{"data":{"path":"noble-credit-union/myrewards-platinum-visa","artwork":{"path":"noble-credit-union/myrewards-platinum-visa","url":"/v1/product-artwork/noble-credit-union/myrewards-platinum-visa/6f8a72a9f553093a59393f703f415d5ef56b816ff239a2aacd24a7edae5c2b1a.webp","sha256":"6f8a72a9f553093a59393f703f415d5ef56b816ff239a2aacd24a7edae5c2b1a","width":160,"height":160,"sourceUrl":"https://www.noblecu.com/wp-content/uploads/2026/02/Visa-card-1-1024x1024.png","sourcePageUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","capturedAt":"2026-10-16T08:31:40.484Z"},"name":"MyRewards Platinum Visa","officialName":"Platinum Rewards Visa","type":"credit_card","audience":"consumer","lifecycleStatus":"active","owner":{"name":"Noble Credit Union","handle":"noble-credit-union"},"institution":{"name":"Noble Credit Union","handle":"noble-credit-union"},"actualIssuerName":null,"standardOffer":{"id":"2565","offerKind":"standard","channel":null,"nameAsFiled":"Platinum Rewards Visa","handle":null,"terms":{"productId":"3749","path":"noble-credit-union/myrewards-platinum-visa","name":"MyRewards Platinum Visa","officialName":"Platinum Rewards Visa","aliases":["MyRewards Platinum Visa"],"institutionId":"74464","institutionName":"Noble Credit Union","institutionHandle":"noble-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":1290,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":1290,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":85,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":85,"purchaseIntroMaxBps":85,"balanceTransferRegularAllBps":1290,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":1290,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":85,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":85,"balanceTransferIntroMaxBps":85,"cashAdvanceRegularAllBps":1290,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":1290,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":6,"balanceTransferIntroDurationMonths":6,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":0,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":0,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":["existing_member"],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":1290,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:conditions"},{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:all:0"}],"purpose":"balance_transfer","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":85,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":85,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":6,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":"not_disclosed","eligibilityConditions":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard rate as stated in the VISA Cardholder Agreement. The 0.85% APR offer is valid only for the loan/credit card stated in this letter. If the account becomes delinquent for two billing cycles, all balances may revert to the cardholder’s approved standard rate, thereby forfeiting the special promotional rate. Payments will be applied to balances with the highest interest rate first, and then to balances with the lower interest rate, in accordance with applicable law.","eligibilityConditionSources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:balance_transfer:regular:all:0"},{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:balance_transfer:regular:conditions"}],"purpose":"balance_transfer","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":1290,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":null,"maximumBpsNullReason":"not_disclosed","indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right in online or mobile banking!","eligibilityConditionSources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:balance_transfer:regular:conditions"}],"statistic":"range","metricSources":{"annual_apr":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:balance_transfer:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:cash_advance:introductory:all:0"},{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:cash_advance:introductory:conditions"}],"purpose":"cash_advance","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":85,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":85,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":6,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":"not_disclosed","eligibilityConditions":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard rate as stated in the VISA Cardholder Agreement. The 0.85% APR offer is valid only for the loan/credit card stated in this letter. If the account becomes delinquent for two billing cycles, all balances may revert to the cardholder’s approved standard rate, thereby forfeiting the special promotional rate. Payments will be applied to balances with the highest interest rate first, and then to balances with the lower interest rate, in accordance with applicable law.","eligibilityConditionSources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:cash_advance:introductory:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:cash_advance:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:cash_advance:regular:conditions"},{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"}],"purpose":"cash_advance","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":1290,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":null,"maximumBpsNullReason":"not_disclosed","indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right in online or mobile banking!","eligibilityConditionSources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:cash_advance:regular:conditions"}],"statistic":"range","metricSources":{"annual_apr":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:purchase:introductory:all:0"},{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:purchase:introductory:conditions"}],"purpose":"purchase","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":85,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":85,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":6,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":"not_disclosed","eligibilityConditions":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard rate as stated in the VISA Cardholder Agreement. The 0.85% APR offer is valid only for the loan/credit card stated in this letter. If the account becomes delinquent for two billing cycles, all balances may revert to the cardholder’s approved standard rate, thereby forfeiting the special promotional rate. Payments will be applied to balances with the highest interest rate first, and then to balances with the lower interest rate, in accordance with applicable law.","eligibilityConditionSources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:purchase:introductory:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:purchase:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:purchase:regular:all:0"},{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:purchase:regular:conditions"}],"purpose":"purchase","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":1290,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":null,"maximumBpsNullReason":"not_disclosed","indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right in online or mobile banking!","eligibilityConditionSources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:purchase:regular:conditions"}],"statistic":"range","metricSources":{"annual_apr":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:purchase:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"0c70e32132b408c648a2d281c7106dd2","pageNumber":null,"quote":"Plus, $0 annual fee","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"Plus, $0 annual fee"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"66baf13bdc8a22ac42fab7887b02fd8e","pageNumber":null,"quote":"No balance transfer fees","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"fee:balance_transfer:1"}],"feeType":"balance_transfer","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"No balance transfer fees"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6c7ab4a894dc95bd6eb5aa214f6712f","pageNumber":null,"quote":"No cash advance fees","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"fee:cash_advance:1"}],"feeType":"cash_advance","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"No cash advance fees"}],"cardTerms":null,"signupBonuses":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"501d9dbb13db6ebf2fe229c8b9432797","pageNumber":null,"quote":"5,000 bonus points","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"signup_bonus"},{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"361a3e85702c64e8edd871391a122100","pageNumber":null,"quote":"With your first purchase","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"signup_bonus:qualification:0"},{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b00225eea5d3ef7e72ebb1372c1b0124","pageNumber":null,"quote":"No minimum purchase amount","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"signup_bonus:qualification:1"}],"bonusKey":"signup_bonus","qualifyingMonthsAfterAccountOpening":null,"qualifyingMonthsNullReason":"not_applicable","payoutWeeksMinimum":null,"payoutWeeksMaximum":null,"payoutWeeksNullReason":"not_applicable","payoutWeeksAnchor":null,"bonusPoints":5000,"minimumPurchaseCents":0,"minimumPurchaseNullReason":null,"qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_disclosed","statementCreditRedemptionCents":null,"statementCreditRedemptionNullReason":"not_disclosed","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","expirationOn":null,"expirationNullReason":"not_disclosed","conditions":"5,000 bonus points","qualificationConditions":["With your first purchase","No minimum purchase amount"],"qualificationConditionSources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"361a3e85702c64e8edd871391a122100","pageNumber":null,"quote":"With your first purchase","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"signup_bonus:qualification:0"},{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b00225eea5d3ef7e72ebb1372c1b0124","pageNumber":null,"quote":"No minimum purchase amount","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"signup_bonus:qualification:1"}]}],"cardRewards":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"c6d7431422bc9ec3c8f7836aa3ee9a7d","pageNumber":null,"quote":"After bonus, earn 1 point for every dollar spent","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"card_reward"}],"groupKey":"purchase-rewards","tierKey":"n-125","groupLabel":"Purchase rewards","pointsPerDollar":1,"merchantCategoryCodes":[],"merchantCategoryCodesNullReason":"not_disclosed","categoryComplement":false,"redemptionOptions":[],"minimumQualifyingPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","maximumQualifyingPurchaseCents":null,"maximumPurchaseNullReason":"not_disclosed","qualificationPeriod":null,"qualificationPeriodNullReason":"not_disclosed","pointsPostingMaximumDays":null,"pointsPostingNullReason":"not_disclosed","pointsExpirationYears":null,"pointsExpirationAnchor":null,"pointsExpirationPolicy":null,"pointsRedemptionDaysAfterClosure":null,"pointsRedemptionAfterClosureNullReason":"not_disclosed","pointsExpirationNullReason":"not_disclosed","redemptionOptionsNullReason":"not_disclosed","conditions":"After bonus, earn 1 point for every dollar spent","qualificationConditions":[],"qualificationConditionSources":[]}],"cashBenefits":[],"cardLinks":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"024f8391f74b4bf9ea03f0a1c9860ed6","pageNumber":null,"quote":"Apply Now","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"card_link"}],"linkKey":"link-138","linkKind":"application","url":"https://offers.noblecu.com/apply-for-a-credit-card","label":"Apply Now"}],"openingRequirements":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"6294c52489a5be6e06e3016ade22d84c","pageNumber":null,"quote":"**Rates subject to change. Actual rate will depend on credit approval. Membership required. Federally insured by NCUA.","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"offer_requirement:n-140"}],"requirementKey":"n-140","routeType":"existing_member","description":"**Rates subject to change. Actual rate will depend on credit approval. Membership required. Federally insured by NCUA."}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"2565","offerKind":"standard","channel":null,"nameAsFiled":"Platinum Rewards Visa","handle":null,"terms":{"productId":"3749","path":"noble-credit-union/myrewards-platinum-visa","name":"MyRewards Platinum Visa","officialName":"Platinum Rewards Visa","aliases":["MyRewards Platinum Visa"],"institutionId":"74464","institutionName":"Noble Credit Union","institutionHandle":"noble-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":1290,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":1290,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":85,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":85,"purchaseIntroMaxBps":85,"balanceTransferRegularAllBps":1290,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":1290,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":85,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":85,"balanceTransferIntroMaxBps":85,"cashAdvanceRegularAllBps":1290,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":1290,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":6,"balanceTransferIntroDurationMonths":6,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":0,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":0,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"unknown","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":["existing_member"],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":1290,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:conditions"},{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:all:0"}],"purpose":"balance_transfer","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":85,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":85,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":6,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":"not_disclosed","eligibilityConditions":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard rate as stated in the VISA Cardholder Agreement. The 0.85% APR offer is valid only for the loan/credit card stated in this letter. If the account becomes delinquent for two billing cycles, all balances may revert to the cardholder’s approved standard rate, thereby forfeiting the special promotional rate. Payments will be applied to balances with the highest interest rate first, and then to balances with the lower interest rate, in accordance with applicable law.","eligibilityConditionSources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:balance_transfer:regular:all:0"},{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:balance_transfer:regular:conditions"}],"purpose":"balance_transfer","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":1290,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":null,"maximumBpsNullReason":"not_disclosed","indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right in online or mobile banking!","eligibilityConditionSources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:balance_transfer:regular:conditions"}],"statistic":"range","metricSources":{"annual_apr":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:balance_transfer:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:cash_advance:introductory:all:0"},{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:cash_advance:introductory:conditions"}],"purpose":"cash_advance","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":85,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":85,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":6,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":"not_disclosed","eligibilityConditions":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard rate as stated in the VISA Cardholder Agreement. The 0.85% APR offer is valid only for the loan/credit card stated in this letter. If the account becomes delinquent for two billing cycles, all balances may revert to the cardholder’s approved standard rate, thereby forfeiting the special promotional rate. Payments will be applied to balances with the highest interest rate first, and then to balances with the lower interest rate, in accordance with applicable law.","eligibilityConditionSources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:cash_advance:introductory:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:cash_advance:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:cash_advance:regular:conditions"},{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"}],"purpose":"cash_advance","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":1290,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":null,"maximumBpsNullReason":"not_disclosed","indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right in online or mobile banking!","eligibilityConditionSources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:cash_advance:regular:conditions"}],"statistic":"range","metricSources":{"annual_apr":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:purchase:introductory:all:0"},{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:purchase:introductory:conditions"}],"purpose":"purchase","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":85,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":85,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":6,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":"not_disclosed","eligibilityConditions":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard rate as stated in the VISA Cardholder Agreement. The 0.85% APR offer is valid only for the loan/credit card stated in this letter. If the account becomes delinquent for two billing cycles, all balances may revert to the cardholder’s approved standard rate, thereby forfeiting the special promotional rate. Payments will be applied to balances with the highest interest rate first, and then to balances with the lower interest rate, in accordance with applicable law.","eligibilityConditionSources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:purchase:introductory:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"2b4031cee41547b6a58e02f44afe8190","pageNumber":null,"quote":"*APR = Annual Percentage Rate. Important information regarding your special promotional rate of 0.85% APR: Purchases, balance transfers, and cash advances will accrue interest at the special promotional rate of 0.85% APR for six (6) months from the date of account opening. After the six (6) months promotional APR period ends, any unpaid balances will revert to the cardholder’s approved standard r…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:purchase:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:purchase:regular:all:0"},{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:purchase:regular:conditions"}],"purpose":"purchase","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":1290,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":null,"maximumBpsNullReason":"not_disclosed","indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right in online or mobile banking!","eligibilityConditionSources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:purchase:regular:conditions"}],"statistic":"range","metricSources":{"annual_apr":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6f7c50521dc37e1932b9e7bd190c987","pageNumber":null,"quote":"Once your 6-month promotional period is up, you’re still getting a great rate! Cardholders can enjoy a rate as low as 12.90% APR**  on all transactions. Our rate isn’t tied to prime, so when the Federal Reserve raises rates, our rates STAY low. Plus, you still earn rewards points on every purchase. Redeem those rewards points at any time for incredible perks and experiences through uChoose, right…","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"apr:purchase:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"0c70e32132b408c648a2d281c7106dd2","pageNumber":null,"quote":"Plus, $0 annual fee","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"Plus, $0 annual fee"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"66baf13bdc8a22ac42fab7887b02fd8e","pageNumber":null,"quote":"No balance transfer fees","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"fee:balance_transfer:1"}],"feeType":"balance_transfer","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"No balance transfer fees"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b6c7ab4a894dc95bd6eb5aa214f6712f","pageNumber":null,"quote":"No cash advance fees","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"fee:cash_advance:1"}],"feeType":"cash_advance","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"No cash advance fees"}],"cardTerms":null,"signupBonuses":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"501d9dbb13db6ebf2fe229c8b9432797","pageNumber":null,"quote":"5,000 bonus points","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"signup_bonus"},{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"361a3e85702c64e8edd871391a122100","pageNumber":null,"quote":"With your first purchase","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"signup_bonus:qualification:0"},{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b00225eea5d3ef7e72ebb1372c1b0124","pageNumber":null,"quote":"No minimum purchase amount","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"signup_bonus:qualification:1"}],"bonusKey":"signup_bonus","qualifyingMonthsAfterAccountOpening":null,"qualifyingMonthsNullReason":"not_applicable","payoutWeeksMinimum":null,"payoutWeeksMaximum":null,"payoutWeeksNullReason":"not_applicable","payoutWeeksAnchor":null,"bonusPoints":5000,"minimumPurchaseCents":0,"minimumPurchaseNullReason":null,"qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_disclosed","statementCreditRedemptionCents":null,"statementCreditRedemptionNullReason":"not_disclosed","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","expirationOn":null,"expirationNullReason":"not_disclosed","conditions":"5,000 bonus points","qualificationConditions":["With your first purchase","No minimum purchase amount"],"qualificationConditionSources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"361a3e85702c64e8edd871391a122100","pageNumber":null,"quote":"With your first purchase","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"signup_bonus:qualification:0"},{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"b00225eea5d3ef7e72ebb1372c1b0124","pageNumber":null,"quote":"No minimum purchase amount","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"signup_bonus:qualification:1"}]}],"cardRewards":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"c6d7431422bc9ec3c8f7836aa3ee9a7d","pageNumber":null,"quote":"After bonus, earn 1 point for every dollar spent","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"card_reward"}],"groupKey":"purchase-rewards","tierKey":"n-125","groupLabel":"Purchase rewards","pointsPerDollar":1,"merchantCategoryCodes":[],"merchantCategoryCodesNullReason":"not_disclosed","categoryComplement":false,"redemptionOptions":[],"minimumQualifyingPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","maximumQualifyingPurchaseCents":null,"maximumPurchaseNullReason":"not_disclosed","qualificationPeriod":null,"qualificationPeriodNullReason":"not_disclosed","pointsPostingMaximumDays":null,"pointsPostingNullReason":"not_disclosed","pointsExpirationYears":null,"pointsExpirationAnchor":null,"pointsExpirationPolicy":null,"pointsRedemptionDaysAfterClosure":null,"pointsRedemptionAfterClosureNullReason":"not_disclosed","pointsExpirationNullReason":"not_disclosed","redemptionOptionsNullReason":"not_disclosed","conditions":"After bonus, earn 1 point for every dollar spent","qualificationConditions":[],"qualificationConditionSources":[]}],"cashBenefits":[],"cardLinks":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"024f8391f74b4bf9ea03f0a1c9860ed6","pageNumber":null,"quote":"Apply Now","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"card_link"}],"linkKey":"link-138","linkKind":"application","url":"https://offers.noblecu.com/apply-for-a-credit-card","label":"Apply Now"}],"openingRequirements":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:00:25.796Z","sources":[{"snapshotId":"51720","sourceKind":"official_issuer","publisherName":"NOBLE","capturedAt":"2026-10-14T02:00:25.796Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.noblecu.com/credit-cards-and-loans/credit-cards-loans/myrewards-platinum-visa/","passageId":"6294c52489a5be6e06e3016ade22d84c","pageNumber":null,"quote":"**Rates subject to change. Actual rate will depend on credit approval. Membership required. Federally insured by NCUA.","recordId":"official-issuer:page:url:747b72b1316c40f547ca5f5c2907edbf275d1f16ab4ddf7424b81f7d5b8f50a7","recordFields":[],"fieldKey":"offer_requirement:n-140"}],"requirementKey":"n-140","routeType":"existing_member","description":"**Rates subject to change. Actual rate will depend on credit approval. Membership required. Federally insured by NCUA."}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}