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Net Purchases are Purchases minus credits and returns. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within 7 business days, or as a statement credit to your credit card account within 1-2 statement billing cycles, or as a Rewards Card. Cash back minimum redemption amounts and redemption values may vary and are subject to change without notice. Cash rewards expire 5 years from when they are earned. Refer to your Program Rules for full details.\n                                ","qualificationConditionSources":[{"snapshotId":"19412","sourceKind":"official_issuer","publisherName":"Fulton Bank, National Association","capturedAt":"2026-08-26T02:58:42.652Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fultonbank.com/Small-Business/Banking/Small-Business-Credit-Cards/Visa-Business-Zero-Plus-Card","passageId":"90a23f6b4761f356ea30189d50992031","pageNumber":null,"quote":"You will earn 5% cash back per dollar spent on eligible Net Purchases for prepaid airfare, car rental, attractions and hotel reservations booked directly in the Rewards Center using your Business Zero+ Card. Net Purchases are Purchases minus credits and returns. 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This $50 statement credit benefit is available for each card that is issued and makes the required purchases. We reserve the right to adjust or reverse any portion or all of any credit for unauthorized purchases or transaction credits.\n                                ","qualificationConditions":null,"qualificationConditionSources":[]}],"cardLinks":[],"openingRequirements":[{"effectiveFrom":"2026-08-26","effectiveTo":null,"lastObservedAt":"2026-08-26T02:58:42.652Z","sources":[{"snapshotId":"19412","sourceKind":"official_issuer","publisherName":"Fulton Bank, National Association","capturedAt":"2026-08-26T02:58:42.652Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fultonbank.com/Small-Business/Banking/Small-Business-Credit-Cards/Visa-Business-Zero-Plus-Card","passageId":"d27a2208e4c1c878f8c5f838d858583e","pageNumber":null,"quote":"Subject to credit approval. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. Fulton Bank is not affiliated with Elan Financial Services or Visa Inc. Deposit and credit products are offered by Fulton Bank.","recordId":"official-issuer:page:url:90600c06d74908a3ea51030cb02d792be709518c9da4a86125fa791ce92f9815","recordFields":[],"fieldKey":"offer_requirement:credit-approval"}],"requirementKey":"credit-approval","routeType":"other","description":"\n                                    Subject to credit approval. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. Fulton Bank is not affiliated with Elan Financial Services or Visa Inc. 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Net Purchases are Purchases minus credits and returns. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within 7 business days, or as a statement credit to your credit card account within 1-2 statement billing cycles, or as a Rewards Card. Cash back minimum redemption amounts and redemption values may vary and are subject to change without notice. Cash rewards expire 5 years from when they are earned. Refer to your Program Rules for full details.\n                                ","qualificationConditionSources":[{"snapshotId":"19412","sourceKind":"official_issuer","publisherName":"Fulton Bank, National Association","capturedAt":"2026-08-26T02:58:42.652Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fultonbank.com/Small-Business/Banking/Small-Business-Credit-Cards/Visa-Business-Zero-Plus-Card","passageId":"90a23f6b4761f356ea30189d50992031","pageNumber":null,"quote":"You will earn 5% cash back per dollar spent on eligible Net Purchases for prepaid airfare, car rental, attractions and hotel reservations booked directly in the Rewards Center using your Business Zero+ Card. Net Purchases are Purchases minus credits and returns. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited…","recordId":"official-issuer:page:url:90600c06d74908a3ea51030cb02d792be709518c9da4a86125fa791ce92f9815","recordFields":[],"fieldKey":"card_cash_benefit:qualification"}]},{"effectiveFrom":"2026-08-26","effectiveTo":null,"lastObservedAt":"2026-08-26T02:58:42.652Z","sources":[{"snapshotId":"19412","sourceKind":"official_issuer","publisherName":"Fulton Bank, National Association","capturedAt":"2026-08-26T02:58:42.652Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fultonbank.com/Small-Business/Banking/Small-Business-Credit-Cards/Visa-Business-Zero-Plus-Card","passageId":"20addf526779b64c80d19c227a907042","pageNumber":null,"quote":"An automatic statement credit of $50 per card per 12-month period will be applied to your Business Zero+ Account within 1-2 statement billing cycles following $5,000 in travel purchased through the Rewards Center with each eligible card, if the Account is in good standing (not past due or overlimit). This $50 statement credit benefit is available for each card that is issued and makes the require…","recordId":"official-issuer:page:url:90600c06d74908a3ea51030cb02d792be709518c9da4a86125fa791ce92f9815","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"annual-rewards-center-credit","benefitKind":"recurring_statement_credit","percentBps":null,"percentNullReason":"not_applicable","maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","amountCents":5000,"amountNullReason":null,"amountIsUpperBound":false,"minimumQualifyingSpendCents":500000,"minimumSpendNullReason":null,"qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":12,"recurrenceMonthsNullReason":null,"recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_disclosed","payoutStatementCyclesMinimum":1,"payoutStatementCyclesMaximum":2,"payoutStatementCyclesNullReason":null,"conditions":"\n                                    An automatic statement credit of $50 per card per 12-month period will be applied to your Business Zero+ Account within 1-2 statement billing cycles following $5,000 in travel purchased through the Rewards Center with each eligible card, if the Account is in good standing (not past due or overlimit). This $50 statement credit benefit is available for each card that is issued and makes the required purchases. We reserve the right to adjust or reverse any portion or all of any credit for unauthorized purchases or transaction credits.\n                                ","qualificationConditions":null,"qualificationConditionSources":[]}],"cardLinks":[],"openingRequirements":[{"effectiveFrom":"2026-08-26","effectiveTo":null,"lastObservedAt":"2026-08-26T02:58:42.652Z","sources":[{"snapshotId":"19412","sourceKind":"official_issuer","publisherName":"Fulton Bank, National Association","capturedAt":"2026-08-26T02:58:42.652Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fultonbank.com/Small-Business/Banking/Small-Business-Credit-Cards/Visa-Business-Zero-Plus-Card","passageId":"d27a2208e4c1c878f8c5f838d858583e","pageNumber":null,"quote":"Subject to credit approval. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. Fulton Bank is not affiliated with Elan Financial Services or Visa Inc. Deposit and credit products are offered by Fulton Bank.","recordId":"official-issuer:page:url:90600c06d74908a3ea51030cb02d792be709518c9da4a86125fa791ce92f9815","recordFields":[],"fieldKey":"offer_requirement:credit-approval"}],"requirementKey":"credit-approval","routeType":"other","description":"\n                                    Subject to credit approval. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. Fulton Bank is not affiliated with Elan Financial Services or Visa Inc. Deposit and credit products are offered by Fulton Bank.\n                                "}],"cardWithholdings":[{"observationKind":"card_apr","fieldKey":"intro-rate","reason":"unparsed_value","detail":"An extended introductory rate is stated without a numerical APR or duration.","sources":[{"snapshotId":"19412","sourceKind":"official_issuer","publisherName":"Fulton Bank, National Association","capturedAt":"2026-08-26T02:58:42.652Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fultonbank.com/Small-Business/Banking/Small-Business-Credit-Cards/Visa-Business-Zero-Plus-Card","passageId":"95dd026ba3c35e10e5c744dd6b81b978","pageNumber":null,"quote":"Low Intro Rate: Save on interest with a great low introductory rate for an extended time.","recordId":"official-issuer:page:url:90600c06d74908a3ea51030cb02d792be709518c9da4a86125fa791ce92f9815","recordFields":[],"fieldKey":"withheld:card_apr:intro-rate"}]},{"observationKind":"offer_feature","fieldKey":"description","reason":"unparsed_value","detail":"Designed to help you pay down your other credit card balances with an extended low intro rate.","sources":[{"snapshotId":"19412","sourceKind":"official_issuer","publisherName":"Fulton Bank, National Association","capturedAt":"2026-08-26T02:58:42.652Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fultonbank.com/Small-Business/Banking/Small-Business-Credit-Cards/Visa-Business-Zero-Plus-Card","passageId":"eb38ce800abeec11385018886bd8b845","pageNumber":null,"quote":"Designed to help you pay down your other credit card balances with an extended low intro rate.","recordId":"official-issuer:page:url:90600c06d74908a3ea51030cb02d792be709518c9da4a86125fa791ce92f9815","recordFields":[],"fieldKey":"withheld:offer_feature:description"}]},{"observationKind":"offer_feature","fieldKey":"annual-credit-summary","reason":"unparsed_value","detail":"$50 Annual Credit when you spend $5,000 in the Rewards Center using your card.","sources":[{"snapshotId":"19412","sourceKind":"official_issuer","publisherName":"Fulton Bank, National Association","capturedAt":"2026-08-26T02:58:42.652Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fultonbank.com/Small-Business/Banking/Small-Business-Credit-Cards/Visa-Business-Zero-Plus-Card","passageId":"49a14afb55d6034bb89bab578b5876d7","pageNumber":null,"quote":"$50 Annual Credit when you spend $5,000 in the Rewards Center using your card.","recordId":"official-issuer:page:url:90600c06d74908a3ea51030cb02d792be709518c9da4a86125fa791ce92f9815","recordFields":[],"fieldKey":"withheld:offer_feature:annual-credit-summary"}]},{"observationKind":"card_link","fieldKey":"application-label","reason":"unparsed_value","detail":"The Apply Now destination contains query keys outside the schema's approved public action keys; the exact label is retained and no application URL is assigned.","sources":[{"snapshotId":"19412","sourceKind":"official_issuer","publisherName":"Fulton Bank, National Association","capturedAt":"2026-08-26T02:58:42.652Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.fultonbank.com/Small-Business/Banking/Small-Business-Credit-Cards/Visa-Business-Zero-Plus-Card","passageId":"0838acef2b44b0986cd720eded9b0307","pageNumber":null,"quote":"Apply Now","recordId":"official-issuer:page:url:90600c06d74908a3ea51030cb02d792be709518c9da4a86125fa791ce92f9815","recordFields":[],"fieldKey":"withheld:card_link:application-label"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}