{"data":{"path":"morgantown-bank-and-trust-company/home-mortgage-loans","artwork":null,"name":"Home Mortgage Loans","officialName":"Home Mortgage Loans","type":"mortgage","audience":"consumer","lifecycleStatus":"active","owner":{"name":"Morgantown Bank & Trust Company","handle":"morgantown-bank-and-trust-company"},"institution":{"name":"Morgantown Bank & Trust Company","handle":"morgantown-bank-and-trust-company"},"actualIssuerName":null,"standardOffer":{"id":"1340","offerKind":"standard","channel":null,"nameAsFiled":"Home Mortgage Loans","handle":null,"terms":{"productId":"2524","path":"morgantown-bank-and-trust-company/home-mortgage-loans","name":"Home Mortgage Loans","officialName":"Home Mortgage Loans","aliases":[],"institutionId":"68732","institutionName":"Morgantown Bank & Trust Company","institutionHandle":"morgantown-bank-and-trust-company","issuerName":null,"productType":"mortgage","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"balanceTransferTerms":[],"loanTerms":{"effectiveFrom":"2026-10-03","effectiveTo":null,"lastObservedAt":"2026-10-03T14:27:21.199Z","sources":[{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"0530fc21ed703edfd7fdea58f053e652","pageNumber":null,"quote":"Take advantage of a wide range of financing programs to purchase, construct or refinance your dream home.","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"}],"currencyCode":"USD","minimumAmountCents":null,"minimumAmountNullReason":"not_parsed","maximumAmountCents":null,"maximumAmountNullReason":"not_parsed","minimumTermMonths":null,"minimumTermNullReason":"not_parsed","maximumTermMonths":null,"maximumTermNullReason":"not_parsed","collateralType":null,"collateralTypeNullReason":"not_parsed","maximumLoanToValueBps":null,"maximumLoanToValueNullReason":"not_parsed","drawPeriodMonths":null,"drawPeriodNullReason":"not_parsed","repaymentPeriodMonths":null,"repaymentPeriodNullReason":"not_parsed","prepaymentPenalty":null,"prepaymentPenaltyNullReason":"not_parsed","rateFloorBps":null,"rateFloorNullReason":"not_parsed","rateCapBps":null,"rateCapNullReason":"not_parsed"},"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[{"fieldKey":"loan_access","reason":"unparsed_value","detail":"Take advantage of a wide range of financing programs to purchase, construct or refinance your dream home.\nPre-qualification available\nEnjoy competitive rates for home purchase or refinance\nGet customized terms to meet your unique needs\nWork with experienced local lenders for fast processing\nCompetitive rates for home purchase, refinance, or construction \nAvailable for primary residence, second homes, vacation homes, or investment properties \nConvenient terms customized to fit your budget \nHelpful loan advisors with working knowledge of the South Central Kentucky real estate market \nFree pre-qualification for extra confidence when it comes to securing financing \nRefinance your current home to potentially lower your rate \nLocal decision-making and processing \nAttentive, friendly service from start to finish \nNMLS#440880 ","sources":[{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"0530fc21ed703edfd7fdea58f053e652","pageNumber":null,"quote":"Take advantage of a wide range of financing programs to purchase, construct or refinance your dream home.","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"02fa58500a3c6c10a76c0290677bcbfa","pageNumber":null,"quote":"Pre-qualification available","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"6a3925bb5dbf56cf1fd7141e74b3dfbd","pageNumber":null,"quote":"Enjoy competitive rates for home purchase or refinance","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"f6ba88e640696dc2011348d13f325dbd","pageNumber":null,"quote":"Get customized terms to meet your unique needs","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"6b1531237214268284ea1228dc49281f","pageNumber":null,"quote":"Work with experienced local lenders for fast processing","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"06a7ce1d410e0cfb53629e5e80d2abd0","pageNumber":null,"quote":"Competitive rates for home purchase, refinance, or construction","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"cf50d14e12433f37674636b5b79f2a7f","pageNumber":null,"quote":"Available for primary residence, second homes, vacation homes, or investment properties","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"055de3395c3dac506925b3311a262a1b","pageNumber":null,"quote":"Convenient terms customized to fit your budget","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"ff875253da90f16de17ee3228b285996","pageNumber":null,"quote":"Helpful loan advisors with working knowledge of the South Central Kentucky real estate market","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"5856055122365f57343eb9767ae36632","pageNumber":null,"quote":"Free pre-qualification for extra confidence when it comes to securing financing","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"6e1a0936c51dd7a777d50679d94a9d45","pageNumber":null,"quote":"Refinance your current home to potentially lower your rate","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"bc2d4be26093dd8a6f61fd32da8f0434","pageNumber":null,"quote":"Local decision-making and processing","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"aae67154bdeddf8c2e362e087fb28003","pageNumber":null,"quote":"Attentive, friendly service from start to finish","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"b677588a5200ee21f7d718d0bdcbb295","pageNumber":null,"quote":"NMLS#440880","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"}]}]},"offers":[{"id":"1340","offerKind":"standard","channel":null,"nameAsFiled":"Home Mortgage Loans","handle":null,"terms":{"productId":"2524","path":"morgantown-bank-and-trust-company/home-mortgage-loans","name":"Home Mortgage Loans","officialName":"Home Mortgage Loans","aliases":[],"institutionId":"68732","institutionName":"Morgantown Bank & Trust Company","institutionHandle":"morgantown-bank-and-trust-company","issuerName":null,"productType":"mortgage","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"balanceTransferTerms":[],"loanTerms":{"effectiveFrom":"2026-10-03","effectiveTo":null,"lastObservedAt":"2026-10-03T14:27:21.199Z","sources":[{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"0530fc21ed703edfd7fdea58f053e652","pageNumber":null,"quote":"Take advantage of a wide range of financing programs to purchase, construct or refinance your dream home.","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"}],"currencyCode":"USD","minimumAmountCents":null,"minimumAmountNullReason":"not_parsed","maximumAmountCents":null,"maximumAmountNullReason":"not_parsed","minimumTermMonths":null,"minimumTermNullReason":"not_parsed","maximumTermMonths":null,"maximumTermNullReason":"not_parsed","collateralType":null,"collateralTypeNullReason":"not_parsed","maximumLoanToValueBps":null,"maximumLoanToValueNullReason":"not_parsed","drawPeriodMonths":null,"drawPeriodNullReason":"not_parsed","repaymentPeriodMonths":null,"repaymentPeriodNullReason":"not_parsed","prepaymentPenalty":null,"prepaymentPenaltyNullReason":"not_parsed","rateFloorBps":null,"rateFloorNullReason":"not_parsed","rateCapBps":null,"rateCapNullReason":"not_parsed"},"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[{"fieldKey":"loan_access","reason":"unparsed_value","detail":"Take advantage of a wide range of financing programs to purchase, construct or refinance your dream home.\nPre-qualification available\nEnjoy competitive rates for home purchase or refinance\nGet customized terms to meet your unique needs\nWork with experienced local lenders for fast processing\nCompetitive rates for home purchase, refinance, or construction \nAvailable for primary residence, second homes, vacation homes, or investment properties \nConvenient terms customized to fit your budget \nHelpful loan advisors with working knowledge of the South Central Kentucky real estate market \nFree pre-qualification for extra confidence when it comes to securing financing \nRefinance your current home to potentially lower your rate \nLocal decision-making and processing \nAttentive, friendly service from start to finish \nNMLS#440880 ","sources":[{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"0530fc21ed703edfd7fdea58f053e652","pageNumber":null,"quote":"Take advantage of a wide range of financing programs to purchase, construct or refinance your dream home.","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"02fa58500a3c6c10a76c0290677bcbfa","pageNumber":null,"quote":"Pre-qualification available","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"6a3925bb5dbf56cf1fd7141e74b3dfbd","pageNumber":null,"quote":"Enjoy competitive rates for home purchase or refinance","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"f6ba88e640696dc2011348d13f325dbd","pageNumber":null,"quote":"Get customized terms to meet your unique needs","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"6b1531237214268284ea1228dc49281f","pageNumber":null,"quote":"Work with experienced local lenders for fast processing","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"06a7ce1d410e0cfb53629e5e80d2abd0","pageNumber":null,"quote":"Competitive rates for home purchase, refinance, or construction","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"cf50d14e12433f37674636b5b79f2a7f","pageNumber":null,"quote":"Available for primary residence, second homes, vacation homes, or investment properties","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"055de3395c3dac506925b3311a262a1b","pageNumber":null,"quote":"Convenient terms customized to fit your budget","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"ff875253da90f16de17ee3228b285996","pageNumber":null,"quote":"Helpful loan advisors with working knowledge of the South Central Kentucky real estate market","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"5856055122365f57343eb9767ae36632","pageNumber":null,"quote":"Free pre-qualification for extra confidence when it comes to securing financing","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"6e1a0936c51dd7a777d50679d94a9d45","pageNumber":null,"quote":"Refinance your current home to potentially lower your rate","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"bc2d4be26093dd8a6f61fd32da8f0434","pageNumber":null,"quote":"Local decision-making and processing","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"aae67154bdeddf8c2e362e087fb28003","pageNumber":null,"quote":"Attentive, friendly service from start to finish","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"33806","sourceKind":"official_issuer","publisherName":"Morgantown Bank & Trust Company, Incorporated","capturedAt":"2026-10-03T14:27:21.199Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.morgantownbank.com/loans/personal-loans/home-mortgage-loans.html","passageId":"b677588a5200ee21f7d718d0bdcbb295","pageNumber":null,"quote":"NMLS#440880","recordId":"official-issuer:page:url:023f084863b8e06b60a648ad2f48f0adacdd7652a274b0237a176a724812a8ea","recordFields":[],"fieldKey":"loan_access"}]}]}],"documents":[]}}