{"data":{"path":"the-adirondack-trust-company/business-visa-credit-card","artwork":null,"name":"Business Visa Credit Card","officialName":"Business Visa Credit Card","type":"credit_card","audience":"business","lifecycleStatus":"active","owner":{"name":"The Adirondack Trust Company","handle":"the-adirondack-trust-company"},"institution":{"name":"The Adirondack Trust Company","handle":"the-adirondack-trust-company"},"actualIssuerName":null,"standardOffer":{"id":"749","offerKind":"standard","channel":null,"nameAsFiled":"Business Visa Credit Card","handle":null,"terms":{"productId":"1932","path":"the-adirondack-trust-company/business-visa-credit-card","name":"Business Visa Credit Card","officialName":"Business Visa Credit Card","aliases":[],"institutionId":"68783","institutionName":"The Adirondack Trust Company","institutionHandle":"the-adirondack-trust-company","issuerName":null,"productType":"credit_card","audience":"business","audienceSegments":["business"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"visa","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_disclosed","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":"https://www.adirondacktrust.com/BUSINESS/Borrow/business-visa-credit-card","consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-03","effectiveTo":null,"lastObservedAt":"2026-10-03T22:44:05.412Z","sources":[{"snapshotId":"35569","sourceKind":"official_issuer","publisherName":"The Adirondack Trust Company","capturedAt":"2026-10-03T22:44:05.412Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.adirondacktrust.com/BUSINESS/Borrow/business-visa-credit-card","passageId":null,"pageNumber":null,"quote":null,"recordId":null,"recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":null}],"cardTerms":{"effectiveFrom":"2026-10-03","effectiveTo":null,"lastObservedAt":"2026-10-03T22:44:05.412Z","sources":[{"snapshotId":"35569","sourceKind":"official_issuer","publisherName":"The Adirondack Trust Company","capturedAt":"2026-10-03T22:44:05.412Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.adirondacktrust.com/BUSINESS/Borrow/business-visa-credit-card","passageId":"643e3a533203671f9588f80d5f92e1fe","pageNumber":null,"quote":"Improve your cash flow, track business-related expenses and enjoy plenty of other benefits, such as a year-end summary report that shows total spending for the year by each type of business category and cardholder.","recordId":"official-issuer:page:url:cd1a08dd29b9877aea5f6552c32e5566ba9268c4ad639d41c1327b7fe1f7f8a6","recordFields":[],"fieldKey":"consumer_website"},{"snapshotId":"35569","sourceKind":"official_issuer","publisherName":"The Adirondack Trust Company","capturedAt":"2026-10-03T22:44:05.412Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.adirondacktrust.com/BUSINESS/Borrow/business-visa-credit-card","passageId":"cb38e5a78c132217661d7d9a0e85d7d9","pageNumber":null,"quote":"Business Visa","recordId":"official-issuer:page:url:cd1a08dd29b9877aea5f6552c32e5566ba9268c4ad639d41c1327b7fe1f7f8a6","recordFields":[],"fieldKey":"network"}],"securityType":null,"securityTypeNullReason":"not_disclosed","currencyCode":"USD","targetedCreditTier":null,"gracePeriodDays":null,"gracePeriodDaysNullReason":"not_disclosed","gracePeriodMinDays":null,"gracePeriodMinDaysNullReason":"not_disclosed","gracePeriodMaxDays":null,"gracePeriodMaxDaysNullReason":"not_disclosed","minimumFinanceChargeCents":null,"balanceComputationMethod":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","purchaseInterestConditions":null,"purchaseInterestConditionsNullReason":"not_disclosed","balanceTransferFlexAvailabilityConditions":null,"balanceTransferFlexAvailabilityConditionsNullReason":"not_disclosed","periodicFeeFrequency":null,"foreignTransactionsFeeFree":null,"network":"visa","requirementsForOpening":null,"minimumCreditLimitCents":null,"maximumCreditLimitCents":null,"consumerWebsite":"https://www.adirondacktrust.com/BUSINESS/Borrow/business-visa-credit-card","consumerTelephone":null},"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"cardWithholdings":[{"observationKind":"card_offer","fieldKey":"source-benefits","reason":"unparsed_value","detail":"The source describes cash-flow and expense-management benefits, without numeric rates, fees or rewards.","sources":[{"snapshotId":"35569","sourceKind":"official_issuer","publisherName":"The Adirondack Trust Company","capturedAt":"2026-10-03T22:44:05.412Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.adirondacktrust.com/BUSINESS/Borrow/business-visa-credit-card","passageId":"643e3a533203671f9588f80d5f92e1fe","pageNumber":null,"quote":"Improve your cash flow, track business-related expenses and enjoy plenty of other benefits, such as a year-end summary report that shows total spending for the year by each type of business category and cardholder.","recordId":"official-issuer:page:url:cd1a08dd29b9877aea5f6552c32e5566ba9268c4ad639d41c1327b7fe1f7f8a6","recordFields":[],"fieldKey":"withheld:card_offer:source-benefits"}]},{"observationKind":"card_offer","fieldKey":"contact-route","reason":"unparsed_value","detail":"The page provides a contact route; it does not establish an online card application or numeric eligibility conditions.","sources":[{"snapshotId":"35569","sourceKind":"official_issuer","publisherName":"The Adirondack Trust Company","capturedAt":"2026-10-03T22:44:05.412Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.adirondacktrust.com/BUSINESS/Borrow/business-visa-credit-card","passageId":"27c657723b5ef084313130426d6e0800","pageNumber":null,"quote":"Contact us","recordId":"official-issuer:page:url:cd1a08dd29b9877aea5f6552c32e5566ba9268c4ad639d41c1327b7fe1f7f8a6","recordFields":[],"fieldKey":"withheld:card_offer:contact-route"}]},{"observationKind":"card_offer","fieldKey":"expense-tracking","reason":"unparsed_value","detail":"Expense tracking is an unquantified card feature.","sources":[{"snapshotId":"35569","sourceKind":"official_issuer","publisherName":"The Adirondack Trust Company","capturedAt":"2026-10-03T22:44:05.412Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.adirondacktrust.com/BUSINESS/Borrow/business-visa-credit-card","passageId":"69f8b80a7143db40ed6cd4983c7a55fa","pageNumber":null,"quote":"Track business-related expenses","recordId":"official-issuer:page:url:cd1a08dd29b9877aea5f6552c32e5566ba9268c4ad639d41c1327b7fe1f7f8a6","recordFields":[],"fieldKey":"withheld:card_offer:expense-tracking"}]},{"observationKind":"card_offer","fieldKey":"year-end-report","reason":"unparsed_value","detail":"Year-end reports summarize spending by business category and cardholder; they are not a reward or fee disclosure.","sources":[{"snapshotId":"35569","sourceKind":"official_issuer","publisherName":"The Adirondack Trust Company","capturedAt":"2026-10-03T22:44:05.412Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.adirondacktrust.com/BUSINESS/Borrow/business-visa-credit-card","passageId":"0deee8c8039d3da9f86220a4c2e55979","pageNumber":null,"quote":"Get year-end summary reports that show total spending for year by each type of business category and cardholder","recordId":"official-issuer:page:url:cd1a08dd29b9877aea5f6552c32e5566ba9268c4ad639d41c1327b7fe1f7f8a6","recordFields":[],"fieldKey":"withheld:card_offer:year-end-report"}]}],"balanceTransferTerms":[{"effectiveFrom":"2026-10-03","effectiveTo":null,"lastObservedAt":"2026-10-03T22:44:05.412Z","sources":[{"snapshotId":"35569","sourceKind":"official_issuer","publisherName":"The Adirondack Trust Company","capturedAt":"2026-10-03T22:44:05.412Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.adirondacktrust.com/BUSINESS/Borrow/business-visa-credit-card","passageId":null,"pageNumber":null,"quote":null,"recordId":null,"recordFields":[],"fieldKey":"balance_transfer"}],"transferKey":"standard","transferMethod":null,"transferDeadlineDate":null,"transferDeadlineDaysAfterAccountOpen":null,"gracePeriodOffered":null,"settlementDaysMin":null,"settlementDaysMax":null,"currencyCode":"USD","maximumAmountCents":null,"maximumPercentOfLimitBps":null,"directToCreditor":null}],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"749","offerKind":"standard","channel":null,"nameAsFiled":"Business Visa Credit Card","handle":null,"terms":{"productId":"1932","path":"the-adirondack-trust-company/business-visa-credit-card","name":"Business Visa Credit Card","officialName":"Business Visa Credit Card","aliases":[],"institutionId":"68783","institutionName":"The Adirondack Trust Company","institutionHandle":"the-adirondack-trust-company","issuerName":null,"productType":"credit_card","audience":"business","audienceSegments":["business"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":"visa","targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_disclosed","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":"https://www.adirondacktrust.com/BUSINESS/Borrow/business-visa-credit-card","consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-03","effectiveTo":null,"lastObservedAt":"2026-10-03T22:44:05.412Z","sources":[{"snapshotId":"35569","sourceKind":"official_issuer","publisherName":"The Adirondack Trust Company","capturedAt":"2026-10-03T22:44:05.412Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.adirondacktrust.com/BUSINESS/Borrow/business-visa-credit-card","passageId":null,"pageNumber":null,"quote":null,"recordId":null,"recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":null}],"cardTerms":{"effectiveFrom":"2026-10-03","effectiveTo":null,"lastObservedAt":"2026-10-03T22:44:05.412Z","sources":[{"snapshotId":"35569","sourceKind":"official_issuer","publisherName":"The Adirondack Trust Company","capturedAt":"2026-10-03T22:44:05.412Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.adirondacktrust.com/BUSINESS/Borrow/business-visa-credit-card","passageId":"643e3a533203671f9588f80d5f92e1fe","pageNumber":null,"quote":"Improve your cash flow, track business-related expenses and enjoy plenty of other benefits, such as a year-end summary report that shows total spending for the year by each type of business category and cardholder.","recordId":"official-issuer:page:url:cd1a08dd29b9877aea5f6552c32e5566ba9268c4ad639d41c1327b7fe1f7f8a6","recordFields":[],"fieldKey":"consumer_website"},{"snapshotId":"35569","sourceKind":"official_issuer","publisherName":"The Adirondack Trust Company","capturedAt":"2026-10-03T22:44:05.412Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.adirondacktrust.com/BUSINESS/Borrow/business-visa-credit-card","passageId":"cb38e5a78c132217661d7d9a0e85d7d9","pageNumber":null,"quote":"Business Visa","recordId":"official-issuer:page:url:cd1a08dd29b9877aea5f6552c32e5566ba9268c4ad639d41c1327b7fe1f7f8a6","recordFields":[],"fieldKey":"network"}],"securityType":null,"securityTypeNullReason":"not_disclosed","currencyCode":"USD","targetedCreditTier":null,"gracePeriodDays":null,"gracePeriodDaysNullReason":"not_disclosed","gracePeriodMinDays":null,"gracePeriodMinDaysNullReason":"not_disclosed","gracePeriodMaxDays":null,"gracePeriodMaxDaysNullReason":"not_disclosed","minimumFinanceChargeCents":null,"balanceComputationMethod":null,"rateCapBps":null,"rateCapBpsNullReason":"not_disclosed","purchaseInterestConditions":null,"purchaseInterestConditionsNullReason":"not_disclosed","balanceTransferFlexAvailabilityConditions":null,"balanceTransferFlexAvailabilityConditionsNullReason":"not_disclosed","periodicFeeFrequency":null,"foreignTransactionsFeeFree":null,"network":"visa","requirementsForOpening":null,"minimumCreditLimitCents":null,"maximumCreditLimitCents":null,"consumerWebsite":"https://www.adirondacktrust.com/BUSINESS/Borrow/business-visa-credit-card","consumerTelephone":null},"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"cardWithholdings":[{"observationKind":"card_offer","fieldKey":"source-benefits","reason":"unparsed_value","detail":"The source describes cash-flow and expense-management benefits, without numeric rates, fees or rewards.","sources":[{"snapshotId":"35569","sourceKind":"official_issuer","publisherName":"The Adirondack Trust Company","capturedAt":"2026-10-03T22:44:05.412Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.adirondacktrust.com/BUSINESS/Borrow/business-visa-credit-card","passageId":"643e3a533203671f9588f80d5f92e1fe","pageNumber":null,"quote":"Improve your cash flow, track business-related expenses and enjoy plenty of other benefits, such as a year-end summary report that shows total spending for the year by each type of business category and cardholder.","recordId":"official-issuer:page:url:cd1a08dd29b9877aea5f6552c32e5566ba9268c4ad639d41c1327b7fe1f7f8a6","recordFields":[],"fieldKey":"withheld:card_offer:source-benefits"}]},{"observationKind":"card_offer","fieldKey":"contact-route","reason":"unparsed_value","detail":"The page provides a contact route; it does not establish an online card application or numeric eligibility conditions.","sources":[{"snapshotId":"35569","sourceKind":"official_issuer","publisherName":"The Adirondack Trust Company","capturedAt":"2026-10-03T22:44:05.412Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.adirondacktrust.com/BUSINESS/Borrow/business-visa-credit-card","passageId":"27c657723b5ef084313130426d6e0800","pageNumber":null,"quote":"Contact us","recordId":"official-issuer:page:url:cd1a08dd29b9877aea5f6552c32e5566ba9268c4ad639d41c1327b7fe1f7f8a6","recordFields":[],"fieldKey":"withheld:card_offer:contact-route"}]},{"observationKind":"card_offer","fieldKey":"expense-tracking","reason":"unparsed_value","detail":"Expense tracking is an unquantified card feature.","sources":[{"snapshotId":"35569","sourceKind":"official_issuer","publisherName":"The Adirondack Trust Company","capturedAt":"2026-10-03T22:44:05.412Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.adirondacktrust.com/BUSINESS/Borrow/business-visa-credit-card","passageId":"69f8b80a7143db40ed6cd4983c7a55fa","pageNumber":null,"quote":"Track business-related expenses","recordId":"official-issuer:page:url:cd1a08dd29b9877aea5f6552c32e5566ba9268c4ad639d41c1327b7fe1f7f8a6","recordFields":[],"fieldKey":"withheld:card_offer:expense-tracking"}]},{"observationKind":"card_offer","fieldKey":"year-end-report","reason":"unparsed_value","detail":"Year-end reports summarize spending by business category and cardholder; they are not a reward or fee disclosure.","sources":[{"snapshotId":"35569","sourceKind":"official_issuer","publisherName":"The Adirondack Trust Company","capturedAt":"2026-10-03T22:44:05.412Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.adirondacktrust.com/BUSINESS/Borrow/business-visa-credit-card","passageId":"0deee8c8039d3da9f86220a4c2e55979","pageNumber":null,"quote":"Get year-end summary reports that show total spending for year by each type of business category and cardholder","recordId":"official-issuer:page:url:cd1a08dd29b9877aea5f6552c32e5566ba9268c4ad639d41c1327b7fe1f7f8a6","recordFields":[],"fieldKey":"withheld:card_offer:year-end-report"}]}],"balanceTransferTerms":[{"effectiveFrom":"2026-10-03","effectiveTo":null,"lastObservedAt":"2026-10-03T22:44:05.412Z","sources":[{"snapshotId":"35569","sourceKind":"official_issuer","publisherName":"The Adirondack Trust Company","capturedAt":"2026-10-03T22:44:05.412Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.adirondacktrust.com/BUSINESS/Borrow/business-visa-credit-card","passageId":null,"pageNumber":null,"quote":null,"recordId":null,"recordFields":[],"fieldKey":"balance_transfer"}],"transferKey":"standard","transferMethod":null,"transferDeadlineDate":null,"transferDeadlineDaysAfterAccountOpen":null,"gracePeriodOffered":null,"settlementDaysMin":null,"settlementDaysMax":null,"currencyCode":"USD","maximumAmountCents":null,"maximumPercentOfLimitBps":null,"directToCreditor":null}],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}