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The FINANCE CHARGE for Purchases, Balance Transfers, Cash Advances and convenience checks will be determined by adding the value of the highest Prime Rate publi…","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:balance_transfer:page:2","qualifications":[]}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:cash_advance:page:2","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47502","sourceKind":"official_issuer","publisherName":"FirstBank Puerto Rico","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"firstbank-puerto-rico/firstbank-credit-card-agreement-for-the-beyond-business-mastercard","documentTitle":"FirstBank Credit Card Agreement for The Beyond Business Mastercard","publicUrl":null,"passageId":"6e3dc639c736907a3fdcf50f2416c0bd","pageNumber":2,"quote":"APR: The FINANCE CHARGES are computed only on the principal balance. You will pay a monthly FINANCE CHARGE on the balance of your account for the billing period. This FINANCE CHARGE will be variable and can change for each billing period. The FINANCE CHARGE for Purchases, Balance Transfers, Cash Advances and convenience checks will be determined by adding the value of the highest Prime Rate publi…","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:cash_advance:page:2","qualifications":[]}]},{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47510","sourceKind":"official_issuer","publisherName":"FirstBank Puerto Rico","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"firstbank-puerto-rico/credit-card-disclosures-business","documentTitle":"Credit Card Disclosures- Business","publicUrl":null,"passageId":"4cd9d518d97bfde679b0098954bcbf24","pageNumber":1,"quote":"If you are charged interest, the charge will be no less than $1.50.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:1"}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:purchase:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47510","sourceKind":"official_issuer","publisherName":"FirstBank Puerto Rico","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"firstbank-puerto-rico/credit-card-disclosures-business","documentTitle":"Credit Card Disclosures- Business","publicUrl":null,"passageId":"c8c7c2260179748f3b7221d05b66c7c2","pageNumber":1,"quote":"Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on new Purchases if you pay your entire balance by the due date of each month. We will begin charging interest on cash advances, convenience checks and balance transfers on the transaction date.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:purchase:page:1"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[{"snapshotId":"47509","path":"firstbank-puerto-rico/acuerdo-de-tarjetas-de-credito-para-beyond-business-mastercard-de","title":"Acuerdo De Tarjetas De Crédito Para Beyond Business Mastercard De Firstbank","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"FirstBank Puerto Rico","handle":"firstbank-puerto-rico"},"identityDeclarations":[]},{"snapshotId":"47510","path":"firstbank-puerto-rico/credit-card-disclosures-business","title":"Credit Card Disclosures- Business","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"FirstBank Puerto Rico","handle":"firstbank-puerto-rico"},"identityDeclarations":[]},{"snapshotId":"47501","path":"firstbank-puerto-rico/divulgaciones-tarjeta-de-credito-business","title":"Divulgaciones Tarjeta de Crédito-Business","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"FirstBank Puerto Rico","handle":"firstbank-puerto-rico"},"identityDeclarations":[]},{"snapshotId":"47502","path":"firstbank-puerto-rico/firstbank-credit-card-agreement-for-the-beyond-business-mastercard","title":"FirstBank Credit Card Agreement for The Beyond Business Mastercard","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"FirstBank Puerto Rico","handle":"firstbank-puerto-rico"},"identityDeclarations":[]}]}}