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The Credit Boost Visa Advantage Card is a Secured credit card. Minimum opening balance is $500. 105% of the approved credit limit must be secured in the member’s share account at time of card opening. An annual review will be conducted twelve (12) months after card opening. If said review qualifies the member for an unsecured card, they will be eligible to graduate to …","recordId":"official-issuer:page:url:01682ac950be7e0180c70c080242c5c836b10c9c2a7d6a85ab8a8816efc060ce","recordFields":[],"fieldKey":"offer_requirement:pledged-shares"}],"requirementKey":"pledged-shares","routeType":"other","description":"APR=Annual Percentage Rate. The Credit Boost Visa Advantage Card is a Secured credit card. Minimum opening balance is $500. 105% of the approved credit limit must be secured in the member’s share account at time of card opening. An annual review will be conducted twelve (12) months after card opening. If said review qualifies the member for an unsecured card, they will be eligible to graduate to an unsecured Visa Advantage unless they choose to opt out. If the member does not opt-out conversion will be automatic, and the secured funds will be released. Refer to Credit Boost Visa Advantage Card Terms and Conditions for account details. Transaction fees include 3% of the transaction amount for cash advances."},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T06:16:22.969Z","sources":[{"snapshotId":"52210","sourceKind":"official_issuer","publisherName":"JOVIA FINANCIAL","capturedAt":"2026-10-14T06:16:22.969Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.jovia.org/personal-banking/credit","passageId":"dfbb2f9afc5b03518356211c50e1715e","pageNumber":null,"quote":"APR=Annual Percentage Rate. The Credit Boost Visa Advantage Card is a Secured credit card. 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If said review qualifies the member for an unsecured card, they will be eligible to graduate to an unsecured Visa Advantage unless they choose to opt out. If the member does not opt-out conversion will be automatic, and the secured funds will be released. Refer to Credit Boost Visa Advantage Card Terms and Conditions for account details. Transaction fees include 3% of the transaction amount for cash advances."},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T14:55:34.529Z","sources":[{"snapshotId":"53369","sourceKind":"official_issuer","publisherName":"JOVIA FINANCIAL","capturedAt":"2026-10-14T14:55:34.529Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.jovia.org/personal-banking/credit/secured-visa-advantage","passageId":"8b8797e757db7ab4ba74bd88a3d7368f","pageNumber":null,"quote":"APR=Annual Percentage Rate. The Credit Boost Visa® Advantage Card is a Secured credit card. Minimum opening balance is $500. 105% of the approved credit limit must be secured in the member’s share account at time of card opening. An annual review will be conducted twelve (12) months after card opening. If said review qualifies the member for an unsecured card, they will be eligible to graduate to…","recordId":"official-issuer:page:url:2e836626fdc44150bfbd4c046e10a45a51d1da7fec5e6cd1809479899e01227e","recordFields":[],"fieldKey":"offer_requirement:requirement-403"}],"requirementKey":"requirement-403","routeType":"other","description":"APR=Annual Percentage Rate. The Credit Boost Visa® Advantage Card is a Secured credit card. Minimum opening balance is $500. 105% of the approved credit limit must be secured in the member’s share account at time of card opening. An annual review will be conducted twelve (12) months after card opening. If said review qualifies the member for an unsecured card, they will be eligible to graduate to an unsecured Visa Advantage unless they choose to opt out. If the member does not opt-out conversion will be automatic, and the secured funds will be released. 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