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This APR will vary with the market based on the Prime Rate. Cash-back rewards are not earned on Balance Transfers or Cash Advances. Balance Transfers may not be used to pay RBFCU accounts. A fee equivalent to 2% of the amount of each Cash Advance and Balance Transfer will be assessed. This will be charged separately fr…","recordId":"official-issuer:page:url:0e82975719918c71976f250ace1bd022938168fc9ee7938f6be2c56c71dd1e07","recordFields":[],"fieldKey":"fee:cash_advance:1"}],"feeType":"cash_advance","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_applicable","percentBps":200,"percentNullReason":null,"minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"percent_only","explanation":"% for a Business Select card based on your creditworthiness and other factors. 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This will be charged separately from the amount of your Cash Advance or Balance Transfer request.\n"}],"cardTerms":null,"partialCardNetwork":{"network":"mastercard","sources":[{"snapshotId":"51742","sourceKind":"official_issuer","publisherName":"RANDOLPH-BROOKS","capturedAt":"2026-10-14T02:08:02.242Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.rbfcu.org/loans/credit-cards","passageId":"96ad2b4bcb486a8ddc5a6836b8224bf2","pageNumber":null,"quote":"Business Select Mastercard","recordId":"official-issuer:page:url:1d3d17f4d68c406f035b3b6a3275e226ada56a4fd1e03e4d8ae6c21707f03a7a","recordFields":[],"fieldKey":"network"}]},"signupBonuses":[],"cardRewards":[],"cashBenefits":[{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T14:00:16.170Z","sources":[{"snapshotId":"53228","sourceKind":"official_issuer","publisherName":"RANDOLPH-BROOKS","capturedAt":"2026-10-14T14:00:16.170Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.rbfcu.org/business/business-credit-card","passageId":"bbf8410ec5db47f46210c8658ea6c51c","pageNumber":null,"quote":"The RBFCU Business Select Mastercard will make your business more profitable when you earn unlimited 2% cash-back rewards on every purchase, every time. Plus, enjoy extra benefits including time-saving business-management tools, digital card management and peace of mind knowing we’re protecting you from identity theft and fraudulent purchases. 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Plus, enjoy extra benefits including time-saving business-management tools, digital card management and peace of mind knowing we’re protecting you from identity theft and fraudulent purchases. The Business Select Mastercard includes:","qualificationConditions":null,"qualificationConditionSources":[]},{"effectiveFrom":"2026-10-14","effectiveTo":null,"lastObservedAt":"2026-10-14T02:08:02.242Z","sources":[{"snapshotId":"51742","sourceKind":"official_issuer","publisherName":"RANDOLPH-BROOKS","capturedAt":"2026-10-14T02:08:02.242Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.rbfcu.org/loans/credit-cards","passageId":"03de073ce9dd357b0cfabc0b34b3fb86","pageNumber":null,"quote":"Ideal for businesses that love unlimited 2% cash-back rewards on every purchase.","recordId":"official-issuer:page:url:1d3d17f4d68c406f035b3b6a3275e226ada56a4fd1e03e4d8ae6c21707f03a7a","recordFields":[],"fieldKey":"card_cash_benefit"},{"snapshotId":"51742","sourceKind":"official_issuer","publisherName":"RANDOLPH-BROOKS","capturedAt":"2026-10-14T02:08:02.242Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.rbfcu.org/loans/credit-cards","passageId":"28d39d008d535a907855f047a110deab","pageNumber":null,"quote":"Cash-back rewards are an enhancement to the RBFCU World Cash Back and Business Select Mastercard credit cards and may be discontinued at any time. Program availability, rates and terms are subject to change. The Cash-Back rewards program pays a reward\n    for each qualified purchase completed with your Card. ATM withdrawals, Balance Transfers, Cash Advances, finance charges, fees and any other no…","recordId":"official-issuer:page:url:1d3d17f4d68c406f035b3b6a3275e226ada56a4fd1e03e4d8ae6c21707f03a7a","recordFields":[],"fieldKey":"card_cash_benefit:qualification"}],"benefitKey":"cashback","benefitKind":"cashback_earnings","percentBps":200,"percentNullReason":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","amountCents":null,"amountNullReason":"not_applicable","amountIsUpperBound":false,"minimumQualifyingSpendCents":null,"minimumSpendNullReason":"not_applicable","qualifyingDaysAfterAccountOpening":null,"qualifyingDaysNullReason":"not_applicable","recurrenceMonths":null,"recurrenceMonthsNullReason":"not_applicable","recurrenceAnchor":null,"recurrenceAnchorNullReason":"not_applicable","payoutStatementCyclesMinimum":null,"payoutStatementCyclesMaximum":null,"payoutStatementCyclesNullReason":"not_disclosed","conditions":"Ideal for businesses that love unlimited 2% cash-back rewards on every purchase.\n\n","qualificationConditions":"Cash-back rewards are an enhancement to the RBFCU World Cash Back and Business Select Mastercard credit cards and may be discontinued at any time. Program availability, rates and terms are subject to change. The Cash-Back rewards program pays a reward\n    for each qualified purchase completed with your Card. ATM withdrawals, Balance Transfers, Cash Advances, finance charges, fees and any other non-purchase transactions do not qualify for rewards. The cash-back rewards are redeemable online, and payment\n    of the reward may be made as a statement credit. Cash-back rewards are forfeited if your Card is closed before redemption. We reserve the right to disqualify transactions that are not usual or customary and are apparently structured or intended to abuse\n    the program. Abuse of the program may result in loss of rewards and Card privileges. We may add to, change, or delete any of the terms of this program or discontinue this program at any time at our sole and absolute discretion.\n\n","qualificationConditionSources":[{"snapshotId":"51742","sourceKind":"official_issuer","publisherName":"RANDOLPH-BROOKS","capturedAt":"2026-10-14T02:08:02.242Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.rbfcu.org/loans/credit-cards","passageId":"28d39d008d535a907855f047a110deab","pageNumber":null,"quote":"Cash-back rewards are an enhancement to the RBFCU World Cash Back and Business Select Mastercard credit cards and may be discontinued at any time. Program availability, rates and terms are subject to change. The Cash-Back rewards program pays a reward\n    for each qualified purchase completed with your Card. ATM withdrawals, Balance Transfers, Cash Advances, finance charges, fees and any other no…","recordId":"official-issuer:page:url:1d3d17f4d68c406f035b3b6a3275e226ada56a4fd1e03e4d8ae6c21707f03a7a","recordFields":[],"fieldKey":"card_cash_benefit:qualification"}]}],"cardLinks":[],"cardWithholdings":[{"observationKind":"card_cash_benefit","fieldKey":"temporary-cashback-promotion","reason":"unparsed_value","detail":"Temporary 3% cash-back promotion is retained with its date conditions; the typed recurring earnings field does not represent the promotion expiry.","sources":[{"snapshotId":"51742","sourceKind":"official_issuer","publisherName":"RANDOLPH-BROOKS","capturedAt":"2026-10-14T02:08:02.242Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.rbfcu.org/loans/credit-cards","passageId":"c8bc459816a27ec8e0d9bdaac0d21dc7","pageNumber":null,"quote":"we’re boosting unlimited 2% cash-back rewards to 3%* total cash-back","recordId":"official-issuer:page:url:1d3d17f4d68c406f035b3b6a3275e226ada56a4fd1e03e4d8ae6c21707f03a7a","recordFields":[],"fieldKey":"withheld:card_cash_benefit:temporary-cashback-promotion"}]},{"observationKind":"card_apr","fieldKey":"apr-247","reason":"unparsed_value","detail":"The promotional balance-transfer/cash-advance rates are typed. The subsequent regular APR is not numeric in the retained page (the following fragment begins with a bare percent sign).","sources":[{"snapshotId":"53228","sourceKind":"official_issuer","publisherName":"RANDOLPH-BROOKS","capturedAt":"2026-10-14T14:00:16.170Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.rbfcu.org/business/business-credit-card","passageId":"e8e32eb7b9dbfe99fdc38fb0c49e501d","pageNumber":null,"quote":"Membership eligibility required. Introductory rate is for new cardholders only. Credit cards are subject to credit approval. Program availability, rates and terms are subject to change. The 2.9% Annual Percentage Rate (APR) is a promotional rate for only Balance Transfers and Cash Advances made during the first 90 days your account is open. Purchases are not included. We will not charge you any i…","recordId":"official-issuer:page:url:0e82975719918c71976f250ace1bd022938168fc9ee7938f6be2c56c71dd1e07","recordFields":[],"fieldKey":"withheld:card_apr:apr-247"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}