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Bank","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"88c97e5d99969c448708b6454950f133","pageNumber":null,"quote":"gives you the flexibility and control to manage your finances on your terms. Speak with a local lending expert or apply online to get started.","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"7f910a9dfe36dff6781ed32a2a48450f","pageNumber":null,"quote":"Online Banking","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"bada3f6b826f1cd82e6d2b439152ca71","pageNumber":null,"quote":"Mobile Banking","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"34dac58d406212dbf1a3d69f7c1f64fd","pageNumber":null,"quote":"Shore United Bank branch","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"f4387c2744b60d968c69477af78ef1c6","pageNumber":null,"quote":"Apply for a Home Equity Loan","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_access"}]},{"fieldKey":"loan_apr","reason":"unparsed_value","detail":"Competitive Variable Interest\n Rates\n - Based on the Prime Rate Published in the \nWall Street Journal\nA variable rate equal to NY Prime Rate as published in the Wall Street Journal, 7.00% Annual Percentage Rate (APR) eff­ective 9/17/26. (The maximum APR is 24%). A 10-year draw period with interest-only repayment during draw period (optional). Followed by 20-year repayment period with a minimum monthly payment equal to 0.42% of principal balance plus accrued interest or $100, whichever is greater. Available to primary and secondary residences only. Maximum LTV is 85%. Closing costs: Fees and charges generally associated with a HELOC total between $549.00 - $3,539.00. Shore United Bank will provide a closing cost credit to cover total closing costs up to $2,000.00. If your closing costs exceed $2,000 you will have the option of paying directly or from an initial draw against the line. Any third-party fees paid on your behalf will be required to be reimbursed in the event the loan is paid off­ and closed within 36 months of the loan date. We are happy to provide an itemized statement of fees upon request. Borrower must maintain insurance on the property securing the credit.\nFixed-Rate Conversion Available\n - Convert a portion of your HELOC into a fixed-rate, fixed-term loan\n for added predictability\nMinimum Fixed Rate Conversion loan amount is $1,000. Interest rate will be determined at time of conversion and shall be a fixed rate equal to WSJ Prime + .50% for a term up to 5 years or WSJ Prime + 1.0% for a term greater than 5 years up to 10 years.","sources":[{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"6d7da68488039d7257d0498117c6c144","pageNumber":null,"quote":"Competitive Variable Interest","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_apr"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"1cb9bf22ddc4401f7f4a86fd88a39584","pageNumber":null,"quote":"Rates","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_apr"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"709d2b1e5fe1ce238e4ea2b35db2fc75","pageNumber":null,"quote":"- Based on the Prime Rate Published in the","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_apr"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"777969a2323e5bce928598eaca4858de","pageNumber":null,"quote":"Wall Street Journal","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_apr"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"4871b88669466ce23a7fdb804abce55b","pageNumber":null,"quote":"A variable rate equal to NY Prime Rate as published in the Wall Street Journal, 7.00% Annual Percentage Rate (APR) eff­ective 9/17/26. (The maximum APR is 24%). A 10-year draw period with interest-only repayment during draw period (optional). Followed by 20-year repayment period with a minimum monthly payment equal to 0.42% of principal balance plus accrued interest or $100, whichever is greater.…","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_apr"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"d0b1ccbf93bf42a4b23eafd5e874b9e5","pageNumber":null,"quote":"Fixed-Rate Conversion Available","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_apr"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"2f81a75bc29ad7550b318ec6c2b55cf9","pageNumber":null,"quote":"- Convert a portion of your HELOC into a fixed-rate, fixed-term loan","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_apr"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"1a051ec055d2f866702059caadb547ec","pageNumber":null,"quote":"for added predictability","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_apr"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"685f72fbdb3acb9f419d56edf484c8b3","pageNumber":null,"quote":"Minimum Fixed Rate Conversion loan amount is $1,000. Interest rate will be determined at time of conversion and shall be a fixed rate equal to WSJ Prime + .50% for a term up to 5 years or WSJ Prime + 1.0% for a term greater than 5 years up to 10 years.","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_apr"}]},{"fieldKey":"closing_fee","reason":"unparsed_value","detail":"Up to $2,000 in Closing Cost Credits\n - Save on upfront expenses\nA variable rate equal to NY Prime Rate as published in the Wall Street Journal, 7.00% Annual Percentage Rate (APR) eff­ective 9/17/26. (The maximum APR is 24%). A 10-year draw period with interest-only repayment during draw period (optional). Followed by 20-year repayment period with a minimum monthly payment equal to 0.42% of principal balance plus accrued interest or $100, whichever is greater. Available to primary and secondary residences only. Maximum LTV is 85%. Closing costs: Fees and charges generally associated with a HELOC total between $549.00 - $3,539.00. Shore United Bank will provide a closing cost credit to cover total closing costs up to $2,000.00. If your closing costs exceed $2,000 you will have the option of paying directly or from an initial draw against the line. Any third-party fees paid on your behalf will be required to be reimbursed in the event the loan is paid off­ and closed within 36 months of the loan date. We are happy to provide an itemized statement of fees upon request. 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(The maximum APR is 24%). A 10-year draw period with interest-only repayment during draw period (optional). 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available credit line anytime during your 10-year borrowing period\nA variable rate equal to NY Prime Rate as published in the Wall Street Journal, 7.00% Annual Percentage Rate (APR) eff­ective 9/17/26. 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(The maximum APR is 24%). A 10-year draw period with interest-only repayment during draw period (optional). Followed by 20-year repayment period with a minimum monthly payment equal to 0.42% of principal balance plus accrued interest or $100, whichever is greater. Available to primary and secondary residences only. Maximum LTV is 85%. Closing costs: Fees and charges generally associated with a HELOC total between $549.00 - $3,539.00. Shore United Bank will provide a closing cost credit to cover total closing costs up to $2,000.00. If your closing costs exceed $2,000 you will have the option of paying directly or from an initial draw against the line. Any third-party fees paid on your behalf will be required to be reimbursed in the event the loan is paid off­ and closed within 36 months of the loan date. We are happy to provide an itemized statement of fees upon request. Borrower must maintain insurance on the property securing the credit.\nFixed-Rate Conversion Available\n - Convert a portion of your HELOC into a fixed-rate, fixed-term loan\n for added predictability\nMinimum Fixed Rate Conversion loan amount is $1,000. Interest rate will be determined at time of conversion and shall be a fixed rate equal to WSJ Prime + .50% for a term up to 5 years or WSJ Prime + 1.0% for a term greater than 5 years up to 10 years.","sources":[{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"6d7da68488039d7257d0498117c6c144","pageNumber":null,"quote":"Competitive Variable Interest","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_apr"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"1cb9bf22ddc4401f7f4a86fd88a39584","pageNumber":null,"quote":"Rates","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_apr"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"709d2b1e5fe1ce238e4ea2b35db2fc75","pageNumber":null,"quote":"- Based on the Prime Rate Published in the","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_apr"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"777969a2323e5bce928598eaca4858de","pageNumber":null,"quote":"Wall Street Journal","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_apr"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"4871b88669466ce23a7fdb804abce55b","pageNumber":null,"quote":"A variable rate equal to NY Prime Rate as published in the Wall Street Journal, 7.00% Annual Percentage Rate (APR) eff­ective 9/17/26. (The maximum APR is 24%). A 10-year draw period with interest-only repayment during draw period (optional). Followed by 20-year repayment period with a minimum monthly payment equal to 0.42% of principal balance plus accrued interest or $100, whichever is greater.…","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_apr"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"d0b1ccbf93bf42a4b23eafd5e874b9e5","pageNumber":null,"quote":"Fixed-Rate Conversion Available","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_apr"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"2f81a75bc29ad7550b318ec6c2b55cf9","pageNumber":null,"quote":"- Convert a portion of your HELOC into a fixed-rate, fixed-term loan","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_apr"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"1a051ec055d2f866702059caadb547ec","pageNumber":null,"quote":"for added predictability","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_apr"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"685f72fbdb3acb9f419d56edf484c8b3","pageNumber":null,"quote":"Minimum Fixed Rate Conversion loan amount is $1,000. Interest rate will be determined at time of conversion and shall be a fixed rate equal to WSJ Prime + .50% for a term up to 5 years or WSJ Prime + 1.0% for a term greater than 5 years up to 10 years.","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_apr"}]},{"fieldKey":"closing_fee","reason":"unparsed_value","detail":"Up to $2,000 in Closing Cost Credits\n - Save on upfront expenses\nA variable rate equal to NY Prime Rate as published in the Wall Street Journal, 7.00% Annual Percentage Rate (APR) eff­ective 9/17/26. (The maximum APR is 24%). A 10-year draw period with interest-only repayment during draw period (optional). Followed by 20-year repayment period with a minimum monthly payment equal to 0.42% of principal balance plus accrued interest or $100, whichever is greater. Available to primary and secondary residences only. Maximum LTV is 85%. Closing costs: Fees and charges generally associated with a HELOC total between $549.00 - $3,539.00. Shore United Bank will provide a closing cost credit to cover total closing costs up to $2,000.00. If your closing costs exceed $2,000 you will have the option of paying directly or from an initial draw against the line. Any third-party fees paid on your behalf will be required to be reimbursed in the event the loan is paid off­ and closed within 36 months of the loan date. We are happy to provide an itemized statement of fees upon request. Borrower must maintain insurance on the property securing the credit.","sources":[{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"fc78148f8d5f657dd36d84c18b4e578d","pageNumber":null,"quote":"Up to $2,000 in Closing Cost Credits","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"closing_fee"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"f052f5583970a2caccb43964caa9db21","pageNumber":null,"quote":"- Save on upfront expenses","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"closing_fee"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"4871b88669466ce23a7fdb804abce55b","pageNumber":null,"quote":"A variable rate equal to NY Prime Rate as published in the Wall Street Journal, 7.00% Annual Percentage Rate (APR) eff­ective 9/17/26. (The maximum APR is 24%). A 10-year draw period with interest-only repayment during draw period (optional). Followed by 20-year repayment period with a minimum monthly payment equal to 0.42% of principal balance plus accrued interest or $100, whichever is greater.…","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"closing_fee"}]},{"fieldKey":"loan_term","reason":"unparsed_value","detail":"How does a HELOC Work?\nApply & Get Approved\n - Your borrowing limit is determined based on your home's equity and other financial factors\nUse Funds as Needed\n - Draw from your available credit line anytime during your 10-year borrowing period\nRepay & Reuse \n- After you repay the funds, your available credit line is replenished\nEnter the repayment phase\n - After the draw period, you'll make principal and interest payments over a 20-year repayment term","sources":[{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"2009b55fda26f6c7fc2c80d1ba9297c3","pageNumber":null,"quote":"How does a HELOC Work?","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_term"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"d12d2e03d2a36e1a7c1b7bf4f8475884","pageNumber":null,"quote":"Apply & Get Approved","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_term"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"262263f09d99c71e7a91548f147faafe","pageNumber":null,"quote":"- Your borrowing limit is determined based on your home's equity and other financial factors","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_term"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"2349610034f9792b976facc5031c3951","pageNumber":null,"quote":"Use Funds as Needed","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_term"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"e443bc5c2e4eda6cfd8f70a44650612c","pageNumber":null,"quote":"- Draw from your available credit line anytime during your 10-year borrowing period","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_term"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"95cc5a911da937675e793668e5cf5597","pageNumber":null,"quote":"Repay & Reuse","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_term"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"1283fb3a62c20a53802f22674e5c44c9","pageNumber":null,"quote":"- After you repay the funds, your available credit line is replenished","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_term"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"abbb26527523b8bdd703202a18761233","pageNumber":null,"quote":"Enter the repayment phase","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_term"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"dfeebd6562db864f59835cd4993e6c37","pageNumber":null,"quote":"- After the draw period, you'll make principal and interest payments over a 20-year repayment term","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_term"}]},{"fieldKey":"draw_period","reason":"unparsed_value","detail":"Interest-Only Payment Option\n - Lower your payments during the draw period\n - Draw from your available credit line anytime during your 10-year borrowing period\nA variable rate equal to NY Prime Rate as published in the Wall Street Journal, 7.00% Annual Percentage Rate (APR) eff­ective 9/17/26. (The maximum APR is 24%). A 10-year draw period with interest-only repayment during draw period (optional). Followed by 20-year repayment period with a minimum monthly payment equal to 0.42% of principal balance plus accrued interest or $100, whichever is greater. Available to primary and secondary residences only. Maximum LTV is 85%. Closing costs: Fees and charges generally associated with a HELOC total between $549.00 - $3,539.00. Shore United Bank will provide a closing cost credit to cover total closing costs up to $2,000.00. If your closing costs exceed $2,000 you will have the option of paying directly or from an initial draw against the line. Any third-party fees paid on your behalf will be required to be reimbursed in the event the loan is paid off­ and closed within 36 months of the loan date. We are happy to provide an itemized statement of fees upon request. Borrower must maintain insurance on the property securing the credit.","sources":[{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"34a506b8d8b4dd4edfbf6a67f8836166","pageNumber":null,"quote":"Interest-Only Payment Option","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"draw_period"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"9dd9c6447cac0d15da33cf0a71c5c0a3","pageNumber":null,"quote":"- Lower your payments during the draw period","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"draw_period"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"e443bc5c2e4eda6cfd8f70a44650612c","pageNumber":null,"quote":"- Draw from your available credit line anytime during your 10-year borrowing period","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"draw_period"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"4871b88669466ce23a7fdb804abce55b","pageNumber":null,"quote":"A variable rate equal to NY Prime Rate as published in the Wall Street Journal, 7.00% Annual Percentage Rate (APR) eff­ective 9/17/26. (The maximum APR is 24%). A 10-year draw period with interest-only repayment during draw period (optional). Followed by 20-year repayment period with a minimum monthly payment equal to 0.42% of principal balance plus accrued interest or $100, whichever is greater.…","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"draw_period"}]},{"fieldKey":"repayment_period","reason":"unparsed_value","detail":" - After the draw period, you'll make principal and interest payments over a 20-year repayment term\nA variable rate equal to NY Prime Rate as published in the Wall Street Journal, 7.00% Annual Percentage Rate (APR) eff­ective 9/17/26. (The maximum APR is 24%). A 10-year draw period with interest-only repayment during draw period (optional). Followed by 20-year repayment period with a minimum monthly payment equal to 0.42% of principal balance plus accrued interest or $100, whichever is greater. Available to primary and secondary residences only. Maximum LTV is 85%. Closing costs: Fees and charges generally associated with a HELOC total between $549.00 - $3,539.00. Shore United Bank will provide a closing cost credit to cover total closing costs up to $2,000.00. If your closing costs exceed $2,000 you will have the option of paying directly or from an initial draw against the line. Any third-party fees paid on your behalf will be required to be reimbursed in the event the loan is paid off­ and closed within 36 months of the loan date. We are happy to provide an itemized statement of fees upon request. Borrower must maintain insurance on the property securing the credit.","sources":[{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"dfeebd6562db864f59835cd4993e6c37","pageNumber":null,"quote":"- After the draw period, you'll make principal and interest payments over a 20-year repayment term","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"repayment_period"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"4871b88669466ce23a7fdb804abce55b","pageNumber":null,"quote":"A variable rate equal to NY Prime Rate as published in the Wall Street Journal, 7.00% Annual Percentage Rate (APR) eff­ective 9/17/26. (The maximum APR is 24%). A 10-year draw period with interest-only repayment during draw period (optional). Followed by 20-year repayment period with a minimum monthly payment equal to 0.42% of principal balance plus accrued interest or $100, whichever is greater.…","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"repayment_period"}]},{"fieldKey":"collateral_type","reason":"unparsed_value","detail":"A variable rate equal to NY Prime Rate as published in the Wall Street Journal, 7.00% Annual Percentage Rate (APR) eff­ective 9/17/26. (The maximum APR is 24%). A 10-year draw period with interest-only repayment during draw period (optional). Followed by 20-year repayment period with a minimum monthly payment equal to 0.42% of principal balance plus accrued interest or $100, whichever is greater. Available to primary and secondary residences only. Maximum LTV is 85%. Closing costs: Fees and charges generally associated with a HELOC total between $549.00 - $3,539.00. Shore United Bank will provide a closing cost credit to cover total closing costs up to $2,000.00. If your closing costs exceed $2,000 you will have the option of paying directly or from an initial draw against the line. Any third-party fees paid on your behalf will be required to be reimbursed in the event the loan is paid off­ and closed within 36 months of the loan date. We are happy to provide an itemized statement of fees upon request. Borrower must maintain insurance on the property securing the credit.","sources":[{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"4871b88669466ce23a7fdb804abce55b","pageNumber":null,"quote":"A variable rate equal to NY Prime Rate as published in the Wall Street Journal, 7.00% Annual Percentage Rate (APR) eff­ective 9/17/26. (The maximum APR is 24%). A 10-year draw period with interest-only repayment during draw period (optional). Followed by 20-year repayment period with a minimum monthly payment equal to 0.42% of principal balance plus accrued interest or $100, whichever is greater.…","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"collateral_type"}]},{"fieldKey":"maximum_loan_to_value","reason":"unparsed_value","detail":"A variable rate equal to NY Prime Rate as published in the Wall Street Journal, 7.00% Annual Percentage Rate (APR) eff­ective 9/17/26. (The maximum APR is 24%). A 10-year draw period with interest-only repayment during draw period (optional). Followed by 20-year repayment period with a minimum monthly payment equal to 0.42% of principal balance plus accrued interest or $100, whichever is greater. Available to primary and secondary residences only. Maximum LTV is 85%. Closing costs: Fees and charges generally associated with a HELOC total between $549.00 - $3,539.00. Shore United Bank will provide a closing cost credit to cover total closing costs up to $2,000.00. If your closing costs exceed $2,000 you will have the option of paying directly or from an initial draw against the line. Any third-party fees paid on your behalf will be required to be reimbursed in the event the loan is paid off­ and closed within 36 months of the loan date. We are happy to provide an itemized statement of fees upon request. Borrower must maintain insurance on the property securing the credit.","sources":[{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"4871b88669466ce23a7fdb804abce55b","pageNumber":null,"quote":"A variable rate equal to NY Prime Rate as published in the Wall Street Journal, 7.00% Annual Percentage Rate (APR) eff­ective 9/17/26. (The maximum APR is 24%). A 10-year draw period with interest-only repayment during draw period (optional). Followed by 20-year repayment period with a minimum monthly payment equal to 0.42% of principal balance plus accrued interest or $100, whichever is greater.…","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"maximum_loan_to_value"}]},{"fieldKey":"rate_cap","reason":"unparsed_value","detail":"A variable rate equal to NY Prime Rate as published in the Wall Street Journal, 7.00% Annual Percentage Rate (APR) eff­ective 9/17/26. (The maximum APR is 24%). A 10-year draw period with interest-only repayment during draw period (optional). Followed by 20-year repayment period with a minimum monthly payment equal to 0.42% of principal balance plus accrued interest or $100, whichever is greater. Available to primary and secondary residences only. Maximum LTV is 85%. Closing costs: Fees and charges generally associated with a HELOC total between $549.00 - $3,539.00. Shore United Bank will provide a closing cost credit to cover total closing costs up to $2,000.00. If your closing costs exceed $2,000 you will have the option of paying directly or from an initial draw against the line. Any third-party fees paid on your behalf will be required to be reimbursed in the event the loan is paid off­ and closed within 36 months of the loan date. We are happy to provide an itemized statement of fees upon request. Borrower must maintain insurance on the property securing the credit.","sources":[{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"4871b88669466ce23a7fdb804abce55b","pageNumber":null,"quote":"A variable rate equal to NY Prime Rate as published in the Wall Street Journal, 7.00% Annual Percentage Rate (APR) eff­ective 9/17/26. (The maximum APR is 24%). A 10-year draw period with interest-only repayment during draw period (optional). Followed by 20-year repayment period with a minimum monthly payment equal to 0.42% of principal balance plus accrued interest or $100, whichever is greater.…","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"rate_cap"}]},{"fieldKey":"loan_eligibility","reason":"unparsed_value","detail":"A variable rate equal to NY Prime Rate as published in the Wall Street Journal, 7.00% Annual Percentage Rate (APR) eff­ective 9/17/26. (The maximum APR is 24%). A 10-year draw period with interest-only repayment during draw period (optional). Followed by 20-year repayment period with a minimum monthly payment equal to 0.42% of principal balance plus accrued interest or $100, whichever is greater. Available to primary and secondary residences only. Maximum LTV is 85%. Closing costs: Fees and charges generally associated with a HELOC total between $549.00 - $3,539.00. Shore United Bank will provide a closing cost credit to cover total closing costs up to $2,000.00. If your closing costs exceed $2,000 you will have the option of paying directly or from an initial draw against the line. Any third-party fees paid on your behalf will be required to be reimbursed in the event the loan is paid off­ and closed within 36 months of the loan date. We are happy to provide an itemized statement of fees upon request. Borrower must maintain insurance on the property securing the credit.\nAll loans are subject to credit approval, and the borrower must maintain insurance on the property securing credit.","sources":[{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"4871b88669466ce23a7fdb804abce55b","pageNumber":null,"quote":"A variable rate equal to NY Prime Rate as published in the Wall Street Journal, 7.00% Annual Percentage Rate (APR) eff­ective 9/17/26. (The maximum APR is 24%). A 10-year draw period with interest-only repayment during draw period (optional). Followed by 20-year repayment period with a minimum monthly payment equal to 0.42% of principal balance plus accrued interest or $100, whichever is greater.…","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_eligibility"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"ec487d8e62a8da10161f6a38ce16b7c0","pageNumber":null,"quote":"All loans are subject to credit approval, and the borrower must maintain insurance on the property securing credit.","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_eligibility"}]},{"fieldKey":"interest_deductibility","reason":"unparsed_value","detail":"Potential Tax Benefits\n - Interest may be tax-deductible (consult a tax advisor)","sources":[{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"7623b1ed1ebf62782c6267ae2eda746e","pageNumber":null,"quote":"Potential Tax Benefits","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"interest_deductibility"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"00d73d6db815698501538c6875c71390","pageNumber":null,"quote":"- Interest may be tax-deductible (consult a tax advisor)","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"interest_deductibility"}]},{"fieldKey":"tax_advice","reason":"unparsed_value","detail":" - Interest may be tax-deductible (consult a tax advisor)","sources":[{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"00d73d6db815698501538c6875c71390","pageNumber":null,"quote":"- Interest may be tax-deductible (consult a tax advisor)","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"tax_advice"}]},{"fieldKey":"loan_reuse","reason":"unparsed_value","detail":"Repay & Reuse \n- After you repay the funds, your available credit line is replenished","sources":[{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"95cc5a911da937675e793668e5cf5597","pageNumber":null,"quote":"Repay & Reuse","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_reuse"},{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"1283fb3a62c20a53802f22674e5c44c9","pageNumber":null,"quote":"- After you repay the funds, your available credit line is replenished","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"loan_reuse"}]},{"fieldKey":"prepayment_penalty","reason":"unparsed_value","detail":"A variable rate equal to NY Prime Rate as published in the Wall Street Journal, 7.00% Annual Percentage Rate (APR) eff­ective 9/17/26. (The maximum APR is 24%). A 10-year draw period with interest-only repayment during draw period (optional). Followed by 20-year repayment period with a minimum monthly payment equal to 0.42% of principal balance plus accrued interest or $100, whichever is greater. Available to primary and secondary residences only. Maximum LTV is 85%. Closing costs: Fees and charges generally associated with a HELOC total between $549.00 - $3,539.00. Shore United Bank will provide a closing cost credit to cover total closing costs up to $2,000.00. If your closing costs exceed $2,000 you will have the option of paying directly or from an initial draw against the line. Any third-party fees paid on your behalf will be required to be reimbursed in the event the loan is paid off­ and closed within 36 months of the loan date. We are happy to provide an itemized statement of fees upon request. Borrower must maintain insurance on the property securing the credit.","sources":[{"snapshotId":"44713","sourceKind":"official_issuer","publisherName":"Shore United Bank, National Association","capturedAt":"2026-10-05T12:15:34.748Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.shoreunitedbank.com/personal/loans/home-equity-line-of-credit","passageId":"4871b88669466ce23a7fdb804abce55b","pageNumber":null,"quote":"A variable rate equal to NY Prime Rate as published in the Wall Street Journal, 7.00% Annual Percentage Rate (APR) eff­ective 9/17/26. (The maximum APR is 24%). A 10-year draw period with interest-only repayment during draw period (optional). Followed by 20-year repayment period with a minimum monthly payment equal to 0.42% of principal balance plus accrued interest or $100, whichever is greater.…","recordId":"official-issuer:page:url:abb7598cac274194a39ad59a1ce83ee101a650db572ac9021666444668886ab2","recordFields":[],"fieldKey":"prepayment_penalty"}]}]}],"documents":[]}}