{"data":{"path":"hanmi-bank/business-cash-preferred-card","artwork":null,"name":"Business Cash Preferred Card","officialName":"Business Cash Preferred Card","type":"credit_card","audience":"business","lifecycleStatus":"active","owner":{"name":"Hanmi Bank","handle":"hanmi-bank"},"institution":{"name":"Hanmi Bank","handle":"hanmi-bank"},"actualIssuerName":null,"standardOffer":{"id":"3082","offerKind":"standard","channel":null,"nameAsFiled":"Business Cash Preferred Card","handle":null,"terms":{"productId":"4245","path":"hanmi-bank/business-cash-preferred-card","name":"Business Cash Preferred Card","officialName":"Business Cash Preferred Card","aliases":[],"institutionId":"71561","institutionName":"Hanmi Bank","institutionHandle":"hanmi-bank","issuerName":null,"productType":"credit_card","audience":"business","audienceSegments":["business"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":"unknown","purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"unknown","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"unknown","cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"unknown"},"aprTerms":[],"fees":[],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[{"effectiveFrom":"2026-10-16","effectiveTo":null,"lastObservedAt":"2026-10-16T12:43:56.773Z","sources":[{"snapshotId":"55751","sourceKind":"official_issuer","publisherName":"Hanmi Bank","capturedAt":"2026-10-16T12:43:56.773Z","effectiveOn":"2026-10-16","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.hanmi.com/ko/business/credit-cards/","passageId":"4813d61c46e8e14f4aed4ea4ac549c61","pageNumber":null,"quote":"휴대폰 서비스, 사무용품, 외식, 주유 및 전기차 충전소 구매에서 3% 캐시백 ($200 이하 거래)","recordId":"official-issuer:page:url:3e0a66076d2f06e34d27a9ca6997d4621a03a6092714b9bac9b998a9c09b91e4","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"category-cashback","benefitKind":"cashback_earnings","percentBps":300,"percentNullReason":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","amountCents":null,"amountNullReason":"not_applicable","amountIsUpperBound":false,"minimumQualifyingSpendCents":null,"minimumSpendNullReason":"not_applicable","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"휴대폰 서비스, 사무용품, 외식, 주유 및 전기차 충전소 구매에서 3% 캐시백 ($200 이하 거래)","qualificationConditions":null,"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-16","effectiveTo":null,"lastObservedAt":"2026-10-16T12:43:56.773Z","sources":[{"snapshotId":"55751","sourceKind":"official_issuer","publisherName":"Hanmi Bank","capturedAt":"2026-10-16T12:43:56.773Z","effectiveOn":"2026-10-16","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.hanmi.com/ko/business/credit-cards/","passageId":"cacd6d133966703b05d3a739e2aa66be","pageNumber":null,"quote":"그 외 모든 자격을 갖춘 구매에 1% 무제한 캐시백 제공","recordId":"official-issuer:page:url:3e0a66076d2f06e34d27a9ca6997d4621a03a6092714b9bac9b998a9c09b91e4","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"other-cashback","benefitKind":"cashback_earnings","percentBps":100,"percentNullReason":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","amountCents":null,"amountNullReason":"not_applicable","amountIsUpperBound":false,"minimumQualifyingSpendCents":null,"minimumSpendNullReason":"not_applicable","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"그 외 모든 자격을 갖춘 구매에 1% 무제한 캐시백 제공","qualificationConditions":null,"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-16","effectiveTo":null,"lastObservedAt":"2026-10-16T12:43:56.773Z","sources":[{"snapshotId":"55751","sourceKind":"official_issuer","publisherName":"Hanmi Bank","capturedAt":"2026-10-16T12:43:56.773Z","effectiveOn":"2026-10-16","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.hanmi.com/ko/business/credit-cards/","passageId":"0571fda9d7f4fb3aaa468a2d59a67d4e","pageNumber":null,"quote":"11개월 연속 소프트웨서 결제 내역이 있을 경우 연간 $100 스테이트먼트 크레딧 제공","recordId":"official-issuer:page:url:3e0a66076d2f06e34d27a9ca6997d4621a03a6092714b9bac9b998a9c09b91e4","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"software-credit","benefitKind":"recurring_statement_credit","percentBps":null,"percentNullReason":"not_applicable","maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","amountCents":10000,"amountNullReason":null,"amountIsUpperBound":false,"minimumQualifyingSpendCents":null,"minimumSpendNullReason":"not_disclosed","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":12,"recurrenceMonthsNullReason":null,"recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_disclosed","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"11개월 연속 소프트웨서 결제 내역이 있을 경우 연간 $100 스테이트먼트 크레딧 제공","qualificationConditions":null,"qualificationConditionSources":[]}],"cardLinks":[],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"3082","offerKind":"standard","channel":null,"nameAsFiled":"Business Cash Preferred Card","handle":null,"terms":{"productId":"4245","path":"hanmi-bank/business-cash-preferred-card","name":"Business Cash Preferred Card","officialName":"Business Cash Preferred Card","aliases":[],"institutionId":"71561","institutionName":"Hanmi Bank","institutionHandle":"hanmi-bank","issuerName":null,"productType":"credit_card","audience":"business","audienceSegments":["business"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":"unknown","purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"unknown","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"unknown","cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"unknown"},"aprTerms":[],"fees":[],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[{"effectiveFrom":"2026-10-16","effectiveTo":null,"lastObservedAt":"2026-10-16T12:43:56.773Z","sources":[{"snapshotId":"55751","sourceKind":"official_issuer","publisherName":"Hanmi Bank","capturedAt":"2026-10-16T12:43:56.773Z","effectiveOn":"2026-10-16","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.hanmi.com/ko/business/credit-cards/","passageId":"4813d61c46e8e14f4aed4ea4ac549c61","pageNumber":null,"quote":"휴대폰 서비스, 사무용품, 외식, 주유 및 전기차 충전소 구매에서 3% 캐시백 ($200 이하 거래)","recordId":"official-issuer:page:url:3e0a66076d2f06e34d27a9ca6997d4621a03a6092714b9bac9b998a9c09b91e4","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"category-cashback","benefitKind":"cashback_earnings","percentBps":300,"percentNullReason":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","amountCents":null,"amountNullReason":"not_applicable","amountIsUpperBound":false,"minimumQualifyingSpendCents":null,"minimumSpendNullReason":"not_applicable","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"휴대폰 서비스, 사무용품, 외식, 주유 및 전기차 충전소 구매에서 3% 캐시백 ($200 이하 거래)","qualificationConditions":null,"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-16","effectiveTo":null,"lastObservedAt":"2026-10-16T12:43:56.773Z","sources":[{"snapshotId":"55751","sourceKind":"official_issuer","publisherName":"Hanmi Bank","capturedAt":"2026-10-16T12:43:56.773Z","effectiveOn":"2026-10-16","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.hanmi.com/ko/business/credit-cards/","passageId":"cacd6d133966703b05d3a739e2aa66be","pageNumber":null,"quote":"그 외 모든 자격을 갖춘 구매에 1% 무제한 캐시백 제공","recordId":"official-issuer:page:url:3e0a66076d2f06e34d27a9ca6997d4621a03a6092714b9bac9b998a9c09b91e4","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"other-cashback","benefitKind":"cashback_earnings","percentBps":100,"percentNullReason":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","amountCents":null,"amountNullReason":"not_applicable","amountIsUpperBound":false,"minimumQualifyingSpendCents":null,"minimumSpendNullReason":"not_applicable","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"그 외 모든 자격을 갖춘 구매에 1% 무제한 캐시백 제공","qualificationConditions":null,"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-16","effectiveTo":null,"lastObservedAt":"2026-10-16T12:43:56.773Z","sources":[{"snapshotId":"55751","sourceKind":"official_issuer","publisherName":"Hanmi Bank","capturedAt":"2026-10-16T12:43:56.773Z","effectiveOn":"2026-10-16","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.hanmi.com/ko/business/credit-cards/","passageId":"0571fda9d7f4fb3aaa468a2d59a67d4e","pageNumber":null,"quote":"11개월 연속 소프트웨서 결제 내역이 있을 경우 연간 $100 스테이트먼트 크레딧 제공","recordId":"official-issuer:page:url:3e0a66076d2f06e34d27a9ca6997d4621a03a6092714b9bac9b998a9c09b91e4","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"software-credit","benefitKind":"recurring_statement_credit","percentBps":null,"percentNullReason":"not_applicable","maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","amountCents":10000,"amountNullReason":null,"amountIsUpperBound":false,"minimumQualifyingSpendCents":null,"minimumSpendNullReason":"not_disclosed","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":12,"recurrenceMonthsNullReason":null,"recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_disclosed","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"11개월 연속 소프트웨서 결제 내역이 있을 경우 연간 $100 스테이트먼트 크레딧 제공","qualificationConditions":null,"qualificationConditionSources":[]}],"cardLinks":[],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}