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                        Commercial Real Estate\n                            \n\n                                Purchase and Refinancing for Owner-Occupied Properties\n                            \nLooking to purchase or refinance commercial real estate for your business? Owner-occupied properties can benefit from tailored financing solutions designed to help you grow and succeed. Our programs offer competitive terms and flexible options to make your transition smooth and straightforward.\nLoan-to-Value Options\nTake advantage of loan-to-value (LTV) ratios up to 85% for owner-occupied commercial properties. This means you can secure more funding while keeping your down payment manageable, making it easier to invest in your business’s future.\nMaturity and Amortization Terms\nChoose from a variety of maturity and amortization options to fit your needs, including 10, 15 and 25-year amortization periods. Longer amortization means lower monthly payments, helping you manage cash flow and plan for long-term success.\nPricing and Fees\nOur commercial real estate loans come with fixed rates, so you’ll always know what to expect. We’re transparent about fees, including origination and underwriting charges, so you can budget confidently without surprises.\nWhy Choose Our Commercial Real Estate Financing?\nFlexible LTV options up to 85%\nLong-term amortization for budget-friendly payments\nFixed rates for predictable costs\nMinimal documentation and no post-close reporting requirements\nDesigned for business owners","sources":[{"snapshotId":"33515","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T09:56:48.121Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/business-and-commercial/lending/express-lending/commercial-real-estate","passageId":"a6566a4d45a5ec46fe620de9b398af93","pageNumber":null,"quote":"Commercial Real Estate","recordId":"official-issuer:page:url:51a4da8ffb129c0e7b66050851dbc6e5576149adccfce0cdf26921653e8bbc5c","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33515","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T09:56:48.121Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/business-and-commercial/lending/express-lending/commercial-real-estate","passageId":"9163c5b951ec9acd09022b9db13c9f40","pageNumber":null,"quote":"Purchase and Refinancing for Owner-Occupied Properties","recordId":"official-issuer:page:url:51a4da8ffb129c0e7b66050851dbc6e5576149adccfce0cdf26921653e8bbc5c","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33515","sourceKind":"official_issuer","publisherName":"MidFirst Bank","capturedAt":"2026-10-02T09:56:48.121Z","effectiveOn":"2026-10-02","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.midfirst.com/business-and-commercial/lending/express-lending/commercial-real-estate","passageId":"253f53f4fa4c44223ccfaa65a7c4f77e","pageNumber":null,"quote":"Looking to purchase or refinance commercial real estate for your business? 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