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You would need to subtract your mortgage balance from your current home value.","recordId":"official-issuer:page:url:7c358f74970ac2bcf58b1f3b98239d06449afb1c2a40099c17c34f93f63daf4c","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"45762","sourceKind":"official_issuer","publisherName":"First National Bank of Omaha","capturedAt":"2026-10-05T18:05:22.290Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbo.com/personal-banking/home-equity-loan","passageId":"bfa7666b3ddd5c3a9a3c7dc630cc1703","pageNumber":null,"quote":"How much can I borrow with a HELOC?","recordId":"official-issuer:page:url:7c358f74970ac2bcf58b1f3b98239d06449afb1c2a40099c17c34f93f63daf4c","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"45762","sourceKind":"official_issuer","publisherName":"First National Bank of Omaha","capturedAt":"2026-10-05T18:05:22.290Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbo.com/personal-banking/home-equity-loan","passageId":"b9f6c367086882dca83beb22316222e7","pageNumber":null,"quote":"About 80% of your home’s value minus the mortgage balance.","recordId":"official-issuer:page:url:7c358f74970ac2bcf58b1f3b98239d06449afb1c2a40099c17c34f93f63daf4c","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"45762","sourceKind":"official_issuer","publisherName":"First National Bank of Omaha","capturedAt":"2026-10-05T18:05:22.290Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbo.com/personal-banking/home-equity-loan","passageId":"cf3e306227a797865d960aeb287c3a9f","pageNumber":null,"quote":"What can I use a HELOC for?","recordId":"official-issuer:page:url:7c358f74970ac2bcf58b1f3b98239d06449afb1c2a40099c17c34f93f63daf4c","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"45762","sourceKind":"official_issuer","publisherName":"First National Bank of Omaha","capturedAt":"2026-10-05T18:05:22.290Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbo.com/personal-banking/home-equity-loan","passageId":"1b3e6ab90d9729734af41dc0ea8df1f9","pageNumber":null,"quote":"You can use a HELOC for almost anything including home improvements or repairs that can increase the value of your home,","recordId":"official-issuer:page:url:7c358f74970ac2bcf58b1f3b98239d06449afb1c2a40099c17c34f93f63daf4c","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"45762","sourceKind":"official_issuer","publisherName":"First National Bank of Omaha","capturedAt":"2026-10-05T18:05:22.290Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbo.com/personal-banking/home-equity-loan","passageId":"4dc4c641d4cf2fd30f54d71c29402f67","pageNumber":null,"quote":"debt consolidation","recordId":"official-issuer:page:url:7c358f74970ac2bcf58b1f3b98239d06449afb1c2a40099c17c34f93f63daf4c","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"45762","sourceKind":"official_issuer","publisherName":"First National Bank of Omaha","capturedAt":"2026-10-05T18:05:22.290Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbo.com/personal-banking/home-equity-loan","passageId":"a9bbb679300b42c33502405fb5624355","pageNumber":null,"quote":", or create a safety net in case of unforeseen emergencies.","recordId":"official-issuer:page:url:7c358f74970ac2bcf58b1f3b98239d06449afb1c2a40099c17c34f93f63daf4c","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"45762","sourceKind":"official_issuer","publisherName":"First National Bank of Omaha","capturedAt":"2026-10-05T18:05:22.290Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbo.com/personal-banking/home-equity-loan","passageId":"40a222b2cfe29c979587d3129e048253","pageNumber":null,"quote":"View Rates","recordId":"official-issuer:page:url:7c358f74970ac2bcf58b1f3b98239d06449afb1c2a40099c17c34f93f63daf4c","recordFields":[],"fieldKey":"loan_access"}]}]},"offers":[{"id":"1023","offerKind":"standard","channel":null,"nameAsFiled":"Home Equity Line of Credit - 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It allows you to borrow money against a limit determined by the equity you’ve built through home ownership. You pay interest only on the amount you use.","recordId":"official-issuer:page:url:7c358f74970ac2bcf58b1f3b98239d06449afb1c2a40099c17c34f93f63daf4c","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"45762","sourceKind":"official_issuer","publisherName":"First National Bank of Omaha","capturedAt":"2026-10-05T18:05:22.290Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbo.com/personal-banking/home-equity-loan","passageId":"bcdf2598a19f465abdfb4fc1a86501e5","pageNumber":null,"quote":"HELOCs provide revolving credit, while HELOANS offer a lump sum.","recordId":"official-issuer:page:url:7c358f74970ac2bcf58b1f3b98239d06449afb1c2a40099c17c34f93f63daf4c","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"45762","sourceKind":"official_issuer","publisherName":"First National Bank of Omaha","capturedAt":"2026-10-05T18:05:22.290Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbo.com/personal-banking/home-equity-loan","passageId":"d543f72973d6f71accc577813990d6f1","pageNumber":null,"quote":"It depends on the equity you’ve built through home ownership. You would need to subtract your mortgage balance from your current home value.","recordId":"official-issuer:page:url:7c358f74970ac2bcf58b1f3b98239d06449afb1c2a40099c17c34f93f63daf4c","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"45762","sourceKind":"official_issuer","publisherName":"First National Bank of Omaha","capturedAt":"2026-10-05T18:05:22.290Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbo.com/personal-banking/home-equity-loan","passageId":"bfa7666b3ddd5c3a9a3c7dc630cc1703","pageNumber":null,"quote":"How much can I borrow with a HELOC?","recordId":"official-issuer:page:url:7c358f74970ac2bcf58b1f3b98239d06449afb1c2a40099c17c34f93f63daf4c","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"45762","sourceKind":"official_issuer","publisherName":"First National Bank of Omaha","capturedAt":"2026-10-05T18:05:22.290Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbo.com/personal-banking/home-equity-loan","passageId":"b9f6c367086882dca83beb22316222e7","pageNumber":null,"quote":"About 80% of your home’s value minus the mortgage balance.","recordId":"official-issuer:page:url:7c358f74970ac2bcf58b1f3b98239d06449afb1c2a40099c17c34f93f63daf4c","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"45762","sourceKind":"official_issuer","publisherName":"First National Bank of Omaha","capturedAt":"2026-10-05T18:05:22.290Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbo.com/personal-banking/home-equity-loan","passageId":"cf3e306227a797865d960aeb287c3a9f","pageNumber":null,"quote":"What can I use a HELOC for?","recordId":"official-issuer:page:url:7c358f74970ac2bcf58b1f3b98239d06449afb1c2a40099c17c34f93f63daf4c","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"45762","sourceKind":"official_issuer","publisherName":"First National Bank of Omaha","capturedAt":"2026-10-05T18:05:22.290Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbo.com/personal-banking/home-equity-loan","passageId":"1b3e6ab90d9729734af41dc0ea8df1f9","pageNumber":null,"quote":"You can use a HELOC for almost anything including home improvements or repairs that can increase the value of your home,","recordId":"official-issuer:page:url:7c358f74970ac2bcf58b1f3b98239d06449afb1c2a40099c17c34f93f63daf4c","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"45762","sourceKind":"official_issuer","publisherName":"First National Bank of Omaha","capturedAt":"2026-10-05T18:05:22.290Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbo.com/personal-banking/home-equity-loan","passageId":"4dc4c641d4cf2fd30f54d71c29402f67","pageNumber":null,"quote":"debt consolidation","recordId":"official-issuer:page:url:7c358f74970ac2bcf58b1f3b98239d06449afb1c2a40099c17c34f93f63daf4c","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"45762","sourceKind":"official_issuer","publisherName":"First National Bank of Omaha","capturedAt":"2026-10-05T18:05:22.290Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbo.com/personal-banking/home-equity-loan","passageId":"a9bbb679300b42c33502405fb5624355","pageNumber":null,"quote":", or create a safety net in case of unforeseen emergencies.","recordId":"official-issuer:page:url:7c358f74970ac2bcf58b1f3b98239d06449afb1c2a40099c17c34f93f63daf4c","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"45762","sourceKind":"official_issuer","publisherName":"First National Bank of Omaha","capturedAt":"2026-10-05T18:05:22.290Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbo.com/personal-banking/home-equity-loan","passageId":"40a222b2cfe29c979587d3129e048253","pageNumber":null,"quote":"View Rates","recordId":"official-issuer:page:url:7c358f74970ac2bcf58b1f3b98239d06449afb1c2a40099c17c34f93f63daf4c","recordFields":[],"fieldKey":"loan_access"}]}]}],"documents":[]}}