{"data":{"path":"intouch-credit-union/platinum-rewards-credit-card-mastercard","artwork":null,"name":"Platinum Rewards Credit Card Mastercard®","officialName":"Platinum with Rewards Mastercard","type":"credit_card","audience":"consumer","lifecycleStatus":"active","owner":{"name":"Intouch Credit Union","handle":"intouch-credit-union"},"institution":{"name":"Intouch Credit Union","handle":"intouch-credit-union"},"actualIssuerName":null,"standardOffer":{"id":"2628","offerKind":"standard","channel":null,"nameAsFiled":"Platinum with Rewards Mastercard","handle":null,"terms":{"productId":"3812","path":"intouch-credit-union/platinum-rewards-credit-card-mastercard","name":"Platinum Rewards Credit Card Mastercard®","officialName":"Platinum with Rewards Mastercard","aliases":["Platinum Rewards Credit Card Mastercard®"],"institutionId":"76611","institutionName":"Intouch Credit Union","institutionHandle":"intouch-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"mastercard","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":"unknown","purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"unknown","cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T14:52:20.384Z","sources":[{"snapshotId":"53358","sourceKind":"official_issuer","publisherName":"INTOUCH","capturedAt":"2026-10-14T14:52:20.384Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.itcu.org/credit-cards/platinum-rewards-mc","passageId":"0f904b3c882b303eed4f9b7271ce09a8","pageNumber":null,"quote":"In addition, the rewards card has no annual fee, competitively low rates, and offers the same low annual percentage rate (APR) on purchases","recordId":"official-issuer:page:url:9755d318a94283402c7410ac1efc5a84198e445ae3a6d32fd16c7ae569284b96","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"In addition, the rewards card has no annual fee, competitively low rates, and offers the same low annual percentage rate (APR) on purchases "}],"cardTerms":null,"partialCardNetwork":{"network":"mastercard","sources":[{"snapshotId":"53358","sourceKind":"official_issuer","publisherName":"INTOUCH","capturedAt":"2026-10-14T14:52:20.384Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.itcu.org/credit-cards/platinum-rewards-mc","passageId":"dd0a2fb238bf1a98b61b7079c7751ff4","pageNumber":null,"quote":"Platinum Rewards Credit Card Mastercard","recordId":"official-issuer:page:url:9755d318a94283402c7410ac1efc5a84198e445ae3a6d32fd16c7ae569284b96","recordFields":[],"fieldKey":"network"}]},"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"cardWithholdings":[{"observationKind":"offer_availability","fieldKey":"n-99","reason":"unparsed_value","detail":"The page explicitly says this card option is no longer offered; connect! is its replacement. This profile records retained historical terms and does not establish current application availability.","sources":[{"snapshotId":"53358","sourceKind":"official_issuer","publisherName":"INTOUCH","capturedAt":"2026-10-14T14:52:20.384Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.itcu.org/credit-cards/platinum-rewards-mc","passageId":"dc72e1800da686e9cd14effd48d362ac","pageNumber":null,"quote":"(NOTE: This card option is no longer offered.","recordId":"official-issuer:page:url:9755d318a94283402c7410ac1efc5a84198e445ae3a6d32fd16c7ae569284b96","recordFields":[],"fieldKey":"withheld:offer_availability:n-99"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"2628","offerKind":"standard","channel":null,"nameAsFiled":"Platinum with Rewards Mastercard","handle":null,"terms":{"productId":"3812","path":"intouch-credit-union/platinum-rewards-credit-card-mastercard","name":"Platinum Rewards Credit Card Mastercard®","officialName":"Platinum with Rewards Mastercard","aliases":["Platinum Rewards Credit Card Mastercard®"],"institutionId":"76611","institutionName":"Intouch Credit Union","institutionHandle":"intouch-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"mastercard","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":"unknown","purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"unknown","cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T14:52:20.384Z","sources":[{"snapshotId":"53358","sourceKind":"official_issuer","publisherName":"INTOUCH","capturedAt":"2026-10-14T14:52:20.384Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.itcu.org/credit-cards/platinum-rewards-mc","passageId":"0f904b3c882b303eed4f9b7271ce09a8","pageNumber":null,"quote":"In addition, the rewards card has no annual fee, competitively low rates, and offers the same low annual percentage rate (APR) on purchases","recordId":"official-issuer:page:url:9755d318a94283402c7410ac1efc5a84198e445ae3a6d32fd16c7ae569284b96","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"In addition, the rewards card has no annual fee, competitively low rates, and offers the same low annual percentage rate (APR) on purchases "}],"cardTerms":null,"partialCardNetwork":{"network":"mastercard","sources":[{"snapshotId":"53358","sourceKind":"official_issuer","publisherName":"INTOUCH","capturedAt":"2026-10-14T14:52:20.384Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.itcu.org/credit-cards/platinum-rewards-mc","passageId":"dd0a2fb238bf1a98b61b7079c7751ff4","pageNumber":null,"quote":"Platinum Rewards Credit Card Mastercard","recordId":"official-issuer:page:url:9755d318a94283402c7410ac1efc5a84198e445ae3a6d32fd16c7ae569284b96","recordFields":[],"fieldKey":"network"}]},"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"cardWithholdings":[{"observationKind":"offer_availability","fieldKey":"n-99","reason":"unparsed_value","detail":"The page explicitly says this card option is no longer offered; connect! is its replacement. This profile records retained historical terms and does not establish current application availability.","sources":[{"snapshotId":"53358","sourceKind":"official_issuer","publisherName":"INTOUCH","capturedAt":"2026-10-14T14:52:20.384Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.itcu.org/credit-cards/platinum-rewards-mc","passageId":"dc72e1800da686e9cd14effd48d362ac","pageNumber":null,"quote":"(NOTE: This card option is no longer offered.","recordId":"official-issuer:page:url:9755d318a94283402c7410ac1efc5a84198e445ae3a6d32fd16c7ae569284b96","recordFields":[],"fieldKey":"withheld:offer_availability:n-99"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}