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Must be a member of Service CU or establish membership with $5 in a Primary Savings Account. "}],"cardWithholdings":[{"observationKind":"card_apr","fieldKey":"unparsed-220","reason":"unparsed_value","detail":"APR disclosure retained without a supplied capture date; effective date is not inferred.","sources":[{"snapshotId":"53625","sourceKind":"official_issuer","publisherName":"SERVICE","capturedAt":"2026-10-14T16:20:17.125Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://servicecu.org/credit-cards/visa-signature-everyday-elite/","passageId":"6cec9dce766a1ca8a771cd4b6f47e15c","pageNumber":null,"quote":"Annual Percentage Rates (APR) range from 11.90% to 18.00%; accurate as of 10/07/2026 and subject to change without notice. APR is variable and based on your creditworthiness. Cash advance fee and balance transfer fee is 1.00% of the amount of each transaction. Returned payment fee is $20, or the amount of the required minimum payment, whichever is less. Standard card replacement fee is $9. If exp…","recordId":"official-issuer:page:url:905917b9cab8e4de5e1d5bcfbca7c03c9586c6fbe85ad2c698b6cecfbc2e70df","recordFields":[],"fieldKey":"withheld:card_apr:unparsed-220"}]},{"observationKind":"card_apr","fieldKey":"unparsed-apr-796","reason":"unparsed_value","detail":"APR passage retained; the supplied inputs do not provide the original capture date required to qualify a typed APR.","sources":[{"snapshotId":"53626","sourceKind":"official_issuer","publisherName":"SERVICE","capturedAt":"2026-10-14T16:20:44.847Z","effectiveOn":"2026-10-14","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://servicecu.org/rates/","passageId":"4dee49b58edf9f7770416ff68afaac6a","pageNumber":null,"quote":"17.90% - 18.00% APR*","recordId":"official-issuer:page:url:c3283c0b5b5a4893228ffeb314789ff5857fb07e68c45c29f95124f8929390e1","recordFields":[],"fieldKey":"withheld:card_apr:unparsed-apr-796"}]}],"balanceTransferTerms":[{"effectiveFrom":"2025-12-31","effectiveTo":null,"lastObservedAt":"2026-10-04T10:28:59.540Z","sources":[{"snapshotId":"38865","sourceKind":"government_dataset","publisherName":"Consumer Financial Protection Bureau","capturedAt":"2026-10-04T10:28:59.540Z","effectiveOn":"2025-12-31","effectiveOnBasis":"report_date","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":null,"passageId":"62a3247b0ac67f7f539b46c79ba903cd","pageNumber":null,"quote":null,"recordId":"cfpb:tccp:v2:2025-12-31:service-federal-credit-union:visa-signature-everyday-elite:4812c7240ab828c70e8024a628e4bc2ac8485255f5b3ae0e921b25ffff069bdb","recordFields":["Annual Fee","Balance Computation Method","Balance Computation Method Details","Balance Transfer Grace Period","Card Features","Contact Information Types","Fee Explanation","Fee Varies?","Grace Period","Grace Period Offered?","Institution Name","Issued by Top 25 Institution","Minimum Finance Charge (Dollars)","Minimum Finance Charge?","Monthly Fee","Periodic Fee Type","Periodic max","Periodic min","Product Name","Report Date","Requirements for Opening","Secured Card","Targeted Credit Tiers","Telephone Number for Consumers","Website for Consumer","Weekly Fee"],"fieldKey":"balance_transfer"}],"transferKey":"standard","transferMethod":null,"transferDeadlineDate":null,"transferDeadlineDaysAfterAccountOpen":null,"gracePeriodOffered":null,"settlementDaysMin":null,"settlementDaysMax":null,"currencyCode":"USD","maximumAmountCents":null,"maximumPercentOfLimitBps":null,"directToCreditor":null}],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[{"snapshotId":"48175","path":"service-credit-union/fm25-04e-w-visa-disclosure","title":"FM25-04e.w Visa Disclosure","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"Service Credit Union","handle":"service-credit-union"},"identityDeclarations":[{"passageId":"3a9f9c597633bfe0dfed175630a40508","pageNumber":7,"name":"Visa Signature Everyday Elite"}]},{"snapshotId":"47990","path":"service-credit-union/visa-credit-card-agreement-and-disclosures","title":"Visa Credit Card Agreement and Disclosures","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"Service Credit Union","handle":"service-credit-union"},"identityDeclarations":[{"passageId":"f1c7ea6f69a548e1ffc4bfb54ffa01f4","pageNumber":7,"name":"Visa Signature Everyday Elite"}]}]}}