{"data":{"path":"keen-bank/home-equity-line-of-credit","artwork":null,"name":"Home Equity Line of Credit","officialName":"Home Equity Line of Credit","type":"home_equity_line_of_credit","audience":"consumer","lifecycleStatus":"active","owner":{"name":"Keen Bank","handle":"keen-bank"},"institution":{"name":"Keen Bank","handle":"keen-bank"},"actualIssuerName":null,"standardOffer":{"id":"1014","offerKind":"standard","channel":null,"nameAsFiled":"Home Equity Line of Credit","handle":null,"terms":{"productId":"2198","path":"keen-bank/home-equity-line-of-credit","name":"Home Equity Line of Credit","officialName":"Home Equity Line of Credit","aliases":[],"institutionId":"69418","institutionName":"Keen Bank","institutionHandle":"keen-bank","issuerName":null,"productType":"home_equity_line_of_credit","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"balanceTransferTerms":[],"loanTerms":{"effectiveFrom":"2026-10-05","effectiveTo":null,"lastObservedAt":"2026-10-05T15:52:49.550Z","sources":[{"snapshotId":"45473","sourceKind":"official_issuer","publisherName":"Keen Bank, National Association","capturedAt":"2026-10-05T15:52:49.550Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://keen.bank/personal/home-equity","passageId":"08af25fb0ef20874b58314671cb28780","pageNumber":null,"quote":"A Home Equity Line of Credit from Keen Bank can provide quick access to cash for not only those small home improvements or planned renovation, but for those unexpected expenses—serving as a safety net or emergency fund that is available to you, ongoing as you need it. You determine the amount you need and when you need it, and only pay interest on that amount through monthly payments at a competi…","recordId":"official-issuer:page:url:021bc38540c5417e918fae5004b4629c77edcdb59a672b2d1de6e5b6c34a5d3d","recordFields":[],"fieldKey":"loan_access"}],"currencyCode":"USD","minimumAmountCents":null,"minimumAmountNullReason":"not_parsed","maximumAmountCents":null,"maximumAmountNullReason":"not_parsed","minimumTermMonths":null,"minimumTermNullReason":"not_parsed","maximumTermMonths":null,"maximumTermNullReason":"not_parsed","collateralType":null,"collateralTypeNullReason":"not_parsed","maximumLoanToValueBps":null,"maximumLoanToValueNullReason":"not_parsed","drawPeriodMonths":null,"drawPeriodNullReason":"not_parsed","repaymentPeriodMonths":null,"repaymentPeriodNullReason":"not_parsed","prepaymentPenalty":null,"prepaymentPenaltyNullReason":"not_parsed","rateFloorBps":null,"rateFloorNullReason":"not_parsed","rateCapBps":null,"rateCapNullReason":"not_parsed"},"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[{"fieldKey":"loan_access","reason":"unparsed_value","detail":"A Home Equity Line of Credit from Keen Bank can provide quick access to cash for not only those small home improvements or planned renovation, but for those unexpected expenses—serving as a safety net or emergency fund that is available to you, ongoing as you need it. You determine the amount you need and when you need it, and only pay interest on that amount through monthly payments at a competitive rate that in most cases, is lower than a credit card.\nYour home's equity could open new doors. The advantage of owning a home is equity—the difference between your home’s market value and the amount you owe. Equity gives homeowners the flexibility to leverage their home and borrow money.\nThe amount you can borrow is largely determined by taking your home's appraised or fair market value and subtracting the balances of any outstanding mortgages and liens on the property. Our experienced team of lenders are available to answer any questions and develop a repayment schedule for a specific period of time. \nLet’s open the door to your best life. Speak to a Keen Bank mortgage lender today to determine if a home equity loan or home equity line of credit is right for you.","sources":[{"snapshotId":"45473","sourceKind":"official_issuer","publisherName":"Keen Bank, National Association","capturedAt":"2026-10-05T15:52:49.550Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://keen.bank/personal/home-equity","passageId":"08af25fb0ef20874b58314671cb28780","pageNumber":null,"quote":"A Home Equity Line of Credit from Keen Bank can provide quick access to cash for not only those small home improvements or planned renovation, but for those unexpected expenses—serving as a safety net or emergency fund that is available to you, ongoing as you need it. You determine the amount you need and when you need it, and only pay interest on that amount through monthly payments at a competi…","recordId":"official-issuer:page:url:021bc38540c5417e918fae5004b4629c77edcdb59a672b2d1de6e5b6c34a5d3d","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"45473","sourceKind":"official_issuer","publisherName":"Keen Bank, National Association","capturedAt":"2026-10-05T15:52:49.550Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://keen.bank/personal/home-equity","passageId":"63aa4400c96baedf22d63803bc90174e","pageNumber":null,"quote":"Your home's equity could open new doors. The advantage of owning a home is equity—the difference between your home’s market value and the amount you owe. Equity gives homeowners the flexibility to leverage their home and borrow money.","recordId":"official-issuer:page:url:021bc38540c5417e918fae5004b4629c77edcdb59a672b2d1de6e5b6c34a5d3d","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"45473","sourceKind":"official_issuer","publisherName":"Keen Bank, National Association","capturedAt":"2026-10-05T15:52:49.550Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://keen.bank/personal/home-equity","passageId":"5b29d32b683ff1e2c633c0aea455f034","pageNumber":null,"quote":"The amount you can borrow is largely determined by taking your home's appraised or fair market value and subtracting the balances of any outstanding mortgages and liens on the property. Our experienced team of lenders are available to answer any questions and develop a repayment schedule for a specific period of time.","recordId":"official-issuer:page:url:021bc38540c5417e918fae5004b4629c77edcdb59a672b2d1de6e5b6c34a5d3d","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"45473","sourceKind":"official_issuer","publisherName":"Keen Bank, National Association","capturedAt":"2026-10-05T15:52:49.550Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://keen.bank/personal/home-equity","passageId":"e9d8f7c84a992c0fb81823f989c9f8e3","pageNumber":null,"quote":"Let’s open the door to your best life. Speak to a Keen Bank mortgage lender today to determine if a home equity loan or home equity line of credit is right for you.","recordId":"official-issuer:page:url:021bc38540c5417e918fae5004b4629c77edcdb59a672b2d1de6e5b6c34a5d3d","recordFields":[],"fieldKey":"loan_access"}]}]},"offers":[{"id":"1014","offerKind":"standard","channel":null,"nameAsFiled":"Home Equity Line of Credit","handle":null,"terms":{"productId":"2198","path":"keen-bank/home-equity-line-of-credit","name":"Home Equity Line of Credit","officialName":"Home Equity Line of Credit","aliases":[],"institutionId":"69418","institutionName":"Keen Bank","institutionHandle":"keen-bank","issuerName":null,"productType":"home_equity_line_of_credit","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"balanceTransferTerms":[],"loanTerms":{"effectiveFrom":"2026-10-05","effectiveTo":null,"lastObservedAt":"2026-10-05T15:52:49.550Z","sources":[{"snapshotId":"45473","sourceKind":"official_issuer","publisherName":"Keen Bank, National Association","capturedAt":"2026-10-05T15:52:49.550Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://keen.bank/personal/home-equity","passageId":"08af25fb0ef20874b58314671cb28780","pageNumber":null,"quote":"A Home Equity Line of Credit from Keen Bank can provide quick access to cash for not only those small home improvements or planned renovation, but for those unexpected expenses—serving as a safety net or emergency fund that is available to you, ongoing as you need it. You determine the amount you need and when you need it, and only pay interest on that amount through monthly payments at a competi…","recordId":"official-issuer:page:url:021bc38540c5417e918fae5004b4629c77edcdb59a672b2d1de6e5b6c34a5d3d","recordFields":[],"fieldKey":"loan_access"}],"currencyCode":"USD","minimumAmountCents":null,"minimumAmountNullReason":"not_parsed","maximumAmountCents":null,"maximumAmountNullReason":"not_parsed","minimumTermMonths":null,"minimumTermNullReason":"not_parsed","maximumTermMonths":null,"maximumTermNullReason":"not_parsed","collateralType":null,"collateralTypeNullReason":"not_parsed","maximumLoanToValueBps":null,"maximumLoanToValueNullReason":"not_parsed","drawPeriodMonths":null,"drawPeriodNullReason":"not_parsed","repaymentPeriodMonths":null,"repaymentPeriodNullReason":"not_parsed","prepaymentPenalty":null,"prepaymentPenaltyNullReason":"not_parsed","rateFloorBps":null,"rateFloorNullReason":"not_parsed","rateCapBps":null,"rateCapNullReason":"not_parsed"},"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[{"fieldKey":"loan_access","reason":"unparsed_value","detail":"A Home Equity Line of Credit from Keen Bank can provide quick access to cash for not only those small home improvements or planned renovation, but for those unexpected expenses—serving as a safety net or emergency fund that is available to you, ongoing as you need it. You determine the amount you need and when you need it, and only pay interest on that amount through monthly payments at a competitive rate that in most cases, is lower than a credit card.\nYour home's equity could open new doors. The advantage of owning a home is equity—the difference between your home’s market value and the amount you owe. Equity gives homeowners the flexibility to leverage their home and borrow money.\nThe amount you can borrow is largely determined by taking your home's appraised or fair market value and subtracting the balances of any outstanding mortgages and liens on the property. Our experienced team of lenders are available to answer any questions and develop a repayment schedule for a specific period of time. \nLet’s open the door to your best life. Speak to a Keen Bank mortgage lender today to determine if a home equity loan or home equity line of credit is right for you.","sources":[{"snapshotId":"45473","sourceKind":"official_issuer","publisherName":"Keen Bank, National Association","capturedAt":"2026-10-05T15:52:49.550Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://keen.bank/personal/home-equity","passageId":"08af25fb0ef20874b58314671cb28780","pageNumber":null,"quote":"A Home Equity Line of Credit from Keen Bank can provide quick access to cash for not only those small home improvements or planned renovation, but for those unexpected expenses—serving as a safety net or emergency fund that is available to you, ongoing as you need it. You determine the amount you need and when you need it, and only pay interest on that amount through monthly payments at a competi…","recordId":"official-issuer:page:url:021bc38540c5417e918fae5004b4629c77edcdb59a672b2d1de6e5b6c34a5d3d","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"45473","sourceKind":"official_issuer","publisherName":"Keen Bank, National Association","capturedAt":"2026-10-05T15:52:49.550Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://keen.bank/personal/home-equity","passageId":"63aa4400c96baedf22d63803bc90174e","pageNumber":null,"quote":"Your home's equity could open new doors. The advantage of owning a home is equity—the difference between your home’s market value and the amount you owe. Equity gives homeowners the flexibility to leverage their home and borrow money.","recordId":"official-issuer:page:url:021bc38540c5417e918fae5004b4629c77edcdb59a672b2d1de6e5b6c34a5d3d","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"45473","sourceKind":"official_issuer","publisherName":"Keen Bank, National Association","capturedAt":"2026-10-05T15:52:49.550Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://keen.bank/personal/home-equity","passageId":"5b29d32b683ff1e2c633c0aea455f034","pageNumber":null,"quote":"The amount you can borrow is largely determined by taking your home's appraised or fair market value and subtracting the balances of any outstanding mortgages and liens on the property. Our experienced team of lenders are available to answer any questions and develop a repayment schedule for a specific period of time.","recordId":"official-issuer:page:url:021bc38540c5417e918fae5004b4629c77edcdb59a672b2d1de6e5b6c34a5d3d","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"45473","sourceKind":"official_issuer","publisherName":"Keen Bank, National Association","capturedAt":"2026-10-05T15:52:49.550Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://keen.bank/personal/home-equity","passageId":"e9d8f7c84a992c0fb81823f989c9f8e3","pageNumber":null,"quote":"Let’s open the door to your best life. Speak to a Keen Bank mortgage lender today to determine if a home equity loan or home equity line of credit is right for you.","recordId":"official-issuer:page:url:021bc38540c5417e918fae5004b4629c77edcdb59a672b2d1de6e5b6c34a5d3d","recordFields":[],"fieldKey":"loan_access"}]}]}],"documents":[]}}