{"data":{"path":"fox-communities-credit-union/fox-cash-back","artwork":null,"name":"Fox Cash Back","officialName":"Fox Cash Back","type":"credit_card","audience":"consumer","lifecycleStatus":"active","owner":{"name":"Fox Communities Credit Union","handle":"fox-communities-credit-union"},"institution":{"name":"Fox Communities Credit Union","handle":"fox-communities-credit-union"},"actualIssuerName":null,"standardOffer":{"id":"2552","offerKind":"standard","channel":null,"nameAsFiled":"Fox Cash Back","handle":null,"terms":{"productId":"3736","path":"fox-communities-credit-union/fox-cash-back","name":"Fox Cash Back","officialName":"Fox Cash Back","aliases":[],"institutionId":"76083","institutionName":"Fox Communities Credit Union","institutionHandle":"fox-communities-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":100,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":0,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":0,"purchaseIntroMaxBps":0,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":499,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":499,"balanceTransferIntroMaxBps":499,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":6,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":0,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":0,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":100,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":["other"],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:04:24.278Z","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"1b7f11b4c255e28aba59ac28b7a068bf","pageNumber":null,"quote":"Promotional 4.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 9/8/2026 to 10/31/2026 and will remain at promotional APR until 01/31/2028. Balance transfer offer applies to balance transfer(s) that posts to your account by 10/31/2026; subject to available credit. Cardholders are responsible for making payments to other accounts until the balance transfe…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:all:0"},{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"1b7f11b4c255e28aba59ac28b7a068bf","pageNumber":null,"quote":"Promotional 4.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 9/8/2026 to 10/31/2026 and will remain at promotional APR until 01/31/2028. Balance transfer offer applies to balance transfer(s) that posts to your account by 10/31/2026; subject to available credit. Cardholders are responsible for making payments to other accounts until the balance transfe…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:conditions"}],"purpose":"balance_transfer","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":499,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":499,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":"not_disclosed","eligibilityConditions":"Promotional 4.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 9/8/2026 to 10/31/2026 and will remain at promotional APR until 01/31/2028. Balance transfer offer applies to balance transfer(s) that posts to your account by 10/31/2026; subject to available credit. Cardholders are responsible for making payments to other accounts until the balance transfer transaction is completed. Balance transfer may not be used to pay any Fox accounts. After the promo period, any unpaid balance will return to your standard balance transfer/cash advance variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 5.49% to 13.49% for cash advances and balance transfers; or Prime plus a margin of 3.49% to 11.49% for purchases. Fox Cash Back standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 10.49% to 18.49% for cash advances and balance transfers, or Prime plus a margin of 8.49% to 16.49% for purchases. APR is based on creditworthiness at the time the account is established. The variable card APR will never be more than 27%. Interest begins accruing as of the balance transfer/cash advance date and is calculated using the average daily balance. No balance transfer/cash advance fee. Minimum interest charge $1. Fee for foreign transactions is 1% of each transaction in U.S. dollars. Promotional offer, rates, terms and conditions are subject to change without notice. Not available on Fox Secured, Fox First Rate or Fox Business Cash Back card. For additional information contact Fox or see the enclosed Important Credit Card Disclosures for complete details and applicable fees. Loan subject to credit approval and membership eligibility.","eligibilityConditionSources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"1b7f11b4c255e28aba59ac28b7a068bf","pageNumber":null,"quote":"Promotional 4.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 9/8/2026 to 10/31/2026 and will remain at promotional APR until 01/31/2028. Balance transfer offer applies to balance transfer(s) that posts to your account by 10/31/2026; subject to available credit. Cardholders are responsible for making payments to other accounts until the balance transfe…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"1b7f11b4c255e28aba59ac28b7a068bf","pageNumber":null,"quote":"Promotional 4.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 9/8/2026 to 10/31/2026 and will remain at promotional APR until 01/31/2028. Balance transfer offer applies to balance transfer(s) that posts to your account by 10/31/2026; subject to available credit. Cardholders are responsible for making payments to other accounts until the balance transfe…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:04:24.278Z","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"1b7f11b4c255e28aba59ac28b7a068bf","pageNumber":null,"quote":"Promotional 4.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 9/8/2026 to 10/31/2026 and will remain at promotional APR until 01/31/2028. Balance transfer offer applies to balance transfer(s) that posts to your account by 10/31/2026; subject to available credit. Cardholders are responsible for making payments to other accounts until the balance transfe…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:cash_advance:introductory:all:0"},{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"1b7f11b4c255e28aba59ac28b7a068bf","pageNumber":null,"quote":"Promotional 4.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 9/8/2026 to 10/31/2026 and will remain at promotional APR until 01/31/2028. Balance transfer offer applies to balance transfer(s) that posts to your account by 10/31/2026; subject to available credit. Cardholders are responsible for making payments to other accounts until the balance transfe…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:cash_advance:introductory:conditions"}],"purpose":"cash_advance","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":499,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":499,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":"not_disclosed","eligibilityConditions":"Promotional 4.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 9/8/2026 to 10/31/2026 and will remain at promotional APR until 01/31/2028. Balance transfer offer applies to balance transfer(s) that posts to your account by 10/31/2026; subject to available credit. Cardholders are responsible for making payments to other accounts until the balance transfer transaction is completed. Balance transfer may not be used to pay any Fox accounts. After the promo period, any unpaid balance will return to your standard balance transfer/cash advance variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 5.49% to 13.49% for cash advances and balance transfers; or Prime plus a margin of 3.49% to 11.49% for purchases. Fox Cash Back standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 10.49% to 18.49% for cash advances and balance transfers, or Prime plus a margin of 8.49% to 16.49% for purchases. APR is based on creditworthiness at the time the account is established. The variable card APR will never be more than 27%. Interest begins accruing as of the balance transfer/cash advance date and is calculated using the average daily balance. No balance transfer/cash advance fee. Minimum interest charge $1. Fee for foreign transactions is 1% of each transaction in U.S. dollars. Promotional offer, rates, terms and conditions are subject to change without notice. Not available on Fox Secured, Fox First Rate or Fox Business Cash Back card. For additional information contact Fox or see the enclosed Important Credit Card Disclosures for complete details and applicable fees. Loan subject to credit approval and membership eligibility.","eligibilityConditionSources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"1b7f11b4c255e28aba59ac28b7a068bf","pageNumber":null,"quote":"Promotional 4.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 9/8/2026 to 10/31/2026 and will remain at promotional APR until 01/31/2028. Balance transfer offer applies to balance transfer(s) that posts to your account by 10/31/2026; subject to available credit. Cardholders are responsible for making payments to other accounts until the balance transfe…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:cash_advance:introductory:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"1b7f11b4c255e28aba59ac28b7a068bf","pageNumber":null,"quote":"Promotional 4.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 9/8/2026 to 10/31/2026 and will remain at promotional APR until 01/31/2028. Balance transfer offer applies to balance transfer(s) that posts to your account by 10/31/2026; subject to available credit. Cardholders are responsible for making payments to other accounts until the balance transfe…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:cash_advance:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:04:24.278Z","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3eefb42ba00fcd76bcfc1306a2224be3","pageNumber":null,"quote":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prim…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:purchase:introductory:all:0"},{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3eefb42ba00fcd76bcfc1306a2224be3","pageNumber":null,"quote":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prim…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:purchase:introductory:conditions"}],"purpose":"purchase","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":0,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":0,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":6,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":"not_applicable","eligibilityConditions":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prime plus a margin 5.49% to 13.49% for cash advances and balance transfers. Fox Cash Back standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 8.49% to 16.49% for purchases; or Prime plus a margin 10.49% to 18.49% for cash advances and balance transfers. Balance transfer subject to available credit. APR is based on creditworthiness at the time the account is established. Rewards do not apply to cash advance/balance transfers. The APR may increase or decrease as identified by the Wall Street Journal “Prime Rate”. The interest rate can change monthly on the first day of each month following a change in the Prime Rate. The APR will never be more than 27%. Any increase will lengthen the time it takes to pay off your loan. No annual membership fee, cash advance or balance transfer fee. Minimum interest charge $1. A foreign transaction fee is 1% of each transaction in U.S. dollars. Promotional offer, rates, terms and conditions are subject to change without notice. For additional information, contact Fox or see Important Credit Card Disclosures for complete details and applicable fees. Loan subject to credit approval and membership eligibility.","eligibilityConditionSources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3eefb42ba00fcd76bcfc1306a2224be3","pageNumber":null,"quote":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prim…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:purchase:introductory:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3eefb42ba00fcd76bcfc1306a2224be3","pageNumber":null,"quote":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prim…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:purchase:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:04:24.278Z","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3eefb42ba00fcd76bcfc1306a2224be3","pageNumber":null,"quote":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prim…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prime plus a margin 5.49% to 13.49% for cash advances and balance transfers. Fox Cash Back standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 8.49% to 16.49% for purchases; or Prime plus a margin 10.49% to 18.49% for cash advances and balance transfers. Balance transfer subject to available credit. APR is based on creditworthiness at the time the account is established. Rewards do not apply to cash advance/balance transfers. The APR may increase or decrease as identified by the Wall Street Journal “Prime Rate”. The interest rate can change monthly on the first day of each month following a change in the Prime Rate. The APR will never be more than 27%. Any increase will lengthen the time it takes to pay off your loan. No annual membership fee, cash advance or balance transfer fee. Minimum interest charge $1. A foreign transaction fee is 1% of each transaction in U.S. dollars. Promotional offer, rates, terms and conditions are subject to change without notice. For additional information, contact Fox or see Important Credit Card Disclosures for complete details and applicable fees. Loan subject to credit approval and membership eligibility."},{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:04:24.278Z","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3eefb42ba00fcd76bcfc1306a2224be3","pageNumber":null,"quote":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prim…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"fee:balance_transfer:1"}],"feeType":"balance_transfer","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prime plus a margin 5.49% to 13.49% for cash advances and balance transfers. Fox Cash Back standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 8.49% to 16.49% for purchases; or Prime plus a margin 10.49% to 18.49% for cash advances and balance transfers. Balance transfer subject to available credit. APR is based on creditworthiness at the time the account is established. Rewards do not apply to cash advance/balance transfers. The APR may increase or decrease as identified by the Wall Street Journal “Prime Rate”. The interest rate can change monthly on the first day of each month following a change in the Prime Rate. The APR will never be more than 27%. Any increase will lengthen the time it takes to pay off your loan. No annual membership fee, cash advance or balance transfer fee. Minimum interest charge $1. A foreign transaction fee is 1% of each transaction in U.S. dollars. Promotional offer, rates, terms and conditions are subject to change without notice. For additional information, contact Fox or see Important Credit Card Disclosures for complete details and applicable fees. Loan subject to credit approval and membership eligibility."},{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:04:24.278Z","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3eefb42ba00fcd76bcfc1306a2224be3","pageNumber":null,"quote":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prim…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"fee:cash_advance:1"}],"feeType":"cash_advance","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prime plus a margin 5.49% to 13.49% for cash advances and balance transfers. Fox Cash Back standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 8.49% to 16.49% for purchases; or Prime plus a margin 10.49% to 18.49% for cash advances and balance transfers. Balance transfer subject to available credit. APR is based on creditworthiness at the time the account is established. Rewards do not apply to cash advance/balance transfers. The APR may increase or decrease as identified by the Wall Street Journal “Prime Rate”. The interest rate can change monthly on the first day of each month following a change in the Prime Rate. The APR will never be more than 27%. Any increase will lengthen the time it takes to pay off your loan. No annual membership fee, cash advance or balance transfer fee. Minimum interest charge $1. A foreign transaction fee is 1% of each transaction in U.S. dollars. Promotional offer, rates, terms and conditions are subject to change without notice. For additional information, contact Fox or see Important Credit Card Disclosures for complete details and applicable fees. Loan subject to credit approval and membership eligibility."},{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:04:24.278Z","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3eefb42ba00fcd76bcfc1306a2224be3","pageNumber":null,"quote":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prim…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"fee:foreign_transaction:1"}],"feeType":"foreign_transaction","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_applicable","percentBps":100,"percentNullReason":null,"minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"percent_only","explanation":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prime plus a margin 5.49% to 13.49% for cash advances and balance transfers. Fox Cash Back standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 8.49% to 16.49% for purchases; or Prime plus a margin 10.49% to 18.49% for cash advances and balance transfers. Balance transfer subject to available credit. APR is based on creditworthiness at the time the account is established. Rewards do not apply to cash advance/balance transfers. The APR may increase or decrease as identified by the Wall Street Journal “Prime Rate”. The interest rate can change monthly on the first day of each month following a change in the Prime Rate. The APR will never be more than 27%. Any increase will lengthen the time it takes to pay off your loan. No annual membership fee, cash advance or balance transfer fee. Minimum interest charge $1. A foreign transaction fee is 1% of each transaction in U.S. dollars. Promotional offer, rates, terms and conditions are subject to change without notice. For additional information, contact Fox or see Important Credit Card Disclosures for complete details and applicable fees. Loan subject to credit approval and membership eligibility."}],"cardTerms":null,"partialCardMinimumFinanceCharge":{"minimumFinanceChargeCents":100,"currencyCode":"USD","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3eefb42ba00fcd76bcfc1306a2224be3","pageNumber":null,"quote":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prim…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"minimum_finance_charge"}]},"signupBonuses":[],"cardRewards":[],"cashBenefits":[{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:04:24.278Z","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"7ad795a67cb953ae99a4ab2996b29feb","pageNumber":null,"quote":"Bonus Cash Back Rewards Offer: You qualify when you use your new credit card account to make any combination of eligible purchase transactions totaling at least $1,000 (excluding any fees) that post and settle to your account within 90 days of account opening; earn $100 in cash back rewards (10,000 bonus points) on the Fox Cash Back Card, or (11,112 bonus points) on the Fox Best Rate Card. Return…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"opening-bonus","benefitKind":"opening_cash_award","percentBps":null,"percentNullReason":"not_applicable","maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","amountCents":10000,"amountNullReason":null,"amountIsUpperBound":false,"minimumQualifyingSpendCents":100000,"minimumSpendNullReason":null,"qualifyingDaysAfterAccountOpening":90,"qualifyingDaysNullReason":null,"recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"Bonus Cash Back Rewards Offer: You qualify when you use your new credit card account to make any combination of eligible purchase transactions totaling at least $1,000 (excluding any fees) that post and settle to your account within 90 days of account opening; earn $100 in cash back rewards (10,000 bonus points) on the Fox Cash Back Card, or (11,112 bonus points) on the Fox Best Rate Card. Returns, credits, and adjustments to the selected card will be deducted from the purchases (\"net purchases\"), even if this was the original form of payment used. Rewards are not earned on pending transactions, cash advances, balance transfers, lost, stolen, cancelled or fraudulent purchases or fees of any kind; additional exclusions may apply. Bonus points will be credited to the account 120 business days after account opening, provided promotional criteria is met. Your account must be open and not in default in order for points to be posted to your rewards balance. Limit of one promotional offer per new account. Offer not valid on other credit card products. Fox reserves the right to modify or end this offer at any time without notice.","qualificationConditions":null,"qualificationConditionSources":[]}],"cardLinks":[{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:04:24.278Z","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"847ec91659f9cba64db8f5304a3c912f","pageNumber":null,"quote":"Important Pricing & Terms","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"card_link"}],"linkKind":"disclosure","url":"https://foxcu.org/getmedia/e7df8f00-b0af-455d-97cf-5e9dab067b9c/FCCU-Consumer-Schumer-Box-Disclosure-9-17-2026-to-10-31-2026-CA-campaign-and-rate-increase_ADA.pdf","label":"Important Pricing & Terms"}],"openingRequirements":[{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:04:24.278Z","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3eefb42ba00fcd76bcfc1306a2224be3","pageNumber":null,"quote":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prim…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"offer_requirement:credit-and-membership"}],"requirementKey":"credit-and-membership","routeType":"other","description":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prime plus a margin 5.49% to 13.49% for cash advances and balance transfers. Fox Cash Back standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 8.49% to 16.49% for purchases; or Prime plus a margin 10.49% to 18.49% for cash advances and balance transfers. Balance transfer subject to available credit. APR is based on creditworthiness at the time the account is established. Rewards do not apply to cash advance/balance transfers. The APR may increase or decrease as identified by the Wall Street Journal “Prime Rate”. The interest rate can change monthly on the first day of each month following a change in the Prime Rate. The APR will never be more than 27%. Any increase will lengthen the time it takes to pay off your loan. No annual membership fee, cash advance or balance transfer fee. Minimum interest charge $1. A foreign transaction fee is 1% of each transaction in U.S. dollars. Promotional offer, rates, terms and conditions are subject to change without notice. For additional information, contact Fox or see Important Credit Card Disclosures for complete details and applicable fees. Loan subject to credit approval and membership eligibility."}],"cardWithholdings":[{"observationKind":"card_apr","fieldKey":"purchase-and-standard-apr","reason":"unparsed_value","detail":"The introductory purchase rate is typed. Ongoing pricing remains held because headline and disclosure rates differ, and the disclosure provides margin ranges rather than a single margin.","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3eefb42ba00fcd76bcfc1306a2224be3","pageNumber":null,"quote":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prim…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"withheld:card_apr:purchase-and-standard-apr"}]},{"observationKind":"card_apr","fieldKey":"existing-card-transfer-offer","reason":"unparsed_value","detail":"The promotional balance-transfer and cash-advance rates are typed. Ongoing rates remain held because pricing differs elsewhere on the page and the disclosure provides margin ranges rather than a single margin.","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"1b7f11b4c255e28aba59ac28b7a068bf","pageNumber":null,"quote":"Promotional 4.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 9/8/2026 to 10/31/2026 and will remain at promotional APR until 01/31/2028. Balance transfer offer applies to balance transfer(s) that posts to your account by 10/31/2026; subject to available credit. Cardholders are responsible for making payments to other accounts until the balance transfe…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"withheld:card_apr:existing-card-transfer-offer"}]},{"observationKind":"card_apr","fieldKey":"headline-apr","reason":"unparsed_value","detail":"Headline ongoing rates differ from other page rates, so no ongoing rate is selected.","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"79ff66eb566b1e07a50d9b887567b991","pageNumber":null,"quote":"then a variable APR 10.49% - 18.49% for Fox Best Rate or 15.49% - 23.49% on Fox Cash Back.","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"withheld:card_apr:headline-apr"}]},{"observationKind":"card_apr","fieldKey":"introductory-headline","reason":"unparsed_value","detail":"The ongoing range differs from other page rates. The shared headline belongs to the Best Rate offer and does not establish Cash Back ongoing pricing; the unambiguous introductory purchase rate is typed from the common disclosure.","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3b0b524d8983590feb4c0a119d1f5e7b","pageNumber":null,"quote":"0% APR on purchases for 6 months from account opening date, thereafter a variable APR of 10.24% to 18.24% will apply.","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"withheld:card_apr:introductory-headline"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"2552","offerKind":"standard","channel":null,"nameAsFiled":"Fox Cash Back","handle":null,"terms":{"productId":"3736","path":"fox-communities-credit-union/fox-cash-back","name":"Fox Cash Back","officialName":"Fox Cash Back","aliases":[],"institutionId":"76083","institutionName":"Fox Communities Credit Union","institutionHandle":"fox-communities-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":100,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":0,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":0,"purchaseIntroMaxBps":0,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":499,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":499,"balanceTransferIntroMaxBps":499,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":6,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":0,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":0,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":100,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":["other"],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:04:24.278Z","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"1b7f11b4c255e28aba59ac28b7a068bf","pageNumber":null,"quote":"Promotional 4.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 9/8/2026 to 10/31/2026 and will remain at promotional APR until 01/31/2028. Balance transfer offer applies to balance transfer(s) that posts to your account by 10/31/2026; subject to available credit. Cardholders are responsible for making payments to other accounts until the balance transfe…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:all:0"},{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"1b7f11b4c255e28aba59ac28b7a068bf","pageNumber":null,"quote":"Promotional 4.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 9/8/2026 to 10/31/2026 and will remain at promotional APR until 01/31/2028. Balance transfer offer applies to balance transfer(s) that posts to your account by 10/31/2026; subject to available credit. Cardholders are responsible for making payments to other accounts until the balance transfe…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:conditions"}],"purpose":"balance_transfer","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":499,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":499,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":"not_disclosed","eligibilityConditions":"Promotional 4.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 9/8/2026 to 10/31/2026 and will remain at promotional APR until 01/31/2028. Balance transfer offer applies to balance transfer(s) that posts to your account by 10/31/2026; subject to available credit. Cardholders are responsible for making payments to other accounts until the balance transfer transaction is completed. Balance transfer may not be used to pay any Fox accounts. After the promo period, any unpaid balance will return to your standard balance transfer/cash advance variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 5.49% to 13.49% for cash advances and balance transfers; or Prime plus a margin of 3.49% to 11.49% for purchases. Fox Cash Back standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 10.49% to 18.49% for cash advances and balance transfers, or Prime plus a margin of 8.49% to 16.49% for purchases. APR is based on creditworthiness at the time the account is established. The variable card APR will never be more than 27%. Interest begins accruing as of the balance transfer/cash advance date and is calculated using the average daily balance. No balance transfer/cash advance fee. Minimum interest charge $1. Fee for foreign transactions is 1% of each transaction in U.S. dollars. Promotional offer, rates, terms and conditions are subject to change without notice. Not available on Fox Secured, Fox First Rate or Fox Business Cash Back card. For additional information contact Fox or see the enclosed Important Credit Card Disclosures for complete details and applicable fees. Loan subject to credit approval and membership eligibility.","eligibilityConditionSources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"1b7f11b4c255e28aba59ac28b7a068bf","pageNumber":null,"quote":"Promotional 4.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 9/8/2026 to 10/31/2026 and will remain at promotional APR until 01/31/2028. Balance transfer offer applies to balance transfer(s) that posts to your account by 10/31/2026; subject to available credit. Cardholders are responsible for making payments to other accounts until the balance transfe…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"1b7f11b4c255e28aba59ac28b7a068bf","pageNumber":null,"quote":"Promotional 4.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 9/8/2026 to 10/31/2026 and will remain at promotional APR until 01/31/2028. Balance transfer offer applies to balance transfer(s) that posts to your account by 10/31/2026; subject to available credit. Cardholders are responsible for making payments to other accounts until the balance transfe…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:04:24.278Z","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"1b7f11b4c255e28aba59ac28b7a068bf","pageNumber":null,"quote":"Promotional 4.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 9/8/2026 to 10/31/2026 and will remain at promotional APR until 01/31/2028. Balance transfer offer applies to balance transfer(s) that posts to your account by 10/31/2026; subject to available credit. Cardholders are responsible for making payments to other accounts until the balance transfe…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:cash_advance:introductory:all:0"},{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"1b7f11b4c255e28aba59ac28b7a068bf","pageNumber":null,"quote":"Promotional 4.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 9/8/2026 to 10/31/2026 and will remain at promotional APR until 01/31/2028. Balance transfer offer applies to balance transfer(s) that posts to your account by 10/31/2026; subject to available credit. Cardholders are responsible for making payments to other accounts until the balance transfe…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:cash_advance:introductory:conditions"}],"purpose":"cash_advance","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":499,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":499,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":"not_disclosed","eligibilityConditions":"Promotional 4.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 9/8/2026 to 10/31/2026 and will remain at promotional APR until 01/31/2028. Balance transfer offer applies to balance transfer(s) that posts to your account by 10/31/2026; subject to available credit. Cardholders are responsible for making payments to other accounts until the balance transfer transaction is completed. Balance transfer may not be used to pay any Fox accounts. After the promo period, any unpaid balance will return to your standard balance transfer/cash advance variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 5.49% to 13.49% for cash advances and balance transfers; or Prime plus a margin of 3.49% to 11.49% for purchases. Fox Cash Back standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 10.49% to 18.49% for cash advances and balance transfers, or Prime plus a margin of 8.49% to 16.49% for purchases. APR is based on creditworthiness at the time the account is established. The variable card APR will never be more than 27%. Interest begins accruing as of the balance transfer/cash advance date and is calculated using the average daily balance. No balance transfer/cash advance fee. Minimum interest charge $1. Fee for foreign transactions is 1% of each transaction in U.S. dollars. Promotional offer, rates, terms and conditions are subject to change without notice. Not available on Fox Secured, Fox First Rate or Fox Business Cash Back card. For additional information contact Fox or see the enclosed Important Credit Card Disclosures for complete details and applicable fees. Loan subject to credit approval and membership eligibility.","eligibilityConditionSources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"1b7f11b4c255e28aba59ac28b7a068bf","pageNumber":null,"quote":"Promotional 4.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 9/8/2026 to 10/31/2026 and will remain at promotional APR until 01/31/2028. Balance transfer offer applies to balance transfer(s) that posts to your account by 10/31/2026; subject to available credit. Cardholders are responsible for making payments to other accounts until the balance transfe…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:cash_advance:introductory:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"1b7f11b4c255e28aba59ac28b7a068bf","pageNumber":null,"quote":"Promotional 4.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 9/8/2026 to 10/31/2026 and will remain at promotional APR until 01/31/2028. Balance transfer offer applies to balance transfer(s) that posts to your account by 10/31/2026; subject to available credit. Cardholders are responsible for making payments to other accounts until the balance transfe…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:cash_advance:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:04:24.278Z","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3eefb42ba00fcd76bcfc1306a2224be3","pageNumber":null,"quote":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prim…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:purchase:introductory:all:0"},{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3eefb42ba00fcd76bcfc1306a2224be3","pageNumber":null,"quote":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prim…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:purchase:introductory:conditions"}],"purpose":"purchase","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":0,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":0,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":6,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":"not_applicable","eligibilityConditions":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prime plus a margin 5.49% to 13.49% for cash advances and balance transfers. Fox Cash Back standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 8.49% to 16.49% for purchases; or Prime plus a margin 10.49% to 18.49% for cash advances and balance transfers. Balance transfer subject to available credit. APR is based on creditworthiness at the time the account is established. Rewards do not apply to cash advance/balance transfers. The APR may increase or decrease as identified by the Wall Street Journal “Prime Rate”. The interest rate can change monthly on the first day of each month following a change in the Prime Rate. The APR will never be more than 27%. Any increase will lengthen the time it takes to pay off your loan. No annual membership fee, cash advance or balance transfer fee. Minimum interest charge $1. A foreign transaction fee is 1% of each transaction in U.S. dollars. Promotional offer, rates, terms and conditions are subject to change without notice. For additional information, contact Fox or see Important Credit Card Disclosures for complete details and applicable fees. Loan subject to credit approval and membership eligibility.","eligibilityConditionSources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3eefb42ba00fcd76bcfc1306a2224be3","pageNumber":null,"quote":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prim…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:purchase:introductory:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3eefb42ba00fcd76bcfc1306a2224be3","pageNumber":null,"quote":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prim…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"apr:purchase:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:04:24.278Z","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3eefb42ba00fcd76bcfc1306a2224be3","pageNumber":null,"quote":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prim…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prime plus a margin 5.49% to 13.49% for cash advances and balance transfers. Fox Cash Back standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 8.49% to 16.49% for purchases; or Prime plus a margin 10.49% to 18.49% for cash advances and balance transfers. Balance transfer subject to available credit. APR is based on creditworthiness at the time the account is established. Rewards do not apply to cash advance/balance transfers. The APR may increase or decrease as identified by the Wall Street Journal “Prime Rate”. The interest rate can change monthly on the first day of each month following a change in the Prime Rate. The APR will never be more than 27%. Any increase will lengthen the time it takes to pay off your loan. No annual membership fee, cash advance or balance transfer fee. Minimum interest charge $1. A foreign transaction fee is 1% of each transaction in U.S. dollars. Promotional offer, rates, terms and conditions are subject to change without notice. For additional information, contact Fox or see Important Credit Card Disclosures for complete details and applicable fees. Loan subject to credit approval and membership eligibility."},{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:04:24.278Z","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3eefb42ba00fcd76bcfc1306a2224be3","pageNumber":null,"quote":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prim…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"fee:balance_transfer:1"}],"feeType":"balance_transfer","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prime plus a margin 5.49% to 13.49% for cash advances and balance transfers. Fox Cash Back standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 8.49% to 16.49% for purchases; or Prime plus a margin 10.49% to 18.49% for cash advances and balance transfers. Balance transfer subject to available credit. APR is based on creditworthiness at the time the account is established. Rewards do not apply to cash advance/balance transfers. The APR may increase or decrease as identified by the Wall Street Journal “Prime Rate”. The interest rate can change monthly on the first day of each month following a change in the Prime Rate. The APR will never be more than 27%. Any increase will lengthen the time it takes to pay off your loan. No annual membership fee, cash advance or balance transfer fee. Minimum interest charge $1. A foreign transaction fee is 1% of each transaction in U.S. dollars. Promotional offer, rates, terms and conditions are subject to change without notice. For additional information, contact Fox or see Important Credit Card Disclosures for complete details and applicable fees. Loan subject to credit approval and membership eligibility."},{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:04:24.278Z","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3eefb42ba00fcd76bcfc1306a2224be3","pageNumber":null,"quote":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prim…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"fee:cash_advance:1"}],"feeType":"cash_advance","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prime plus a margin 5.49% to 13.49% for cash advances and balance transfers. Fox Cash Back standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 8.49% to 16.49% for purchases; or Prime plus a margin 10.49% to 18.49% for cash advances and balance transfers. Balance transfer subject to available credit. APR is based on creditworthiness at the time the account is established. Rewards do not apply to cash advance/balance transfers. The APR may increase or decrease as identified by the Wall Street Journal “Prime Rate”. The interest rate can change monthly on the first day of each month following a change in the Prime Rate. The APR will never be more than 27%. Any increase will lengthen the time it takes to pay off your loan. No annual membership fee, cash advance or balance transfer fee. Minimum interest charge $1. A foreign transaction fee is 1% of each transaction in U.S. dollars. Promotional offer, rates, terms and conditions are subject to change without notice. For additional information, contact Fox or see Important Credit Card Disclosures for complete details and applicable fees. Loan subject to credit approval and membership eligibility."},{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:04:24.278Z","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3eefb42ba00fcd76bcfc1306a2224be3","pageNumber":null,"quote":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prim…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"fee:foreign_transaction:1"}],"feeType":"foreign_transaction","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_applicable","percentBps":100,"percentNullReason":null,"minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"percent_only","explanation":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prime plus a margin 5.49% to 13.49% for cash advances and balance transfers. Fox Cash Back standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 8.49% to 16.49% for purchases; or Prime plus a margin 10.49% to 18.49% for cash advances and balance transfers. Balance transfer subject to available credit. APR is based on creditworthiness at the time the account is established. Rewards do not apply to cash advance/balance transfers. The APR may increase or decrease as identified by the Wall Street Journal “Prime Rate”. The interest rate can change monthly on the first day of each month following a change in the Prime Rate. The APR will never be more than 27%. Any increase will lengthen the time it takes to pay off your loan. No annual membership fee, cash advance or balance transfer fee. Minimum interest charge $1. A foreign transaction fee is 1% of each transaction in U.S. dollars. Promotional offer, rates, terms and conditions are subject to change without notice. For additional information, contact Fox or see Important Credit Card Disclosures for complete details and applicable fees. Loan subject to credit approval and membership eligibility."}],"cardTerms":null,"partialCardMinimumFinanceCharge":{"minimumFinanceChargeCents":100,"currencyCode":"USD","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3eefb42ba00fcd76bcfc1306a2224be3","pageNumber":null,"quote":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prim…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"minimum_finance_charge"}]},"signupBonuses":[],"cardRewards":[],"cashBenefits":[{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:04:24.278Z","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"7ad795a67cb953ae99a4ab2996b29feb","pageNumber":null,"quote":"Bonus Cash Back Rewards Offer: You qualify when you use your new credit card account to make any combination of eligible purchase transactions totaling at least $1,000 (excluding any fees) that post and settle to your account within 90 days of account opening; earn $100 in cash back rewards (10,000 bonus points) on the Fox Cash Back Card, or (11,112 bonus points) on the Fox Best Rate Card. Return…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"opening-bonus","benefitKind":"opening_cash_award","percentBps":null,"percentNullReason":"not_applicable","maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","amountCents":10000,"amountNullReason":null,"amountIsUpperBound":false,"minimumQualifyingSpendCents":100000,"minimumSpendNullReason":null,"qualifyingDaysAfterAccountOpening":90,"qualifyingDaysNullReason":null,"recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"Bonus Cash Back Rewards Offer: You qualify when you use your new credit card account to make any combination of eligible purchase transactions totaling at least $1,000 (excluding any fees) that post and settle to your account within 90 days of account opening; earn $100 in cash back rewards (10,000 bonus points) on the Fox Cash Back Card, or (11,112 bonus points) on the Fox Best Rate Card. Returns, credits, and adjustments to the selected card will be deducted from the purchases (\"net purchases\"), even if this was the original form of payment used. Rewards are not earned on pending transactions, cash advances, balance transfers, lost, stolen, cancelled or fraudulent purchases or fees of any kind; additional exclusions may apply. Bonus points will be credited to the account 120 business days after account opening, provided promotional criteria is met. Your account must be open and not in default in order for points to be posted to your rewards balance. Limit of one promotional offer per new account. Offer not valid on other credit card products. Fox reserves the right to modify or end this offer at any time without notice.","qualificationConditions":null,"qualificationConditionSources":[]}],"cardLinks":[{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:04:24.278Z","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"847ec91659f9cba64db8f5304a3c912f","pageNumber":null,"quote":"Important Pricing & Terms","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"card_link"}],"linkKind":"disclosure","url":"https://foxcu.org/getmedia/e7df8f00-b0af-455d-97cf-5e9dab067b9c/FCCU-Consumer-Schumer-Box-Disclosure-9-17-2026-to-10-31-2026-CA-campaign-and-rate-increase_ADA.pdf","label":"Important Pricing & Terms"}],"openingRequirements":[{"effectiveFrom":"2026-10-13","effectiveTo":null,"lastObservedAt":"2026-10-13T20:04:24.278Z","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3eefb42ba00fcd76bcfc1306a2224be3","pageNumber":null,"quote":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prim…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"offer_requirement:credit-and-membership"}],"requirementKey":"credit-and-membership","routeType":"other","description":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prime plus a margin 5.49% to 13.49% for cash advances and balance transfers. Fox Cash Back standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 8.49% to 16.49% for purchases; or Prime plus a margin 10.49% to 18.49% for cash advances and balance transfers. Balance transfer subject to available credit. APR is based on creditworthiness at the time the account is established. Rewards do not apply to cash advance/balance transfers. The APR may increase or decrease as identified by the Wall Street Journal “Prime Rate”. The interest rate can change monthly on the first day of each month following a change in the Prime Rate. The APR will never be more than 27%. Any increase will lengthen the time it takes to pay off your loan. No annual membership fee, cash advance or balance transfer fee. Minimum interest charge $1. A foreign transaction fee is 1% of each transaction in U.S. dollars. Promotional offer, rates, terms and conditions are subject to change without notice. For additional information, contact Fox or see Important Credit Card Disclosures for complete details and applicable fees. Loan subject to credit approval and membership eligibility."}],"cardWithholdings":[{"observationKind":"card_apr","fieldKey":"purchase-and-standard-apr","reason":"unparsed_value","detail":"The introductory purchase rate is typed. Ongoing pricing remains held because headline and disclosure rates differ, and the disclosure provides margin ranges rather than a single margin.","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3eefb42ba00fcd76bcfc1306a2224be3","pageNumber":null,"quote":"Intro 0% Annual Percentage Rate (APR) on purchases for six months from the account opening date to new approved credit cards. Thereafter, any unpaid balance will return to your standard variable APR dependent on the credit card product chosen. Fox Best Rate standard variable APR rate based on the Prime Rate (currently 7.00% as of 9/16/2026), plus a margin of 3.49% to 11.49% for purchases; or Prim…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"withheld:card_apr:purchase-and-standard-apr"}]},{"observationKind":"card_apr","fieldKey":"existing-card-transfer-offer","reason":"unparsed_value","detail":"The promotional balance-transfer and cash-advance rates are typed. Ongoing rates remain held because pricing differs elsewhere on the page and the disclosure provides margin ranges rather than a single margin.","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"1b7f11b4c255e28aba59ac28b7a068bf","pageNumber":null,"quote":"Promotional 4.99% Annual Percentage Rate (APR) applies to cash advances and/or balance transfers made from 9/8/2026 to 10/31/2026 and will remain at promotional APR until 01/31/2028. Balance transfer offer applies to balance transfer(s) that posts to your account by 10/31/2026; subject to available credit. Cardholders are responsible for making payments to other accounts until the balance transfe…","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"withheld:card_apr:existing-card-transfer-offer"}]},{"observationKind":"card_apr","fieldKey":"headline-apr","reason":"unparsed_value","detail":"Headline ongoing rates differ from other page rates, so no ongoing rate is selected.","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"79ff66eb566b1e07a50d9b887567b991","pageNumber":null,"quote":"then a variable APR 10.49% - 18.49% for Fox Best Rate or 15.49% - 23.49% on Fox Cash Back.","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"withheld:card_apr:headline-apr"}]},{"observationKind":"card_apr","fieldKey":"introductory-headline","reason":"unparsed_value","detail":"The ongoing range differs from other page rates. The shared headline belongs to the Best Rate offer and does not establish Cash Back ongoing pricing; the unambiguous introductory purchase rate is typed from the common disclosure.","sources":[{"snapshotId":"51243","sourceKind":"official_issuer","publisherName":"FOX COMMUNITIES","capturedAt":"2026-10-13T20:04:24.278Z","effectiveOn":"2026-10-13","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://foxcu.org/loans-credit-cards/credit-cards/fox-best-rate-credit-card","passageId":"3b0b524d8983590feb4c0a119d1f5e7b","pageNumber":null,"quote":"0% APR on purchases for 6 months from account opening date, thereafter a variable APR of 10.24% to 18.24% will apply.","recordId":"official-issuer:page:url:cac654c74a49a04a32b3700e46a42d46ddf1d5c0fdd931c10bbea3b49f991de3","recordFields":[],"fieldKey":"withheld:card_apr:introductory-headline"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[{"snapshotId":"48690","path":"fox-communities-credit-union/fox-communities-cu-credit-card-disclosure-11-2024","title":"Fox Communities CU Credit Card Disclosure 11-2024","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"Fox Communities Credit Union","handle":"fox-communities-credit-union"},"identityDeclarations":[{"passageId":"71ed696db1174c37b4787b1a99c65e1e","pageNumber":1,"name":"Fox Cash Back"}]},{"snapshotId":"48689","path":"fox-communities-credit-union/fox-communities-cu-credit-card-disclosure-12-19-2024","title":"Fox Communities CU Credit Card Disclosure 12.19.2024","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"Fox Communities Credit Union","handle":"fox-communities-credit-union"},"identityDeclarations":[{"passageId":"3199da11e45c5d1e928a9e8f5153caea","pageNumber":1,"name":"Fox Cash Back"}]}]}}