{"data":{"path":"pennsylvania-state-employees-credit-union/founder-s-rewards-card","artwork":{"path":"pennsylvania-state-employees-credit-union/founder-s-rewards-card","url":"/v1/product-artwork/pennsylvania-state-employees-credit-union/founder-s-rewards-card/d86c03b1868a6dbf3dc7c2194607620426e1f941bd59343b5f09404a451e366e.webp","sha256":"d86c03b1868a6dbf3dc7c2194607620426e1f941bd59343b5f09404a451e366e","width":160,"height":102,"sourceUrl":"https://www.psecu.com/hubfs/-/media/images/visa-cards/psecu-founders-card-01.png","sourcePageUrl":"https://www.psecu.com/credit-cards/choose","capturedAt":"2026-10-14T09:48:20.464Z"},"name":"Founder's Rewards Card","officialName":"Founder's Rewards Card","type":"credit_card","audience":"consumer","lifecycleStatus":"active","owner":{"name":"Pennsylvania State Employees Credit Union","handle":"pennsylvania-state-employees-credit-union"},"institution":{"name":"Pennsylvania State Employees Credit Union","handle":"pennsylvania-state-employees-credit-union"},"actualIssuerName":null,"standardOffer":{"id":"2818","offerKind":"standard","channel":null,"nameAsFiled":"Founder's Rewards Card","handle":null,"terms":{"productId":"4002","path":"pennsylvania-state-employees-credit-union/founder-s-rewards-card","name":"Founder's Rewards Card","officialName":"Founder's Rewards Card","aliases":[],"institutionId":"75738","institutionName":"Pennsylvania State Employees Credit Union","institutionHandle":"pennsylvania-state-employees-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":1615,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":1615,"balanceTransferRegularMaxBps":1615,"balanceTransferIntroAllBps":490,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":490,"balanceTransferIntroMaxBps":490,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"unknown","cashAdvanceFeeAmountCents":0,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"not_disclosed","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:05:39.735Z","sources":[{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"9d728d1d58aa747e1668512faf2cdb71","pageNumber":null,"quote":"PSECU is offering a promotional rate of \n    \n      \n    \n      \n    \n      \n    \n      \n        4.90%\n      \n    \n   APR on all Visa balance transfers that post to your account on 7/1/2026 through 12/31/2026 (“promotional period”). Any Visa balance transfers that post to your account after 12/31/2026 are not eligible for this promotional rate offer. The promotional rate will continue to apply to…","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:all:0"},{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"9d728d1d58aa747e1668512faf2cdb71","pageNumber":null,"quote":"PSECU is offering a promotional rate of \n    \n      \n    \n      \n    \n      \n    \n      \n        4.90%\n      \n    \n   APR on all Visa balance transfers that post to your account on 7/1/2026 through 12/31/2026 (“promotional period”). Any Visa balance transfers that post to your account after 12/31/2026 are not eligible for this promotional rate offer. The promotional rate will continue to apply to…","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:conditions"}],"purpose":"balance_transfer","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":490,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":490,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":"not_disclosed","eligibilityConditions":" PSECU is offering a promotional rate of \n    \n      \n    \n      \n    \n      \n    \n      \n        4.90%\n      \n    \n   APR on all Visa balance transfers that post to your account on 7/1/2026 through 12/31/2026 (“promotional period”). Any Visa balance transfers that post to your account after 12/31/2026 are not eligible for this promotional rate offer. The promotional rate will continue to apply to Visa balance transfers made during the promotional period until 12/31/2027. Thereafter, any remaining unpaid portion of your original balance transfer(s) made during the promotional period will be subject to the current APR for balance transfers, which is 16.15% APR as of 10/13/2026 10:05:19 PM. APR denotes Annual Percentage Rate. This is a variable rate equal to the Prime Rate plus a margin of 9.15% and is subject to change at any time. Visa balance transfers are limited to the available credit of your Visa credit limit. PSECU Visa Business Cards are not eligible for this promotional rate offer. Payments will be applied as stated in your PSECU ","eligibilityConditionSources":[{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"9d728d1d58aa747e1668512faf2cdb71","pageNumber":null,"quote":"PSECU is offering a promotional rate of \n    \n      \n    \n      \n    \n      \n    \n      \n        4.90%\n      \n    \n   APR on all Visa balance transfers that post to your account on 7/1/2026 through 12/31/2026 (“promotional period”). Any Visa balance transfers that post to your account after 12/31/2026 are not eligible for this promotional rate offer. The promotional rate will continue to apply to…","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"9d728d1d58aa747e1668512faf2cdb71","pageNumber":null,"quote":"PSECU is offering a promotional rate of \n    \n      \n    \n      \n    \n      \n    \n      \n        4.90%\n      \n    \n   APR on all Visa balance transfers that post to your account on 7/1/2026 through 12/31/2026 (“promotional period”). Any Visa balance transfers that post to your account after 12/31/2026 are not eligible for this promotional rate offer. The promotional rate will continue to apply to…","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:05:39.735Z","sources":[{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"9d728d1d58aa747e1668512faf2cdb71","pageNumber":null,"quote":"PSECU is offering a promotional rate of \n    \n      \n    \n      \n    \n      \n    \n      \n        4.90%\n      \n    \n   APR on all Visa balance transfers that post to your account on 7/1/2026 through 12/31/2026 (“promotional period”). Any Visa balance transfers that post to your account after 12/31/2026 are not eligible for this promotional rate offer. The promotional rate will continue to apply to…","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"apr:balance_transfer:regular:all:0"},{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"9d728d1d58aa747e1668512faf2cdb71","pageNumber":null,"quote":"PSECU is offering a promotional rate of \n    \n      \n    \n      \n    \n      \n    \n      \n        4.90%\n      \n    \n   APR on all Visa balance transfers that post to your account on 7/1/2026 through 12/31/2026 (“promotional period”). Any Visa balance transfers that post to your account after 12/31/2026 are not eligible for this promotional rate offer. The promotional rate will continue to apply to…","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"apr:balance_transfer:regular:conditions"}],"purpose":"balance_transfer","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":1615,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":1615,"maximumBpsNullReason":null,"indexName":"Prime","marginBps":915,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":" PSECU is offering a promotional rate of \n    \n      \n    \n      \n    \n      \n    \n      \n        4.90%\n      \n    \n   APR on all Visa balance transfers that post to your account on 7/1/2026 through 12/31/2026 (“promotional period”). Any Visa balance transfers that post to your account after 12/31/2026 are not eligible for this promotional rate offer. The promotional rate will continue to apply to Visa balance transfers made during the promotional period until 12/31/2027. Thereafter, any remaining unpaid portion of your original balance transfer(s) made during the promotional period will be subject to the current APR for balance transfers, which is 16.15% APR as of 10/13/2026 10:05:19 PM. APR denotes Annual Percentage Rate. This is a variable rate equal to the Prime Rate plus a margin of 9.15% and is subject to change at any time. Visa balance transfers are limited to the available credit of your Visa credit limit. PSECU Visa Business Cards are not eligible for this promotional rate offer. Payments will be applied as stated in your PSECU ","eligibilityConditionSources":[{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"9d728d1d58aa747e1668512faf2cdb71","pageNumber":null,"quote":"PSECU is offering a promotional rate of \n    \n      \n    \n      \n    \n      \n    \n      \n        4.90%\n      \n    \n   APR on all Visa balance transfers that post to your account on 7/1/2026 through 12/31/2026 (“promotional period”). Any Visa balance transfers that post to your account after 12/31/2026 are not eligible for this promotional rate offer. The promotional rate will continue to apply to…","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"apr:balance_transfer:regular:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"9d728d1d58aa747e1668512faf2cdb71","pageNumber":null,"quote":"PSECU is offering a promotional rate of \n    \n      \n    \n      \n    \n      \n    \n      \n        4.90%\n      \n    \n   APR on all Visa balance transfers that post to your account on 7/1/2026 through 12/31/2026 (“promotional period”). Any Visa balance transfers that post to your account after 12/31/2026 are not eligible for this promotional rate offer. The promotional rate will continue to apply to…","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"apr:balance_transfer:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T14:03:52.791Z","sources":[{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"5b2cfce435305883005df9af45c8e1f0","pageNumber":null,"quote":"No Annual Fee","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"annual_fee"},{"snapshotId":"53235","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T14:03:52.791Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/Credit-Cards/Founders-Rewards-Card","passageId":"fb476083645c98d53795c628e42a3642","pageNumber":null,"quote":"Enjoy no annual fee","recordId":"official-issuer:page:url:27b7f519bf326e6f667498389f6b42f4c1b48a8a50619d3d97134402bc602ebe","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"Enjoy no annual fee"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T14:03:52.791Z","sources":[{"snapshotId":"53235","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T14:03:52.791Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/Credit-Cards/Founders-Rewards-Card","passageId":"17feb3db297531fe8f3ec84341e7379e","pageNumber":null,"quote":"Access funds through nearly 85,000+ ATMs in our network with no cash advance fees.","recordId":"official-issuer:page:url:27b7f519bf326e6f667498389f6b42f4c1b48a8a50619d3d97134402bc602ebe","recordFields":[],"fieldKey":"fee:cash_advance:1"}],"feeType":"cash_advance","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"Access funds through nearly 85,000+ ATMs in our network with no cash advance fees."},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T14:03:52.791Z","sources":[{"snapshotId":"53235","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T14:03:52.791Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/Credit-Cards/Founders-Rewards-Card","passageId":"0615496034a603e8f0f4e72487e69292","pageNumber":null,"quote":"Up to $27","recordId":"official-issuer:page:url:27b7f519bf326e6f667498389f6b42f4c1b48a8a50619d3d97134402bc602ebe","recordFields":[],"fieldKey":"fee:late_payment:1"}],"feeType":"late_payment","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":2700,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"other","explanation":"Up to $27"}],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T14:03:52.791Z","sources":[{"snapshotId":"53235","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T14:03:52.791Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/Credit-Cards/Founders-Rewards-Card","passageId":"11efb591bd360a1d36674a787fee178a","pageNumber":null,"quote":"You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. Some exclusions may apply. See the","recordId":"official-issuer:page:url:27b7f519bf326e6f667498389f6b42f4c1b48a8a50619d3d97134402bc602ebe","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"cash-421","benefitKind":"cashback_earnings","percentBps":150,"percentNullReason":null,"maximumPercentBps":200,"maximumPercentNullReason":null,"amountCents":null,"amountNullReason":"not_applicable","amountIsUpperBound":false,"minimumQualifyingSpendCents":null,"minimumSpendNullReason":"not_applicable","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"\n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n        You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. Some exclusions may apply. See the ","qualificationConditions":null,"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:05:39.735Z","sources":[{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"4c89a82d0f6cc9cd371e83ad9fb98af9","pageNumber":null,"quote":"You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. Some exclusions may apply. See the","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"cashback-earnings","benefitKind":"cashback_earnings","percentBps":150,"percentNullReason":null,"maximumPercentBps":200,"maximumPercentNullReason":null,"amountCents":null,"amountNullReason":"not_applicable","amountIsUpperBound":false,"minimumQualifyingSpendCents":null,"minimumSpendNullReason":"not_applicable","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"\n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n        You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. Some exclusions may apply. See the ","qualificationConditions":null,"qualificationConditionSources":[]}],"cardLinks":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:05:39.735Z","sources":[{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"76c7002a5f3d2d62d17b736b93148ac1","pageNumber":null,"quote":"Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"card_link"}],"linkKey":"disclosure-433","linkKind":"disclosure","url":"https://www.psecu.com/-/media/files/pdf/credit-services/3907.pdf","label":"Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details."},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:05:39.735Z","sources":[{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"4d659cd6629f67a4ec023cd6e06ee129","pageNumber":null,"quote":"Visa® Founder's and Visa® Alumni Rewards Consumer Credit Card Agreement and Disclosure","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"card_link"}],"linkKey":"disclosure-440","linkKind":"disclosure","url":"https://www.psecu.com/hubfs/-/media/files/pdf/credit-services/3897.pdf","label":"Visa® Founder's and Visa® Alumni Rewards Consumer Credit Card Agreement and Disclosure"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T14:03:52.791Z","sources":[{"snapshotId":"53235","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T14:03:52.791Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/Credit-Cards/Founders-Rewards-Card","passageId":"59325afe539f5975ad81385fecf14f25","pageNumber":null,"quote":"Visa® Founder's and Visa® Alumni Rewards Consumer Credit Card Agreement and Disclosure","recordId":"official-issuer:page:url:27b7f519bf326e6f667498389f6b42f4c1b48a8a50619d3d97134402bc602ebe","recordFields":[],"fieldKey":"card_link"}],"linkKey":"link-425","linkKind":"disclosure","url":"https://www.psecu.com/-/media/files/pdf/credit-services/3897.pdf","label":"Visa® Founder's and Visa® Alumni Rewards Consumer Credit Card Agreement and Disclosure"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T14:03:52.791Z","sources":[{"snapshotId":"53235","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T14:03:52.791Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/Credit-Cards/Founders-Rewards-Card","passageId":"05f8d7f646177637df3db99e27069376","pageNumber":null,"quote":"Visa® Founder's and Visa® Alumni Rewards Credit Card Account Opening Disclosure","recordId":"official-issuer:page:url:27b7f519bf326e6f667498389f6b42f4c1b48a8a50619d3d97134402bc602ebe","recordFields":[],"fieldKey":"card_link"}],"linkKey":"link-427","linkKind":"disclosure","url":"https://www.psecu.com/-/media/files/pdf/services/3896.pdf","label":"Visa® Founder's and Visa® Alumni Rewards Credit Card Account Opening Disclosure"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T14:03:52.791Z","sources":[{"snapshotId":"53235","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T14:03:52.791Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/Credit-Cards/Founders-Rewards-Card","passageId":"57d78e7b9decfdc7aad942efc856b428","pageNumber":null,"quote":"Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.","recordId":"official-issuer:page:url:27b7f519bf326e6f667498389f6b42f4c1b48a8a50619d3d97134402bc602ebe","recordFields":[],"fieldKey":"card_link"}],"linkKey":"link-422","linkKind":"rewards_program","url":"https://www.psecu.com/-/media/files/pdf/credit-services/3907.pdf","label":"Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details."}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"2818","offerKind":"standard","channel":null,"nameAsFiled":"Founder's Rewards Card","handle":null,"terms":{"productId":"4002","path":"pennsylvania-state-employees-credit-union/founder-s-rewards-card","name":"Founder's Rewards Card","officialName":"Founder's Rewards Card","aliases":[],"institutionId":"75738","institutionName":"Pennsylvania State Employees Credit Union","institutionHandle":"pennsylvania-state-employees-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":1615,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":1615,"balanceTransferRegularMaxBps":1615,"balanceTransferIntroAllBps":490,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":490,"balanceTransferIntroMaxBps":490,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"unknown","cashAdvanceFeeAmountCents":0,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":"not_disclosed","overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"unknown","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:05:39.735Z","sources":[{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"9d728d1d58aa747e1668512faf2cdb71","pageNumber":null,"quote":"PSECU is offering a promotional rate of \n    \n      \n    \n      \n    \n      \n    \n      \n        4.90%\n      \n    \n   APR on all Visa balance transfers that post to your account on 7/1/2026 through 12/31/2026 (“promotional period”). Any Visa balance transfers that post to your account after 12/31/2026 are not eligible for this promotional rate offer. The promotional rate will continue to apply to…","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:all:0"},{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"9d728d1d58aa747e1668512faf2cdb71","pageNumber":null,"quote":"PSECU is offering a promotional rate of \n    \n      \n    \n      \n    \n      \n    \n      \n        4.90%\n      \n    \n   APR on all Visa balance transfers that post to your account on 7/1/2026 through 12/31/2026 (“promotional period”). Any Visa balance transfers that post to your account after 12/31/2026 are not eligible for this promotional rate offer. The promotional rate will continue to apply to…","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:conditions"}],"purpose":"balance_transfer","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":490,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":490,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":"not_disclosed","eligibilityConditions":" PSECU is offering a promotional rate of \n    \n      \n    \n      \n    \n      \n    \n      \n        4.90%\n      \n    \n   APR on all Visa balance transfers that post to your account on 7/1/2026 through 12/31/2026 (“promotional period”). Any Visa balance transfers that post to your account after 12/31/2026 are not eligible for this promotional rate offer. The promotional rate will continue to apply to Visa balance transfers made during the promotional period until 12/31/2027. Thereafter, any remaining unpaid portion of your original balance transfer(s) made during the promotional period will be subject to the current APR for balance transfers, which is 16.15% APR as of 10/13/2026 10:05:19 PM. APR denotes Annual Percentage Rate. This is a variable rate equal to the Prime Rate plus a margin of 9.15% and is subject to change at any time. Visa balance transfers are limited to the available credit of your Visa credit limit. PSECU Visa Business Cards are not eligible for this promotional rate offer. Payments will be applied as stated in your PSECU ","eligibilityConditionSources":[{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"9d728d1d58aa747e1668512faf2cdb71","pageNumber":null,"quote":"PSECU is offering a promotional rate of \n    \n      \n    \n      \n    \n      \n    \n      \n        4.90%\n      \n    \n   APR on all Visa balance transfers that post to your account on 7/1/2026 through 12/31/2026 (“promotional period”). Any Visa balance transfers that post to your account after 12/31/2026 are not eligible for this promotional rate offer. The promotional rate will continue to apply to…","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"9d728d1d58aa747e1668512faf2cdb71","pageNumber":null,"quote":"PSECU is offering a promotional rate of \n    \n      \n    \n      \n    \n      \n    \n      \n        4.90%\n      \n    \n   APR on all Visa balance transfers that post to your account on 7/1/2026 through 12/31/2026 (“promotional period”). Any Visa balance transfers that post to your account after 12/31/2026 are not eligible for this promotional rate offer. The promotional rate will continue to apply to…","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"apr:balance_transfer:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:05:39.735Z","sources":[{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"9d728d1d58aa747e1668512faf2cdb71","pageNumber":null,"quote":"PSECU is offering a promotional rate of \n    \n      \n    \n      \n    \n      \n    \n      \n        4.90%\n      \n    \n   APR on all Visa balance transfers that post to your account on 7/1/2026 through 12/31/2026 (“promotional period”). Any Visa balance transfers that post to your account after 12/31/2026 are not eligible for this promotional rate offer. The promotional rate will continue to apply to…","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"apr:balance_transfer:regular:all:0"},{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"9d728d1d58aa747e1668512faf2cdb71","pageNumber":null,"quote":"PSECU is offering a promotional rate of \n    \n      \n    \n      \n    \n      \n    \n      \n        4.90%\n      \n    \n   APR on all Visa balance transfers that post to your account on 7/1/2026 through 12/31/2026 (“promotional period”). Any Visa balance transfers that post to your account after 12/31/2026 are not eligible for this promotional rate offer. The promotional rate will continue to apply to…","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"apr:balance_transfer:regular:conditions"}],"purpose":"balance_transfer","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":1615,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":1615,"maximumBpsNullReason":null,"indexName":"Prime","marginBps":915,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":" PSECU is offering a promotional rate of \n    \n      \n    \n      \n    \n      \n    \n      \n        4.90%\n      \n    \n   APR on all Visa balance transfers that post to your account on 7/1/2026 through 12/31/2026 (“promotional period”). Any Visa balance transfers that post to your account after 12/31/2026 are not eligible for this promotional rate offer. The promotional rate will continue to apply to Visa balance transfers made during the promotional period until 12/31/2027. Thereafter, any remaining unpaid portion of your original balance transfer(s) made during the promotional period will be subject to the current APR for balance transfers, which is 16.15% APR as of 10/13/2026 10:05:19 PM. APR denotes Annual Percentage Rate. This is a variable rate equal to the Prime Rate plus a margin of 9.15% and is subject to change at any time. Visa balance transfers are limited to the available credit of your Visa credit limit. PSECU Visa Business Cards are not eligible for this promotional rate offer. Payments will be applied as stated in your PSECU ","eligibilityConditionSources":[{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"9d728d1d58aa747e1668512faf2cdb71","pageNumber":null,"quote":"PSECU is offering a promotional rate of \n    \n      \n    \n      \n    \n      \n    \n      \n        4.90%\n      \n    \n   APR on all Visa balance transfers that post to your account on 7/1/2026 through 12/31/2026 (“promotional period”). Any Visa balance transfers that post to your account after 12/31/2026 are not eligible for this promotional rate offer. The promotional rate will continue to apply to…","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"apr:balance_transfer:regular:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"9d728d1d58aa747e1668512faf2cdb71","pageNumber":null,"quote":"PSECU is offering a promotional rate of \n    \n      \n    \n      \n    \n      \n    \n      \n        4.90%\n      \n    \n   APR on all Visa balance transfers that post to your account on 7/1/2026 through 12/31/2026 (“promotional period”). Any Visa balance transfers that post to your account after 12/31/2026 are not eligible for this promotional rate offer. The promotional rate will continue to apply to…","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"apr:balance_transfer:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T14:03:52.791Z","sources":[{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"5b2cfce435305883005df9af45c8e1f0","pageNumber":null,"quote":"No Annual Fee","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"annual_fee"},{"snapshotId":"53235","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T14:03:52.791Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/Credit-Cards/Founders-Rewards-Card","passageId":"fb476083645c98d53795c628e42a3642","pageNumber":null,"quote":"Enjoy no annual fee","recordId":"official-issuer:page:url:27b7f519bf326e6f667498389f6b42f4c1b48a8a50619d3d97134402bc602ebe","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"Enjoy no annual fee"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T14:03:52.791Z","sources":[{"snapshotId":"53235","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T14:03:52.791Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/Credit-Cards/Founders-Rewards-Card","passageId":"17feb3db297531fe8f3ec84341e7379e","pageNumber":null,"quote":"Access funds through nearly 85,000+ ATMs in our network with no cash advance fees.","recordId":"official-issuer:page:url:27b7f519bf326e6f667498389f6b42f4c1b48a8a50619d3d97134402bc602ebe","recordFields":[],"fieldKey":"fee:cash_advance:1"}],"feeType":"cash_advance","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"Access funds through nearly 85,000+ ATMs in our network with no cash advance fees."},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T14:03:52.791Z","sources":[{"snapshotId":"53235","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T14:03:52.791Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/Credit-Cards/Founders-Rewards-Card","passageId":"0615496034a603e8f0f4e72487e69292","pageNumber":null,"quote":"Up to $27","recordId":"official-issuer:page:url:27b7f519bf326e6f667498389f6b42f4c1b48a8a50619d3d97134402bc602ebe","recordFields":[],"fieldKey":"fee:late_payment:1"}],"feeType":"late_payment","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":2700,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"other","explanation":"Up to $27"}],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T14:03:52.791Z","sources":[{"snapshotId":"53235","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T14:03:52.791Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/Credit-Cards/Founders-Rewards-Card","passageId":"11efb591bd360a1d36674a787fee178a","pageNumber":null,"quote":"You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. Some exclusions may apply. See the","recordId":"official-issuer:page:url:27b7f519bf326e6f667498389f6b42f4c1b48a8a50619d3d97134402bc602ebe","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"cash-421","benefitKind":"cashback_earnings","percentBps":150,"percentNullReason":null,"maximumPercentBps":200,"maximumPercentNullReason":null,"amountCents":null,"amountNullReason":"not_applicable","amountIsUpperBound":false,"minimumQualifyingSpendCents":null,"minimumSpendNullReason":"not_applicable","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"\n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n        You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. Some exclusions may apply. See the ","qualificationConditions":null,"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:05:39.735Z","sources":[{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"4c89a82d0f6cc9cd371e83ad9fb98af9","pageNumber":null,"quote":"You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. Some exclusions may apply. See the","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"card_cash_benefit"}],"benefitKey":"cashback-earnings","benefitKind":"cashback_earnings","percentBps":150,"percentNullReason":null,"maximumPercentBps":200,"maximumPercentNullReason":null,"amountCents":null,"amountNullReason":"not_applicable","amountIsUpperBound":false,"minimumQualifyingSpendCents":null,"minimumSpendNullReason":"not_applicable","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"\n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n    \n      \n        You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. Some exclusions may apply. See the ","qualificationConditions":null,"qualificationConditionSources":[]}],"cardLinks":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:05:39.735Z","sources":[{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"76c7002a5f3d2d62d17b736b93148ac1","pageNumber":null,"quote":"Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"card_link"}],"linkKey":"disclosure-433","linkKind":"disclosure","url":"https://www.psecu.com/-/media/files/pdf/credit-services/3907.pdf","label":"Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details."},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:05:39.735Z","sources":[{"snapshotId":"51736","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T02:05:39.735Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/credit-cards/choose","passageId":"4d659cd6629f67a4ec023cd6e06ee129","pageNumber":null,"quote":"Visa® Founder's and Visa® Alumni Rewards Consumer Credit Card Agreement and Disclosure","recordId":"official-issuer:page:url:b313afb26b9ea92976d43d7e6d10f61439875f591f00b819dbf672f98dc34877","recordFields":[],"fieldKey":"card_link"}],"linkKey":"disclosure-440","linkKind":"disclosure","url":"https://www.psecu.com/hubfs/-/media/files/pdf/credit-services/3897.pdf","label":"Visa® Founder's and Visa® Alumni Rewards Consumer Credit Card Agreement and Disclosure"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T14:03:52.791Z","sources":[{"snapshotId":"53235","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T14:03:52.791Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/Credit-Cards/Founders-Rewards-Card","passageId":"59325afe539f5975ad81385fecf14f25","pageNumber":null,"quote":"Visa® Founder's and Visa® Alumni Rewards Consumer Credit Card Agreement and Disclosure","recordId":"official-issuer:page:url:27b7f519bf326e6f667498389f6b42f4c1b48a8a50619d3d97134402bc602ebe","recordFields":[],"fieldKey":"card_link"}],"linkKey":"link-425","linkKind":"disclosure","url":"https://www.psecu.com/-/media/files/pdf/credit-services/3897.pdf","label":"Visa® Founder's and Visa® Alumni Rewards Consumer Credit Card Agreement and Disclosure"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T14:03:52.791Z","sources":[{"snapshotId":"53235","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T14:03:52.791Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/Credit-Cards/Founders-Rewards-Card","passageId":"05f8d7f646177637df3db99e27069376","pageNumber":null,"quote":"Visa® Founder's and Visa® Alumni Rewards Credit Card Account Opening Disclosure","recordId":"official-issuer:page:url:27b7f519bf326e6f667498389f6b42f4c1b48a8a50619d3d97134402bc602ebe","recordFields":[],"fieldKey":"card_link"}],"linkKey":"link-427","linkKind":"disclosure","url":"https://www.psecu.com/-/media/files/pdf/services/3896.pdf","label":"Visa® Founder's and Visa® Alumni Rewards Credit Card Account Opening Disclosure"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T14:03:52.791Z","sources":[{"snapshotId":"53235","sourceKind":"official_issuer","publisherName":"PENNSYLVANIA STATE EMPLOYEES","capturedAt":"2026-10-14T14:03:52.791Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.psecu.com/Credit-Cards/Founders-Rewards-Card","passageId":"57d78e7b9decfdc7aad942efc856b428","pageNumber":null,"quote":"Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.","recordId":"official-issuer:page:url:27b7f519bf326e6f667498389f6b42f4c1b48a8a50619d3d97134402bc602ebe","recordFields":[],"fieldKey":"card_link"}],"linkKey":"link-422","linkKind":"rewards_program","url":"https://www.psecu.com/-/media/files/pdf/credit-services/3907.pdf","label":"Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details."}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}