{"data":{"path":"synchrony-bank/sun-country-visa-signature-card","artwork":null,"name":"SUN COUNTRY VISA SIGNATURE CARD","officialName":"SUN COUNTRY VISA SIGNATURE CARD","type":"credit_card","audience":"consumer","lifecycleStatus":"active","owner":{"name":"Synchrony Bank","handle":"synchrony-bank"},"institution":{"name":"Synchrony Bank","handle":"synchrony-bank"},"actualIssuerName":null,"standardOffer":{"id":"1718","offerKind":"standard","channel":null,"nameAsFiled":"SUN COUNTRY VISA SIGNATURE CARD","handle":null,"terms":{"productId":"2902","path":"synchrony-bank/sun-country-visa-signature-card","name":"SUN COUNTRY VISA SIGNATURE CARD","officialName":"SUN COUNTRY VISA SIGNATURE CARD","aliases":[],"institutionId":"71734","institutionName":"Synchrony Bank","institutionHandle":"synchrony-bank","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":"synchrony-bank/sun-country-visa-signature-card-account-agreement-and-pricing-addendum","sourceDocumentTitle":"Sun_Country_Visa_Signature_Card_Account_Agreement_and_Pricing_Addendum_FINAL","sourceDocumentPage":1,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2026-08-23","effectiveTo":null,"lastObservedAt":"2026-08-23T23:26:06.602Z","sources":[{"snapshotId":"47870","sourceKind":"official_issuer","publisherName":"Synchrony Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"synchrony-bank/sun-country-visa-signature-card-account-agreement-and-pricing-addendum","documentTitle":"Sun_Country_Visa_Signature_Card_Account_Agreement_and_Pricing_Addendum_FINAL","publicUrl":null,"passageId":"43c098f138c73e843ba8412d16cb79fb","pageNumber":1,"quote":"The APR for cash advances is the prime rate plus 23.39%. This APR will vary with the market based on the Prime Rate.*","recordId":null,"recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"}],"purpose":"cash_advance","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":null,"minimumBpsNullReason":"not_disclosed","medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":null,"maximumBpsNullReason":"not_disclosed","indexName":"Prime Rate","marginBps":2339,"marginMinimumBps":2339,"marginMinimumBpsNullReason":null,"marginMaximumBps":2339,"marginMaximumBpsNullReason":null,"marginMaximumIsUpperBound":false,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":false,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":[],"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":null,"metricSources":{"annual_apr":[{"snapshotId":"47870","sourceKind":"official_issuer","publisherName":"Synchrony Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"synchrony-bank/sun-country-visa-signature-card-account-agreement-and-pricing-addendum","documentTitle":"Sun_Country_Visa_Signature_Card_Account_Agreement_and_Pricing_Addendum_FINAL","publicUrl":null,"passageId":"43c098f138c73e843ba8412d16cb79fb","pageNumber":1,"quote":"The APR for cash advances is the prime rate plus 23.39%. This APR will vary with the market based on the Prime Rate.*","recordId":null,"recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"cardWithholdings":[{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47870","sourceKind":"official_issuer","publisherName":"Synchrony Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"synchrony-bank/sun-country-visa-signature-card-account-agreement-and-pricing-addendum","documentTitle":"Sun_Country_Visa_Signature_Card_Account_Agreement_and_Pricing_Addendum_FINAL","publicUrl":null,"passageId":"6d735f08d997e04837050aa9904ba326","pageNumber":1,"quote":"If you are charged interest, the charge will be no less than $2.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:1"}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:purchase:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47870","sourceKind":"official_issuer","publisherName":"Synchrony Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"synchrony-bank/sun-country-visa-signature-card-account-agreement-and-pricing-addendum","documentTitle":"Sun_Country_Visa_Signature_Card_Account_Agreement_and_Pricing_Addendum_FINAL","publicUrl":null,"passageId":"ea345751b6b08709119c2e60a12bfad2","pageNumber":1,"quote":"Your due date is at least 23 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:purchase:page:1"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"1718","offerKind":"standard","channel":null,"nameAsFiled":"SUN COUNTRY VISA SIGNATURE CARD","handle":null,"terms":{"productId":"2902","path":"synchrony-bank/sun-country-visa-signature-card","name":"SUN COUNTRY VISA SIGNATURE CARD","officialName":"SUN COUNTRY VISA SIGNATURE CARD","aliases":[],"institutionId":"71734","institutionName":"Synchrony Bank","institutionHandle":"synchrony-bank","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":"synchrony-bank/sun-country-visa-signature-card-account-agreement-and-pricing-addendum","sourceDocumentTitle":"Sun_Country_Visa_Signature_Card_Account_Agreement_and_Pricing_Addendum_FINAL","sourceDocumentPage":1,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[{"effectiveFrom":"2026-08-23","effectiveTo":null,"lastObservedAt":"2026-08-23T23:26:06.602Z","sources":[{"snapshotId":"47870","sourceKind":"official_issuer","publisherName":"Synchrony Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"synchrony-bank/sun-country-visa-signature-card-account-agreement-and-pricing-addendum","documentTitle":"Sun_Country_Visa_Signature_Card_Account_Agreement_and_Pricing_Addendum_FINAL","publicUrl":null,"passageId":"43c098f138c73e843ba8412d16cb79fb","pageNumber":1,"quote":"The APR for cash advances is the prime rate plus 23.39%. This APR will vary with the market based on the Prime Rate.*","recordId":null,"recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"}],"purpose":"cash_advance","phase":"regular","creditTier":"all","balanceTier":0,"balanceFromCents":null,"balanceToCents":null,"rateType":"variable","rateTypeNullReason":null,"minimumBps":null,"minimumBpsNullReason":"not_disclosed","medianBps":null,"medianBpsNullReason":"not_applicable","maximumBps":null,"maximumBpsNullReason":"not_disclosed","indexName":"Prime Rate","marginBps":2339,"marginMinimumBps":2339,"marginMinimumBpsNullReason":null,"marginMaximumBps":2339,"marginMaximumBpsNullReason":null,"marginMaximumIsUpperBound":false,"dailyPeriodicRateMinimumPercent":null,"dailyPeriodicRateMinimumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumPercent":null,"dailyPeriodicRateMaximumPercentNullReason":"not_disclosed","dailyPeriodicRateMaximumIsUpperBound":false,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","penaltyTriggers":[],"penaltyTriggerResolution":null,"penaltyDurationValue":null,"penaltyDurationUnit":null,"durationMonths":null,"durationDays":null,"durationBillingCycles":null,"durationBillingCyclesNullReason":null,"eligibilityConditions":null,"eligibilityConditionSources":[],"statistic":null,"metricSources":{"annual_apr":[{"snapshotId":"47870","sourceKind":"official_issuer","publisherName":"Synchrony Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"synchrony-bank/sun-country-visa-signature-card-account-agreement-and-pricing-addendum","documentTitle":"Sun_Country_Visa_Signature_Card_Account_Agreement_and_Pricing_Addendum_FINAL","publicUrl":null,"passageId":"43c098f138c73e843ba8412d16cb79fb","pageNumber":1,"quote":"The APR for cash advances is the prime rate plus 23.39%. This APR will vary with the market based on the Prime Rate.*","recordId":null,"recordFields":[],"fieldKey":"apr:cash_advance:regular:all:0"}],"daily_periodic_rate":[],"margin":[]}}],"fees":[],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"cardWithholdings":[{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47870","sourceKind":"official_issuer","publisherName":"Synchrony Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"synchrony-bank/sun-country-visa-signature-card-account-agreement-and-pricing-addendum","documentTitle":"Sun_Country_Visa_Signature_Card_Account_Agreement_and_Pricing_Addendum_FINAL","publicUrl":null,"passageId":"6d735f08d997e04837050aa9904ba326","pageNumber":1,"quote":"If you are charged interest, the charge will be no less than $2.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:1"}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:purchase:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"47870","sourceKind":"official_issuer","publisherName":"Synchrony Bank","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"synchrony-bank/sun-country-visa-signature-card-account-agreement-and-pricing-addendum","documentTitle":"Sun_Country_Visa_Signature_Card_Account_Agreement_and_Pricing_Addendum_FINAL","publicUrl":null,"passageId":"ea345751b6b08709119c2e60a12bfad2","pageNumber":1,"quote":"Your due date is at least 23 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:purchase:page:1"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[{"snapshotId":"47870","path":"synchrony-bank/sun-country-visa-signature-card-account-agreement-and-pricing-addendum","title":"Sun_Country_Visa_Signature_Card_Account_Agreement_and_Pricing_Addendum_FINAL","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"Synchrony Bank","handle":"synchrony-bank"},"identityDeclarations":[]}]}}