{"data":{"path":"michigan-schools-and-government-credit-union/youth-classic-visa-credit-card","artwork":null,"name":"Youth Classic Visa Credit Card","officialName":"Youth Classic Visa Credit Card","type":"credit_card","audience":"consumer","lifecycleStatus":"active","owner":{"name":"Michigan Schools and Government Credit Union","handle":"michigan-schools-and-government-credit-union"},"institution":{"name":"Michigan Schools and Government Credit Union","handle":"michigan-schools-and-government-credit-union"},"actualIssuerName":null,"standardOffer":{"id":"2835","offerKind":"standard","channel":null,"nameAsFiled":"Youth Classic Visa Credit Card","handle":null,"terms":{"productId":"4019","path":"michigan-schools-and-government-credit-union/youth-classic-visa-credit-card","name":"Youth Classic Visa Credit Card","officialName":"Youth Classic Visa Credit Card","aliases":[],"institutionId":"75432","institutionName":"Michigan Schools and Government Credit Union","institutionHandle":"michigan-schools-and-government-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"visa","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":"unknown","purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"unknown","cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":100,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T01:58:24.226Z","sources":[{"snapshotId":"51714","sourceKind":"official_issuer","publisherName":"MICHIGAN SCHOOLS AND GOVERNMENT","capturedAt":"2026-10-14T01:58:24.226Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.msgcu.org/visa-credit-card","passageId":"26e2a5b19e918febbd1661b087b3f679","pageNumber":null,"quote":"None","recordId":"official-issuer:page:url:b64d5a6309b1754c1acc91476e52c646a0b8e6272bcf2afd3dc6d567bc2ab3d0","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":" None"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T01:58:24.226Z","sources":[{"snapshotId":"51714","sourceKind":"official_issuer","publisherName":"MICHIGAN SCHOOLS AND GOVERNMENT","capturedAt":"2026-10-14T01:58:24.226Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.msgcu.org/visa-credit-card","passageId":"edb8491998a7074c6737c31c7dadd047","pageNumber":null,"quote":"*Annual Percentage Rate. The MSGCU Rewards Visa APR is variable based on prime. Credit subject to approval. Normal credit standards apply. A 1% fee (in U.S. dollars) on foreign purchases applies. See MSGCU Representative for details.","recordId":"official-issuer:page:url:b64d5a6309b1754c1acc91476e52c646a0b8e6272bcf2afd3dc6d567bc2ab3d0","recordFields":[],"fieldKey":"fee:foreign_transaction:1"}],"feeType":"foreign_transaction","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_applicable","percentBps":100,"percentNullReason":null,"minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"percent_only","explanation":"*Annual Percentage Rate. The MSGCU Rewards Visa APR is variable based on prime. Credit subject to approval. Normal credit standards apply. A 1% fee (in U.S. dollars) on foreign purchases applies. See MSGCU Representative for details. "}],"cardTerms":null,"partialCardNetwork":{"network":"visa","sources":[{"snapshotId":"51714","sourceKind":"official_issuer","publisherName":"MICHIGAN SCHOOLS AND GOVERNMENT","capturedAt":"2026-10-14T01:58:24.226Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.msgcu.org/visa-credit-card","passageId":"a49ec0392df0b9556263f8ec36c33729","pageNumber":null,"quote":"Youth Classic Visa Credit Card","recordId":"official-issuer:page:url:b64d5a6309b1754c1acc91476e52c646a0b8e6272bcf2afd3dc6d567bc2ab3d0","recordFields":[],"fieldKey":"network"}]},"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T01:58:24.226Z","sources":[{"snapshotId":"51714","sourceKind":"official_issuer","publisherName":"MICHIGAN SCHOOLS AND GOVERNMENT","capturedAt":"2026-10-14T01:58:24.226Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.msgcu.org/visa-credit-card","passageId":"97642b1b965872ef3caed4b3f8144a37","pageNumber":null,"quote":"Contact us to apply","recordId":"official-issuer:page:url:b64d5a6309b1754c1acc91476e52c646a0b8e6272bcf2afd3dc6d567bc2ab3d0","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application","linkKind":"application","url":"https://www.msgcu.org/contact-msgcu","label":"Contact us to apply"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T01:58:24.226Z","sources":[{"snapshotId":"51714","sourceKind":"official_issuer","publisherName":"MICHIGAN SCHOOLS AND GOVERNMENT","capturedAt":"2026-10-14T01:58:24.226Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.msgcu.org/visa-credit-card","passageId":"3253926a8e1b72f019de18bf8d950a14","pageNumber":null,"quote":"Review complete rates and terms","recordId":"official-issuer:page:url:b64d5a6309b1754c1acc91476e52c646a0b8e6272bcf2afd3dc6d567bc2ab3d0","recordFields":[],"fieldKey":"card_link"}],"linkKey":"disclosure","linkKind":"disclosure","url":"https://www.msgcu.org/files/msgcu17/1/file/Disclosures/VISA-Credit-Card-Disclosure.pdf","label":"Review complete rates and terms"}],"cardWithholdings":[{"observationKind":"card_apr","fieldKey":"standard-apr","reason":"unparsed_value","detail":"APR is retained verbatim but not materialized: the supplied snapshot has no capture timestamp and the source date is not a literal ISO date supported by the APR qualifier.","sources":[{"snapshotId":"51714","sourceKind":"official_issuer","publisherName":"MICHIGAN SCHOOLS AND GOVERNMENT","capturedAt":"2026-10-14T01:58:24.226Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.msgcu.org/visa-credit-card","passageId":"a62e75a553766e8310dc95e7bc015c13","pageNumber":null,"quote":"12.75%","recordId":"official-issuer:page:url:b64d5a6309b1754c1acc91476e52c646a0b8e6272bcf2afd3dc6d567bc2ab3d0","recordFields":[],"fieldKey":"withheld:card_apr:standard-apr"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"2835","offerKind":"standard","channel":null,"nameAsFiled":"Youth Classic Visa Credit Card","handle":null,"terms":{"productId":"4019","path":"michigan-schools-and-government-credit-union/youth-classic-visa-credit-card","name":"Youth Classic Visa Credit Card","officialName":"Youth Classic Visa Credit Card","aliases":[],"institutionId":"75432","institutionName":"Michigan Schools and Government Credit Union","institutionHandle":"michigan-schools-and-government-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"visa","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":"unknown","purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"unknown","cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":100,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T01:58:24.226Z","sources":[{"snapshotId":"51714","sourceKind":"official_issuer","publisherName":"MICHIGAN SCHOOLS AND GOVERNMENT","capturedAt":"2026-10-14T01:58:24.226Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.msgcu.org/visa-credit-card","passageId":"26e2a5b19e918febbd1661b087b3f679","pageNumber":null,"quote":"None","recordId":"official-issuer:page:url:b64d5a6309b1754c1acc91476e52c646a0b8e6272bcf2afd3dc6d567bc2ab3d0","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":" None"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T01:58:24.226Z","sources":[{"snapshotId":"51714","sourceKind":"official_issuer","publisherName":"MICHIGAN SCHOOLS AND GOVERNMENT","capturedAt":"2026-10-14T01:58:24.226Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.msgcu.org/visa-credit-card","passageId":"edb8491998a7074c6737c31c7dadd047","pageNumber":null,"quote":"*Annual Percentage Rate. The MSGCU Rewards Visa APR is variable based on prime. Credit subject to approval. Normal credit standards apply. A 1% fee (in U.S. dollars) on foreign purchases applies. See MSGCU Representative for details.","recordId":"official-issuer:page:url:b64d5a6309b1754c1acc91476e52c646a0b8e6272bcf2afd3dc6d567bc2ab3d0","recordFields":[],"fieldKey":"fee:foreign_transaction:1"}],"feeType":"foreign_transaction","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_applicable","percentBps":100,"percentNullReason":null,"minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"percent_only","explanation":"*Annual Percentage Rate. The MSGCU Rewards Visa APR is variable based on prime. Credit subject to approval. Normal credit standards apply. A 1% fee (in U.S. dollars) on foreign purchases applies. See MSGCU Representative for details. "}],"cardTerms":null,"partialCardNetwork":{"network":"visa","sources":[{"snapshotId":"51714","sourceKind":"official_issuer","publisherName":"MICHIGAN SCHOOLS AND GOVERNMENT","capturedAt":"2026-10-14T01:58:24.226Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.msgcu.org/visa-credit-card","passageId":"a49ec0392df0b9556263f8ec36c33729","pageNumber":null,"quote":"Youth Classic Visa Credit Card","recordId":"official-issuer:page:url:b64d5a6309b1754c1acc91476e52c646a0b8e6272bcf2afd3dc6d567bc2ab3d0","recordFields":[],"fieldKey":"network"}]},"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T01:58:24.226Z","sources":[{"snapshotId":"51714","sourceKind":"official_issuer","publisherName":"MICHIGAN SCHOOLS AND GOVERNMENT","capturedAt":"2026-10-14T01:58:24.226Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.msgcu.org/visa-credit-card","passageId":"97642b1b965872ef3caed4b3f8144a37","pageNumber":null,"quote":"Contact us to apply","recordId":"official-issuer:page:url:b64d5a6309b1754c1acc91476e52c646a0b8e6272bcf2afd3dc6d567bc2ab3d0","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application","linkKind":"application","url":"https://www.msgcu.org/contact-msgcu","label":"Contact us to apply"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T01:58:24.226Z","sources":[{"snapshotId":"51714","sourceKind":"official_issuer","publisherName":"MICHIGAN SCHOOLS AND GOVERNMENT","capturedAt":"2026-10-14T01:58:24.226Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.msgcu.org/visa-credit-card","passageId":"3253926a8e1b72f019de18bf8d950a14","pageNumber":null,"quote":"Review complete rates and terms","recordId":"official-issuer:page:url:b64d5a6309b1754c1acc91476e52c646a0b8e6272bcf2afd3dc6d567bc2ab3d0","recordFields":[],"fieldKey":"card_link"}],"linkKey":"disclosure","linkKind":"disclosure","url":"https://www.msgcu.org/files/msgcu17/1/file/Disclosures/VISA-Credit-Card-Disclosure.pdf","label":"Review complete rates and terms"}],"cardWithholdings":[{"observationKind":"card_apr","fieldKey":"standard-apr","reason":"unparsed_value","detail":"APR is retained verbatim but not materialized: the supplied snapshot has no capture timestamp and the source date is not a literal ISO date supported by the APR qualifier.","sources":[{"snapshotId":"51714","sourceKind":"official_issuer","publisherName":"MICHIGAN SCHOOLS AND GOVERNMENT","capturedAt":"2026-10-14T01:58:24.226Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.msgcu.org/visa-credit-card","passageId":"a62e75a553766e8310dc95e7bc015c13","pageNumber":null,"quote":"12.75%","recordId":"official-issuer:page:url:b64d5a6309b1754c1acc91476e52c646a0b8e6272bcf2afd3dc6d567bc2ab3d0","recordFields":[],"fieldKey":"withheld:card_apr:standard-apr"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}