{"data":{"path":"first-national-bank-and-trust-company-of-mcalester/business-card-preferred-points-rewards","artwork":null,"name":"Business Card – Preferred Points Rewards","officialName":"Business Card – Preferred Points Rewards","type":"credit_card","audience":"business","lifecycleStatus":"active","owner":{"name":"First National Bank & Trust Company of McAlester","handle":"first-national-bank-and-trust-company-of-mcalester"},"institution":{"name":"First National Bank & Trust Company of McAlester","handle":"first-national-bank-and-trust-company-of-mcalester"},"actualIssuerName":null,"standardOffer":{"id":"992","offerKind":"standard","channel":null,"nameAsFiled":"Business Card – Preferred Points Rewards","handle":null,"terms":{"productId":"2176","path":"first-national-bank-and-trust-company-of-mcalester/business-card-preferred-points-rewards","name":"Business Card – Preferred Points Rewards","officialName":"Business Card – Preferred Points Rewards","aliases":[],"institutionId":"69261","institutionName":"First National Bank & Trust Company of McAlester","institutionHandle":"first-national-bank-and-trust-company-of-mcalester","issuerName":null,"productType":"credit_card","audience":"business","audienceSegments":["business"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"mastercard","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":4900,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":4900,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-05","effectiveTo":null,"lastObservedAt":"2026-10-05T05:30:24.377Z","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"b20219c8c99ef67de777b311f8023da3","pageNumber":null,"quote":"Low annual fee of $49.00 per account.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":4900,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":"amount_only","explanation":"Low annual fee of $49.00 per account."}],"cardTerms":null,"partialCardNetwork":{"network":"mastercard","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"85e933e16f9658458feda98858780b55","pageNumber":null,"quote":"Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"network"}]},"signupBonuses":[],"cardRewards":[{"effectiveFrom":"2026-10-05","effectiveTo":null,"lastObservedAt":"2026-10-05T05:30:24.377Z","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"a8d2dccf677e466e7970e896e1b5c14c","pageNumber":null,"quote":"Earn one reward point for each dollar spent, up to 10,000 points per month.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"card_reward"},{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"66419020e49915b2bbe2e0058eff1cb5","pageNumber":null,"quote":"Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"card_reward:qualification:0"}],"groupKey":"all-purchases","tierKey":"standard","groupLabel":"Preferred Points rewards","pointsPerDollar":1,"merchantCategoryCodes":[],"merchantCategoryCodesNullReason":"not_disclosed","categoryComplement":false,"redemptionOptions":["Cash-back awards","Retail gift cards","Travel","Merchandise"],"minimumQualifyingPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","maximumQualifyingPurchaseCents":null,"maximumPurchaseNullReason":"not_disclosed","qualificationPeriod":null,"qualificationPeriodNullReason":"not_disclosed","pointsPostingMaximumDays":null,"pointsPostingNullReason":"not_disclosed","pointsExpirationYears":null,"pointsExpirationAnchor":null,"pointsExpirationPolicy":null,"pointsRedemptionDaysAfterClosure":null,"pointsRedemptionAfterClosureNullReason":"not_disclosed","pointsExpirationNullReason":"not_disclosed","redemptionOptionsNullReason":null,"conditions":"Earn one reward point for each dollar spent, up to 10,000 points per month.","qualificationConditions":["Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more."],"qualificationConditionSources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"66419020e49915b2bbe2e0058eff1cb5","pageNumber":null,"quote":"Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"card_reward:qualification:0"}]}],"cashBenefits":[],"cardLinks":[{"effectiveFrom":"2026-10-05","effectiveTo":null,"lastObservedAt":"2026-10-05T05:30:24.377Z","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"bdf0b350517b51cd45e7103260d014d4","pageNumber":null,"quote":"Click this link to apply online","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application-online","linkKind":"application","url":"https://www.cardaccount.net/application/8b882ad66e/business/new","label":"Click this link to apply online"},{"effectiveFrom":"2026-10-05","effectiveTo":null,"lastObservedAt":"2026-10-05T05:30:24.377Z","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"56559ccbdf04a61db0b89e6d1e031e7d","pageNumber":null,"quote":"downloadable application","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application-pdf-own","linkKind":"application","url":"https://www.fnbmcalester.com/assets/files/RLDDcPgo","label":"downloadable application"},{"effectiveFrom":"2026-10-05","effectiveTo":null,"lastObservedAt":"2026-10-05T05:30:24.377Z","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"0746f7fea2deac3a944090a90736ea22","pageNumber":null,"quote":"Download the PDF of the application","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application-pdf-shared","linkKind":"application","url":"https://www.fnbmcalester.com/assets/files/RLDDcPgo","label":"Download the PDF of the application"}],"cardWithholdings":[{"observationKind":"card_apr","fieldKey":"own-71","reason":"unparsed_value","detail":"Competitive ongoing APR.","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"326442d89827785f1bf01696ebc107e4","pageNumber":null,"quote":"Competitive ongoing APR.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:card_apr:own-71"}]},{"observationKind":"card_apr","fieldKey":"own-73","reason":"unparsed_value","detail":"25-day interest-free grace period on all purchases. No grace period on cash advances.","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"e1d483c0d6e6cad88976ec960e2acf61","pageNumber":null,"quote":"25-day interest-free grace period on all purchases. No grace period on cash advances.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:card_apr:own-73"}]},{"observationKind":"offer_feature","fieldKey":"own-74","reason":"unparsed_value","detail":"Individual billing option only.","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"ebe7fd10a1053ce902813dddbce3627a","pageNumber":null,"quote":"Individual billing option only.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:own-74"}]},{"observationKind":"offer_feature","fieldKey":"own-77","reason":"unparsed_value","detail":"To view or redeem rewards points, visit ","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"c2f09ca94bf979f81e9dead4d03454dc","pageNumber":null,"quote":"To view or redeem rewards points, visit","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:own-77"}]},{"observationKind":"offer_feature","fieldKey":"own-78","reason":"unparsed_value","detail":"mypreferredpoints.com","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"f40db1a1696eeb859dceb9ebf667cf41","pageNumber":null,"quote":"mypreferredpoints.com","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:own-78"}]},{"observationKind":"offer_feature","fieldKey":"own-79","reason":"unparsed_value","detail":" or call 866-678-5191.","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"eb745cb642aa1e06ee5d2359acf1e0e8","pageNumber":null,"quote":"or call 866-678-5191.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:own-79"}]},{"observationKind":"offer_feature","fieldKey":"own-80","reason":"unparsed_value","detail":"24-hour toll-free live customer assistance available at 800-367-7576.","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"ec4a07a11eb3b9375b505c0219ec39e6","pageNumber":null,"quote":"24-hour toll-free live customer assistance available at 800-367-7576.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:own-80"}]},{"observationKind":"offer_feature","fieldKey":"own-81","reason":"unparsed_value","detail":"Online account information available 24/7 at ","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"28ca7e2388203ba3880c365dbe42af49","pageNumber":null,"quote":"Online account information available 24/7 at","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:own-81"}]},{"observationKind":"offer_feature","fieldKey":"own-82","reason":"unparsed_value","detail":"www.cardaccount.net","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"eeed994fbddc1b7a14aa0cba36ea6b91","pageNumber":null,"quote":"www.cardaccount.net","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:own-82"}]},{"observationKind":"offer_feature","fieldKey":"own-84","reason":"unparsed_value","detail":"Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"85e933e16f9658458feda98858780b55","pageNumber":null,"quote":"Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:own-84"}]},{"observationKind":"card_fee","fieldKey":"own-86","reason":"unparsed_value","detail":"Other fees may be charged, these fees are listed on the ","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"d417b636b1f9e87090725cac687ea639","pageNumber":null,"quote":"Other fees may be charged, these fees are listed on the","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:card_fee:own-86"}]},{"observationKind":"offer_feature","fieldKey":"own-87","reason":"unparsed_value","detail":"downloadable application","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"df833ff0434f53a6bffcd5df0a2393e7","pageNumber":null,"quote":"downloadable application","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:own-87"}]},{"observationKind":"offer_feature","fieldKey":"shared-90","reason":"unparsed_value","detail":"Click this link to apply online","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"428a238a0b2dfd695b647d151f82df15","pageNumber":null,"quote":"Click this link to apply online","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:shared-90"}]},{"observationKind":"offer_feature","fieldKey":"shared-91","reason":"unparsed_value","detail":".  or","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"d72429146c6e3045366ce5b8e2143dde","pageNumber":null,"quote":".  or","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:shared-91"}]},{"observationKind":"offer_feature","fieldKey":"shared-92","reason":"unparsed_value","detail":"Download the PDF of the application","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"ccdc7ca0650f899f430f7854c9dc992d","pageNumber":null,"quote":"Download the PDF of the application","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:shared-92"}]},{"observationKind":"offer_feature","fieldKey":"shared-94","reason":"unparsed_value","detail":"Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"e3bf8dc8ad4e9ff36654abdad1ac6436","pageNumber":null,"quote":"Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:shared-94"}]},{"observationKind":"offer_requirement","fieldKey":"shared-95","reason":"unparsed_value","detail":"Supporting documents vary depending on the type of business you have. See chart below.","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"1a5e9686b901639cc4010b2401cb2411","pageNumber":null,"quote":"Supporting documents vary depending on the type of business you have. See chart below.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_requirement:shared-95"}]},{"observationKind":"offer_feature","fieldKey":"shared-96","reason":"unparsed_value","detail":"Fax your completed application to the Card Service Center at 877-809-9162.","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"a98a6231a79d3a1cfac8c0aaaa372009","pageNumber":null,"quote":"Fax your completed application to the Card Service Center at 877-809-9162.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:shared-96"}]},{"observationKind":"offer_feature","fieldKey":"shared-97","reason":"unparsed_value","detail":"Or mail your completed application to:","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"8c6f4c3a644092fb91a197dcd1852558","pageNumber":null,"quote":"Or mail your completed application to:","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:shared-97"}]},{"observationKind":"offer_feature","fieldKey":"shared-98","reason":"unparsed_value","detail":"Card Service Center","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"635702fb2ce3ed1dbf9dfe7355430631","pageNumber":null,"quote":"Card Service Center","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:shared-98"}]},{"observationKind":"offer_feature","fieldKey":"shared-99","reason":"unparsed_value","detail":"PO Box 569120","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"3c409188f827e58cec82d2db604b2998","pageNumber":null,"quote":"PO Box 569120","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:shared-99"}]},{"observationKind":"offer_feature","fieldKey":"shared-100","reason":"unparsed_value","detail":"Dallas, TX 75356-9120","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"35ac2cc69975daaa5b5dbe18d2d15ab0","pageNumber":null,"quote":"Dallas, TX 75356-9120","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:shared-100"}]},{"observationKind":"card_apr","fieldKey":"shared-102","reason":"unparsed_value","detail":"Please see application for information about current APRs and fees.","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"313c224ff8e3cc5bbfbcb1b0737ffbdc","pageNumber":null,"quote":"Please see application for information about current APRs and fees.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:card_apr:shared-102"}]},{"observationKind":"card_reward","fieldKey":"monthly-points-cap","reason":"unparsed_value","detail":"Earn one reward point for each dollar spent, up to 10,000 points per month.","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"a8d2dccf677e466e7970e896e1b5c14c","pageNumber":null,"quote":"Earn one reward point for each dollar spent, up to 10,000 points per month.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:card_reward:monthly-points-cap"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"992","offerKind":"standard","channel":null,"nameAsFiled":"Business Card – Preferred Points Rewards","handle":null,"terms":{"productId":"2176","path":"first-national-bank-and-trust-company-of-mcalester/business-card-preferred-points-rewards","name":"Business Card – Preferred Points Rewards","officialName":"Business Card – Preferred Points Rewards","aliases":[],"institutionId":"69261","institutionName":"First National Bank & Trust Company of McAlester","institutionHandle":"first-national-bank-and-trust-company-of-mcalester","issuerName":null,"productType":"credit_card","audience":"business","audienceSegments":["business"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"mastercard","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":4900,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":4900,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-05","effectiveTo":null,"lastObservedAt":"2026-10-05T05:30:24.377Z","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"b20219c8c99ef67de777b311f8023da3","pageNumber":null,"quote":"Low annual fee of $49.00 per account.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":4900,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":"amount_only","explanation":"Low annual fee of $49.00 per account."}],"cardTerms":null,"partialCardNetwork":{"network":"mastercard","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"85e933e16f9658458feda98858780b55","pageNumber":null,"quote":"Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"network"}]},"signupBonuses":[],"cardRewards":[{"effectiveFrom":"2026-10-05","effectiveTo":null,"lastObservedAt":"2026-10-05T05:30:24.377Z","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"a8d2dccf677e466e7970e896e1b5c14c","pageNumber":null,"quote":"Earn one reward point for each dollar spent, up to 10,000 points per month.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"card_reward"},{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"66419020e49915b2bbe2e0058eff1cb5","pageNumber":null,"quote":"Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"card_reward:qualification:0"}],"groupKey":"all-purchases","tierKey":"standard","groupLabel":"Preferred Points rewards","pointsPerDollar":1,"merchantCategoryCodes":[],"merchantCategoryCodesNullReason":"not_disclosed","categoryComplement":false,"redemptionOptions":["Cash-back awards","Retail gift cards","Travel","Merchandise"],"minimumQualifyingPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","maximumQualifyingPurchaseCents":null,"maximumPurchaseNullReason":"not_disclosed","qualificationPeriod":null,"qualificationPeriodNullReason":"not_disclosed","pointsPostingMaximumDays":null,"pointsPostingNullReason":"not_disclosed","pointsExpirationYears":null,"pointsExpirationAnchor":null,"pointsExpirationPolicy":null,"pointsRedemptionDaysAfterClosure":null,"pointsRedemptionAfterClosureNullReason":"not_disclosed","pointsExpirationNullReason":"not_disclosed","redemptionOptionsNullReason":null,"conditions":"Earn one reward point for each dollar spent, up to 10,000 points per month.","qualificationConditions":["Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more."],"qualificationConditionSources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"66419020e49915b2bbe2e0058eff1cb5","pageNumber":null,"quote":"Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"card_reward:qualification:0"}]}],"cashBenefits":[],"cardLinks":[{"effectiveFrom":"2026-10-05","effectiveTo":null,"lastObservedAt":"2026-10-05T05:30:24.377Z","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"bdf0b350517b51cd45e7103260d014d4","pageNumber":null,"quote":"Click this link to apply online","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application-online","linkKind":"application","url":"https://www.cardaccount.net/application/8b882ad66e/business/new","label":"Click this link to apply online"},{"effectiveFrom":"2026-10-05","effectiveTo":null,"lastObservedAt":"2026-10-05T05:30:24.377Z","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"56559ccbdf04a61db0b89e6d1e031e7d","pageNumber":null,"quote":"downloadable application","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application-pdf-own","linkKind":"application","url":"https://www.fnbmcalester.com/assets/files/RLDDcPgo","label":"downloadable application"},{"effectiveFrom":"2026-10-05","effectiveTo":null,"lastObservedAt":"2026-10-05T05:30:24.377Z","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"0746f7fea2deac3a944090a90736ea22","pageNumber":null,"quote":"Download the PDF of the application","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application-pdf-shared","linkKind":"application","url":"https://www.fnbmcalester.com/assets/files/RLDDcPgo","label":"Download the PDF of the application"}],"cardWithholdings":[{"observationKind":"card_apr","fieldKey":"own-71","reason":"unparsed_value","detail":"Competitive ongoing APR.","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"326442d89827785f1bf01696ebc107e4","pageNumber":null,"quote":"Competitive ongoing APR.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:card_apr:own-71"}]},{"observationKind":"card_apr","fieldKey":"own-73","reason":"unparsed_value","detail":"25-day interest-free grace period on all purchases. No grace period on cash advances.","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"e1d483c0d6e6cad88976ec960e2acf61","pageNumber":null,"quote":"25-day interest-free grace period on all purchases. No grace period on cash advances.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:card_apr:own-73"}]},{"observationKind":"offer_feature","fieldKey":"own-74","reason":"unparsed_value","detail":"Individual billing option only.","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"ebe7fd10a1053ce902813dddbce3627a","pageNumber":null,"quote":"Individual billing option only.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:own-74"}]},{"observationKind":"offer_feature","fieldKey":"own-77","reason":"unparsed_value","detail":"To view or redeem rewards points, visit ","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"c2f09ca94bf979f81e9dead4d03454dc","pageNumber":null,"quote":"To view or redeem rewards points, visit","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:own-77"}]},{"observationKind":"offer_feature","fieldKey":"own-78","reason":"unparsed_value","detail":"mypreferredpoints.com","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"f40db1a1696eeb859dceb9ebf667cf41","pageNumber":null,"quote":"mypreferredpoints.com","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:own-78"}]},{"observationKind":"offer_feature","fieldKey":"own-79","reason":"unparsed_value","detail":" or call 866-678-5191.","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"eb745cb642aa1e06ee5d2359acf1e0e8","pageNumber":null,"quote":"or call 866-678-5191.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:own-79"}]},{"observationKind":"offer_feature","fieldKey":"own-80","reason":"unparsed_value","detail":"24-hour toll-free live customer assistance available at 800-367-7576.","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"ec4a07a11eb3b9375b505c0219ec39e6","pageNumber":null,"quote":"24-hour toll-free live customer assistance available at 800-367-7576.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:own-80"}]},{"observationKind":"offer_feature","fieldKey":"own-81","reason":"unparsed_value","detail":"Online account information available 24/7 at ","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"28ca7e2388203ba3880c365dbe42af49","pageNumber":null,"quote":"Online account information available 24/7 at","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:own-81"}]},{"observationKind":"offer_feature","fieldKey":"own-82","reason":"unparsed_value","detail":"www.cardaccount.net","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"eeed994fbddc1b7a14aa0cba36ea6b91","pageNumber":null,"quote":"www.cardaccount.net","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:own-82"}]},{"observationKind":"offer_feature","fieldKey":"own-84","reason":"unparsed_value","detail":"Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"85e933e16f9658458feda98858780b55","pageNumber":null,"quote":"Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:own-84"}]},{"observationKind":"card_fee","fieldKey":"own-86","reason":"unparsed_value","detail":"Other fees may be charged, these fees are listed on the ","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"d417b636b1f9e87090725cac687ea639","pageNumber":null,"quote":"Other fees may be charged, these fees are listed on the","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:card_fee:own-86"}]},{"observationKind":"offer_feature","fieldKey":"own-87","reason":"unparsed_value","detail":"downloadable application","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"df833ff0434f53a6bffcd5df0a2393e7","pageNumber":null,"quote":"downloadable application","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:own-87"}]},{"observationKind":"offer_feature","fieldKey":"shared-90","reason":"unparsed_value","detail":"Click this link to apply online","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"428a238a0b2dfd695b647d151f82df15","pageNumber":null,"quote":"Click this link to apply online","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:shared-90"}]},{"observationKind":"offer_feature","fieldKey":"shared-91","reason":"unparsed_value","detail":".  or","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"d72429146c6e3045366ce5b8e2143dde","pageNumber":null,"quote":".  or","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:shared-91"}]},{"observationKind":"offer_feature","fieldKey":"shared-92","reason":"unparsed_value","detail":"Download the PDF of the application","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"ccdc7ca0650f899f430f7854c9dc992d","pageNumber":null,"quote":"Download the PDF of the application","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:shared-92"}]},{"observationKind":"offer_feature","fieldKey":"shared-94","reason":"unparsed_value","detail":"Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"e3bf8dc8ad4e9ff36654abdad1ac6436","pageNumber":null,"quote":"Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:shared-94"}]},{"observationKind":"offer_requirement","fieldKey":"shared-95","reason":"unparsed_value","detail":"Supporting documents vary depending on the type of business you have. See chart below.","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"1a5e9686b901639cc4010b2401cb2411","pageNumber":null,"quote":"Supporting documents vary depending on the type of business you have. See chart below.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_requirement:shared-95"}]},{"observationKind":"offer_feature","fieldKey":"shared-96","reason":"unparsed_value","detail":"Fax your completed application to the Card Service Center at 877-809-9162.","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"a98a6231a79d3a1cfac8c0aaaa372009","pageNumber":null,"quote":"Fax your completed application to the Card Service Center at 877-809-9162.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:shared-96"}]},{"observationKind":"offer_feature","fieldKey":"shared-97","reason":"unparsed_value","detail":"Or mail your completed application to:","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"8c6f4c3a644092fb91a197dcd1852558","pageNumber":null,"quote":"Or mail your completed application to:","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:shared-97"}]},{"observationKind":"offer_feature","fieldKey":"shared-98","reason":"unparsed_value","detail":"Card Service Center","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"635702fb2ce3ed1dbf9dfe7355430631","pageNumber":null,"quote":"Card Service Center","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:shared-98"}]},{"observationKind":"offer_feature","fieldKey":"shared-99","reason":"unparsed_value","detail":"PO Box 569120","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"3c409188f827e58cec82d2db604b2998","pageNumber":null,"quote":"PO Box 569120","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:shared-99"}]},{"observationKind":"offer_feature","fieldKey":"shared-100","reason":"unparsed_value","detail":"Dallas, TX 75356-9120","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"35ac2cc69975daaa5b5dbe18d2d15ab0","pageNumber":null,"quote":"Dallas, TX 75356-9120","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:offer_feature:shared-100"}]},{"observationKind":"card_apr","fieldKey":"shared-102","reason":"unparsed_value","detail":"Please see application for information about current APRs and fees.","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"313c224ff8e3cc5bbfbcb1b0737ffbdc","pageNumber":null,"quote":"Please see application for information about current APRs and fees.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:card_apr:shared-102"}]},{"observationKind":"card_reward","fieldKey":"monthly-points-cap","reason":"unparsed_value","detail":"Earn one reward point for each dollar spent, up to 10,000 points per month.","sources":[{"snapshotId":"43369","sourceKind":"official_issuer","publisherName":"First National Bank & Trust Company of McAlester","capturedAt":"2026-10-05T05:30:24.377Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbmcalester.com/business/business-credit-card","passageId":"a8d2dccf677e466e7970e896e1b5c14c","pageNumber":null,"quote":"Earn one reward point for each dollar spent, up to 10,000 points per month.","recordId":"official-issuer:page:url:8c9a1bcdf46882d92f214545580a88ceb8a8ac824c8a33f49a53f0ed6a3660c4","recordFields":[],"fieldKey":"withheld:card_reward:monthly-points-cap"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}