{"data":{"path":"pnc-bank/secured-credit-card","artwork":null,"name":"Secured Credit Card","officialName":"PNC Secured Credit Card","type":"credit_card","audience":"consumer","lifecycleStatus":"active","owner":{"name":"PNC Bank","handle":"pnc-bank"},"institution":{"name":"PNC Bank","handle":"pnc-bank"},"actualIssuerName":null,"standardOffer":{"id":"506","offerKind":"standard","channel":null,"nameAsFiled":"PNC Secured Credit Card","handle":null,"terms":{"productId":"1628","path":"pnc-bank/secured-credit-card","name":"Secured Credit Card","officialName":"PNC Secured Credit Card","aliases":[],"institutionId":"69559","institutionName":"PNC Bank","institutionHandle":"pnc-bank","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":true,"network":null,"targetedCreditTier":null,"gracePeriodDays":21,"minimumFinanceChargeCents":150,"balanceComputationMethod":"average_daily_including_new_purchases","periodicFeeFrequency":"none","periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":2424,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":2424,"purchaseRegularMaxBps":2624,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":2874,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":2874,"cashAdvanceRegularMaxBps":2924,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"not_offered","balanceTransferIntroNullReason":"unknown","purchaseRateType":"variable","variableRateIndex":"Prime","annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":0,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"not_offered","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":500,"balanceTransferFeeMinimumCents":500,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":300,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":2500,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":0,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"not_offered","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":3500,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":3500,"availabilityScope":"national","availabilityStateCodes":[],"availabilityCountyScoped":false,"requirementsForOpening":false,"requirementRouteTypes":[],"featureTokens":["access_to_free_credit_scores","chip_card","contactless_payments","mobile_wallet_provisioning","other"],"consumerWebsite":"https://www.pnc.com/en/personal-banking/banking/credit-cards.html?lnksrc=topnav","consumerTelephone":"1-800-762-2265","loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["government_dataset","official_issuer"],"sourceDocumentPath":"pnc-bank/agreement-secured-credit-card-june-pricing-r","sourceDocumentTitle":"Agreement-Secured-Credit-Card June Pricing_R","sourceDocumentPage":3,"offerCount":1,"minPurchaseAprBps":2424,"maxPurchaseAprBps":2624,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"9a2d2271fcf630f056dab9e61a83419b","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Balance Transfer Offered?"],"fieldKey":"apr:balance_transfer:regular:all:0"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"c23cda0571c9418a07c0633138d0f2e5","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Balance Transfer Offered?"],"fieldKey":"apr:balance_transfer:regular:all:0"}],"purpose":"balance_transfer","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_offered","minimumBps":null,"minimumBpsNullReason":"not_offered","medianBps":null,"medianBpsNullReason":"not_offered","maximumBps":null,"maximumBpsNullReason":"not_offered","indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":null,"metricSources":{"annual_apr":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"9a2d2271fcf630f056dab9e61a83419b","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Balance Transfer Offered?"],"fieldKey":"apr:balance_transfer:regular:all:0"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"c23cda0571c9418a07c0633138d0f2e5","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Balance Transfer Offered?"],"fieldKey":"apr:balance_transfer:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"d3f244cb2ad8a74a4f2ae7b60774520e","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Advance APR max","Advance APR median","Advance APR min","Cash Advance APR Offered?","Purchase APR Index","Variable Rate Index"],"fieldKey":"apr:cash_advance:regular:all:0"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"230fc393fcf3f9eb6fc6b2280fddcd44","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Advance APR max","Advance APR median","Advance APR min","Cash Advance APR Offered?","Purchase APR Index","Variable Rate Index"],"fieldKey":"apr:cash_advance:regular:all:0"}],"purpose":"cash_advance","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":2874,"minimumBpsNullReason":null,"medianBps":2899,"medianBpsNullReason":null,"maximumBps":2924,"maximumBpsNullReason":null,"indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"range","metricSources":{"annual_apr":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"d3f244cb2ad8a74a4f2ae7b60774520e","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Advance APR max","Advance APR median","Advance APR min","Cash Advance APR Offered?","Purchase APR Index","Variable Rate Index"],"fieldKey":"apr:cash_advance:regular:all:0"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"230fc393fcf3f9eb6fc6b2280fddcd44","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Advance APR max","Advance APR median","Advance APR min","Cash Advance APR Offered?","Purchase APR Index","Variable Rate Index"],"fieldKey":"apr:cash_advance:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"b9ad0098af1ef3bbdcc35d0712817f5c","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Introductory APR Offered?"],"fieldKey":"apr:purchase:introductory:all:0"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"5cb0832f1edb8041e6a4fedaebcf4413","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Introductory APR Offered?"],"fieldKey":"apr:purchase:introductory:all:0"}],"purpose":"purchase","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_offered","minimumBps":null,"minimumBpsNullReason":"not_offered","medianBps":null,"medianBpsNullReason":"not_offered","maximumBps":null,"maximumBpsNullReason":"not_offered","indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":null,"metricSources":{"annual_apr":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"b9ad0098af1ef3bbdcc35d0712817f5c","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Introductory APR Offered?"],"fieldKey":"apr:purchase:introductory:all:0"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"5cb0832f1edb8041e6a4fedaebcf4413","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Introductory APR Offered?"],"fieldKey":"apr:purchase:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"2bd5048d24f22f9f3afd4266da6e6151","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR max","Purchase APR median","Purchase APR min","Variable Rate Index"],"fieldKey":"apr:purchase:regular:all:0"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"848e5c03ed06bb3ff02aedd81359ade0","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR max","Purchase APR median","Purchase APR min","Variable Rate Index"],"fieldKey":"apr:purchase:regular:all:0"}],"purpose":"purchase","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":2424,"minimumBpsNullReason":null,"medianBps":2599,"medianBpsNullReason":null,"maximumBps":2624,"maximumBpsNullReason":null,"indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"range","metricSources":{"annual_apr":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"2bd5048d24f22f9f3afd4266da6e6151","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR max","Purchase APR median","Purchase APR min","Variable Rate Index"],"fieldKey":"apr:purchase:regular:all:0"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"848e5c03ed06bb3ff02aedd81359ade0","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR max","Purchase APR median","Purchase APR min","Variable Rate Index"],"fieldKey":"apr:purchase:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"03bdc7371d329a0b1acdab6f0b4e1fac","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":"annual_fee"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"ca39f543ebc934be041d6e459dcee8d8","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"692364cb95c2cd6e9a6de32f307fe930","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Balance Transfer Fee ($)","Balance Transfer Fee (%)","Balance Transfer Fee Calculation","Balance Transfer Fee Types","Balance Transfer Fees?","Minimum Balance Transfer Fee Amount"],"fieldKey":"fee:balance_transfer:1"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"2cd7b02d0e5690053f6220ea6811ac29","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Balance Transfer Fee ($)","Balance Transfer Fee (%)","Balance Transfer Fee Calculation","Balance Transfer Fee Types","Balance Transfer Fees?","Minimum Balance Transfer Fee Amount"],"fieldKey":"fee:balance_transfer:1"}],"feeType":"balance_transfer","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":500,"percentNullReason":null,"minimumAmountCents":500,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"greater_of","explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"7538803a5ae636a4761d96f056686c6a","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Foreign Transaction Fee ($)","Foreign Transaction Fee (%)","Foreign Transaction Fee Calculation","Foreign Transaction Fees Types","Foreign Transaction Fees?","Minimum Foreign Transaction Fee Amount"],"fieldKey":"fee:foreign_transaction:1"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"bbf11e42dd25288d8165bd46a257d134","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Foreign Transaction Fee ($)","Foreign Transaction Fee (%)","Foreign Transaction Fee Calculation","Foreign Transaction Fees Types","Foreign Transaction Fees?","Minimum Foreign Transaction Fee Amount"],"fieldKey":"fee:foreign_transaction:1"}],"feeType":"foreign_transaction","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":300,"percentNullReason":null,"minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"percent_only","explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"be7f382ce5ee857263bca2f36a8dabc0","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Late Fee ($)","Late Fee Policy Details","Late Fee Types","Late Fees?"],"fieldKey":"fee:late_payment:1"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"4113aa085824a98689008a1e7fda7908","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Late Fee ($)","Late Fee Policy Details","Late Fee Types","Late Fees?"],"fieldKey":"fee:late_payment:1"}],"feeType":"late_payment","feeFrequency":"event_based","sequence":1,"name":"First late fee","currencyCode":"USD","amountCents":2500,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"83b909d15972eff2036aa175e730e9ad","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Late Fee Six Month Billing Cycle"],"fieldKey":"fee:late_payment:2"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"9820f01dd608d309b89f731398ac8417","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Late Fee Six Month Billing Cycle"],"fieldKey":"fee:late_payment:2"}],"feeType":"late_payment","feeFrequency":"event_based","sequence":2,"name":"Repeat late fee within six billing cycles","currencyCode":"USD","amountCents":3500,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"791f8df896fbc5a04bbe231c389e71c6","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Other Fee Amount","Other Fee Explanation","Other Fee Name"],"fieldKey":"fee:other:1"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"7eb157dcfbb010d40be722a5e593664d","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Other Fee Amount","Other Fee Explanation","Other Fee Name"],"fieldKey":"fee:other:1"}],"feeType":"other","feeFrequency":"event_based","sequence":1,"name":"Return Payment Fee","currencyCode":"USD","amountCents":3500,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"Charged when a customers payment is returned - up to $35"},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"a55179b5aeeaff7aeeacbc4b228e8486","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Other Fee Amount 2","Other Fee Explanation 2","Other Fee Name 2"],"fieldKey":"fee:other:2"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"149943758701614984fb1a2b65cf00e7","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Other Fee Amount 2","Other Fee Explanation 2","Other Fee Name 2"],"fieldKey":"fee:other:2"}],"feeType":"other","feeFrequency":"event_based","sequence":2,"name":"Stop Payment Fee","currencyCode":"USD","amountCents":3500,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"Charged when a customer asks PNC Bank to stop payment on a convenience check or balance transfer, or when the customer renews a stop payment order"},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"4854dea8201e9347662d8ff6776fb4e6","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Over Limit Fee ($)","Over Limit Fee Types","Over Limit Fees?","Overlimit Fee Detail"],"fieldKey":"fee:over_limit:1"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"6b545c4290dac7b310ccd1a998afbc44","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Over Limit Fee ($)","Over Limit Fee Types","Over Limit Fees?","Overlimit Fee Detail"],"fieldKey":"fee:over_limit:1"}],"feeType":"over_limit","feeFrequency":"event_based","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_offered","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"539e71b2e6fe2f0a89313dcd73914a3a","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Minimum Purchase Transaction Fee Amount","Purchase Transaction Fee ($)","Purchase Transaction Fee (%)","Purchase Transaction Fee Calculation","Purchase Transaction Fee Type","Purchase Transaction Fees"],"fieldKey":"fee:purchase_transaction:1"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"eb11840a43316867387bef11abdd4f9e","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Minimum Purchase Transaction Fee Amount","Purchase Transaction Fee ($)","Purchase Transaction Fee (%)","Purchase Transaction Fee Calculation","Purchase Transaction Fee Type","Purchase Transaction Fees"],"fieldKey":"fee:purchase_transaction:1"}],"feeType":"purchase_transaction","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_offered","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":null}],"cardTerms":{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"03bdc7371d329a0b1acdab6f0b4e1fac","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":null},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"ca39f543ebc934be041d6e459dcee8d8","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":null}],"securityType":"secured","securityTypeNullReason":null,"currencyCode":"USD","targetedCreditTier":null,"gracePeriodDays":21,"gracePeriodDaysNullReason":null,"gracePeriodMinDays":null,"gracePeriodMinDaysNullReason":"not_disclosed","gracePeriodMaxDays":null,"gracePeriodMaxDaysNullReason":"not_disclosed","minimumFinanceChargeCents":150,"balanceComputationMethod":"average_daily_including_new_purchases","rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","purchaseInterestConditions":null,"purchaseInterestConditionsNullReason":"not_disclosed","balanceTransferFlexAvailabilityConditions":null,"balanceTransferFlexAvailabilityConditionsNullReason":"not_disclosed","periodicFeeFrequency":"none","foreignTransactionsFeeFree":false,"network":null,"requirementsForOpening":false,"minimumCreditLimitCents":null,"maximumCreditLimitCents":null,"consumerWebsite":"https://www.pnc.com/en/personal-banking/banking/credit-cards.html?lnksrc=topnav","consumerTelephone":"1-800-762-2265"},"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"cardWithholdings":[{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47683","sourceKind":"official_issuer","publisherName":"PNC Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"pnc-bank/agreement-secured-credit-card-6-75","documentTitle":"Agreement-Secured-Credit-Card-6.75","publicUrl":null,"passageId":"3d4202421ce631737be51d2cdb276a06","pageNumber":1,"quote":"Minimum Interest Charge: $1.50","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:1","qualifications":[]}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:balance_transfer:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47683","sourceKind":"official_issuer","publisherName":"PNC Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"pnc-bank/agreement-secured-credit-card-6-75","documentTitle":"Agreement-Secured-Credit-Card-6.75","publicUrl":null,"passageId":"50054eedacaeda95efec0a3502559035","pageNumber":1,"quote":"How we calculate the balance on purchases (including balance transfers) : (1) We start with the unpaid amount of purchases for the current billing cycle, which may include unpaid interest and fees from previous billing cycles. (2) Each day we subtract any payments or credits that apply to purchases. We add any new purchases, any new fees that apply to purchases, and any interest on the previous d…","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:balance_transfer:page:1","qualifications":[{"nodeIdentity":"#/tables/2/data/table_cells/7","pageNumber":2,"quote":"Pay your entire new balance, including balances for any promotional rate balance transfers, showing on your current statement by your due date, and we’ll provide you with a “grace period” for new purchases that appear on your next statement, which means that wewon’t charge you interest on those new purchases if you pay them by the due date shown on that statement. Rememberthough–there is no grace…"},{"nodeIdentity":"#/texts/178","pageNumber":4,"quote":"If you pay your entire new balance showing on your current Statement by your Due Date, you may avoid paying interest on new purchases appearing on your next Statement if you pay those new purchases by the Due Date shown on that next Statement. This is called a grace period. There is no grace period for cash advances and balance transfers."}]}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:cash_advance:page:2","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47683","sourceKind":"official_issuer","publisherName":"PNC Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"pnc-bank/agreement-secured-credit-card-6-75","documentTitle":"Agreement-Secured-Credit-Card-6.75","publicUrl":null,"passageId":"a5cca8be4f1783c3e1e089c37fcc7812","pageNumber":2,"quote":"Pay your entire new balance, including balances for any promotional rate balance transfers, showing on your current statement by your due date, and we’ll provide you with a “grace period” for new purchases that appear on your next statement, which means that wewon’t charge you interest on those new purchases if you pay them by the due date shown on that statement. Rememberthough–there is no grace…","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:cash_advance:page:2"}]},{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47746","sourceKind":"official_issuer","publisherName":"PNC Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"pnc-bank/agreement-secured-credit-card-june-pricing-r","documentTitle":"Agreement-Secured-Credit-Card June Pricing_R","publicUrl":null,"passageId":"5c34e94249501f77352b0c198f608a81","pageNumber":1,"quote":"Minimum Interest Charge: $1.50","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:1","qualifications":[]}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:balance_transfer:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47746","sourceKind":"official_issuer","publisherName":"PNC Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"pnc-bank/agreement-secured-credit-card-june-pricing-r","documentTitle":"Agreement-Secured-Credit-Card June Pricing_R","publicUrl":null,"passageId":"ffe1e543cfd2187912b2037e04700476","pageNumber":1,"quote":"How we calculate the balance on purchases (including balance transfers) : (1) We start with the unpaid amount of purchases for the current billing cycle, which may include unpaid interest and fees from previous billing cycles. (2) Each day we subtract any payments or credits that apply to purchases. We add any new purchases, any new fees that apply to purchases, and any interest on the previous d…","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:balance_transfer:page:1","qualifications":[{"nodeIdentity":"#/texts/162","pageNumber":4,"quote":"If you pay your entire new balance showing on your current Statement by your Due Date, you may avoid paying interest on new purchases appearing on your next Statement if you pay those new purchases by the Due Date shown on that next Statement. This is called a grace period. There is no grace period for cash advances and balance transfers."}]}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:cash_advance:page:4","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47746","sourceKind":"official_issuer","publisherName":"PNC Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"pnc-bank/agreement-secured-credit-card-june-pricing-r","documentTitle":"Agreement-Secured-Credit-Card June Pricing_R","publicUrl":null,"passageId":"9ee52edb18f7cf04834fb93810d35f48","pageNumber":4,"quote":"If you pay your entire new balance showing on your current Statement by your Due Date, you may avoid paying interest on new purchases appearing on your next Statement if you pay those new purchases by the Due Date shown on that next Statement. This is called a grace period. There is no grace period for cash advances and balance transfers.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:cash_advance:page:4","qualifications":[]}]}],"balanceTransferTerms":[{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"03bdc7371d329a0b1acdab6f0b4e1fac","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":"balance_transfer"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"ca39f543ebc934be041d6e459dcee8d8","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":"balance_transfer"}],"transferKey":"standard","transferMethod":null,"transferDeadlineDate":null,"transferDeadlineDaysAfterAccountOpen":null,"gracePeriodOffered":null,"settlementDaysMin":null,"settlementDaysMax":null,"currencyCode":"USD","maximumAmountCents":null,"maximumPercentOfLimitBps":null,"directToCreditor":null}],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"506","offerKind":"standard","channel":null,"nameAsFiled":"PNC Secured Credit Card","handle":null,"terms":{"productId":"1628","path":"pnc-bank/secured-credit-card","name":"Secured Credit Card","officialName":"PNC Secured Credit Card","aliases":[],"institutionId":"69559","institutionName":"PNC Bank","institutionHandle":"pnc-bank","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":true,"network":null,"targetedCreditTier":null,"gracePeriodDays":21,"minimumFinanceChargeCents":150,"balanceComputationMethod":"average_daily_including_new_purchases","periodicFeeFrequency":"none","periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":2424,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":2424,"purchaseRegularMaxBps":2624,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":2874,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":2874,"cashAdvanceRegularMaxBps":2924,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":"not_offered","balanceTransferIntroNullReason":"unknown","purchaseRateType":"variable","variableRateIndex":"Prime","annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":0,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":"not_offered","balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":500,"balanceTransferFeeMinimumCents":500,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":"unknown","foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":300,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":2500,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":0,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":"not_offered","returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":"unknown","otherFeeAmountCents":3500,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":3500,"availabilityScope":"national","availabilityStateCodes":[],"availabilityCountyScoped":false,"requirementsForOpening":false,"requirementRouteTypes":[],"featureTokens":["access_to_free_credit_scores","chip_card","contactless_payments","mobile_wallet_provisioning","other"],"consumerWebsite":"https://www.pnc.com/en/personal-banking/banking/credit-cards.html?lnksrc=topnav","consumerTelephone":"1-800-762-2265","loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["government_dataset","official_issuer"],"sourceDocumentPath":"pnc-bank/agreement-secured-credit-card-june-pricing-r","sourceDocumentTitle":"Agreement-Secured-Credit-Card June Pricing_R","sourceDocumentPage":3,"offerCount":1,"minPurchaseAprBps":2424,"maxPurchaseAprBps":2624,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"9a2d2271fcf630f056dab9e61a83419b","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Balance Transfer Offered?"],"fieldKey":"apr:balance_transfer:regular:all:0"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"c23cda0571c9418a07c0633138d0f2e5","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Balance Transfer Offered?"],"fieldKey":"apr:balance_transfer:regular:all:0"}],"purpose":"balance_transfer","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_offered","minimumBps":null,"minimumBpsNullReason":"not_offered","medianBps":null,"medianBpsNullReason":"not_offered","maximumBps":null,"maximumBpsNullReason":"not_offered","indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":null,"metricSources":{"annual_apr":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"9a2d2271fcf630f056dab9e61a83419b","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Balance Transfer Offered?"],"fieldKey":"apr:balance_transfer:regular:all:0"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"c23cda0571c9418a07c0633138d0f2e5","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Balance Transfer Offered?"],"fieldKey":"apr:balance_transfer:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"d3f244cb2ad8a74a4f2ae7b60774520e","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Advance APR max","Advance APR median","Advance APR min","Cash Advance APR Offered?","Purchase APR Index","Variable Rate Index"],"fieldKey":"apr:cash_advance:regular:all:0"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"230fc393fcf3f9eb6fc6b2280fddcd44","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Advance APR max","Advance APR median","Advance APR min","Cash Advance APR Offered?","Purchase APR Index","Variable Rate Index"],"fieldKey":"apr:cash_advance:regular:all:0"}],"purpose":"cash_advance","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":2874,"minimumBpsNullReason":null,"medianBps":2899,"medianBpsNullReason":null,"maximumBps":2924,"maximumBpsNullReason":null,"indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"range","metricSources":{"annual_apr":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"d3f244cb2ad8a74a4f2ae7b60774520e","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Advance APR max","Advance APR median","Advance APR min","Cash Advance APR Offered?","Purchase APR Index","Variable Rate Index"],"fieldKey":"apr:cash_advance:regular:all:0"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"230fc393fcf3f9eb6fc6b2280fddcd44","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Advance APR max","Advance APR median","Advance APR min","Cash Advance APR Offered?","Purchase APR Index","Variable Rate Index"],"fieldKey":"apr:cash_advance:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"b9ad0098af1ef3bbdcc35d0712817f5c","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Introductory APR Offered?"],"fieldKey":"apr:purchase:introductory:all:0"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"5cb0832f1edb8041e6a4fedaebcf4413","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Introductory APR Offered?"],"fieldKey":"apr:purchase:introductory:all:0"}],"purpose":"purchase","phase":"introductory","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":null,"rateTypeNullReason":"not_offered","minimumBps":null,"minimumBpsNullReason":"not_offered","medianBps":null,"medianBpsNullReason":"not_offered","maximumBps":null,"maximumBpsNullReason":"not_offered","indexName":null,"marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":null,"metricSources":{"annual_apr":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"b9ad0098af1ef3bbdcc35d0712817f5c","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Introductory APR Offered?"],"fieldKey":"apr:purchase:introductory:all:0"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"5cb0832f1edb8041e6a4fedaebcf4413","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Introductory APR Offered?"],"fieldKey":"apr:purchase:introductory:all:0"}],"daily_periodic_rate":[],"margin":[]}},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"2bd5048d24f22f9f3afd4266da6e6151","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR max","Purchase APR median","Purchase APR min","Variable Rate Index"],"fieldKey":"apr:purchase:regular:all:0"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"848e5c03ed06bb3ff02aedd81359ade0","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR max","Purchase APR median","Purchase APR min","Variable Rate Index"],"fieldKey":"apr:purchase:regular:all:0"}],"purpose":"purchase","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":2424,"minimumBpsNullReason":null,"medianBps":2599,"medianBpsNullReason":null,"maximumBps":2624,"maximumBpsNullReason":null,"indexName":"Prime","marginBps":null,"marginMinimumBps":null,"marginMinimumBpsNullReason":"not_disclosed","marginMaximumBps":null,"marginMaximumBpsNullReason":"not_disclosed","marginMaximumIsUpperBound":null,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":null,"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":"range","metricSources":{"annual_apr":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"2bd5048d24f22f9f3afd4266da6e6151","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR max","Purchase APR median","Purchase APR min","Variable Rate Index"],"fieldKey":"apr:purchase:regular:all:0"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"848e5c03ed06bb3ff02aedd81359ade0","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Purchase APR Index","Purchase APR Offered?","Purchase APR max","Purchase APR median","Purchase APR min","Variable Rate Index"],"fieldKey":"apr:purchase:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"03bdc7371d329a0b1acdab6f0b4e1fac","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":"annual_fee"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"ca39f543ebc934be041d6e459dcee8d8","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"692364cb95c2cd6e9a6de32f307fe930","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Balance Transfer Fee ($)","Balance Transfer Fee (%)","Balance Transfer Fee Calculation","Balance Transfer Fee Types","Balance Transfer Fees?","Minimum Balance Transfer Fee Amount"],"fieldKey":"fee:balance_transfer:1"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"range","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"2cd7b02d0e5690053f6220ea6811ac29","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Balance Transfer Fee ($)","Balance Transfer Fee (%)","Balance Transfer Fee Calculation","Balance Transfer Fee Types","Balance Transfer Fees?","Minimum Balance Transfer Fee Amount"],"fieldKey":"fee:balance_transfer:1"}],"feeType":"balance_transfer","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":500,"percentNullReason":null,"minimumAmountCents":500,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"greater_of","explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"7538803a5ae636a4761d96f056686c6a","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Foreign Transaction Fee ($)","Foreign Transaction Fee (%)","Foreign Transaction Fee Calculation","Foreign Transaction Fees Types","Foreign Transaction Fees?","Minimum Foreign Transaction Fee Amount"],"fieldKey":"fee:foreign_transaction:1"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"bbf11e42dd25288d8165bd46a257d134","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Foreign Transaction Fee ($)","Foreign Transaction Fee (%)","Foreign Transaction Fee Calculation","Foreign Transaction Fees Types","Foreign Transaction Fees?","Minimum Foreign Transaction Fee Amount"],"fieldKey":"fee:foreign_transaction:1"}],"feeType":"foreign_transaction","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":300,"percentNullReason":null,"minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"percent_only","explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"be7f382ce5ee857263bca2f36a8dabc0","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Late Fee ($)","Late Fee Policy Details","Late Fee Types","Late Fees?"],"fieldKey":"fee:late_payment:1"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"4113aa085824a98689008a1e7fda7908","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Late Fee ($)","Late Fee Policy Details","Late Fee Types","Late Fees?"],"fieldKey":"fee:late_payment:1"}],"feeType":"late_payment","feeFrequency":"event_based","sequence":1,"name":"First late fee","currencyCode":"USD","amountCents":2500,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"83b909d15972eff2036aa175e730e9ad","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Late Fee Six Month Billing Cycle"],"fieldKey":"fee:late_payment:2"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"9820f01dd608d309b89f731398ac8417","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Late Fee Six Month Billing Cycle"],"fieldKey":"fee:late_payment:2"}],"feeType":"late_payment","feeFrequency":"event_based","sequence":2,"name":"Repeat late fee within six billing cycles","currencyCode":"USD","amountCents":3500,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"791f8df896fbc5a04bbe231c389e71c6","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Other Fee Amount","Other Fee Explanation","Other Fee Name"],"fieldKey":"fee:other:1"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"7eb157dcfbb010d40be722a5e593664d","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Other Fee Amount","Other Fee Explanation","Other Fee Name"],"fieldKey":"fee:other:1"}],"feeType":"other","feeFrequency":"event_based","sequence":1,"name":"Return Payment Fee","currencyCode":"USD","amountCents":3500,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"Charged when a customers payment is returned - up to $35"},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"a55179b5aeeaff7aeeacbc4b228e8486","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Other Fee Amount 2","Other Fee Explanation 2","Other Fee Name 2"],"fieldKey":"fee:other:2"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"149943758701614984fb1a2b65cf00e7","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Other Fee Amount 2","Other Fee Explanation 2","Other Fee Name 2"],"fieldKey":"fee:other:2"}],"feeType":"other","feeFrequency":"event_based","sequence":2,"name":"Stop Payment Fee","currencyCode":"USD","amountCents":3500,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_disclosed","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"amount_only","explanation":"Charged when a customer asks PNC Bank to stop payment on a convenience check or balance transfer, or when the customer renews a stop payment order"},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"4854dea8201e9347662d8ff6776fb4e6","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Over Limit Fee ($)","Over Limit Fee Types","Over Limit Fees?","Overlimit Fee Detail"],"fieldKey":"fee:over_limit:1"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"6b545c4290dac7b310ccd1a998afbc44","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Over Limit Fee ($)","Over Limit Fee Types","Over Limit Fees?","Overlimit Fee Detail"],"fieldKey":"fee:over_limit:1"}],"feeType":"over_limit","feeFrequency":"event_based","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_offered","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":null},{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"539e71b2e6fe2f0a89313dcd73914a3a","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Minimum Purchase Transaction Fee Amount","Purchase Transaction Fee ($)","Purchase Transaction Fee (%)","Purchase Transaction Fee Calculation","Purchase Transaction Fee Type","Purchase Transaction Fees"],"fieldKey":"fee:purchase_transaction:1"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"eb11840a43316867387bef11abdd4f9e","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Minimum Purchase Transaction Fee Amount","Purchase Transaction Fee ($)","Purchase Transaction Fee (%)","Purchase Transaction Fee Calculation","Purchase Transaction Fee Type","Purchase Transaction Fees"],"fieldKey":"fee:purchase_transaction:1"}],"feeType":"purchase_transaction","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_offered","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":null,"explanation":null}],"cardTerms":{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"03bdc7371d329a0b1acdab6f0b4e1fac","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":null},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"ca39f543ebc934be041d6e459dcee8d8","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":null}],"securityType":"secured","securityTypeNullReason":null,"currencyCode":"USD","targetedCreditTier":null,"gracePeriodDays":21,"gracePeriodDaysNullReason":null,"gracePeriodMinDays":null,"gracePeriodMinDaysNullReason":"not_disclosed","gracePeriodMaxDays":null,"gracePeriodMaxDaysNullReason":"not_disclosed","minimumFinanceChargeCents":150,"balanceComputationMethod":"average_daily_including_new_purchases","rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","purchaseInterestConditions":null,"purchaseInterestConditionsNullReason":"not_disclosed","balanceTransferFlexAvailabilityConditions":null,"balanceTransferFlexAvailabilityConditionsNullReason":"not_disclosed","periodicFeeFrequency":"none","foreignTransactionsFeeFree":false,"network":null,"requirementsForOpening":false,"minimumCreditLimitCents":null,"maximumCreditLimitCents":null,"consumerWebsite":"https://www.pnc.com/en/personal-banking/banking/credit-cards.html?lnksrc=topnav","consumerTelephone":"1-800-762-2265"},"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"cardWithholdings":[{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47683","sourceKind":"official_issuer","publisherName":"PNC Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"pnc-bank/agreement-secured-credit-card-6-75","documentTitle":"Agreement-Secured-Credit-Card-6.75","publicUrl":null,"passageId":"3d4202421ce631737be51d2cdb276a06","pageNumber":1,"quote":"Minimum Interest Charge: $1.50","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:1","qualifications":[]}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:balance_transfer:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47683","sourceKind":"official_issuer","publisherName":"PNC Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"pnc-bank/agreement-secured-credit-card-6-75","documentTitle":"Agreement-Secured-Credit-Card-6.75","publicUrl":null,"passageId":"50054eedacaeda95efec0a3502559035","pageNumber":1,"quote":"How we calculate the balance on purchases (including balance transfers) : (1) We start with the unpaid amount of purchases for the current billing cycle, which may include unpaid interest and fees from previous billing cycles. (2) Each day we subtract any payments or credits that apply to purchases. We add any new purchases, any new fees that apply to purchases, and any interest on the previous d…","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:balance_transfer:page:1","qualifications":[{"nodeIdentity":"#/tables/2/data/table_cells/7","pageNumber":2,"quote":"Pay your entire new balance, including balances for any promotional rate balance transfers, showing on your current statement by your due date, and we’ll provide you with a “grace period” for new purchases that appear on your next statement, which means that wewon’t charge you interest on those new purchases if you pay them by the due date shown on that statement. Rememberthough–there is no grace…"},{"nodeIdentity":"#/texts/178","pageNumber":4,"quote":"If you pay your entire new balance showing on your current Statement by your Due Date, you may avoid paying interest on new purchases appearing on your next Statement if you pay those new purchases by the Due Date shown on that next Statement. This is called a grace period. There is no grace period for cash advances and balance transfers."}]}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:cash_advance:page:2","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47683","sourceKind":"official_issuer","publisherName":"PNC Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"pnc-bank/agreement-secured-credit-card-6-75","documentTitle":"Agreement-Secured-Credit-Card-6.75","publicUrl":null,"passageId":"a5cca8be4f1783c3e1e089c37fcc7812","pageNumber":2,"quote":"Pay your entire new balance, including balances for any promotional rate balance transfers, showing on your current statement by your due date, and we’ll provide you with a “grace period” for new purchases that appear on your next statement, which means that wewon’t charge you interest on those new purchases if you pay them by the due date shown on that statement. Rememberthough–there is no grace…","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:cash_advance:page:2"}]},{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47746","sourceKind":"official_issuer","publisherName":"PNC Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"pnc-bank/agreement-secured-credit-card-june-pricing-r","documentTitle":"Agreement-Secured-Credit-Card June Pricing_R","publicUrl":null,"passageId":"5c34e94249501f77352b0c198f608a81","pageNumber":1,"quote":"Minimum Interest Charge: $1.50","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:1","qualifications":[]}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:balance_transfer:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47746","sourceKind":"official_issuer","publisherName":"PNC Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"pnc-bank/agreement-secured-credit-card-june-pricing-r","documentTitle":"Agreement-Secured-Credit-Card June Pricing_R","publicUrl":null,"passageId":"ffe1e543cfd2187912b2037e04700476","pageNumber":1,"quote":"How we calculate the balance on purchases (including balance transfers) : (1) We start with the unpaid amount of purchases for the current billing cycle, which may include unpaid interest and fees from previous billing cycles. (2) Each day we subtract any payments or credits that apply to purchases. We add any new purchases, any new fees that apply to purchases, and any interest on the previous d…","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:balance_transfer:page:1","qualifications":[{"nodeIdentity":"#/texts/162","pageNumber":4,"quote":"If you pay your entire new balance showing on your current Statement by your Due Date, you may avoid paying interest on new purchases appearing on your next Statement if you pay those new purchases by the Due Date shown on that next Statement. This is called a grace period. There is no grace period for cash advances and balance transfers."}]}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:cash_advance:page:4","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47746","sourceKind":"official_issuer","publisherName":"PNC Bank, National Association","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"pnc-bank/agreement-secured-credit-card-june-pricing-r","documentTitle":"Agreement-Secured-Credit-Card June Pricing_R","publicUrl":null,"passageId":"9ee52edb18f7cf04834fb93810d35f48","pageNumber":4,"quote":"If you pay your entire new balance showing on your current Statement by your Due Date, you may avoid paying interest on new purchases appearing on your next Statement if you pay those new purchases by the Due Date shown on that next Statement. This is called a grace period. There is no grace period for cash advances and balance transfers.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:cash_advance:page:4","qualifications":[]}]}],"balanceTransferTerms":[{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"27029","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-09-06T02:08:45.690Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"03bdc7371d329a0b1acdab6f0b4e1fac","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":"balance_transfer"},{"snapshotId":"38835","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"ca39f543ebc934be041d6e459dcee8d8","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:pnc-bank-national-association:pnc-secured-credit-card:f55e628a341934dd61ea1a18e1f71a468cb8983dabbc0afe8725ff4199e530c8","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":"balance_transfer"}],"transferKey":"standard","transferMethod":null,"transferDeadlineDate":null,"transferDeadlineDaysAfterAccountOpen":null,"gracePeriodOffered":null,"settlementDaysMin":null,"settlementDaysMax":null,"currencyCode":"USD","maximumAmountCents":null,"maximumPercentOfLimitBps":null,"directToCreditor":null}],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[{"snapshotId":"47676","path":"pnc-bank/42061-pnc-agreement-secured-cc-k10556-1-r","title":"42061_pnc_agreement_SECURED_cc_k10556 (1)_R","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"PNC Bank","handle":"pnc-bank"},"identityDeclarations":[]},{"snapshotId":"47683","path":"pnc-bank/agreement-secured-credit-card-6-75","title":"Agreement-Secured-Credit-Card-6.75","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"PNC Bank","handle":"pnc-bank"},"identityDeclarations":[]},{"snapshotId":"47682","path":"pnc-bank/agreement-secured-credit-card-clean-version","title":"Agreement-Secured-Credit-Card CLEAN version","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"PNC Bank","handle":"pnc-bank"},"identityDeclarations":[]},{"snapshotId":"47681","path":"pnc-bank/agreement-secured-credit-card-final","title":"Agreement-Secured-Credit-Card final","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"PNC Bank","handle":"pnc-bank"},"identityDeclarations":[]},{"snapshotId":"47680","path":"pnc-bank/agreement-secured-credit-card-final-1-30","title":"Agreement-Secured-Credit-Card final 1_30","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"PNC Bank","handle":"pnc-bank"},"identityDeclarations":[]},{"snapshotId":"47687","path":"pnc-bank/agreement-secured-credit-card-final-2","title":"Agreement-Secured-Credit-Card final","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"PNC Bank","handle":"pnc-bank"},"identityDeclarations":[]},{"snapshotId":"47746","path":"pnc-bank/agreement-secured-credit-card-june-pricing-r","title":"Agreement-Secured-Credit-Card June Pricing_R","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"PNC Bank","handle":"pnc-bank"},"identityDeclarations":[]},{"snapshotId":"47684","path":"pnc-bank/pricing-information-addendum-for-pnc-bank-consumer-credit-card-2","title":"Pricing Information Addendum for PNC Bank Consumer Credit Card Agreement # K-10556","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"PNC Bank","handle":"pnc-bank"},"identityDeclarations":[]}]}}