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The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. Fulton Bank is not affiliated with Elan Financial Services or Visa Inc.","recordId":"official-issuer:page:url:2c2b18235a32d8cff750c23fe87dce105fbe8da48848aa9bbe25888b5f37a193","recordFields":[],"fieldKey":"requirement:credit-approval"}],"securityType":null,"securityTypeNullReason":"not_disclosed","currencyCode":"USD","targetedCreditTier":null,"gracePeriodDays":null,"gracePeriodDaysNullReason":"not_disclosed","gracePeriodMinDays":null,"gracePeriodMinDaysNullReason":"not_disclosed","gracePeriodMaxDays":null,"gracePeriodMaxDaysNullReason":"not_disclosed","minimumFinanceChargeCents":null,"balanceComputationMethod":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","purchaseInterestConditions":null,"purchaseInterestConditionsNullReason":"not_disclosed","balanceTransferFlexAvailabilityConditions":null,"balanceTransferFlexAvailabilityConditionsNullReason":"not_disclosed","periodicFeeFrequency":null,"foreignTransactionsFeeFree":null,"network":"visa","requirementsForOpening":true,"minimumCreditLimitCents":null,"maximumCreditLimitCents":null,"consumerWebsite":"https://www.fultonbank.com/Personal/Banking/Credit-Cards","consumerTelephone":null},"signupBonuses":[{"effectiveFrom":"2026-10-03","effectiveTo":null,"lastObservedAt":"2026-10-03T13:15:27.524Z","sources":[{"snapshotId":"33589","sourceKind":"official_issuer","publisherName":"Fulton Bank, National Association","capturedAt":"2026-10-03T13:15:27.524Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fultonbank.com/Personal/Banking/Credit-Cards","passageId":"0dee7b1e813eab5beb4a7709c2f21393","pageNumber":null,"quote":"If you’re approved for a new Travel Rewards+ Card, a one-time 25,000 bonus Points will be awarded after eligible Net Purchases totaling $2,000 or more are made to your account within 120 days from account opening. 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Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement.","recordId":"official-issuer:page:url:2c2b18235a32d8cff750c23fe87dce105fbe8da48848aa9bbe25888b5f37a193","recordFields":[],"fieldKey":"signup_bonus:qualification:0"}],"bonusKey":"travel-rewards-plus-catalog-bonus","qualifyingMonthsAfterAccountOpening":null,"qualifyingMonthsNullReason":"not_applicable","payoutWeeksMinimum":null,"payoutWeeksMaximum":null,"payoutWeeksNullReason":"not_applicable","payoutWeeksAnchor":null,"bonusPoints":25000,"minimumPurchaseCents":200000,"minimumPurchaseNullReason":null,"qualifyingDaysAfterAccountOpening":120,"qualifyingDaysNullReason":null,"statementCreditRedemptionCents":null,"statementCreditRedemptionNullReason":"not_disclosed","payoutStatementCyclesMinimum":1,"payoutStatementCyclesMaximum":2,"payoutStatementCyclesNullReason":null,"expirationOn":null,"expirationNullReason":"not_disclosed","conditions":"\n                                    If you’re approved for a new Travel Rewards+ Card, a one-time 25,000 bonus Points will be awarded after eligible Net Purchases totaling $2,000 or more are made to your account within 120 days from account opening. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement.\n                                ","qualificationConditions":["\n                                    If you’re approved for a new Travel Rewards+ Card, a one-time 25,000 bonus Points will be awarded after eligible Net Purchases totaling $2,000 or more are made to your account within 120 days from account opening. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement.\n                                "],"qualificationConditionSources":[{"snapshotId":"33589","sourceKind":"official_issuer","publisherName":"Fulton Bank, National Association","capturedAt":"2026-10-03T13:15:27.524Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fultonbank.com/Personal/Banking/Credit-Cards","passageId":"0dee7b1e813eab5beb4a7709c2f21393","pageNumber":null,"quote":"If you’re approved for a new Travel Rewards+ Card, a one-time 25,000 bonus Points will be awarded after eligible Net Purchases totaling $2,000 or more are made to your account within 120 days from account opening. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement.","recordId":"official-issuer:page:url:2c2b18235a32d8cff750c23fe87dce105fbe8da48848aa9bbe25888b5f37a193","recordFields":[],"fieldKey":"signup_bonus:qualification:0"}]}],"cardRewards":[{"effectiveFrom":"2026-10-03","effectiveTo":null,"lastObservedAt":"2026-10-03T13:15:27.524Z","sources":[{"snapshotId":"33589","sourceKind":"official_issuer","publisherName":"Fulton Bank, National Association","capturedAt":"2026-10-03T13:15:27.524Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fultonbank.com/Personal/Banking/Credit-Cards","passageId":"4a0a2e8fa8827495e6a425be7c8b566f","pageNumber":null,"quote":"Travel Rewards+ Card: Travel Rewards+ Card: You will earn 1.5 Points per dollar spent on eligible Net Purchases charged to your Account during each billing cycle. In addition, you will earn 4 Points (1.5 base Points and 2.5 bonus Points) per dollar spent on eligible Net Purchases during each billing cycle from merchants classified in qualifying travel (such as purchases made directly from airline…","recordId":"official-issuer:page:url:2c2b18235a32d8cff750c23fe87dce105fbe8da48848aa9bbe25888b5f37a193","recordFields":[],"fieldKey":"card_reward"},{"snapshotId":"33589","sourceKind":"official_issuer","publisherName":"Fulton Bank, National Association","capturedAt":"2026-10-03T13:15:27.524Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fultonbank.com/Personal/Banking/Credit-Cards","passageId":"4a0a2e8fa8827495e6a425be7c8b566f","pageNumber":null,"quote":"Travel Rewards+ Card: Travel Rewards+ Card: You will earn 1.5 Points per dollar spent on eligible Net Purchases charged to your Account during each billing cycle. In addition, you will earn 4 Points (1.5 base Points and 2.5 bonus Points) per dollar spent on eligible Net Purchases during each billing cycle from merchants classified in qualifying travel (such as purchases made directly from airline…","recordId":"official-issuer:page:url:2c2b18235a32d8cff750c23fe87dce105fbe8da48848aa9bbe25888b5f37a193","recordFields":[],"fieldKey":"card_reward:qualification:0"},{"snapshotId":"33589","sourceKind":"official_issuer","publisherName":"Fulton Bank, National Association","capturedAt":"2026-10-03T13:15:27.524Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fultonbank.com/Personal/Banking/Credit-Cards","passageId":"f80d327f93a36598c772baf8a068d245","pageNumber":null,"quote":"No caps on the number of points you can earn.","recordId":"official-issuer:page:url:2c2b18235a32d8cff750c23fe87dce105fbe8da48848aa9bbe25888b5f37a193","recordFields":[],"fieldKey":"card_reward:qualification:1"},{"snapshotId":"33589","sourceKind":"official_issuer","publisherName":"Fulton Bank, National Association","capturedAt":"2026-10-03T13:15:27.524Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fultonbank.com/Personal/Banking/Credit-Cards","passageId":"588da15b1fa2dcb1e5457e4e21725a61","pageNumber":null,"quote":"Redeem points","recordId":"official-issuer:page:url:2c2b18235a32d8cff750c23fe87dce105fbe8da48848aa9bbe25888b5f37a193","recordFields":[],"fieldKey":"card_reward:qualification:2"},{"snapshotId":"33589","sourceKind":"official_issuer","publisherName":"Fulton Bank, National Association","capturedAt":"2026-10-03T13:15:27.524Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fultonbank.com/Personal/Banking/Credit-Cards","passageId":"28461a4b4b99a4f7861f1da0a05999aa","pageNumber":null,"quote":"for your choice of travel, cash back,","recordId":"official-issuer:page:url:2c2b18235a32d8cff750c23fe87dce105fbe8da48848aa9bbe25888b5f37a193","recordFields":[],"fieldKey":"card_reward:qualification:3"},{"snapshotId":"33589","sourceKind":"official_issuer","publisherName":"Fulton Bank, National Association","capturedAt":"2026-10-03T13:15:27.524Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fultonbank.com/Personal/Banking/Credit-Cards","passageId":"25f35f5c2d30d37ea638693f4a321ecb","pageNumber":null,"quote":"merchandise, and gift cards.","recordId":"official-issuer:page:url:2c2b18235a32d8cff750c23fe87dce105fbe8da48848aa9bbe25888b5f37a193","recordFields":[],"fieldKey":"card_reward:qualification:4"}],"groupKey":"fulton-catalog-rewards","tierKey":"base","groupLabel":"All other eligible purchases","pointsPerDollar":1.5,"merchantCategoryCodes":[],"merchantCategoryCodesNullReason":"not_disclosed","categoryComplement":false,"redemptionOptions":["Travel","Cash back","Merchandise","Gift cards"],"minimumQualifyingPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","maximumQualifyingPurchaseCents":null,"maximumPurchaseNullReason":"not_applicable","qualificationPeriod":null,"qualificationPeriodNullReason":"not_disclosed","pointsPostingMaximumDays":null,"pointsPostingNullReason":"not_disclosed","pointsExpirationYears":5,"pointsExpirationAnchor":"Time points are earned","pointsExpirationPolicy":null,"pointsRedemptionDaysAfterClosure":null,"pointsRedemptionAfterClosureNullReason":"not_disclosed","pointsExpirationNullReason":null,"redemptionOptionsNullReason":null,"conditions":"\n                                    Travel Rewards+ Card: Travel Rewards+ Card: You will earn 1.5 Points per dollar spent on eligible Net Purchases charged to your Account during each billing cycle. In addition, you will earn 4 Points (1.5 base Points and 2.5 bonus Points) per dollar spent on eligible Net Purchases during each billing cycle from merchants classified in qualifying travel (such as purchases made directly from airlines, hotels, car rental companies, taxicabs, limousines, passenger trains and cruise line companies), gas station and electric vehicle charging station (at wholesale clubs, discount stores/supercenters and grocery stores/supermarkets will only earn 1.5 Points), entertainment, and recreation category codes. Merchants classified as Entertainment include: most cinemas, theme parks, concert venues, professional sports venues, and qualifying ticket sellers. Merchants classified as Recreation include: sports and recreation facilities that charge membership fees, sporting goods stores, public golf courses, fitness centers, dance studios and schools, and ongoing fitness subscriptions. Purchases from third parties and consultants at these locations may not qualify. Points expire 5 years from when they are earned, refer to your Program Rules for full details. when they are earned, refer to your Program Rules for full details.\n                                ","qualificationConditions":["\n                                    Travel Rewards+ Card: Travel Rewards+ Card: You will earn 1.5 Points per dollar spent on eligible Net Purchases charged to your Account during each billing cycle. In addition, you will earn 4 Points (1.5 base Points and 2.5 bonus Points) per dollar spent on eligible Net Purchases during each billing cycle from merchants classified in qualifying travel (such as purchases made directly from airlines, hotels, car rental companies, taxicabs, limousines, passenger trains and cruise line companies), gas station and electric vehicle charging station (at wholesale clubs, discount stores/supercenters and grocery stores/supermarkets will only earn 1.5 Points), entertainment, and recreation category codes. Merchants classified as Entertainment include: most cinemas, theme parks, concert venues, professional sports venues, and qualifying ticket sellers. Merchants classified as Recreation include: sports and recreation facilities that charge membership fees, sporting goods stores, public golf courses, fitness centers, dance studios and schools, and ongoing fitness subscriptions. Purchases from third parties and consultants at these locations may not qualify. Points expire 5 years from when they are earned, refer to your Program Rules for full details. when they are earned, refer to your Program Rules for full details.\n                                ","No caps on the number of points you can earn. ","Redeem points"," for your choice of travel, cash back,"," merchandise, and gift cards."],"qualificationConditionSources":[{"snapshotId":"33589","sourceKind":"official_issuer","publisherName":"Fulton Bank, National Association","capturedAt":"2026-10-03T13:15:27.524Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.fultonbank.com/Personal/Banking/Credit-Cards","passageId":"4a0a2e8fa8827495e6a425be7c8b566f","pageNumber":null,"quote":"Travel Rewards+ Card: Travel Rewards+ Card: You will earn 1.5 Points per dollar spent on eligible Net Purchases charged to your Account during each billing cycle. 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Purchases from third parties and consultants at these locations may not qualify. Points expire 5 years from when they are earned, refer to your Program Rules for full details. when they are earned, refer to your Program Rules for full details.\n                                ","No caps on the number of points you can earn. 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