{"data":{"path":"iq-credit-union/share-secured-platinum-visa","artwork":null,"name":"Share Secured Platinum Visa","officialName":"Share Secured Platinum Visa","type":"credit_card","audience":"consumer","lifecycleStatus":"active","owner":{"name":"Iq Credit Union","handle":"iq-credit-union"},"institution":{"name":"Iq Credit Union","handle":"iq-credit-union"},"actualIssuerName":null,"standardOffer":{"id":"1997","offerKind":"standard","channel":null,"nameAsFiled":"Share Secured Platinum Visa","handle":null,"terms":{"productId":"3181","path":"iq-credit-union/share-secured-platinum-visa","name":"Share Secured Platinum Visa","officialName":"Share Secured Platinum Visa","aliases":[],"institutionId":"75166","institutionName":"Iq Credit Union","institutionHandle":"iq-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":true,"network":"visa","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":1099,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":1099,"purchaseRegularMaxBps":1099,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":1099,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":1099,"cashAdvanceRegularMaxBps":1099,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":"unknown","purchaseRateType":"variable","variableRateIndex":"prime","annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"unknown","cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":100,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":1099,"maxPurchaseAprBps":1099,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:31:16.309Z","sources":[{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"25aabcb904d912282f43dce727e2e5bc","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"},{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"25aabcb904d912282f43dce727e2e5bc","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"apr:cash_advance:regular:conditions"}],"purpose":"cash_advance","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":1099,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":1099,"maximumBpsNullReason":null,"indexName":"prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":" After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount. ","eligibilityConditionSources":[{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"25aabcb904d912282f43dce727e2e5bc","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"apr:cash_advance:regular:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"25aabcb904d912282f43dce727e2e5bc","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:31:16.309Z","sources":[{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"25aabcb904d912282f43dce727e2e5bc","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"apr:purchase:regular:all:0"},{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"25aabcb904d912282f43dce727e2e5bc","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"apr:purchase:regular:conditions"}],"purpose":"purchase","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":1099,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":1099,"maximumBpsNullReason":null,"indexName":"prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":" After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount. ","eligibilityConditionSources":[{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"25aabcb904d912282f43dce727e2e5bc","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"apr:purchase:regular:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"25aabcb904d912282f43dce727e2e5bc","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"apr:purchase:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-15T06:31:16.309Z","sources":[{"snapshotId":"51864","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-14T03:13:01.425Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/credit-cards","passageId":"00246c96f2eb32e9c817241d813aeaee","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:c90c7d423496fbc3e5f2694e6f8df76641f50d1db9bc80e726a9d8d8245d4313","recordFields":[],"fieldKey":"annual_fee"},{"snapshotId":"53403","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-14T15:05:49.167Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/personal-rates","passageId":"f004c59b8674a9d64735b1a0c27a2812","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:f367c28101c664bf75cab97693848c233f415753c55b93c91b99e19794f1c3f0","recordFields":[],"fieldKey":"annual_fee"},{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"25aabcb904d912282f43dce727e2e5bc","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":" After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount. "},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-15T06:31:16.309Z","sources":[{"snapshotId":"51864","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-14T03:13:01.425Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/credit-cards","passageId":"00246c96f2eb32e9c817241d813aeaee","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:c90c7d423496fbc3e5f2694e6f8df76641f50d1db9bc80e726a9d8d8245d4313","recordFields":[],"fieldKey":"fee:foreign_transaction:1"},{"snapshotId":"53403","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-14T15:05:49.167Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/personal-rates","passageId":"f004c59b8674a9d64735b1a0c27a2812","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:f367c28101c664bf75cab97693848c233f415753c55b93c91b99e19794f1c3f0","recordFields":[],"fieldKey":"fee:foreign_transaction:1"},{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"25aabcb904d912282f43dce727e2e5bc","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"fee:foreign_transaction:1"}],"feeType":"foreign_transaction","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_applicable","percentBps":100,"percentNullReason":null,"minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"percent_only","explanation":" After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount. "}],"cardTerms":null,"partialCardNetwork":{"network":"visa","sources":[{"snapshotId":"51864","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-14T03:13:01.425Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/credit-cards","passageId":"7d7ece922d12a672bd777d2f58f56254","pageNumber":null,"quote":"Share Secured Visa Platinum®","recordId":"official-issuer:page:url:c90c7d423496fbc3e5f2694e6f8df76641f50d1db9bc80e726a9d8d8245d4313","recordFields":[],"fieldKey":"network"},{"snapshotId":"53403","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-14T15:05:49.167Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/personal-rates","passageId":"874759e8d81875cda5b33ba83d8deaa9","pageNumber":null,"quote":"Share Secured Visa Platinum®","recordId":"official-issuer:page:url:f367c28101c664bf75cab97693848c233f415753c55b93c91b99e19794f1c3f0","recordFields":[],"fieldKey":"network"},{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"99549d702b55944fb1e645a6a6e899e8","pageNumber":null,"quote":"Share Secured Visa Platinum®","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"network"}]},"partialCardSecurity":{"secured":true,"sources":[{"snapshotId":"51864","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-14T03:13:01.425Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/credit-cards","passageId":"7d7ece922d12a672bd777d2f58f56254","pageNumber":null,"quote":"Share Secured Visa Platinum®","recordId":"official-issuer:page:url:c90c7d423496fbc3e5f2694e6f8df76641f50d1db9bc80e726a9d8d8245d4313","recordFields":[],"fieldKey":"secured"},{"snapshotId":"53403","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-14T15:05:49.167Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/personal-rates","passageId":"874759e8d81875cda5b33ba83d8deaa9","pageNumber":null,"quote":"Share Secured Visa Platinum®","recordId":"official-issuer:page:url:f367c28101c664bf75cab97693848c233f415753c55b93c91b99e19794f1c3f0","recordFields":[],"fieldKey":"secured"},{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"99549d702b55944fb1e645a6a6e899e8","pageNumber":null,"quote":"Share Secured Visa Platinum®","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"secured"}]},"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"cardWithholdings":[{"observationKind":"card_apr","fieldKey":"regular-apr","reason":"unparsed_value","detail":" After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount. ","sources":[{"snapshotId":"51864","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-14T03:13:01.425Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/credit-cards","passageId":"00246c96f2eb32e9c817241d813aeaee","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:c90c7d423496fbc3e5f2694e6f8df76641f50d1db9bc80e726a9d8d8245d4313","recordFields":[],"fieldKey":"withheld:card_apr:regular-apr"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"1997","offerKind":"standard","channel":null,"nameAsFiled":"Share Secured Platinum Visa","handle":null,"terms":{"productId":"3181","path":"iq-credit-union/share-secured-platinum-visa","name":"Share Secured Platinum Visa","officialName":"Share Secured Platinum Visa","aliases":[],"institutionId":"75166","institutionName":"Iq Credit Union","institutionHandle":"iq-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":true,"network":"visa","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":1099,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":1099,"purchaseRegularMaxBps":1099,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":1099,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":1099,"cashAdvanceRegularMaxBps":1099,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":"unknown","purchaseRateType":"variable","variableRateIndex":"prime","annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"unknown","cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":100,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":1099,"maxPurchaseAprBps":1099,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:31:16.309Z","sources":[{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"25aabcb904d912282f43dce727e2e5bc","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"},{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"25aabcb904d912282f43dce727e2e5bc","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"apr:cash_advance:regular:conditions"}],"purpose":"cash_advance","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":1099,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":1099,"maximumBpsNullReason":null,"indexName":"prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":" After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount. ","eligibilityConditionSources":[{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"25aabcb904d912282f43dce727e2e5bc","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"apr:cash_advance:regular:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"25aabcb904d912282f43dce727e2e5bc","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:31:16.309Z","sources":[{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"25aabcb904d912282f43dce727e2e5bc","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"apr:purchase:regular:all:0"},{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"25aabcb904d912282f43dce727e2e5bc","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"apr:purchase:regular:conditions"}],"purpose":"purchase","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":1099,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":1099,"maximumBpsNullReason":null,"indexName":"prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":" After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount. ","eligibilityConditionSources":[{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"25aabcb904d912282f43dce727e2e5bc","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"apr:purchase:regular:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"25aabcb904d912282f43dce727e2e5bc","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"apr:purchase:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-15T06:31:16.309Z","sources":[{"snapshotId":"51864","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-14T03:13:01.425Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/credit-cards","passageId":"00246c96f2eb32e9c817241d813aeaee","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:c90c7d423496fbc3e5f2694e6f8df76641f50d1db9bc80e726a9d8d8245d4313","recordFields":[],"fieldKey":"annual_fee"},{"snapshotId":"53403","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-14T15:05:49.167Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/personal-rates","passageId":"f004c59b8674a9d64735b1a0c27a2812","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:f367c28101c664bf75cab97693848c233f415753c55b93c91b99e19794f1c3f0","recordFields":[],"fieldKey":"annual_fee"},{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"25aabcb904d912282f43dce727e2e5bc","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":" After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount. "},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-15T06:31:16.309Z","sources":[{"snapshotId":"51864","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-14T03:13:01.425Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/credit-cards","passageId":"00246c96f2eb32e9c817241d813aeaee","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:c90c7d423496fbc3e5f2694e6f8df76641f50d1db9bc80e726a9d8d8245d4313","recordFields":[],"fieldKey":"fee:foreign_transaction:1"},{"snapshotId":"53403","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-14T15:05:49.167Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/personal-rates","passageId":"f004c59b8674a9d64735b1a0c27a2812","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:f367c28101c664bf75cab97693848c233f415753c55b93c91b99e19794f1c3f0","recordFields":[],"fieldKey":"fee:foreign_transaction:1"},{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"25aabcb904d912282f43dce727e2e5bc","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"fee:foreign_transaction:1"}],"feeType":"foreign_transaction","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_applicable","percentBps":100,"percentNullReason":null,"minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"percent_only","explanation":" After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount. "}],"cardTerms":null,"partialCardNetwork":{"network":"visa","sources":[{"snapshotId":"51864","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-14T03:13:01.425Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/credit-cards","passageId":"7d7ece922d12a672bd777d2f58f56254","pageNumber":null,"quote":"Share Secured Visa Platinum®","recordId":"official-issuer:page:url:c90c7d423496fbc3e5f2694e6f8df76641f50d1db9bc80e726a9d8d8245d4313","recordFields":[],"fieldKey":"network"},{"snapshotId":"53403","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-14T15:05:49.167Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/personal-rates","passageId":"874759e8d81875cda5b33ba83d8deaa9","pageNumber":null,"quote":"Share Secured Visa Platinum®","recordId":"official-issuer:page:url:f367c28101c664bf75cab97693848c233f415753c55b93c91b99e19794f1c3f0","recordFields":[],"fieldKey":"network"},{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"99549d702b55944fb1e645a6a6e899e8","pageNumber":null,"quote":"Share Secured Visa Platinum®","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"network"}]},"partialCardSecurity":{"secured":true,"sources":[{"snapshotId":"51864","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-14T03:13:01.425Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/credit-cards","passageId":"7d7ece922d12a672bd777d2f58f56254","pageNumber":null,"quote":"Share Secured Visa Platinum®","recordId":"official-issuer:page:url:c90c7d423496fbc3e5f2694e6f8df76641f50d1db9bc80e726a9d8d8245d4313","recordFields":[],"fieldKey":"secured"},{"snapshotId":"53403","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-14T15:05:49.167Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/personal-rates","passageId":"874759e8d81875cda5b33ba83d8deaa9","pageNumber":null,"quote":"Share Secured Visa Platinum®","recordId":"official-issuer:page:url:f367c28101c664bf75cab97693848c233f415753c55b93c91b99e19794f1c3f0","recordFields":[],"fieldKey":"secured"},{"snapshotId":"54899","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-15T06:31:16.309Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/legendary-lineup","passageId":"99549d702b55944fb1e645a6a6e899e8","pageNumber":null,"quote":"Share Secured Visa Platinum®","recordId":"official-issuer:page:url:8ae81d94ee62613936399035e8445e4caee0141d5281db576585ddc80b26196a","recordFields":[],"fieldKey":"secured"}]},"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"cardWithholdings":[{"observationKind":"card_apr","fieldKey":"regular-apr","reason":"unparsed_value","detail":" After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount. ","sources":[{"snapshotId":"51864","sourceKind":"official_issuer","publisherName":"IQ","capturedAt":"2026-10-14T03:13:01.425Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.iqcu.com/credit-cards","passageId":"00246c96f2eb32e9c817241d813aeaee","pageNumber":null,"quote":"After introductory period expires, Variable Annual Percentage Rate (APR) will be 10.99% for consumers. Rate current as of September 25, 2026. There is no annual fee for this credit card. Cash advance fee is $5 or 2% of the cash advance total (whichever is greater) and the foreign transaction fee is 1% of the US dollar amount.","recordId":"official-issuer:page:url:c90c7d423496fbc3e5f2694e6f8df76641f50d1db9bc80e726a9d8d8245d4313","recordFields":[],"fieldKey":"withheld:card_apr:regular-apr"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[{"snapshotId":"47485","path":"iq-credit-union/visa-platinum-and-visa-platinum-rewards-credit-card","title":"Visa Platinum and VISA Platinum Rewards Credit Card","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"Iq Credit Union","handle":"iq-credit-union"},"identityDeclarations":[{"passageId":"c5fa5ec86111788b3a1906e3384e5f66","pageNumber":1,"name":"Share Secured Platinum Visa"}]}]}}