{"data":{"path":"first-national-bank-of-waterloo/auto-loans","artwork":null,"name":"Auto Loans","officialName":"Auto Loans","type":"auto_loan","audience":"consumer","lifecycleStatus":"active","owner":{"name":"First National Bank of Waterloo","handle":"first-national-bank-of-waterloo"},"institution":{"name":"First National Bank of Waterloo","handle":"first-national-bank-of-waterloo"},"actualIssuerName":null,"standardOffer":{"id":"1253","offerKind":"standard","channel":null,"nameAsFiled":"Auto Loans","handle":null,"terms":{"productId":"2437","path":"first-national-bank-of-waterloo/auto-loans","name":"Auto Loans","officialName":"Auto Loans","aliases":[],"institutionId":"69209","institutionName":"First National Bank of Waterloo","institutionHandle":"first-national-bank-of-waterloo","issuerName":null,"productType":"auto_loan","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"balanceTransferTerms":[],"loanTerms":{"effectiveFrom":"2026-10-05","effectiveTo":null,"lastObservedAt":"2026-10-05T02:13:54.950Z","sources":[{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"069a87751c9bd34d19e5c5b4d18e5599","pageNumber":null,"quote":"Auto Loans","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"}],"currencyCode":"USD","minimumAmountCents":null,"minimumAmountNullReason":"not_parsed","maximumAmountCents":null,"maximumAmountNullReason":"not_parsed","minimumTermMonths":null,"minimumTermNullReason":"not_parsed","maximumTermMonths":null,"maximumTermNullReason":"not_parsed","collateralType":null,"collateralTypeNullReason":"not_parsed","maximumLoanToValueBps":null,"maximumLoanToValueNullReason":"not_parsed","drawPeriodMonths":null,"drawPeriodNullReason":"not_parsed","repaymentPeriodMonths":null,"repaymentPeriodNullReason":"not_parsed","prepaymentPenalty":null,"prepaymentPenaltyNullReason":"not_parsed","rateFloorBps":null,"rateFloorNullReason":"not_parsed","rateCapBps":null,"rateCapNullReason":"not_parsed"},"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[{"fieldKey":"loan_access","reason":"unparsed_value","detail":"Auto Loans\nIf you’re in the market for a new or pre-owned vehicle, we have the lending solution for you! Let First National Bank of Waterloo help you hit the road today.\nGet pre-approval\nFlexible terms\nCompetitive rates\nLocal decisions and knowledge\nIndividualized service\nHere’s how to get started:\nCall us to see how much you qualify for. You may be surprised to find out how much more car you can drive.\nOrder your credit report to make sure you’re in good standing.\nApply for pre-approval with our \nSecure Loan Application\n, or call us at\n\n(618) 939-6194. We’ll get back to you right away with the answer you need.\nCall or visit a local auto dealer to get a price quote on the vehicle you want. Of course you’ll want to let the dealer know that you’ll be financing your vehicle with us, AFTER you’ve made your best deal.\nWith a First National Bank of Waterloo Auto Loan, you’ll get reasonable rates and a flexible repayment plan. We’ll also help you figure out what financing program is right for you.\nFirst National Bank of Waterloo will never sell your personal information when applying for a loan – find out more information by clicking \nhere\n.\nSecure Loan Application: https://www.fnbwaterloo.bank/resources/apply-today/","sources":[{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"069a87751c9bd34d19e5c5b4d18e5599","pageNumber":null,"quote":"Auto Loans","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"93c9abc508b1fbe12a2663e29792dfb2","pageNumber":null,"quote":"If you’re in the market for a new or pre-owned vehicle, we have the lending solution for you! Let First National Bank of Waterloo help you hit the road today.","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"78fdd9916fe054d9d0d378b616414fb2","pageNumber":null,"quote":"Get pre-approval","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"be2d015d75909d4d3b53225f48e38ea2","pageNumber":null,"quote":"Flexible terms","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"094297cde899bd1687146f6f9235693b","pageNumber":null,"quote":"Competitive rates","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"d0b6e68463cb1e22d89c550175be751b","pageNumber":null,"quote":"Local decisions and knowledge","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"6977b474b577dd2c4154efa424024bea","pageNumber":null,"quote":"Individualized service","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"02a04ec542718c43b159a1c8a6d95522","pageNumber":null,"quote":"Here’s how to get started:","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"cd643d02a8c7cb111e2289105863ff6d","pageNumber":null,"quote":"Call us to see how much you qualify for. You may be surprised to find out how much more car you can drive.","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"48a88dcdcfe0834587aebdd472e4218c","pageNumber":null,"quote":"Order your credit report to make sure you’re in good standing.","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"b513da6fb6f7ff3cbaa5a5959fa0f9af","pageNumber":null,"quote":"Apply for pre-approval with our","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"b7572c53f9a3b643cc3fd58c64a8dd77","pageNumber":null,"quote":"Secure Loan Application","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"1e06dd41c8875cbe176d0618ec7c1ce3","pageNumber":null,"quote":", or call us at","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"6a1f2d8524e210970d67a204b08f3fc4","pageNumber":null,"quote":"(618) 939-6194. We’ll get back to you right away with the answer you need.","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"0e3f2ea18df3e5f3dce8223aaa55b402","pageNumber":null,"quote":"Call or visit a local auto dealer to get a price quote on the vehicle you want. Of course you’ll want to let the dealer know that you’ll be financing your vehicle with us, AFTER you’ve made your best deal.","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"0688a0fe66060a2b49c2a72b4a73708c","pageNumber":null,"quote":"With a First National Bank of Waterloo Auto Loan, you’ll get reasonable rates and a flexible repayment plan. We’ll also help you figure out what financing program is right for you.","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"b183bec13b9202cd64a072928db5255a","pageNumber":null,"quote":"First National Bank of Waterloo will never sell your personal information when applying for a loan – find out more information by clicking","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"8d5c75e7c0398b359b3e42e28cd51886","pageNumber":null,"quote":"here","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"88049758917f5cb8f5e6d903d3eeefdc","pageNumber":null,"quote":".","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"93a26160db9824e9c163c186c7313c9d","pageNumber":null,"quote":"Secure Loan Application","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"}]}]},"offers":[{"id":"1253","offerKind":"standard","channel":null,"nameAsFiled":"Auto Loans","handle":null,"terms":{"productId":"2437","path":"first-national-bank-of-waterloo/auto-loans","name":"Auto Loans","officialName":"Auto Loans","aliases":[],"institutionId":"69209","institutionName":"First National Bank of Waterloo","institutionHandle":"first-national-bank-of-waterloo","issuerName":null,"productType":"auto_loan","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"balanceTransferTerms":[],"loanTerms":{"effectiveFrom":"2026-10-05","effectiveTo":null,"lastObservedAt":"2026-10-05T02:13:54.950Z","sources":[{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"069a87751c9bd34d19e5c5b4d18e5599","pageNumber":null,"quote":"Auto Loans","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"}],"currencyCode":"USD","minimumAmountCents":null,"minimumAmountNullReason":"not_parsed","maximumAmountCents":null,"maximumAmountNullReason":"not_parsed","minimumTermMonths":null,"minimumTermNullReason":"not_parsed","maximumTermMonths":null,"maximumTermNullReason":"not_parsed","collateralType":null,"collateralTypeNullReason":"not_parsed","maximumLoanToValueBps":null,"maximumLoanToValueNullReason":"not_parsed","drawPeriodMonths":null,"drawPeriodNullReason":"not_parsed","repaymentPeriodMonths":null,"repaymentPeriodNullReason":"not_parsed","prepaymentPenalty":null,"prepaymentPenaltyNullReason":"not_parsed","rateFloorBps":null,"rateFloorNullReason":"not_parsed","rateCapBps":null,"rateCapNullReason":"not_parsed"},"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[{"fieldKey":"loan_access","reason":"unparsed_value","detail":"Auto Loans\nIf you’re in the market for a new or pre-owned vehicle, we have the lending solution for you! Let First National Bank of Waterloo help you hit the road today.\nGet pre-approval\nFlexible terms\nCompetitive rates\nLocal decisions and knowledge\nIndividualized service\nHere’s how to get started:\nCall us to see how much you qualify for. You may be surprised to find out how much more car you can drive.\nOrder your credit report to make sure you’re in good standing.\nApply for pre-approval with our \nSecure Loan Application\n, or call us at\n\n(618) 939-6194. We’ll get back to you right away with the answer you need.\nCall or visit a local auto dealer to get a price quote on the vehicle you want. Of course you’ll want to let the dealer know that you’ll be financing your vehicle with us, AFTER you’ve made your best deal.\nWith a First National Bank of Waterloo Auto Loan, you’ll get reasonable rates and a flexible repayment plan. We’ll also help you figure out what financing program is right for you.\nFirst National Bank of Waterloo will never sell your personal information when applying for a loan – find out more information by clicking \nhere\n.\nSecure Loan Application: https://www.fnbwaterloo.bank/resources/apply-today/","sources":[{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"069a87751c9bd34d19e5c5b4d18e5599","pageNumber":null,"quote":"Auto Loans","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"93c9abc508b1fbe12a2663e29792dfb2","pageNumber":null,"quote":"If you’re in the market for a new or pre-owned vehicle, we have the lending solution for you! Let First National Bank of Waterloo help you hit the road today.","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"78fdd9916fe054d9d0d378b616414fb2","pageNumber":null,"quote":"Get pre-approval","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"be2d015d75909d4d3b53225f48e38ea2","pageNumber":null,"quote":"Flexible terms","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"094297cde899bd1687146f6f9235693b","pageNumber":null,"quote":"Competitive rates","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"d0b6e68463cb1e22d89c550175be751b","pageNumber":null,"quote":"Local decisions and knowledge","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"6977b474b577dd2c4154efa424024bea","pageNumber":null,"quote":"Individualized service","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"02a04ec542718c43b159a1c8a6d95522","pageNumber":null,"quote":"Here’s how to get started:","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"cd643d02a8c7cb111e2289105863ff6d","pageNumber":null,"quote":"Call us to see how much you qualify for. You may be surprised to find out how much more car you can drive.","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"48a88dcdcfe0834587aebdd472e4218c","pageNumber":null,"quote":"Order your credit report to make sure you’re in good standing.","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"b513da6fb6f7ff3cbaa5a5959fa0f9af","pageNumber":null,"quote":"Apply for pre-approval with our","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"b7572c53f9a3b643cc3fd58c64a8dd77","pageNumber":null,"quote":"Secure Loan Application","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"1e06dd41c8875cbe176d0618ec7c1ce3","pageNumber":null,"quote":", or call us at","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"6a1f2d8524e210970d67a204b08f3fc4","pageNumber":null,"quote":"(618) 939-6194. We’ll get back to you right away with the answer you need.","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"0e3f2ea18df3e5f3dce8223aaa55b402","pageNumber":null,"quote":"Call or visit a local auto dealer to get a price quote on the vehicle you want. Of course you’ll want to let the dealer know that you’ll be financing your vehicle with us, AFTER you’ve made your best deal.","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"0688a0fe66060a2b49c2a72b4a73708c","pageNumber":null,"quote":"With a First National Bank of Waterloo Auto Loan, you’ll get reasonable rates and a flexible repayment plan. We’ll also help you figure out what financing program is right for you.","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"b183bec13b9202cd64a072928db5255a","pageNumber":null,"quote":"First National Bank of Waterloo will never sell your personal information when applying for a loan – find out more information by clicking","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"8d5c75e7c0398b359b3e42e28cd51886","pageNumber":null,"quote":"here","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"88049758917f5cb8f5e6d903d3eeefdc","pageNumber":null,"quote":".","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"42834","sourceKind":"official_issuer","publisherName":"First National Bank of Waterloo","capturedAt":"2026-10-05T02:13:54.950Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fnbwaterloo.bank/loans/auto-loans/","passageId":"93a26160db9824e9c163c186c7313c9d","pageNumber":null,"quote":"Secure Loan Application","recordId":"official-issuer:page:url:9f4ea0ae62da9efbeda0ac184a5bc95b058ac745bbc55c162ff168195306d633","recordFields":[],"fieldKey":"loan_access"}]}]}],"documents":[]}}