{"data":{"path":"rosedale-bank/mastercard-business-low-rate-platinum","artwork":null,"name":"Mastercard® Business Low Rate Platinum","officialName":"Mastercard® Business Low Rate Platinum","type":"credit_card","audience":"business","lifecycleStatus":"active","owner":{"name":"Rosedale Bank","handle":"rosedale-bank"},"institution":{"name":"Rosedale Bank","handle":"rosedale-bank"},"actualIssuerName":null,"standardOffer":{"id":"803","offerKind":"standard","channel":null,"nameAsFiled":"Mastercard® Business Low Rate Platinum","handle":null,"terms":{"productId":"1986","path":"rosedale-bank/mastercard-business-low-rate-platinum","name":"Mastercard® Business Low Rate Platinum","officialName":"Mastercard® Business Low Rate Platinum","aliases":[],"institutionId":"71958","institutionName":"Rosedale Bank","institutionHandle":"rosedale-bank","issuerName":null,"productType":"credit_card","audience":"business","audienceSegments":["business"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"mastercard","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":"annual","periodicFeeCents":9900,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":9900,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":true,"requirementRouteTypes":["other"],"featureTokens":[],"consumerWebsite":"https://rosedale.bank/business/credit-cards/","consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-08-26","effectiveTo":null,"lastObservedAt":"2026-08-26T08:38:18.139Z","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"d77a2b618096b81a19c7fa0af1781f20","pageNumber":null,"quote":"Low Rate Annual Fee $99**","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":9900,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":"amount_only","explanation":"Low Rate Annual Fee $99**"}],"cardTerms":{"effectiveFrom":"2026-08-26","effectiveTo":null,"lastObservedAt":"2026-08-26T08:38:18.139Z","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"d77a2b618096b81a19c7fa0af1781f20","pageNumber":null,"quote":"Low Rate Annual Fee $99**","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"annual_fee"},{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"22136e2fa231966e4b449c4f45d7619a","pageNumber":null,"quote":"Mastercard® Business Low Rate Platinum","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"consumer_website"},{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"22136e2fa231966e4b449c4f45d7619a","pageNumber":null,"quote":"Mastercard® Business Low Rate Platinum","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"network"},{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"7e8485a6149dbe7b68c10ca26a816ffb","pageNumber":null,"quote":"Exclusively for Rosedale Bank customers.  Subject to credit approval. Ask for details.","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"requirement:customer-credit-approval"}],"securityType":null,"securityTypeNullReason":"not_disclosed","currencyCode":"USD","targetedCreditTier":null,"gracePeriodDays":null,"gracePeriodDaysNullReason":"not_disclosed","gracePeriodMinDays":null,"gracePeriodMinDaysNullReason":"not_disclosed","gracePeriodMaxDays":null,"gracePeriodMaxDaysNullReason":"not_disclosed","minimumFinanceChargeCents":null,"balanceComputationMethod":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","purchaseInterestConditions":null,"purchaseInterestConditionsNullReason":"not_disclosed","balanceTransferFlexAvailabilityConditions":null,"balanceTransferFlexAvailabilityConditionsNullReason":"not_disclosed","periodicFeeFrequency":"annual","foreignTransactionsFeeFree":null,"network":"mastercard","requirementsForOpening":true,"minimumCreditLimitCents":null,"maximumCreditLimitCents":null,"consumerWebsite":"https://rosedale.bank/business/credit-cards/","consumerTelephone":null},"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[{"effectiveFrom":"2026-08-26","effectiveTo":null,"lastObservedAt":"2026-08-26T08:38:18.139Z","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"0e8f99e7c453529821c1f1575e8c9e09","pageNumber":null,"quote":"Apply Now","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application","linkKind":"application","url":"https://rosedalebank.myapexcard.com/apply/?pid=5511388620","label":"Apply Now"},{"effectiveFrom":"2026-08-26","effectiveTo":null,"lastObservedAt":"2026-08-26T08:38:18.139Z","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"6d33791be2cc947c53ed09fcd40e9252","pageNumber":null,"quote":"**Terms & Conditions","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"card_link"}],"linkKey":"terms-and-conditions","linkKind":"disclosure","url":"https://rosedalebank.myapexcard.com/info/terms?productId=5511388620","label":"**Terms & Conditions"}],"cardWithholdings":[{"observationKind":"card_offer","fieldKey":"source-detail-107","reason":"unparsed_value","detail":"No balance transfer","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"7c20d608ade46d3805383164fd7b5f1d","pageNumber":null,"quote":"No balance transfer","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:card_offer:source-detail-107"}]},{"observationKind":"card_offer","fieldKey":"source-detail-109","reason":"unparsed_value","detail":" fee for balances transferred during the first six months","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"96f1c89768be2dee32624b384cd9308f","pageNumber":null,"quote":"fee for balances transferred during the first six months","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:card_offer:source-detail-109"}]},{"observationKind":"card_offer","fieldKey":"source-detail-110","reason":"unparsed_value","detail":"Afterwards, a 1% fee, minimum of $10 applies to all balance transfers**","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"64bf5d255fb13727231d6ec681a5c1bc","pageNumber":null,"quote":"Afterwards, a 1% fee, minimum of $10 applies to all balance transfers**","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:card_offer:source-detail-110"}]},{"observationKind":"card_offer","fieldKey":"source-detail-111","reason":"unparsed_value","detail":"Low Rate Annual Fee $99**","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"d77a2b618096b81a19c7fa0af1781f20","pageNumber":null,"quote":"Low Rate Annual Fee $99**","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:card_offer:source-detail-111"}]},{"observationKind":"offer_feature","fieldKey":"shared-feature-85","reason":"unparsed_value","detail":"Fast, Secure Purchases:","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"4a8ada4f007a57a61da49c6d3d447475","pageNumber":null,"quote":"Fast, Secure Purchases:","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:offer_feature:shared-feature-85"}]},{"observationKind":"offer_feature","fieldKey":"shared-feature-86","reason":"unparsed_value","detail":" Accepted at millions of merchants worldwide","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"ccef50de01fb10a3cd31339cb109743d","pageNumber":null,"quote":"Accepted at millions of merchants worldwide","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:offer_feature:shared-feature-86"}]},{"observationKind":"offer_feature","fieldKey":"shared-feature-87","reason":"unparsed_value","detail":"Receipt Management:","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"7fe9f611c400a3686157c0b7f2877d08","pageNumber":null,"quote":"Receipt Management:","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:offer_feature:shared-feature-87"}]},{"observationKind":"offer_feature","fieldKey":"shared-feature-88","reason":"unparsed_value","detail":" Streamline expense tracking and skip the extra paperwork.","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"3d6593b03b8c5a224ff63a318d8af343","pageNumber":null,"quote":"Streamline expense tracking and skip the extra paperwork.","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:offer_feature:shared-feature-88"}]},{"observationKind":"offer_feature","fieldKey":"shared-feature-89","reason":"unparsed_value","detail":"24/7 Support:","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"7f129fb47573fc9deb93ef03392fa021","pageNumber":null,"quote":"24/7 Support:","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:offer_feature:shared-feature-89"}]},{"observationKind":"offer_feature","fieldKey":"shared-feature-90","reason":"unparsed_value","detail":" And easy online account access.","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"d40a71e0d25aa4b373034b2279da3f24","pageNumber":null,"quote":"And easy online account access.","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:offer_feature:shared-feature-90"}]},{"observationKind":"offer_feature","fieldKey":"shared-feature-91","reason":"unparsed_value","detail":"Convenient Ways to Pay:","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"698ea36e1c64d1d4f5f43ae5c89cb66d","pageNumber":null,"quote":"Convenient Ways to Pay:","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:offer_feature:shared-feature-91"}]},{"observationKind":"offer_feature","fieldKey":"shared-feature-92","reason":"unparsed_value","detail":" Pay your bill via automatic debit, online bill pay, at a branch or by mail.","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"0185f38bc7381c69b6bd51c047e529c0","pageNumber":null,"quote":"Pay your bill via automatic debit, online bill pay, at a branch or by mail.","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:offer_feature:shared-feature-92"}]}],"balanceTransferTerms":[{"effectiveFrom":"2026-08-26","effectiveTo":null,"lastObservedAt":"2026-08-26T08:38:18.139Z","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":null,"pageNumber":null,"quote":null,"recordId":null,"recordFields":[],"fieldKey":"balance_transfer"}],"transferKey":"standard","transferMethod":null,"transferDeadlineDate":null,"transferDeadlineDaysAfterAccountOpen":null,"gracePeriodOffered":null,"settlementDaysMin":null,"settlementDaysMax":null,"currencyCode":"USD","maximumAmountCents":null,"maximumPercentOfLimitBps":null,"directToCreditor":null}],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"803","offerKind":"standard","channel":null,"nameAsFiled":"Mastercard® Business Low Rate Platinum","handle":null,"terms":{"productId":"1986","path":"rosedale-bank/mastercard-business-low-rate-platinum","name":"Mastercard® Business Low Rate Platinum","officialName":"Mastercard® Business Low Rate Platinum","aliases":[],"institutionId":"71958","institutionName":"Rosedale Bank","institutionHandle":"rosedale-bank","issuerName":null,"productType":"credit_card","audience":"business","audienceSegments":["business"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"mastercard","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":"annual","periodicFeeCents":9900,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":9900,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":true,"requirementRouteTypes":["other"],"featureTokens":[],"consumerWebsite":"https://rosedale.bank/business/credit-cards/","consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-08-26","effectiveTo":null,"lastObservedAt":"2026-08-26T08:38:18.139Z","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"d77a2b618096b81a19c7fa0af1781f20","pageNumber":null,"quote":"Low Rate Annual Fee $99**","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":9900,"amountNullReason":null,"percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":"amount_only","explanation":"Low Rate Annual Fee $99**"}],"cardTerms":{"effectiveFrom":"2026-08-26","effectiveTo":null,"lastObservedAt":"2026-08-26T08:38:18.139Z","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"d77a2b618096b81a19c7fa0af1781f20","pageNumber":null,"quote":"Low Rate Annual Fee $99**","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"annual_fee"},{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"22136e2fa231966e4b449c4f45d7619a","pageNumber":null,"quote":"Mastercard® Business Low Rate Platinum","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"consumer_website"},{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"22136e2fa231966e4b449c4f45d7619a","pageNumber":null,"quote":"Mastercard® Business Low Rate Platinum","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"network"},{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"7e8485a6149dbe7b68c10ca26a816ffb","pageNumber":null,"quote":"Exclusively for Rosedale Bank customers.  Subject to credit approval. Ask for details.","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"requirement:customer-credit-approval"}],"securityType":null,"securityTypeNullReason":"not_disclosed","currencyCode":"USD","targetedCreditTier":null,"gracePeriodDays":null,"gracePeriodDaysNullReason":"not_disclosed","gracePeriodMinDays":null,"gracePeriodMinDaysNullReason":"not_disclosed","gracePeriodMaxDays":null,"gracePeriodMaxDaysNullReason":"not_disclosed","minimumFinanceChargeCents":null,"balanceComputationMethod":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","purchaseInterestConditions":null,"purchaseInterestConditionsNullReason":"not_disclosed","balanceTransferFlexAvailabilityConditions":null,"balanceTransferFlexAvailabilityConditionsNullReason":"not_disclosed","periodicFeeFrequency":"annual","foreignTransactionsFeeFree":null,"network":"mastercard","requirementsForOpening":true,"minimumCreditLimitCents":null,"maximumCreditLimitCents":null,"consumerWebsite":"https://rosedale.bank/business/credit-cards/","consumerTelephone":null},"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[{"effectiveFrom":"2026-08-26","effectiveTo":null,"lastObservedAt":"2026-08-26T08:38:18.139Z","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"0e8f99e7c453529821c1f1575e8c9e09","pageNumber":null,"quote":"Apply Now","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application","linkKind":"application","url":"https://rosedalebank.myapexcard.com/apply/?pid=5511388620","label":"Apply Now"},{"effectiveFrom":"2026-08-26","effectiveTo":null,"lastObservedAt":"2026-08-26T08:38:18.139Z","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"6d33791be2cc947c53ed09fcd40e9252","pageNumber":null,"quote":"**Terms & Conditions","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"card_link"}],"linkKey":"terms-and-conditions","linkKind":"disclosure","url":"https://rosedalebank.myapexcard.com/info/terms?productId=5511388620","label":"**Terms & Conditions"}],"cardWithholdings":[{"observationKind":"card_offer","fieldKey":"source-detail-107","reason":"unparsed_value","detail":"No balance transfer","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"7c20d608ade46d3805383164fd7b5f1d","pageNumber":null,"quote":"No balance transfer","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:card_offer:source-detail-107"}]},{"observationKind":"card_offer","fieldKey":"source-detail-109","reason":"unparsed_value","detail":" fee for balances transferred during the first six months","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"96f1c89768be2dee32624b384cd9308f","pageNumber":null,"quote":"fee for balances transferred during the first six months","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:card_offer:source-detail-109"}]},{"observationKind":"card_offer","fieldKey":"source-detail-110","reason":"unparsed_value","detail":"Afterwards, a 1% fee, minimum of $10 applies to all balance transfers**","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"64bf5d255fb13727231d6ec681a5c1bc","pageNumber":null,"quote":"Afterwards, a 1% fee, minimum of $10 applies to all balance transfers**","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:card_offer:source-detail-110"}]},{"observationKind":"card_offer","fieldKey":"source-detail-111","reason":"unparsed_value","detail":"Low Rate Annual Fee $99**","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"d77a2b618096b81a19c7fa0af1781f20","pageNumber":null,"quote":"Low Rate Annual Fee $99**","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:card_offer:source-detail-111"}]},{"observationKind":"offer_feature","fieldKey":"shared-feature-85","reason":"unparsed_value","detail":"Fast, Secure Purchases:","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"4a8ada4f007a57a61da49c6d3d447475","pageNumber":null,"quote":"Fast, Secure Purchases:","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:offer_feature:shared-feature-85"}]},{"observationKind":"offer_feature","fieldKey":"shared-feature-86","reason":"unparsed_value","detail":" Accepted at millions of merchants worldwide","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"ccef50de01fb10a3cd31339cb109743d","pageNumber":null,"quote":"Accepted at millions of merchants worldwide","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:offer_feature:shared-feature-86"}]},{"observationKind":"offer_feature","fieldKey":"shared-feature-87","reason":"unparsed_value","detail":"Receipt Management:","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"7fe9f611c400a3686157c0b7f2877d08","pageNumber":null,"quote":"Receipt Management:","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:offer_feature:shared-feature-87"}]},{"observationKind":"offer_feature","fieldKey":"shared-feature-88","reason":"unparsed_value","detail":" Streamline expense tracking and skip the extra paperwork.","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"3d6593b03b8c5a224ff63a318d8af343","pageNumber":null,"quote":"Streamline expense tracking and skip the extra paperwork.","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:offer_feature:shared-feature-88"}]},{"observationKind":"offer_feature","fieldKey":"shared-feature-89","reason":"unparsed_value","detail":"24/7 Support:","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"7f129fb47573fc9deb93ef03392fa021","pageNumber":null,"quote":"24/7 Support:","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:offer_feature:shared-feature-89"}]},{"observationKind":"offer_feature","fieldKey":"shared-feature-90","reason":"unparsed_value","detail":" And easy online account access.","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"d40a71e0d25aa4b373034b2279da3f24","pageNumber":null,"quote":"And easy online account access.","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:offer_feature:shared-feature-90"}]},{"observationKind":"offer_feature","fieldKey":"shared-feature-91","reason":"unparsed_value","detail":"Convenient Ways to Pay:","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"698ea36e1c64d1d4f5f43ae5c89cb66d","pageNumber":null,"quote":"Convenient Ways to Pay:","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:offer_feature:shared-feature-91"}]},{"observationKind":"offer_feature","fieldKey":"shared-feature-92","reason":"unparsed_value","detail":" Pay your bill via automatic debit, online bill pay, at a branch or by mail.","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":"0185f38bc7381c69b6bd51c047e529c0","pageNumber":null,"quote":"Pay your bill via automatic debit, online bill pay, at a branch or by mail.","recordId":"official-issuer:page:url:9b4e7a42492fef579fb8ecda9aa30b6ec30ed1937f156a7d85d238c82edd9a01","recordFields":[],"fieldKey":"withheld:offer_feature:shared-feature-92"}]}],"balanceTransferTerms":[{"effectiveFrom":"2026-08-26","effectiveTo":null,"lastObservedAt":"2026-08-26T08:38:18.139Z","sources":[{"snapshotId":"23583","sourceKind":"official_issuer","publisherName":"Rosedale Bank","capturedAt":"2026-08-26T08:38:18.139Z","effectiveOn":"2026-08-26","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://rosedale.bank/business/credit-cards/","passageId":null,"pageNumber":null,"quote":null,"recordId":null,"recordFields":[],"fieldKey":"balance_transfer"}],"transferKey":"standard","transferMethod":null,"transferDeadlineDate":null,"transferDeadlineDaysAfterAccountOpen":null,"gracePeriodOffered":null,"settlementDaysMin":null,"settlementDaysMax":null,"currencyCode":"USD","maximumAmountCents":null,"maximumPercentOfLimitBps":null,"directToCreditor":null}],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}