{"data":{"path":"pittsford-credit-union/visa-platinum-credit-card","artwork":null,"name":"VISA PLATINUM CREDIT CARD","officialName":"VISA PLATINUM CREDIT CARD","type":"credit_card","audience":"consumer","lifecycleStatus":"active","owner":{"name":"Pittsford Credit Union","handle":"pittsford-credit-union"},"institution":{"name":"Pittsford Credit Union","handle":"pittsford-credit-union"},"actualIssuerName":null,"standardOffer":{"id":"2446","offerKind":"standard","channel":null,"nameAsFiled":"VISA PLATINUM CREDIT CARD","handle":null,"terms":{"productId":"3630","path":"pittsford-credit-union/visa-platinum-credit-card","name":"VISA PLATINUM CREDIT CARD","officialName":"VISA PLATINUM CREDIT CARD","aliases":[],"institutionId":"73895","institutionName":"Pittsford Credit Union","institutionHandle":"pittsford-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"visa","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":949,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":949,"purchaseRegularMaxBps":949,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":949,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":949,"cashAdvanceRegularMaxBps":949,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":"unknown","purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"unknown","cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":0,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":0,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":949,"maxPurchaseAprBps":949,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:06:23.062Z","sources":[{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"a7342218f46946cdef99238337557b32","pageNumber":null,"quote":"9.49%","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"},{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"a7342218f46946cdef99238337557b32","pageNumber":null,"quote":"9.49%","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"apr:cash_advance:regular:conditions"}],"purpose":"cash_advance","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":949,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":949,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":"9.49%","eligibilityConditionSources":[{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"a7342218f46946cdef99238337557b32","pageNumber":null,"quote":"9.49%","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"apr:cash_advance:regular:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"a7342218f46946cdef99238337557b32","pageNumber":null,"quote":"9.49%","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:06:23.062Z","sources":[{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"a7342218f46946cdef99238337557b32","pageNumber":null,"quote":"9.49%","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"apr:purchase:regular:all:0"},{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"a7342218f46946cdef99238337557b32","pageNumber":null,"quote":"9.49%","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"apr:purchase:regular:conditions"}],"purpose":"purchase","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":949,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":949,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":"9.49%","eligibilityConditionSources":[{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"a7342218f46946cdef99238337557b32","pageNumber":null,"quote":"9.49%","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"apr:purchase:regular:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"a7342218f46946cdef99238337557b32","pageNumber":null,"quote":"9.49%","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"apr:purchase:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:06:23.062Z","sources":[{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"4096da980c69b58310b3cd19672a8bf8","pageNumber":null,"quote":"No annual fee","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"No annual fee"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:06:23.062Z","sources":[{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"a75f30926ff60e1d3c07485c23f26726","pageNumber":null,"quote":"No late or over-limit fees","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"fee:late_payment:1"}],"feeType":"late_payment","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"No late or over-limit fees"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:06:23.062Z","sources":[{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"a75f30926ff60e1d3c07485c23f26726","pageNumber":null,"quote":"No late or over-limit fees","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"fee:over_limit:1"}],"feeType":"over_limit","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"No late or over-limit fees"}],"cardTerms":null,"partialCardNetwork":{"network":"visa","sources":[{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"787a02ce39ab826710815bcd43a1ce2c","pageNumber":null,"quote":"Pittsford FCU offers a VISA Platinum Credit Card with a non-variable rate and no annual fee, to make purchasing what you want easier. Typical credit line requests range from $1,000 to $15,000. Credit line amounts above this range are considered on an exception basis.","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"network"}]},"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:06:23.062Z","sources":[{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"821d9d6edc977a50a47e6c20eefa063d","pageNumber":null,"quote":"Disclosure Agreement","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"card_link"}],"linkKey":"disclosure","linkKind":"disclosure","url":"https://www.pittsfordfcu.org/wp-content/uploads/2022/05/credit-card-pittsford-fcu-disclosure.pdf","label":"Disclosure Agreement"}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"2446","offerKind":"standard","channel":null,"nameAsFiled":"VISA PLATINUM CREDIT CARD","handle":null,"terms":{"productId":"3630","path":"pittsford-credit-union/visa-platinum-credit-card","name":"VISA PLATINUM CREDIT CARD","officialName":"VISA PLATINUM CREDIT CARD","aliases":[],"institutionId":"73895","institutionName":"Pittsford Credit Union","institutionHandle":"pittsford-credit-union","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"visa","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":949,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":949,"purchaseRegularMaxBps":949,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":949,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":949,"cashAdvanceRegularMaxBps":949,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"unknown","balanceTransferIntroNullReason":"unknown","purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"unknown","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":"unknown","cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":"unknown","latePaymentFeeAmountCents":0,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":0,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":"unknown","lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":949,"maxPurchaseAprBps":949,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:06:23.062Z","sources":[{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"a7342218f46946cdef99238337557b32","pageNumber":null,"quote":"9.49%","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"},{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"a7342218f46946cdef99238337557b32","pageNumber":null,"quote":"9.49%","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"apr:cash_advance:regular:conditions"}],"purpose":"cash_advance","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":949,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":949,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":"9.49%","eligibilityConditionSources":[{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"a7342218f46946cdef99238337557b32","pageNumber":null,"quote":"9.49%","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"apr:cash_advance:regular:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"a7342218f46946cdef99238337557b32","pageNumber":null,"quote":"9.49%","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:06:23.062Z","sources":[{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"a7342218f46946cdef99238337557b32","pageNumber":null,"quote":"9.49%","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"apr:purchase:regular:all:0"},{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"a7342218f46946cdef99238337557b32","pageNumber":null,"quote":"9.49%","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"apr:purchase:regular:conditions"}],"purpose":"purchase","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_disclosed","minimumBps":949,"minimumBpsNullReason":null,"medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":949,"maximumBpsNullReason":null,"indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":"9.49%","eligibilityConditionSources":[{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"a7342218f46946cdef99238337557b32","pageNumber":null,"quote":"9.49%","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"apr:purchase:regular:conditions"}],"statistic":"point","metricSources":{"annual_apr":[{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"a7342218f46946cdef99238337557b32","pageNumber":null,"quote":"9.49%","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"apr:purchase:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:06:23.062Z","sources":[{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"4096da980c69b58310b3cd19672a8bf8","pageNumber":null,"quote":"No annual fee","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"No annual fee"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:06:23.062Z","sources":[{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"a75f30926ff60e1d3c07485c23f26726","pageNumber":null,"quote":"No late or over-limit fees","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"fee:late_payment:1"}],"feeType":"late_payment","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"No late or over-limit fees"},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:06:23.062Z","sources":[{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"a75f30926ff60e1d3c07485c23f26726","pageNumber":null,"quote":"No late or over-limit fees","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"fee:over_limit:1"}],"feeType":"over_limit","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":0,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"No late or over-limit fees"}],"cardTerms":null,"partialCardNetwork":{"network":"visa","sources":[{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"787a02ce39ab826710815bcd43a1ce2c","pageNumber":null,"quote":"Pittsford FCU offers a VISA Platinum Credit Card with a non-variable rate and no annual fee, to make purchasing what you want easier. Typical credit line requests range from $1,000 to $15,000. Credit line amounts above this range are considered on an exception basis.","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"network"}]},"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:06:23.062Z","sources":[{"snapshotId":"51739","sourceKind":"official_issuer","publisherName":"PITTSFORD","capturedAt":"2026-10-14T02:06:23.062Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.pittsfordfcu.org/mortgage-loans/consumer-loans/visa-platinum-credit-cards/","passageId":"821d9d6edc977a50a47e6c20eefa063d","pageNumber":null,"quote":"Disclosure Agreement","recordId":"official-issuer:page:url:2c0e6aa0ab06ef993c29a0c8495b7f8e775f571d0dbd9168b988e8fa8aa73cc8","recordFields":[],"fieldKey":"card_link"}],"linkKey":"disclosure","linkKind":"disclosure","url":"https://www.pittsfordfcu.org/wp-content/uploads/2022/05/credit-card-pittsford-fcu-disclosure.pdf","label":"Disclosure Agreement"}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}