{"data":{"path":"herring-bank/mortgage-refinance","artwork":null,"name":"Mortgage Refinance","officialName":"Mortgage Refinance","type":"mortgage","audience":"consumer","lifecycleStatus":"active","owner":{"name":"Herring Bank","handle":"herring-bank"},"institution":{"name":"Herring Bank","handle":"herring-bank"},"actualIssuerName":null,"standardOffer":{"id":"1040","offerKind":"standard","channel":null,"nameAsFiled":"Mortgage Refinance","handle":null,"terms":{"productId":"2224","path":"herring-bank/mortgage-refinance","name":"Mortgage Refinance","officialName":"Mortgage Refinance","aliases":[],"institutionId":"69472","institutionName":"Herring Bank","institutionHandle":"herring-bank","issuerName":null,"productType":"mortgage","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"balanceTransferTerms":[],"loanTerms":{"effectiveFrom":"2026-10-05","effectiveTo":null,"lastObservedAt":"2026-10-05T20:27:43.940Z","sources":[{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"cdda325d3932ae1de788d38313d31545","pageNumber":null,"quote":"Mortgage Loan Types","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"}],"currencyCode":"USD","minimumAmountCents":null,"minimumAmountNullReason":"not_parsed","maximumAmountCents":null,"maximumAmountNullReason":"not_parsed","minimumTermMonths":null,"minimumTermNullReason":"not_parsed","maximumTermMonths":null,"maximumTermNullReason":"not_parsed","collateralType":null,"collateralTypeNullReason":"not_parsed","maximumLoanToValueBps":null,"maximumLoanToValueNullReason":"not_parsed","drawPeriodMonths":null,"drawPeriodNullReason":"not_parsed","repaymentPeriodMonths":null,"repaymentPeriodNullReason":"not_parsed","prepaymentPenalty":null,"prepaymentPenaltyNullReason":"not_parsed","rateFloorBps":null,"rateFloorNullReason":"not_parsed","rateCapBps":null,"rateCapNullReason":"not_parsed"},"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[{"fieldKey":"loan_access","reason":"unparsed_value","detail":"Mortgage Loan Types\nHerring Bank offers a range of mortgage loan options to fit your needs, including \nconventional\n, \nFHA\n, \nVA\n, \nJumbo\n, and \nUSDA loans\n. Whether you’re a first-time buyer or refinancing, we have the right solution with competitive rates and flexible terms. Explore our loan types to find the perfect match for your home financing goals.\nApply to buy a home\nApply to refinance\nCall Now +1-214-225-3166\nOur Home Loan Options:\nAt Herring Bank, we offer a variety of mortgage loan types to meet the diverse needs of homebuyers and homeowners in Texas. Whether you’re a first-time homebuyer, a veteran, or looking to finance a high-value property, we have options to suit your goals. Our loan types include conventional loans, FHA loans, VA loans, Jumbo loans, and USDA loans. Each option comes with its own benefits, from low down payments to competitive interest rates and flexible terms. Explore our mortgage loan types to find the best fit for your financial situation and homeownership needs.\nDon’t wonder what’s best. \nAsk us!\nWe’ve been helping clients find their perfect home loan for 125 years.\nCall us at\n1-214-225-3166\nOur Home loan experts will guide you through every step of the process, from pre-approval to closing.\nApply to buy a home: https://www.herringbank.com/mortgage/mortgage-application/get-started/\nApply to refinance: https://www.herringbank.com/mortgage/mortgage-application/get-started/\nLearn more about Mortgage Refinance\nLoan options\nMortgage Refinance\nHerring Bank offers mortgage refinancing options in Texas designed to help you lower your interest rate, reduce monthly payments, or access home equity. Whether you’re looking to shorten your loan term or switch from an adjustable to a fixed-rate mortgage, we can help you find the best solution. Our refinancing options are tailored to meet your financial goals and can save you money over the life of your loan. Reach out to explore your refinancing options and start the process today.\nLearn more about Mortgage Refinance: https://www.herringbank.com/mortgage/refinance/","sources":[{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"cdda325d3932ae1de788d38313d31545","pageNumber":null,"quote":"Mortgage Loan Types","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"b344c696f53bd31fc672865d00b4a801","pageNumber":null,"quote":"Herring Bank offers a range of mortgage loan options to fit your needs, including","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"43b187921e0b7ba22c5273954f67f343","pageNumber":null,"quote":"conventional","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"6c097ebd22172acd4e86c57d8468acef","pageNumber":null,"quote":",","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"4a39bff3c025d770d71b805e3fb71289","pageNumber":null,"quote":"FHA","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"20de19760f9c6f63df9b218261be59b7","pageNumber":null,"quote":",","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"2aa75c79e769ed0f2ab77184e69539cf","pageNumber":null,"quote":"VA","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"b52c07674ae55bbf0e41e4b9b8244166","pageNumber":null,"quote":",","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"9ac8ec8113e8d2cba074ba778687765c","pageNumber":null,"quote":"Jumbo","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"a6a7353f147526f998b8c5fcded9ee5f","pageNumber":null,"quote":", and","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"ca077961297099245b98491e1006cbaf","pageNumber":null,"quote":"USDA loans","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"274cb749c2b3d1fdc55857a87e16ce8d","pageNumber":null,"quote":". Whether you’re a first-time buyer or refinancing, we have the right solution with competitive rates and flexible terms. Explore our loan types to find the perfect match for your home financing goals.","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"77f752edaf87ae89779f7d217e4dc714","pageNumber":null,"quote":"Apply to buy a home","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"379d66d9aa605270b95a175d1abcda50","pageNumber":null,"quote":"Apply to refinance","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"91aae51b9f10a1aba2ced1d3b627020c","pageNumber":null,"quote":"Call Now +1-214-225-3166","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"ecd51fe4563ff674540c21ada6944bca","pageNumber":null,"quote":"Our Home Loan Options:","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"156c826cdef98994ee0cbc5b1e128e25","pageNumber":null,"quote":"At Herring Bank, we offer a variety of mortgage loan types to meet the diverse needs of homebuyers and homeowners in Texas. Whether you’re a first-time homebuyer, a veteran, or looking to finance a high-value property, we have options to suit your goals. Our loan types include conventional loans, FHA loans, VA loans, Jumbo loans, and USDA loans. Each option comes with its own benefits, from low d…","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"f62c2e1de100b2892c1e7b52d6aded9f","pageNumber":null,"quote":"Don’t wonder what’s best.","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"8a2b929b684afe8c0b8dfb8dc17532fd","pageNumber":null,"quote":"Ask us!","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"5a49fa6d769b400291352795d774017f","pageNumber":null,"quote":"We’ve been helping clients find their perfect home loan for 125 years.","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"afbe8313302134d7eaa2a598d8dc9b12","pageNumber":null,"quote":"Call us at","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"26b08e71339f2ab330e70cda50a95c11","pageNumber":null,"quote":"1-214-225-3166","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"4f697651cb4da316fc20cd2e3c18ae9e","pageNumber":null,"quote":"Our Home loan experts will guide you through every step of the process, from pre-approval to closing.","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"db4330718a80413e60c54d505a83b1a9","pageNumber":null,"quote":"Apply to buy a home","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"1168b4ce9b704c185268ed2126ffb8c1","pageNumber":null,"quote":"Apply to refinance","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"dbe0a6efc5a6aa42f638142a1def1f23","pageNumber":null,"quote":"Learn more about Mortgage Refinance","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"158d186215fcb1451eadc42924149d5a","pageNumber":null,"quote":"Loan options","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"bcfc2396b5a561e18ad4110f8171e697","pageNumber":null,"quote":"Mortgage Refinance","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"675540c4f9d09f4dbb2e36636e53ab05","pageNumber":null,"quote":"Herring Bank offers mortgage refinancing options in Texas designed to help you lower your interest rate, reduce monthly payments, or access home equity. Whether you’re looking to shorten your loan term or switch from an adjustable to a fixed-rate mortgage, we can help you find the best solution. Our refinancing options are tailored to meet your financial goals and can save you money over the life…","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"7e073aa1956655d80146bdd6b25f26bc","pageNumber":null,"quote":"Learn more about Mortgage Refinance","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"}]}]},"offers":[{"id":"1040","offerKind":"standard","channel":null,"nameAsFiled":"Mortgage Refinance","handle":null,"terms":{"productId":"2224","path":"herring-bank/mortgage-refinance","name":"Mortgage Refinance","officialName":"Mortgage Refinance","aliases":[],"institutionId":"69472","institutionName":"Herring Bank","institutionHandle":"herring-bank","issuerName":null,"productType":"mortgage","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"balanceTransferTerms":[],"loanTerms":{"effectiveFrom":"2026-10-05","effectiveTo":null,"lastObservedAt":"2026-10-05T20:27:43.940Z","sources":[{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"cdda325d3932ae1de788d38313d31545","pageNumber":null,"quote":"Mortgage Loan Types","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"}],"currencyCode":"USD","minimumAmountCents":null,"minimumAmountNullReason":"not_parsed","maximumAmountCents":null,"maximumAmountNullReason":"not_parsed","minimumTermMonths":null,"minimumTermNullReason":"not_parsed","maximumTermMonths":null,"maximumTermNullReason":"not_parsed","collateralType":null,"collateralTypeNullReason":"not_parsed","maximumLoanToValueBps":null,"maximumLoanToValueNullReason":"not_parsed","drawPeriodMonths":null,"drawPeriodNullReason":"not_parsed","repaymentPeriodMonths":null,"repaymentPeriodNullReason":"not_parsed","prepaymentPenalty":null,"prepaymentPenaltyNullReason":"not_parsed","rateFloorBps":null,"rateFloorNullReason":"not_parsed","rateCapBps":null,"rateCapNullReason":"not_parsed"},"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[{"fieldKey":"loan_access","reason":"unparsed_value","detail":"Mortgage Loan Types\nHerring Bank offers a range of mortgage loan options to fit your needs, including \nconventional\n, \nFHA\n, \nVA\n, \nJumbo\n, and \nUSDA loans\n. Whether you’re a first-time buyer or refinancing, we have the right solution with competitive rates and flexible terms. Explore our loan types to find the perfect match for your home financing goals.\nApply to buy a home\nApply to refinance\nCall Now +1-214-225-3166\nOur Home Loan Options:\nAt Herring Bank, we offer a variety of mortgage loan types to meet the diverse needs of homebuyers and homeowners in Texas. Whether you’re a first-time homebuyer, a veteran, or looking to finance a high-value property, we have options to suit your goals. Our loan types include conventional loans, FHA loans, VA loans, Jumbo loans, and USDA loans. Each option comes with its own benefits, from low down payments to competitive interest rates and flexible terms. Explore our mortgage loan types to find the best fit for your financial situation and homeownership needs.\nDon’t wonder what’s best. \nAsk us!\nWe’ve been helping clients find their perfect home loan for 125 years.\nCall us at\n1-214-225-3166\nOur Home loan experts will guide you through every step of the process, from pre-approval to closing.\nApply to buy a home: https://www.herringbank.com/mortgage/mortgage-application/get-started/\nApply to refinance: https://www.herringbank.com/mortgage/mortgage-application/get-started/\nLearn more about Mortgage Refinance\nLoan options\nMortgage Refinance\nHerring Bank offers mortgage refinancing options in Texas designed to help you lower your interest rate, reduce monthly payments, or access home equity. Whether you’re looking to shorten your loan term or switch from an adjustable to a fixed-rate mortgage, we can help you find the best solution. Our refinancing options are tailored to meet your financial goals and can save you money over the life of your loan. Reach out to explore your refinancing options and start the process today.\nLearn more about Mortgage Refinance: https://www.herringbank.com/mortgage/refinance/","sources":[{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"cdda325d3932ae1de788d38313d31545","pageNumber":null,"quote":"Mortgage Loan Types","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"b344c696f53bd31fc672865d00b4a801","pageNumber":null,"quote":"Herring Bank offers a range of mortgage loan options to fit your needs, including","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"43b187921e0b7ba22c5273954f67f343","pageNumber":null,"quote":"conventional","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"6c097ebd22172acd4e86c57d8468acef","pageNumber":null,"quote":",","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"4a39bff3c025d770d71b805e3fb71289","pageNumber":null,"quote":"FHA","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"20de19760f9c6f63df9b218261be59b7","pageNumber":null,"quote":",","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"2aa75c79e769ed0f2ab77184e69539cf","pageNumber":null,"quote":"VA","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"b52c07674ae55bbf0e41e4b9b8244166","pageNumber":null,"quote":",","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"9ac8ec8113e8d2cba074ba778687765c","pageNumber":null,"quote":"Jumbo","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"a6a7353f147526f998b8c5fcded9ee5f","pageNumber":null,"quote":", and","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"ca077961297099245b98491e1006cbaf","pageNumber":null,"quote":"USDA loans","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"274cb749c2b3d1fdc55857a87e16ce8d","pageNumber":null,"quote":". Whether you’re a first-time buyer or refinancing, we have the right solution with competitive rates and flexible terms. Explore our loan types to find the perfect match for your home financing goals.","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"77f752edaf87ae89779f7d217e4dc714","pageNumber":null,"quote":"Apply to buy a home","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"379d66d9aa605270b95a175d1abcda50","pageNumber":null,"quote":"Apply to refinance","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"91aae51b9f10a1aba2ced1d3b627020c","pageNumber":null,"quote":"Call Now +1-214-225-3166","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"ecd51fe4563ff674540c21ada6944bca","pageNumber":null,"quote":"Our Home Loan Options:","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"156c826cdef98994ee0cbc5b1e128e25","pageNumber":null,"quote":"At Herring Bank, we offer a variety of mortgage loan types to meet the diverse needs of homebuyers and homeowners in Texas. Whether you’re a first-time homebuyer, a veteran, or looking to finance a high-value property, we have options to suit your goals. Our loan types include conventional loans, FHA loans, VA loans, Jumbo loans, and USDA loans. Each option comes with its own benefits, from low d…","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"f62c2e1de100b2892c1e7b52d6aded9f","pageNumber":null,"quote":"Don’t wonder what’s best.","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"8a2b929b684afe8c0b8dfb8dc17532fd","pageNumber":null,"quote":"Ask us!","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"5a49fa6d769b400291352795d774017f","pageNumber":null,"quote":"We’ve been helping clients find their perfect home loan for 125 years.","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"afbe8313302134d7eaa2a598d8dc9b12","pageNumber":null,"quote":"Call us at","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"26b08e71339f2ab330e70cda50a95c11","pageNumber":null,"quote":"1-214-225-3166","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"4f697651cb4da316fc20cd2e3c18ae9e","pageNumber":null,"quote":"Our Home loan experts will guide you through every step of the process, from pre-approval to closing.","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"db4330718a80413e60c54d505a83b1a9","pageNumber":null,"quote":"Apply to buy a home","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"1168b4ce9b704c185268ed2126ffb8c1","pageNumber":null,"quote":"Apply to refinance","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"dbe0a6efc5a6aa42f638142a1def1f23","pageNumber":null,"quote":"Learn more about Mortgage Refinance","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"158d186215fcb1451eadc42924149d5a","pageNumber":null,"quote":"Loan options","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"bcfc2396b5a561e18ad4110f8171e697","pageNumber":null,"quote":"Mortgage Refinance","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"675540c4f9d09f4dbb2e36636e53ab05","pageNumber":null,"quote":"Herring Bank offers mortgage refinancing options in Texas designed to help you lower your interest rate, reduce monthly payments, or access home equity. Whether you’re looking to shorten your loan term or switch from an adjustable to a fixed-rate mortgage, we can help you find the best solution. Our refinancing options are tailored to meet your financial goals and can save you money over the life…","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"46033","sourceKind":"official_issuer","publisherName":"Herring Bank","capturedAt":"2026-10-05T20:27:43.940Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.herringbank.com/mortgage/loan-types/","passageId":"7e073aa1956655d80146bdd6b25f26bc","pageNumber":null,"quote":"Learn more about Mortgage Refinance","recordId":"official-issuer:page:url:d49eb022ab9eaabd4b7e1efc72694fde0e3e577846bce5927a8a21b07782dc17","recordFields":[],"fieldKey":"loan_access"}]}]}],"documents":[]}}