{"data":{"path":"peak-credit-union/platinum-rewards-visa","artwork":{"path":"peak-credit-union/platinum-rewards-visa","url":"/v1/product-artwork/peak-credit-union/platinum-rewards-visa/42866024a4620d82813de0bd2a2acacf193aeb51fb650112ef82b54f5eb0a9b4.webp","sha256":"42866024a4620d82813de0bd2a2acacf193aeb51fb650112ef82b54f5eb0a9b4","width":160,"height":90,"sourceUrl":"https://www.peakcu.org/hs-fs/hubfs/Visa-Platinum-Rewards-2025-1280x720.jpg?width=1280&height=720&name=Visa-Platinum-Rewards-2025-1280x720.jpg","sourcePageUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","capturedAt":"2026-10-14T16:38:21.211Z"},"name":"Platinum Rewards VISA","officialName":"Platinum Rewards VISA","type":"credit_card","audience":"consumer","lifecycleStatus":"active","owner":{"name":"Peak Credit Union","handle":"peak-credit-union"},"institution":{"name":"Peak Credit Union","handle":"peak-credit-union"},"actualIssuerName":null,"standardOffer":{"id":"2621","offerKind":"standard","channel":null,"nameAsFiled":"Platinum Rewards VISA","handle":null,"terms":{"productId":"3805","path":"peak-credit-union/platinum-rewards-visa","name":"Platinum Rewards VISA","officialName":"Platinum Rewards VISA","aliases":[],"institutionId":"76513","institutionName":"Peak Credit Union","institutionHandle":"peak-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"visa","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":2500,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":1350,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":1350,"purchaseRegularMaxBps":1350,"purchaseIntroAllBps":190,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":190,"purchaseIntroMaxBps":190,"balanceTransferRegularAllBps":1050,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":1050,"balanceTransferRegularMaxBps":1050,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":1650,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":1650,"cashAdvanceRegularMaxBps":1650,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":"unknown","purchaseRateType":"variable","variableRateIndex":null,"annualFeeAmountCents":2500,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"unknown","cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":2000,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":1350,"maxPurchaseAprBps":1350,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T11:37:17.849Z","sources":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"6dd61cfac36144f9ae237fb639486eb3","pageNumber":null,"quote":"10.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:balance_transfer:regular:all:0"},{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"6dd61cfac36144f9ae237fb639486eb3","pageNumber":null,"quote":"10.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:balance_transfer:regular:conditions"}],"purpose":"balance_transfer","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":1050,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":1050,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":"10.50% APR Variable","eligibilityConditionSources":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"6dd61cfac36144f9ae237fb639486eb3","pageNumber":null,"quote":"10.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:balance_transfer:regular:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"6dd61cfac36144f9ae237fb639486eb3","pageNumber":null,"quote":"10.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:balance_transfer:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T11:37:17.849Z","sources":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"d88ea55b3573c96abfa7b2a1486bc8b8","pageNumber":null,"quote":"16.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:cash_advance:regular:conditions"},{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"d88ea55b3573c96abfa7b2a1486bc8b8","pageNumber":null,"quote":"16.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"}],"purpose":"cash_advance","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":1650,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":1650,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":"16.50% APR Variable","eligibilityConditionSources":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"d88ea55b3573c96abfa7b2a1486bc8b8","pageNumber":null,"quote":"16.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:cash_advance:regular:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"d88ea55b3573c96abfa7b2a1486bc8b8","pageNumber":null,"quote":"16.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T11:37:17.849Z","sources":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"097d83bf92346d9a6ebcee621dd25b7e","pageNumber":null,"quote":"1.90% on purchases for the first 180 days*","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:purchase:introductory:all:0"},{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"8e1e92e51d635323c42ee5366a0e54da","pageNumber":null,"quote":"The fixed introductory rate applies to new purchases posted to a new consumer Visa® credit card account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates. The fixed introductory rate does not apply to the Share Secured Visa Credit Card. Please review the terms and conditions of the …","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:purchase:introductory:conditions"}],"purpose":"purchase","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"fixed","rateTypeNullReason":null,"minimumBps":190,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":190,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":180,"durationBillingCycles":null,"durationBillingCyclesNullReason":"not_applicable","eligibilityConditions":"The fixed introductory rate applies to new purchases posted to a new consumer Visa® credit card account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates. The fixed introductory rate does not apply to the Share Secured Visa Credit Card. Please review the terms and conditions of the account for details.","eligibilityConditionSources":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"8e1e92e51d635323c42ee5366a0e54da","pageNumber":null,"quote":"The fixed introductory rate applies to new purchases posted to a new consumer Visa® credit card account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates. The fixed introductory rate does not apply to the Share Secured Visa Credit Card. Please review the terms and conditions of the …","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:purchase:introductory:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"097d83bf92346d9a6ebcee621dd25b7e","pageNumber":null,"quote":"1.90% on purchases for the first 180 days*","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:purchase:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T11:37:17.849Z","sources":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"3d962db9159c9b7981cf46178dfbaccb","pageNumber":null,"quote":"13.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:purchase:regular:conditions"},{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"3d962db9159c9b7981cf46178dfbaccb","pageNumber":null,"quote":"13.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:purchase:regular:all:0"}],"purpose":"purchase","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":1350,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":1350,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":"13.50% APR Variable","eligibilityConditionSources":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"3d962db9159c9b7981cf46178dfbaccb","pageNumber":null,"quote":"13.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:purchase:regular:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"3d962db9159c9b7981cf46178dfbaccb","pageNumber":null,"quote":"13.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:purchase:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T11:37:17.849Z","sources":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"380f90fb0af61eb6bc11907fe436f2b9","pageNumber":null,"quote":"$25","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":2500,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":"amount_only","explanation":"$25"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T11:37:17.849Z","sources":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"949ac0c138b3e8dd29eacd6024084179","pageNumber":null,"quote":"Late Payment Fee: Payments more than 10 days past due will be charged $20.00.","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"fee:late_payment:1"}],"feeType":"late_payment","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":2000,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"Late Payment Fee: Payments more than 10 days past due will be charged $20.00."}],"cardTerms":null,"partialCardNetwork":{"network":"visa","sources":[{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"ad9e13e462a0fe57e43d1f5a57c1d89f","pageNumber":null,"quote":"You will earn 1.5 points for every $1 spent on your Peak Visa Platinum Rewards card","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"network"},{"snapshotId":"54318","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:09.776Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-classic","passageId":"d9a914cc34a115236e6a942c692d1f75","pageNumber":null,"quote":"Visa Platinum Rewards","recordId":"official-issuer:page:url:dcc02c6592a7b8d98edce08d6d663486351ccf1b78416707c3e05e998a69df71","recordFields":[],"fieldKey":"network"},{"snapshotId":"54960","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-15T06:56:01.891Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/share-secured-visa","passageId":"670f7041279eaefe6a015c942f635dd2","pageNumber":null,"quote":"Visa Platinum Rewards","recordId":"official-issuer:page:url:bb30368c953c6603d09088672be8cd545c43cc6f521e8c274423cd84cb6d64c3","recordFields":[],"fieldKey":"network"}]},"signupBonuses":[],"cardRewards":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T11:36:59.350Z","sources":[{"snapshotId":"52830","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:36:59.350Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum","passageId":"35d3382a2fb7c1cc266d1f804e7e944a","pageNumber":null,"quote":"If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.","recordId":"official-issuer:page:url:e0fc606740703284cbeed07e353ed09dae266c396ebae83477b97a2aa43b2cb9","recordFields":[],"fieldKey":"card_reward"}],"groupKey":"purchase-rewards","tierKey":"points-319","groupLabel":"Purchase rewards","pointsPerDollar":1.5,"merchantCategoryCodes":[],"merchantCategoryCodesNullReason":"not_disclosed","categoryComplement":false,"redemptionOptions":[],"minimumQualifyingPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","maximumQualifyingPurchaseCents":null,"maximumPurchaseNullReason":"not_disclosed","qualificationPeriod":null,"qualificationPeriodNullReason":"not_disclosed","pointsPostingMaximumDays":null,"pointsPostingNullReason":"not_disclosed","pointsExpirationYears":null,"pointsExpirationAnchor":null,"pointsExpirationPolicy":null,"pointsRedemptionDaysAfterClosure":null,"pointsRedemptionAfterClosureNullReason":"not_disclosed","pointsExpirationNullReason":"not_disclosed","redemptionOptionsNullReason":"not_disclosed","conditions":"If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.","qualificationConditions":[],"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:29:09.776Z","sources":[{"snapshotId":"54318","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:09.776Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-classic","passageId":"a28c9c960414b1d9d1a1f8d12675154d","pageNumber":null,"quote":"If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.","recordId":"official-issuer:page:url:dcc02c6592a7b8d98edce08d6d663486351ccf1b78416707c3e05e998a69df71","recordFields":[],"fieldKey":"card_reward"}],"groupKey":"purchase-rewards","tierKey":"purchases","groupLabel":"Purchase rewards","pointsPerDollar":1.5,"merchantCategoryCodes":[],"merchantCategoryCodesNullReason":"not_disclosed","categoryComplement":false,"redemptionOptions":["airline miles","gift cards"],"minimumQualifyingPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","maximumQualifyingPurchaseCents":null,"maximumPurchaseNullReason":"not_disclosed","qualificationPeriod":null,"qualificationPeriodNullReason":"not_disclosed","pointsPostingMaximumDays":null,"pointsPostingNullReason":"not_disclosed","pointsExpirationYears":null,"pointsExpirationAnchor":null,"pointsExpirationPolicy":null,"pointsRedemptionDaysAfterClosure":null,"pointsRedemptionAfterClosureNullReason":"not_disclosed","pointsExpirationNullReason":"not_disclosed","redemptionOptionsNullReason":null,"conditions":"If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.","qualificationConditions":[],"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:29:26.594Z","sources":[{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"ad9e13e462a0fe57e43d1f5a57c1d89f","pageNumber":null,"quote":"You will earn 1.5 points for every $1 spent on your Peak Visa Platinum Rewards card","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"546807566ac5161e7a950e10ae774656","pageNumber":null,"quote":"You can redeem your points for rewards including:","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:0"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"96a45a559b6435fa5bf6779dc9de36ba","pageNumber":null,"quote":"Travel on any airline with no black-out dates","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:1"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"e3a25abde1ff7858655a9e593ef9ab32","pageNumber":null,"quote":"Merchandise from brands including Apple, Dyson, LG and more","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:2"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"77c501bd776cddd6219171fe0b1abe3e","pageNumber":null,"quote":"Gift cards to businesses including Regal Cinemas, Macy's and more","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:3"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"d93afeb14ef719c8c0b2eb86dbe11b13","pageNumber":null,"quote":"Unique experiences","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:4"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"c6f172951dde3d5deee82091bf973421","pageNumber":null,"quote":"Charitable donations","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:5"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"4748fb7e6c92aefee8ddf7f5f910653f","pageNumber":null,"quote":"Event tickets","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:6"}],"groupKey":"purchase-rewards","tierKey":"purchase-points","groupLabel":"Purchase rewards","pointsPerDollar":1.5,"merchantCategoryCodes":[],"merchantCategoryCodesNullReason":"not_disclosed","categoryComplement":false,"redemptionOptions":["air travel","merchandise","gift cards","experiences","charitable donations","event tickets"],"minimumQualifyingPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","maximumQualifyingPurchaseCents":null,"maximumPurchaseNullReason":"not_disclosed","qualificationPeriod":null,"qualificationPeriodNullReason":"not_disclosed","pointsPostingMaximumDays":null,"pointsPostingNullReason":"not_disclosed","pointsExpirationYears":null,"pointsExpirationAnchor":null,"pointsExpirationPolicy":null,"pointsRedemptionDaysAfterClosure":null,"pointsRedemptionAfterClosureNullReason":"not_disclosed","pointsExpirationNullReason":"not_disclosed","redemptionOptionsNullReason":null,"conditions":"You will earn 1.5 points for every $1 spent on your Peak Visa Platinum Rewards card","qualificationConditions":["You can redeem your points for rewards including:","Travel on any airline with no black-out dates","Merchandise from brands including Apple, Dyson, LG and more","Gift cards to businesses including Regal Cinemas, Macy's and more","Unique experiences","Charitable donations","Event tickets"],"qualificationConditionSources":[{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"546807566ac5161e7a950e10ae774656","pageNumber":null,"quote":"You can redeem your points for rewards including:","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:0"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"96a45a559b6435fa5bf6779dc9de36ba","pageNumber":null,"quote":"Travel on any airline with no black-out dates","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:1"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"e3a25abde1ff7858655a9e593ef9ab32","pageNumber":null,"quote":"Merchandise from brands including Apple, Dyson, LG and more","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:2"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"77c501bd776cddd6219171fe0b1abe3e","pageNumber":null,"quote":"Gift cards to businesses including Regal Cinemas, Macy's and more","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:3"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"d93afeb14ef719c8c0b2eb86dbe11b13","pageNumber":null,"quote":"Unique experiences","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:4"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"c6f172951dde3d5deee82091bf973421","pageNumber":null,"quote":"Charitable donations","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:5"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"4748fb7e6c92aefee8ddf7f5f910653f","pageNumber":null,"quote":"Event tickets","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:6"}]},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:56:01.891Z","sources":[{"snapshotId":"54960","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-15T06:56:01.891Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/share-secured-visa","passageId":"1c70f48aa35e59fa9356605930914d08","pageNumber":null,"quote":"If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.","recordId":"official-issuer:page:url:bb30368c953c6603d09088672be8cd545c43cc6f521e8c274423cd84cb6d64c3","recordFields":[],"fieldKey":"card_reward"}],"groupKey":"purchases","tierKey":"purchases","groupLabel":"Purchases","pointsPerDollar":1.5,"merchantCategoryCodes":[],"merchantCategoryCodesNullReason":"not_disclosed","categoryComplement":false,"redemptionOptions":["airline miles","gift cards"],"minimumQualifyingPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","maximumQualifyingPurchaseCents":null,"maximumPurchaseNullReason":"not_disclosed","qualificationPeriod":null,"qualificationPeriodNullReason":"not_disclosed","pointsPostingMaximumDays":null,"pointsPostingNullReason":"not_disclosed","pointsExpirationYears":null,"pointsExpirationAnchor":null,"pointsExpirationPolicy":null,"pointsRedemptionDaysAfterClosure":null,"pointsRedemptionAfterClosureNullReason":"not_disclosed","pointsExpirationNullReason":"not_disclosed","redemptionOptionsNullReason":null,"conditions":"If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.","qualificationConditions":[],"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T11:37:17.849Z","sources":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"16fa2de2fb1a42f40b082a40135bac4f","pageNumber":null,"quote":"If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"card_reward"}],"groupKey":"rewards","tierKey":"points-322","groupLabel":"If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.","pointsPerDollar":1.5,"merchantCategoryCodes":[],"merchantCategoryCodesNullReason":"not_disclosed","categoryComplement":false,"redemptionOptions":[],"minimumQualifyingPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","maximumQualifyingPurchaseCents":null,"maximumPurchaseNullReason":"not_disclosed","qualificationPeriod":null,"qualificationPeriodNullReason":"not_disclosed","pointsPostingMaximumDays":null,"pointsPostingNullReason":"not_disclosed","pointsExpirationYears":null,"pointsExpirationAnchor":null,"pointsExpirationPolicy":null,"pointsRedemptionDaysAfterClosure":null,"pointsRedemptionAfterClosureNullReason":"not_disclosed","pointsExpirationNullReason":"not_disclosed","redemptionOptionsNullReason":"not_disclosed","conditions":"If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.","qualificationConditions":[],"qualificationConditionSources":[]}],"cashBenefits":[],"cardLinks":[],"cardWithholdings":[{"observationKind":"card_reward","fieldKey":"perks-points-mall","reason":"unparsed_value","detail":"The page states 5x points without defining the multiplier as points per dollar.","sources":[{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"0ddebc693346bc22b039ba4945502ac2","pageNumber":null,"quote":"Shop our online network of over 800 top national and regional merchants and earn 5x points.","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"withheld:card_reward:perks-points-mall"}]},{"observationKind":"card_reward","fieldKey":"more-points-superstore","reason":"unparsed_value","detail":"The page states 3x points without defining the multiplier as points per dollar.","sources":[{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"0be110f37996489e739d90e853759dc0","pageNumber":null,"quote":"Earn 3x points on all qualified purchases including brand name merchandise and popular gift cards for dining, entertainment, shopping and travel related expenses including hotel, fuel and car rental.","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"withheld:card_reward:more-points-superstore"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"2621","offerKind":"standard","channel":null,"nameAsFiled":"Platinum Rewards VISA","handle":null,"terms":{"productId":"3805","path":"peak-credit-union/platinum-rewards-visa","name":"Platinum Rewards VISA","officialName":"Platinum Rewards VISA","aliases":[],"institutionId":"76513","institutionName":"Peak Credit Union","institutionHandle":"peak-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"visa","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":2500,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":1350,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":1350,"purchaseRegularMaxBps":1350,"purchaseIntroAllBps":190,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":190,"purchaseIntroMaxBps":190,"balanceTransferRegularAllBps":1050,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":1050,"balanceTransferRegularMaxBps":1050,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":1650,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":1650,"cashAdvanceRegularMaxBps":1650,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":"unknown","purchaseRateType":"variable","variableRateIndex":null,"annualFeeAmountCents":2500,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"unknown","cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":2000,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":1350,"maxPurchaseAprBps":1350,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T11:37:17.849Z","sources":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"6dd61cfac36144f9ae237fb639486eb3","pageNumber":null,"quote":"10.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:balance_transfer:regular:all:0"},{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"6dd61cfac36144f9ae237fb639486eb3","pageNumber":null,"quote":"10.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:balance_transfer:regular:conditions"}],"purpose":"balance_transfer","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":1050,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":1050,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":"10.50% APR Variable","eligibilityConditionSources":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"6dd61cfac36144f9ae237fb639486eb3","pageNumber":null,"quote":"10.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:balance_transfer:regular:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"6dd61cfac36144f9ae237fb639486eb3","pageNumber":null,"quote":"10.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:balance_transfer:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T11:37:17.849Z","sources":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"d88ea55b3573c96abfa7b2a1486bc8b8","pageNumber":null,"quote":"16.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:cash_advance:regular:conditions"},{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"d88ea55b3573c96abfa7b2a1486bc8b8","pageNumber":null,"quote":"16.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"}],"purpose":"cash_advance","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":1650,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":1650,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":"16.50% APR Variable","eligibilityConditionSources":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"d88ea55b3573c96abfa7b2a1486bc8b8","pageNumber":null,"quote":"16.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:cash_advance:regular:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"d88ea55b3573c96abfa7b2a1486bc8b8","pageNumber":null,"quote":"16.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T11:37:17.849Z","sources":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"097d83bf92346d9a6ebcee621dd25b7e","pageNumber":null,"quote":"1.90% on purchases for the first 180 days*","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:purchase:introductory:all:0"},{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"8e1e92e51d635323c42ee5366a0e54da","pageNumber":null,"quote":"The fixed introductory rate applies to new purchases posted to a new consumer Visa® credit card account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates. The fixed introductory rate does not apply to the Share Secured Visa Credit Card. Please review the terms and conditions of the …","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:purchase:introductory:conditions"}],"purpose":"purchase","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"fixed","rateTypeNullReason":null,"minimumBps":190,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":190,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":180,"durationBillingCycles":null,"durationBillingCyclesNullReason":"not_applicable","eligibilityConditions":"The fixed introductory rate applies to new purchases posted to a new consumer Visa® credit card account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates. The fixed introductory rate does not apply to the Share Secured Visa Credit Card. Please review the terms and conditions of the account for details.","eligibilityConditionSources":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"8e1e92e51d635323c42ee5366a0e54da","pageNumber":null,"quote":"The fixed introductory rate applies to new purchases posted to a new consumer Visa® credit card account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates. The fixed introductory rate does not apply to the Share Secured Visa Credit Card. Please review the terms and conditions of the …","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:purchase:introductory:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"097d83bf92346d9a6ebcee621dd25b7e","pageNumber":null,"quote":"1.90% on purchases for the first 180 days*","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:purchase:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T11:37:17.849Z","sources":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"3d962db9159c9b7981cf46178dfbaccb","pageNumber":null,"quote":"13.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:purchase:regular:conditions"},{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"3d962db9159c9b7981cf46178dfbaccb","pageNumber":null,"quote":"13.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:purchase:regular:all:0"}],"purpose":"purchase","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":1350,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":1350,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":"13.50% APR Variable","eligibilityConditionSources":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"3d962db9159c9b7981cf46178dfbaccb","pageNumber":null,"quote":"13.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:purchase:regular:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"3d962db9159c9b7981cf46178dfbaccb","pageNumber":null,"quote":"13.50% APR Variable","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"apr:purchase:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T11:37:17.849Z","sources":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"380f90fb0af61eb6bc11907fe436f2b9","pageNumber":null,"quote":"$25","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":2500,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":"amount_only","explanation":"$25"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T11:37:17.849Z","sources":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"949ac0c138b3e8dd29eacd6024084179","pageNumber":null,"quote":"Late Payment Fee: Payments more than 10 days past due will be charged $20.00.","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"fee:late_payment:1"}],"feeType":"late_payment","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":2000,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"Late Payment Fee: Payments more than 10 days past due will be charged $20.00."}],"cardTerms":null,"partialCardNetwork":{"network":"visa","sources":[{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"ad9e13e462a0fe57e43d1f5a57c1d89f","pageNumber":null,"quote":"You will earn 1.5 points for every $1 spent on your Peak Visa Platinum Rewards card","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"network"},{"snapshotId":"54318","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:09.776Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-classic","passageId":"d9a914cc34a115236e6a942c692d1f75","pageNumber":null,"quote":"Visa Platinum Rewards","recordId":"official-issuer:page:url:dcc02c6592a7b8d98edce08d6d663486351ccf1b78416707c3e05e998a69df71","recordFields":[],"fieldKey":"network"},{"snapshotId":"54960","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-15T06:56:01.891Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/share-secured-visa","passageId":"670f7041279eaefe6a015c942f635dd2","pageNumber":null,"quote":"Visa Platinum Rewards","recordId":"official-issuer:page:url:bb30368c953c6603d09088672be8cd545c43cc6f521e8c274423cd84cb6d64c3","recordFields":[],"fieldKey":"network"}]},"signupBonuses":[],"cardRewards":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T11:36:59.350Z","sources":[{"snapshotId":"52830","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:36:59.350Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum","passageId":"35d3382a2fb7c1cc266d1f804e7e944a","pageNumber":null,"quote":"If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.","recordId":"official-issuer:page:url:e0fc606740703284cbeed07e353ed09dae266c396ebae83477b97a2aa43b2cb9","recordFields":[],"fieldKey":"card_reward"}],"groupKey":"purchase-rewards","tierKey":"points-319","groupLabel":"Purchase rewards","pointsPerDollar":1.5,"merchantCategoryCodes":[],"merchantCategoryCodesNullReason":"not_disclosed","categoryComplement":false,"redemptionOptions":[],"minimumQualifyingPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","maximumQualifyingPurchaseCents":null,"maximumPurchaseNullReason":"not_disclosed","qualificationPeriod":null,"qualificationPeriodNullReason":"not_disclosed","pointsPostingMaximumDays":null,"pointsPostingNullReason":"not_disclosed","pointsExpirationYears":null,"pointsExpirationAnchor":null,"pointsExpirationPolicy":null,"pointsRedemptionDaysAfterClosure":null,"pointsRedemptionAfterClosureNullReason":"not_disclosed","pointsExpirationNullReason":"not_disclosed","redemptionOptionsNullReason":"not_disclosed","conditions":"If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.","qualificationConditions":[],"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:29:09.776Z","sources":[{"snapshotId":"54318","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:09.776Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-classic","passageId":"a28c9c960414b1d9d1a1f8d12675154d","pageNumber":null,"quote":"If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.","recordId":"official-issuer:page:url:dcc02c6592a7b8d98edce08d6d663486351ccf1b78416707c3e05e998a69df71","recordFields":[],"fieldKey":"card_reward"}],"groupKey":"purchase-rewards","tierKey":"purchases","groupLabel":"Purchase rewards","pointsPerDollar":1.5,"merchantCategoryCodes":[],"merchantCategoryCodesNullReason":"not_disclosed","categoryComplement":false,"redemptionOptions":["airline miles","gift cards"],"minimumQualifyingPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","maximumQualifyingPurchaseCents":null,"maximumPurchaseNullReason":"not_disclosed","qualificationPeriod":null,"qualificationPeriodNullReason":"not_disclosed","pointsPostingMaximumDays":null,"pointsPostingNullReason":"not_disclosed","pointsExpirationYears":null,"pointsExpirationAnchor":null,"pointsExpirationPolicy":null,"pointsRedemptionDaysAfterClosure":null,"pointsRedemptionAfterClosureNullReason":"not_disclosed","pointsExpirationNullReason":"not_disclosed","redemptionOptionsNullReason":null,"conditions":"If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.","qualificationConditions":[],"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T22:29:26.594Z","sources":[{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"ad9e13e462a0fe57e43d1f5a57c1d89f","pageNumber":null,"quote":"You will earn 1.5 points for every $1 spent on your Peak Visa Platinum Rewards card","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"546807566ac5161e7a950e10ae774656","pageNumber":null,"quote":"You can redeem your points for rewards including:","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:0"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"96a45a559b6435fa5bf6779dc9de36ba","pageNumber":null,"quote":"Travel on any airline with no black-out dates","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:1"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"e3a25abde1ff7858655a9e593ef9ab32","pageNumber":null,"quote":"Merchandise from brands including Apple, Dyson, LG and more","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:2"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"77c501bd776cddd6219171fe0b1abe3e","pageNumber":null,"quote":"Gift cards to businesses including Regal Cinemas, Macy's and more","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:3"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"d93afeb14ef719c8c0b2eb86dbe11b13","pageNumber":null,"quote":"Unique experiences","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:4"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"c6f172951dde3d5deee82091bf973421","pageNumber":null,"quote":"Charitable donations","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:5"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"4748fb7e6c92aefee8ddf7f5f910653f","pageNumber":null,"quote":"Event tickets","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:6"}],"groupKey":"purchase-rewards","tierKey":"purchase-points","groupLabel":"Purchase rewards","pointsPerDollar":1.5,"merchantCategoryCodes":[],"merchantCategoryCodesNullReason":"not_disclosed","categoryComplement":false,"redemptionOptions":["air travel","merchandise","gift cards","experiences","charitable donations","event tickets"],"minimumQualifyingPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","maximumQualifyingPurchaseCents":null,"maximumPurchaseNullReason":"not_disclosed","qualificationPeriod":null,"qualificationPeriodNullReason":"not_disclosed","pointsPostingMaximumDays":null,"pointsPostingNullReason":"not_disclosed","pointsExpirationYears":null,"pointsExpirationAnchor":null,"pointsExpirationPolicy":null,"pointsRedemptionDaysAfterClosure":null,"pointsRedemptionAfterClosureNullReason":"not_disclosed","pointsExpirationNullReason":"not_disclosed","redemptionOptionsNullReason":null,"conditions":"You will earn 1.5 points for every $1 spent on your Peak Visa Platinum Rewards card","qualificationConditions":["You can redeem your points for rewards including:","Travel on any airline with no black-out dates","Merchandise from brands including Apple, Dyson, LG and more","Gift cards to businesses including Regal Cinemas, Macy's and more","Unique experiences","Charitable donations","Event tickets"],"qualificationConditionSources":[{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"546807566ac5161e7a950e10ae774656","pageNumber":null,"quote":"You can redeem your points for rewards including:","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:0"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"96a45a559b6435fa5bf6779dc9de36ba","pageNumber":null,"quote":"Travel on any airline with no black-out dates","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:1"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"e3a25abde1ff7858655a9e593ef9ab32","pageNumber":null,"quote":"Merchandise from brands including Apple, Dyson, LG and more","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:2"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"77c501bd776cddd6219171fe0b1abe3e","pageNumber":null,"quote":"Gift cards to businesses including Regal Cinemas, Macy's and more","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:3"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"d93afeb14ef719c8c0b2eb86dbe11b13","pageNumber":null,"quote":"Unique experiences","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:4"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"c6f172951dde3d5deee82091bf973421","pageNumber":null,"quote":"Charitable donations","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:5"},{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"4748fb7e6c92aefee8ddf7f5f910653f","pageNumber":null,"quote":"Event tickets","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"card_reward:qualification:6"}]},{"effectiveFrom":"2026-10-15","effectiveTo":null,"lastObservedAt":"2026-10-15T06:56:01.891Z","sources":[{"snapshotId":"54960","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-15T06:56:01.891Z","effectiveOn":"2026-10-15","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/share-secured-visa","passageId":"1c70f48aa35e59fa9356605930914d08","pageNumber":null,"quote":"If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.","recordId":"official-issuer:page:url:bb30368c953c6603d09088672be8cd545c43cc6f521e8c274423cd84cb6d64c3","recordFields":[],"fieldKey":"card_reward"}],"groupKey":"purchases","tierKey":"purchases","groupLabel":"Purchases","pointsPerDollar":1.5,"merchantCategoryCodes":[],"merchantCategoryCodesNullReason":"not_disclosed","categoryComplement":false,"redemptionOptions":["airline miles","gift cards"],"minimumQualifyingPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","maximumQualifyingPurchaseCents":null,"maximumPurchaseNullReason":"not_disclosed","qualificationPeriod":null,"qualificationPeriodNullReason":"not_disclosed","pointsPostingMaximumDays":null,"pointsPostingNullReason":"not_disclosed","pointsExpirationYears":null,"pointsExpirationAnchor":null,"pointsExpirationPolicy":null,"pointsRedemptionDaysAfterClosure":null,"pointsRedemptionAfterClosureNullReason":"not_disclosed","pointsExpirationNullReason":"not_disclosed","redemptionOptionsNullReason":null,"conditions":"If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.","qualificationConditions":[],"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T11:37:17.849Z","sources":[{"snapshotId":"52831","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T11:37:17.849Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/visa-platinum-rewards","passageId":"16fa2de2fb1a42f40b082a40135bac4f","pageNumber":null,"quote":"If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.","recordId":"official-issuer:page:url:c0acde1b6efa0794da3db49914f1592fa2f253b93945b4a71255db655a7b7515","recordFields":[],"fieldKey":"card_reward"}],"groupKey":"rewards","tierKey":"points-322","groupLabel":"If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.","pointsPerDollar":1.5,"merchantCategoryCodes":[],"merchantCategoryCodesNullReason":"not_disclosed","categoryComplement":false,"redemptionOptions":[],"minimumQualifyingPurchaseCents":null,"minimumPurchaseNullReason":"not_disclosed","maximumQualifyingPurchaseCents":null,"maximumPurchaseNullReason":"not_disclosed","qualificationPeriod":null,"qualificationPeriodNullReason":"not_disclosed","pointsPostingMaximumDays":null,"pointsPostingNullReason":"not_disclosed","pointsExpirationYears":null,"pointsExpirationAnchor":null,"pointsExpirationPolicy":null,"pointsRedemptionDaysAfterClosure":null,"pointsRedemptionAfterClosureNullReason":"not_disclosed","pointsExpirationNullReason":"not_disclosed","redemptionOptionsNullReason":"not_disclosed","conditions":"If you like earning rewards like airline miles or gift cards, you can earn 1.5 points for every dollar you spend on this card.","qualificationConditions":[],"qualificationConditionSources":[]}],"cashBenefits":[],"cardLinks":[],"cardWithholdings":[{"observationKind":"card_reward","fieldKey":"perks-points-mall","reason":"unparsed_value","detail":"The page states 5x points without defining the multiplier as points per dollar.","sources":[{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"0ddebc693346bc22b039ba4945502ac2","pageNumber":null,"quote":"Shop our online network of over 800 top national and regional merchants and earn 5x points.","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"withheld:card_reward:perks-points-mall"}]},{"observationKind":"card_reward","fieldKey":"more-points-superstore","reason":"unparsed_value","detail":"The page states 3x points without defining the multiplier as points per dollar.","sources":[{"snapshotId":"54319","sourceKind":"official_issuer","publisherName":"PEAK","capturedAt":"2026-10-14T22:29:26.594Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.peakcu.org/credit-cards/rewards","passageId":"0be110f37996489e739d90e853759dc0","pageNumber":null,"quote":"Earn 3x points on all qualified purchases including brand name merchandise and popular gift cards for dining, entertainment, shopping and travel related expenses including hotel, fuel and car rental.","recordId":"official-issuer:page:url:d342d9c78275af4820ef952aa29f4a044e7bb097bbf0a88ba5d53e91f4d4bd23","recordFields":[],"fieldKey":"withheld:card_reward:more-points-superstore"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}