodMonths":null,"repaymentPeriodNullReason":"not_parsed","prepaymentPenalty":null,"prepaymentPenaltyNullReason":"not_parsed","rateFloorBps":null,"rateFloorNullReason":"not_parsed","rateCapBps":null,"rateCapNullReason":"not_parsed"},"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[{"fieldKey":"loan_access","reason":"unparsed_value","detail":"504 Loan\n can be used for a range of assets that promote business growth and job creation. These include the purchase or construction of existing buildings or land, new facilities, or long-term machinery and equipment.  It can also be used for the improvement or modernization of land, streets, utilities, parking lots and landscaping or existing facilities.\nIn order to process your loan request, FNB may request copies of your 3 most recent years of personal and/or business Federal Income Tax Returns and a current Personal Financial Statement. Here is a \nfinancial statement form\n in excel format that can be completed if you don't have one available to you.","sources":[{"snapshotId":"43378","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:32:19.281Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-loans","passageId":"ba77f315d6919ad77c993ee1ca22da6b","pageNumber":null,"quote":"504 Loan","recordId":"official-issuer:page:url:b7d63f2489c66688b4b1b97f9bc1e8fcd33931b3f85f9a9638f2480e93c501d0","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"43378","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:32:19.281Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-loans","passageId":"6c4ddfc0a0a28eed95da3c9e5bf56d42","pageNumber":null,"quote":"can be used for a range of assets that promote business growth and job creation. These include the purchase or construction of existing buildings or land, new facilities, or long-term machinery and equipment.  It can also be used for the improvement or modernization of land, streets, utilities, parking lots and landscaping or existing facilities.","recordId":"official-issuer:page:url:b7d63f2489c66688b4b1b97f9bc1e8fcd33931b3f85f9a9638f2480e93c501d0","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"43378","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:32:19.281Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-loans","passageId":"8a69fe107292066b32c756b07fd64fc8","pageNumber":null,"quote":"In order to process your loan request, FNB may request copies of your 3 most recent years of personal and/or business Federal Income Tax Returns and a current Personal Financial Statement. Here is a","recordId":"official-issuer:page:url:b7d63f2489c66688b4b1b97f9bc1e8fcd33931b3f85f9a9638f2480e93c501d0","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"43378","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:32:19.281Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-loans","passageId":"f7e670d4f7ebd9eb31baa4a577026872","pageNumber":null,"quote":"financial statement form","recordId":"official-issuer:page:url:b7d63f2489c66688b4b1b97f9bc1e8fcd33931b3f85f9a9638f2480e93c501d0","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"43378","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:32:19.281Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-loans","passageId":"7cea92ea0ab24108cbe8a37e0fec3a8a","pageNumber":null,"quote":"in excel format that can be completed if you don't have one available to you.","recordId":"official-issuer:page:url:b7d63f2489c66688b4b1b97f9bc1e8fcd33931b3f85f9a9638f2480e93c501d0","recordFields":[],"fieldKey":"loan_access"}]}]}],"documents":[]}}