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Subject to credit approval. "},{"effectiveFrom":"2026-10-02","effectiveTo":null,"lastObservedAt":"2026-10-02T10:12:13.927Z","sources":[{"snapshotId":"33527","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T10:12:13.927Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/business-and-commercial/card-solutions/credit/secured","passageId":"246217c25ffa1591333a83a2c8ea26e5","pageNumber":null,"quote":"The MidFirst Business Secured Credit Card APR for purchases and balance transfers will be 21.49% APR and will vary based on the prime rate (up to 24.99%). The APR for cash advances will vary based on the prime rate (up to 24.99% APR). The APR for penalty rates will vary based on your creditworthiness (up to 24.99% APR). 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Subject to credit approval. "},{"effectiveFrom":"2026-10-02","effectiveTo":null,"lastObservedAt":"2026-10-02T15:08:56.859Z","sources":[{"snapshotId":"33541","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T15:08:56.859Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/getContentAsset/3274f18d-9eb7-4a5c-b08b-22d565e14f12/e40d38ea-c2b0-4401-8ee6-14e2652bb813/SecuredBusinessApplicationDisclosure.pdf?language=en","passageId":"97c3ae7cc7ee45d51f1f92a11ed2dab4","pageNumber":1,"quote":"Up to $35 Up to $35","recordId":null,"recordFields":[],"fieldKey":"fee:late_payment:1"}],"feeType":"late_payment","feeFrequency":"event_based","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":3500,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"Up to $35; this is a maximum, not an exact charge."},{"effectiveFrom":"2026-10-02","effectiveTo":null,"lastObservedAt":"2026-10-02T15:08:56.859Z","sources":[{"snapshotId":"33541","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T15:08:56.859Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/getContentAsset/3274f18d-9eb7-4a5c-b08b-22d565e14f12/e40d38ea-c2b0-4401-8ee6-14e2652bb813/SecuredBusinessApplicationDisclosure.pdf?language=en","passageId":"9fd30b807b0b8337f1316903a33b9fac","pageNumber":1,"quote":"Up to $35 Up to $35","recordId":null,"recordFields":[],"fieldKey":"fee:returned_payment:1"}],"feeType":"returned_payment","feeFrequency":"event_based","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":3500,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"Up to $35; this is a maximum, not an exact charge."}],"cardTerms":{"effectiveFrom":"2026-10-02","effectiveTo":null,"lastObservedAt":"2026-10-02T10:12:13.927Z","sources":[{"snapshotId":"33527","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T10:12:13.927Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/business-and-commercial/card-solutions/credit/secured","passageId":"1ea387efef3b732f13499fe236dbcc74","pageNumber":null,"quote":"$35 annual fee*","recordId":"official-issuer:page:url:b7ed0f9f1517224dd75bd06ec3863ec44bb42542a4c333f080c0d6c8d1ad68a9","recordFields":[],"fieldKey":"annual_fee"},{"snapshotId":"33527","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T10:12:13.927Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/business-and-commercial/card-solutions/credit/secured","passageId":"6b039094eff7280f31757818e1eebf1e","pageNumber":null,"quote":"MidFirst Bank Business Secured Credit Card","recordId":"official-issuer:page:url:b7ed0f9f1517224dd75bd06ec3863ec44bb42542a4c333f080c0d6c8d1ad68a9","recordFields":[],"fieldKey":"consumer_website"},{"snapshotId":"33527","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T10:12:13.927Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/business-and-commercial/card-solutions/credit/secured","passageId":"246217c25ffa1591333a83a2c8ea26e5","pageNumber":null,"quote":"The MidFirst Business Secured Credit Card APR for purchases and balance transfers will be 21.49% APR and will vary based on the prime rate (up to 24.99%). 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No online application submission is inferred.","sources":[{"snapshotId":"33527","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T10:12:13.927Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/business-and-commercial/card-solutions/credit/secured","passageId":"2b76b1b090be3a1e17074a34c02d2abe","pageNumber":null,"quote":"to submit an application.","recordId":"official-issuer:page:url:b7ed0f9f1517224dd75bd06ec3863ec44bb42542a4c333f080c0d6c8d1ad68a9","recordFields":[],"fieldKey":"withheld:card_offer:branch-application-submission"}]},{"observationKind":"card_offer","fieldKey":"online-account-features","reason":"unparsed_value","detail":"The source describes account access, payments, alerts and statements without an inferred price, reward or application.","sources":[{"snapshotId":"33527","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T10:12:13.927Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/business-and-commercial/card-solutions/credit/secured","passageId":"750e15bb4b9dc46f773c1e2af647f292","pageNumber":null,"quote":"Utilize online account access to view transaction activity and history, pay your company's credit card bill, set up alerts, view prior statements electronically and more.","recordId":"official-issuer:page:url:b7ed0f9f1517224dd75bd06ec3863ec44bb42542a4c333f080c0d6c8d1ad68a9","recordFields":[],"fieldKey":"withheld:card_offer:online-account-features"}]},{"observationKind":"card_offer","fieldKey":"visa-policy-reference","reason":"unparsed_value","detail":"The source cites Visa’s Zero Liability Policy. A policy reference alone supplies no selected network, insurance payout or uncaptured policy terms.","sources":[{"snapshotId":"33527","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T10:12:13.927Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/business-and-commercial/card-solutions/credit/secured","passageId":"8742daebc72470a6ae6e539020ec72e8","pageNumber":null,"quote":"Your company is protected from unauthorized purchases with Visa's Zero Liability Policy.*","recordId":"official-issuer:page:url:b7ed0f9f1517224dd75bd06ec3863ec44bb42542a4c333f080c0d6c8d1ad68a9","recordFields":[],"fieldKey":"withheld:card_offer:visa-policy-reference"}]},{"observationKind":"card_offer","fieldKey":"secured-credit-limits","reason":"unparsed_value","detail":"The source’s $1,000–$50,000 credit-limit range remains an exact quoted detail; no security-deposit amount or approval is inferred.","sources":[{"snapshotId":"33527","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T10:12:13.927Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/business-and-commercial/card-solutions/credit/secured","passageId":"34a964b953b4775d897e5319c852fc6f","pageNumber":null,"quote":"Credit limits available from $1,000 to $50,000","recordId":"official-issuer:page:url:b7ed0f9f1517224dd75bd06ec3863ec44bb42542a4c333f080c0d6c8d1ad68a9","recordFields":[],"fieldKey":"withheld:card_offer:secured-credit-limits"}]},{"observationKind":"card_offer","fieldKey":"disclosure:text-4","reason":"unparsed_value","detail":"Read this quoted condition alongside the rates and fees; it includes additional limitations and responsibilities.","sources":[{"snapshotId":"33541","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T15:08:56.859Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/getContentAsset/3274f18d-9eb7-4a5c-b08b-22d565e14f12/e40d38ea-c2b0-4401-8ee6-14e2652bb813/SecuredBusinessApplicationDisclosure.pdf?language=en","passageId":"40584a22c9c25d41c76397a75306c817","pageNumber":2,"quote":"How We Will Calculate Your Balance:We use a method called\"average daily balance (including new purchases).","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:text-4","qualifications":[{"nodeIdentity":"#/texts/1","pageNumber":1,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/3","pageNumber":2,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/20","pageNumber":3,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/28","pageNumber":3,"quote":"Cards are issued by MidFirst Bank."}]}]},{"observationKind":"card_offer","fieldKey":"disclosure:text-5","reason":"unparsed_value","detail":"Read this quoted condition alongside the rates and fees; it includes additional limitations and responsibilities.","sources":[{"snapshotId":"33541","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T15:08:56.859Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/getContentAsset/3274f18d-9eb7-4a5c-b08b-22d565e14f12/e40d38ea-c2b0-4401-8ee6-14e2652bb813/SecuredBusinessApplicationDisclosure.pdf?language=en","passageId":"2aacf8acfd1a209c5cdbbe98f2b23e2c","pageNumber":2,"quote":"Security Interest: This is an application for a secured credit card account. If your application is approved, as a condition for opening the secured credit card account. you agree to provide MidFirst Bank (MidFirst\") with funds that will be used to open a deposit account and to grant MidFirst a security interest in the account, which will serve as collateral for your credit card obligations to us…","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:text-5","qualifications":[{"nodeIdentity":"#/texts/1","pageNumber":1,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/3","pageNumber":2,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/20","pageNumber":3,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/28","pageNumber":3,"quote":"Cards are issued by MidFirst Bank."}]}]},{"observationKind":"card_offer","fieldKey":"disclosure:text-9","reason":"unparsed_value","detail":"Read this quoted condition alongside the rates and fees; it includes additional limitations and responsibilities.","sources":[{"snapshotId":"33541","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T15:08:56.859Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/getContentAsset/3274f18d-9eb7-4a5c-b08b-22d565e14f12/e40d38ea-c2b0-4401-8ee6-14e2652bb813/SecuredBusinessApplicationDisclosure.pdf?language=en","passageId":"287320ba39ee04a77f900f328323109b","pageNumber":2,"quote":"APR for Cash Equivalent Transactions: Cash Equivalent Transactions will be treated as Cash Advances for all purposes of your account, including the APR that applies to such transactions. Cash Equivalent Transactions will be charged a fee as indicated in the Fees table in this document. Cash Equivalent Transactions are those transactions performed using a merchant or service provider that VISA or …","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:text-9","qualifications":[{"nodeIdentity":"#/texts/1","pageNumber":1,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/3","pageNumber":2,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/20","pageNumber":3,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/28","pageNumber":3,"quote":"Cards are issued by MidFirst Bank."}]}]},{"observationKind":"card_offer","fieldKey":"disclosure:text-10","reason":"unparsed_value","detail":"Read this quoted condition alongside the rates and fees; it includes additional limitations and responsibilities.","sources":[{"snapshotId":"33541","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T15:08:56.859Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/getContentAsset/3274f18d-9eb7-4a5c-b08b-22d565e14f12/e40d38ea-c2b0-4401-8ee6-14e2652bb813/SecuredBusinessApplicationDisclosure.pdf?language=en","passageId":"c7c68ebbe5ac74f396bc3dc4220246b3","pageNumber":2,"quote":"Penalty APR: We may increase Annual Percentage Rates on all balances and transactions if you: (1) fail to make a minimum payment to us when due; (2) exceed your credit limit with us; or (3) make a payment to us that is returned (dishonored) for any reason. The amount of an APR increase may be based on how you have handled your account with us and current and historical information regarding your …","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:text-10","qualifications":[{"nodeIdentity":"#/texts/1","pageNumber":1,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/3","pageNumber":2,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/20","pageNumber":3,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/28","pageNumber":3,"quote":"Cards are issued by MidFirst Bank."}]}]},{"observationKind":"card_offer","fieldKey":"disclosure:text-11","reason":"unparsed_value","detail":"Read this quoted condition alongside the rates and fees; it includes additional limitations and responsibilities.","sources":[{"snapshotId":"33541","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T15:08:56.859Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/getContentAsset/3274f18d-9eb7-4a5c-b08b-22d565e14f12/e40d38ea-c2b0-4401-8ee6-14e2652bb813/SecuredBusinessApplicationDisclosure.pdf?language=en","passageId":"2220085813c296f77cc285ee5ff4f815","pageNumber":2,"quote":"IMPORTANT NOTICE REGARDING CHANGES IN TERMS. Subject to applicable law, we reserve the right to unilaterally change the APRs, fees and other terms at any time, including after your account is closed. If we make changes, we will send you all notices required by law. You understand that the terms of your account, including APRs, are subject to change. 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OCR garbles the final grace-period wording; no typed absence of a transfer grace period is inferred.","sources":[{"snapshotId":"33541","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T15:08:56.859Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/getContentAsset/3274f18d-9eb7-4a5c-b08b-22d565e14f12/e40d38ea-c2b0-4401-8ee6-14e2652bb813/SecuredBusinessApplicationDisclosure.pdf?language=en","passageId":"342ec2027e297cd575f4b8fd8543f74e","pageNumber":2,"quote":"BALANCE TRANSFERS: We may permit you to transfer balances from other credit card companies or financial institutions (Other Accounts\") to your account if you are approved. All Balance Transfer requests are subject to our approval; we are not liable if we do not accept a requested Balance Transfer. We reserve the right to process Balance Transfers in the order we select and to limit the amount of …","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:text-14","qualifications":[{"nodeIdentity":"#/texts/1","pageNumber":1,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/3","pageNumber":2,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/20","pageNumber":3,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/28","pageNumber":3,"quote":"Cards are issued by MidFirst Bank."}]}]},{"observationKind":"card_offer","fieldKey":"disclosure:text-15","reason":"unparsed_value","detail":"Read this quoted condition alongside the rates and fees; it includes additional limitations and responsibilities.","sources":[{"snapshotId":"33541","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T15:08:56.859Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/getContentAsset/3274f18d-9eb7-4a5c-b08b-22d565e14f12/e40d38ea-c2b0-4401-8ee6-14e2652bb813/SecuredBusinessApplicationDisclosure.pdf?language=en","passageId":"ccb855f3647755dffd63216e1a54ed95","pageNumber":2,"quote":"CREDIT REPORTS: By applying for this account, you agree that MidFirst Bank may obtain credit reports for purposes of processing your application and for later purposes relatec to your account, such as increasing the credit line and for collection purposes. Upon your request, you will be informed of whether or not a credit report was requested and the name and address of the consumer reporting age…","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:text-15","qualifications":[{"nodeIdentity":"#/texts/1","pageNumber":1,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/3","pageNumber":2,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/20","pageNumber":3,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/28","pageNumber":3,"quote":"Cards are issued by MidFirst Bank."}]}]},{"observationKind":"card_offer","fieldKey":"disclosure:text-16","reason":"unparsed_value","detail":"Read this quoted condition alongside the rates and fees; it includes additional limitations and responsibilities.","sources":[{"snapshotId":"33541","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T15:08:56.859Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/getContentAsset/3274f18d-9eb7-4a5c-b08b-22d565e14f12/e40d38ea-c2b0-4401-8ee6-14e2652bb813/SecuredBusinessApplicationDisclosure.pdf?language=en","passageId":"68a4dee465a6c0b1cdf2fd228313e6a9","pageNumber":2,"quote":"NOTICE TO CARDHOLDERS AND AUTHORIZED USERS: We may report information about your account to credit bureaus. 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We also may ask for other identifying documents. 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Subject to credit approval. "},{"effectiveFrom":"2026-10-02","effectiveTo":null,"lastObservedAt":"2026-10-02T15:08:56.859Z","sources":[{"snapshotId":"33541","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T15:08:56.859Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/getContentAsset/3274f18d-9eb7-4a5c-b08b-22d565e14f12/e40d38ea-c2b0-4401-8ee6-14e2652bb813/SecuredBusinessApplicationDisclosure.pdf?language=en","passageId":"97c3ae7cc7ee45d51f1f92a11ed2dab4","pageNumber":1,"quote":"Up to $35 Up to $35","recordId":null,"recordFields":[],"fieldKey":"fee:late_payment:1"}],"feeType":"late_payment","feeFrequency":"event_based","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":3500,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"Up to $35; this is a maximum, not an exact charge."},{"effectiveFrom":"2026-10-02","effectiveTo":null,"lastObservedAt":"2026-10-02T15:08:56.859Z","sources":[{"snapshotId":"33541","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T15:08:56.859Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/getContentAsset/3274f18d-9eb7-4a5c-b08b-22d565e14f12/e40d38ea-c2b0-4401-8ee6-14e2652bb813/SecuredBusinessApplicationDisclosure.pdf?language=en","passageId":"9fd30b807b0b8337f1316903a33b9fac","pageNumber":1,"quote":"Up to $35 Up to $35","recordId":null,"recordFields":[],"fieldKey":"fee:returned_payment:1"}],"feeType":"returned_payment","feeFrequency":"event_based","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":3500,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"Up to $35; this is a maximum, not an exact charge."}],"cardTerms":{"effectiveFrom":"2026-10-02","effectiveTo":null,"lastObservedAt":"2026-10-02T10:12:13.927Z","sources":[{"snapshotId":"33527","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T10:12:13.927Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/business-and-commercial/card-solutions/credit/secured","passageId":"1ea387efef3b732f13499fe236dbcc74","pageNumber":null,"quote":"$35 annual fee*","recordId":"official-issuer:page:url:b7ed0f9f1517224dd75bd06ec3863ec44bb42542a4c333f080c0d6c8d1ad68a9","recordFields":[],"fieldKey":"annual_fee"},{"snapshotId":"33527","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T10:12:13.927Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/business-and-commercial/card-solutions/credit/secured","passageId":"6b039094eff7280f31757818e1eebf1e","pageNumber":null,"quote":"MidFirst Bank Business Secured Credit Card","recordId":"official-issuer:page:url:b7ed0f9f1517224dd75bd06ec3863ec44bb42542a4c333f080c0d6c8d1ad68a9","recordFields":[],"fieldKey":"consumer_website"},{"snapshotId":"33527","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T10:12:13.927Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/business-and-commercial/card-solutions/credit/secured","passageId":"246217c25ffa1591333a83a2c8ea26e5","pageNumber":null,"quote":"The MidFirst Business Secured Credit Card APR for purchases and balance transfers will be 21.49% APR and will vary based on the prime rate (up to 24.99%). 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A policy reference alone supplies no selected network, insurance payout or uncaptured policy terms.","sources":[{"snapshotId":"33527","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T10:12:13.927Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/business-and-commercial/card-solutions/credit/secured","passageId":"8742daebc72470a6ae6e539020ec72e8","pageNumber":null,"quote":"Your company is protected from unauthorized purchases with Visa's Zero Liability Policy.*","recordId":"official-issuer:page:url:b7ed0f9f1517224dd75bd06ec3863ec44bb42542a4c333f080c0d6c8d1ad68a9","recordFields":[],"fieldKey":"withheld:card_offer:visa-policy-reference"}]},{"observationKind":"card_offer","fieldKey":"secured-credit-limits","reason":"unparsed_value","detail":"The source’s $1,000–$50,000 credit-limit range remains an exact quoted detail; no security-deposit amount or approval is inferred.","sources":[{"snapshotId":"33527","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T10:12:13.927Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/business-and-commercial/card-solutions/credit/secured","passageId":"34a964b953b4775d897e5319c852fc6f","pageNumber":null,"quote":"Credit limits available from $1,000 to $50,000","recordId":"official-issuer:page:url:b7ed0f9f1517224dd75bd06ec3863ec44bb42542a4c333f080c0d6c8d1ad68a9","recordFields":[],"fieldKey":"withheld:card_offer:secured-credit-limits"}]},{"observationKind":"card_offer","fieldKey":"disclosure:text-4","reason":"unparsed_value","detail":"Read this quoted condition alongside the rates and fees; it includes additional limitations and responsibilities.","sources":[{"snapshotId":"33541","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T15:08:56.859Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/getContentAsset/3274f18d-9eb7-4a5c-b08b-22d565e14f12/e40d38ea-c2b0-4401-8ee6-14e2652bb813/SecuredBusinessApplicationDisclosure.pdf?language=en","passageId":"40584a22c9c25d41c76397a75306c817","pageNumber":2,"quote":"How We Will Calculate Your Balance:We use a method called\"average daily balance (including new purchases).","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:text-4","qualifications":[{"nodeIdentity":"#/texts/1","pageNumber":1,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/3","pageNumber":2,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/20","pageNumber":3,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/28","pageNumber":3,"quote":"Cards are issued by MidFirst Bank."}]}]},{"observationKind":"card_offer","fieldKey":"disclosure:text-5","reason":"unparsed_value","detail":"Read this quoted condition alongside the rates and fees; it includes additional limitations and responsibilities.","sources":[{"snapshotId":"33541","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T15:08:56.859Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/getContentAsset/3274f18d-9eb7-4a5c-b08b-22d565e14f12/e40d38ea-c2b0-4401-8ee6-14e2652bb813/SecuredBusinessApplicationDisclosure.pdf?language=en","passageId":"2aacf8acfd1a209c5cdbbe98f2b23e2c","pageNumber":2,"quote":"Security Interest: This is an application for a secured credit card account. 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After credit approval, each applicant shall have the right to use this account to the extent of any credit limit set by the creditor and each applicant may be liable for all amounts of credit extended under this account to each joint applicant.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:text-24","qualifications":[{"nodeIdentity":"#/texts/1","pageNumber":1,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/3","pageNumber":2,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/20","pageNumber":3,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/28","pageNumber":3,"quote":"Cards are issued by MidFirst Bank."}]}]},{"observationKind":"card_offer","fieldKey":"disclosure:text-25","reason":"unparsed_value","detail":"Read this quoted condition alongside the rates and fees; it includes additional limitations and responsibilities.","sources":[{"snapshotId":"33541","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T15:08:56.859Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/getContentAsset/3274f18d-9eb7-4a5c-b08b-22d565e14f12/e40d38ea-c2b0-4401-8ee6-14e2652bb813/SecuredBusinessApplicationDisclosure.pdf?language=en","passageId":"b8670c180be229408cdcac77d9277a27","pageNumber":3,"quote":"NOTICE TO NEW YORK RESIDENTS: New York residents may contact the New York State Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 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Upon your request, you wil be informed whether or not a consumer report was requested, and if a report was requested, you will be informed of the name and address of the consumer reporting agency that furnished the credit report. 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An offered APR range and a fixed/variable rate classification are not inferred.","sources":[{"snapshotId":"33541","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T15:08:56.859Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/getContentAsset/3274f18d-9eb7-4a5c-b08b-22d565e14f12/e40d38ea-c2b0-4401-8ee6-14e2652bb813/SecuredBusinessApplicationDisclosure.pdf?language=en","passageId":"4db3ed4030353f0d685b7a4f372a3d39","pageNumber":1,"quote":"Up to 24.99%, based on your creditworthiness. This APR may be applied to your account if you 1. Make a late payment: 2.Go over vour credit limit: or 3. Make a payment that is returned How Long Will the Penalty APR Apply? If your APRs are increased for any of these reasons. the Penalty APR may apply indefinitely.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:penalty-apr"}]},{"observationKind":"card_offer","fieldKey":"disclosure:transaction-fees","reason":"unparsed_value","detail":"Balance transfers cost the greater of $10 or 3%; cash advances and cash equivalents each cost the greater of $10 or 5%. Foreign transactions cost 3%, including US-dollar transactions processed outside the United States; this fee is additional to other applicable fees.","sources":[{"snapshotId":"33541","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T15:08:56.859Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/getContentAsset/3274f18d-9eb7-4a5c-b08b-22d565e14f12/e40d38ea-c2b0-4401-8ee6-14e2652bb813/SecuredBusinessApplicationDisclosure.pdf?language=en","passageId":"3593c1d88e02b2bd3c45840c99250cd4","pageNumber":1,"quote":"Either $10 or 3% of the amount of each Balance Transfer, whichever is greater. Either $10 or 5% of the amount of each Cash Advance, whichever is greater. Either $10 or 5% of the amount of each Cash Equivalent Transaction, whichever is greater. 3% of the U.S. dollar amount of each transaction made in a foreign currency or made in U.S. dollars that is processed outside the United States. This fee w…","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:transaction-fees"}]},{"observationKind":"card_offer","fieldKey":"disclosure:annual-fee","reason":"unparsed_value","detail":"The application disclosure states a $35 annual fee, independently confirming the marketing-page fee.","sources":[{"snapshotId":"33541","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T15:08:56.859Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/getContentAsset/3274f18d-9eb7-4a5c-b08b-22d565e14f12/e40d38ea-c2b0-4401-8ee6-14e2652bb813/SecuredBusinessApplicationDisclosure.pdf?language=en","passageId":"059a1b623f226d6fdceda74900818ba8","pageNumber":1,"quote":"$35","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:annual-fee"}]},{"observationKind":"card_offer","fieldKey":"disclosure:issuer-declaration","reason":"unparsed_value","detail":"This disclosure names MidFirst Bank as card issuer. Updating the product issuer role remains a separately sourced identity action.","sources":[{"snapshotId":"33541","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T15:08:56.859Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/getContentAsset/3274f18d-9eb7-4a5c-b08b-22d565e14f12/e40d38ea-c2b0-4401-8ee6-14e2652bb813/SecuredBusinessApplicationDisclosure.pdf?language=en","passageId":"a4727268326178cea41c85395a59d947","pageNumber":3,"quote":"Cards are issued by MidFirst Bank.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:issuer-declaration","qualifications":[{"nodeIdentity":"#/texts/1","pageNumber":1,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/3","pageNumber":2,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/20","pageNumber":3,"quote":"BUSINESS SECURED CREDIT CARD APPLICATION DISCLOSURE"},{"nodeIdentity":"#/texts/28","pageNumber":3,"quote":"Cards are issued by MidFirst Bank."}]}]},{"observationKind":"card_offer","fieldKey":"disclosure:purchase-grace","reason":"unparsed_value","detail":"The purchase due date is at least 25 days after each billing cycle closes. Avoiding purchase interest requires paying the entire balance by the due date. Both conditions remain quoted together.","sources":[{"snapshotId":"33541","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T15:08:56.859Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/getContentAsset/3274f18d-9eb7-4a5c-b08b-22d565e14f12/e40d38ea-c2b0-4401-8ee6-14e2652bb813/SecuredBusinessApplicationDisclosure.pdf?language=en","passageId":"c4668223a2b0f490e848c362f0e5c5d0","pageNumber":1,"quote":"Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on Purchases if you pay your entire balance by the due date each month.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:purchase-grace"}]}],"balanceTransferTerms":[{"effectiveFrom":"2026-10-02","effectiveTo":null,"lastObservedAt":"2026-10-02T10:12:13.927Z","sources":[{"snapshotId":"33527","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T10:12:13.927Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/business-and-commercial/card-solutions/credit/secured","passageId":null,"pageNumber":null,"quote":null,"recordId":null,"recordFields":[],"fieldKey":"balance_transfer"}],"transferKey":"standard","transferMethod":null,"transferDeadlineDate":null,"transferDeadlineDaysAfterAccountOpen":null,"gracePeriodOffered":null,"settlementDaysMin":null,"settlementDaysMax":null,"currencyCode":"USD","maximumAmountCents":null,"maximumPercentOfLimitBps":null,"directToCreditor":null}],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}