{"data":{"path":"the-bank-of-missouri/acima-classic-credittm-mastercard","artwork":null,"name":"Acima Classic Credit™ Mastercard®","officialName":"Acima Classic Credit™ Mastercard®","type":"credit_card","audience":"consumer","lifecycleStatus":"active","owner":{"name":"The Bank of Missouri","handle":"the-bank-of-missouri"},"institution":{"name":"The Bank of Missouri","handle":"the-bank-of-missouri"},"actualIssuerName":null,"standardOffer":{"id":"1507","offerKind":"standard","channel":null,"nameAsFiled":"Acima Classic Credit™ Mastercard®","handle":null,"terms":{"productId":"2691","path":"the-bank-of-missouri/acima-classic-credittm-mastercard","name":"Acima Classic Credit™ Mastercard®","officialName":"Acima Classic Credit™ Mastercard®","aliases":[],"institutionId":"68912","institutionName":"The Bank of Missouri","institutionHandle":"the-bank-of-missouri","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":500,"cashAdvanceFeeMinimumCents":10000,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-402","sourceDocumentTitle":"Acima Classic Credit Mastercard Cardholder Agreement 402","sourceDocumentPage":1,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-08-23","effectiveTo":null,"lastObservedAt":"2026-08-23T23:26:06.602Z","sources":[{"snapshotId":"48211","sourceKind":"official_issuer","publisherName":"The Bank of Missouri","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"range","documentPath":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-401","documentTitle":"Acima Classic Credit Mastercard Cardholder Agreement 401","publicUrl":null,"passageId":"ae90bd2fd2582ddabe3984941cf4510d","pageNumber":1,"quote":"$5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )","recordId":null,"recordFields":[],"fieldKey":"fee:cash_advance:1"},{"snapshotId":"48289","sourceKind":"official_issuer","publisherName":"The Bank of Missouri","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"range","documentPath":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-400","documentTitle":"Acima Classic Credit Mastercard Cardholder Agreement 400","publicUrl":null,"passageId":"1f594b080d20898eb239e6bc82c58b43","pageNumber":1,"quote":"$5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )","recordId":null,"recordFields":[],"fieldKey":"fee:cash_advance:1"},{"snapshotId":"48292","sourceKind":"official_issuer","publisherName":"The Bank of Missouri","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"range","documentPath":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-402","documentTitle":"Acima Classic Credit Mastercard Cardholder Agreement 402","publicUrl":null,"passageId":"d0c8b1c305b1b3413cc3a2a0931d5ff6","pageNumber":1,"quote":"$5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )","recordId":null,"recordFields":[],"fieldKey":"fee:cash_advance:1"}],"feeType":"cash_advance","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":500,"percentNullReason":null,"minimumAmountCents":10000,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"greater_of","explanation":null}],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"cardWithholdings":[{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"48211","sourceKind":"official_issuer","publisherName":"The Bank of Missouri","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-401","documentTitle":"Acima Classic Credit Mastercard Cardholder Agreement 401","publicUrl":null,"passageId":"8b1558f41d6ae70495c106ba15dea126","pageNumber":1,"quote":"If you are charged interest, the charge will be no less than $1.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:1"}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:cash_advance:page:5","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"48211","sourceKind":"official_issuer","publisherName":"The Bank of Missouri","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-401","documentTitle":"Acima Classic Credit Mastercard Cardholder Agreement 401","publicUrl":null,"passageId":"f3f5231537b5cb9c87c4a020cd583570","pageNumber":5,"quote":"Periodic interest charges on Cash Advances will be imposed at the applicable Monthly Periodic Rate from the date each Cash Advance is made and will continue to accrue on unpaid balances as long as they remain unpaid. There is no grace period on Cash Advances and there is no period within which to pay to avoid interest charges on Cash Advances.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:cash_advance:page:5","qualifications":[]}]},{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"48289","sourceKind":"official_issuer","publisherName":"The Bank of Missouri","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-400","documentTitle":"Acima Classic Credit Mastercard Cardholder Agreement 400","publicUrl":null,"passageId":"231f39804037492bdabc149cbf2d3e7a","pageNumber":1,"quote":"If you are charged interest, the charge will be no less than $1.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:1"}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:cash_advance:page:5","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"48289","sourceKind":"official_issuer","publisherName":"The Bank of Missouri","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-400","documentTitle":"Acima Classic Credit Mastercard Cardholder Agreement 400","publicUrl":null,"passageId":"e89942f2e3aedcfb11f0e6d28b8d95ad","pageNumber":5,"quote":"Periodic interest charges on Cash Advances will be imposed at the applicable Monthly Periodic Rate from the date each Cash Advance is made and will continue to accrue on unpaid balances as long as they remain unpaid. There is no grace period on Cash Advances and there is no period within which to pay to avoid interest charges on Cash Advances.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:cash_advance:page:5","qualifications":[]}]},{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"48292","sourceKind":"official_issuer","publisherName":"The Bank of Missouri","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-402","documentTitle":"Acima Classic Credit Mastercard Cardholder Agreement 402","publicUrl":null,"passageId":"561275da869befa37ed1eb9bf546c823","pageNumber":1,"quote":"If you are charged interest, the charge will be no less than $1.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:1"}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:cash_advance:page:5","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"48292","sourceKind":"official_issuer","publisherName":"The Bank of Missouri","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-402","documentTitle":"Acima Classic Credit Mastercard Cardholder Agreement 402","publicUrl":null,"passageId":"0b4819b11b98a173438cc0c4dd58f8af","pageNumber":5,"quote":"Periodic interest charges on Cash Advances will be imposed at the applicable Monthly Periodic Rate from the date each Cash Advance is made and will continue to accrue on unpaid balances as long as they remain unpaid. There is no grace period on Cash Advances and there is no period within which to pay to avoid interest charges on Cash Advances.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:cash_advance:page:5","qualifications":[]}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:purchase:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"48292","sourceKind":"official_issuer","publisherName":"The Bank of Missouri","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-402","documentTitle":"Acima Classic Credit Mastercard Cardholder Agreement 402","publicUrl":null,"passageId":"de4986fd1d2f492b686e71ae7464d085","pageNumber":1,"quote":"Your due date is at least 25 days after the close of each billing cycle.We will not charge you any interest on purchases if you pay your entire balance by the due date each month.We will begin charging interest on cash advances on the transaction date.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:purchase:page:1"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"1507","offerKind":"standard","channel":null,"nameAsFiled":"Acima Classic Credit™ Mastercard®","handle":null,"terms":{"productId":"2691","path":"the-bank-of-missouri/acima-classic-credittm-mastercard","name":"Acima Classic Credit™ Mastercard®","officialName":"Acima Classic Credit™ Mastercard®","aliases":[],"institutionId":"68912","institutionName":"The Bank of Missouri","institutionHandle":"the-bank-of-missouri","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":500,"cashAdvanceFeeMinimumCents":10000,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-402","sourceDocumentTitle":"Acima Classic Credit Mastercard Cardholder Agreement 402","sourceDocumentPage":1,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-08-23","effectiveTo":null,"lastObservedAt":"2026-08-23T23:26:06.602Z","sources":[{"snapshotId":"48211","sourceKind":"official_issuer","publisherName":"The Bank of Missouri","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"range","documentPath":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-401","documentTitle":"Acima Classic Credit Mastercard Cardholder Agreement 401","publicUrl":null,"passageId":"ae90bd2fd2582ddabe3984941cf4510d","pageNumber":1,"quote":"$5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )","recordId":null,"recordFields":[],"fieldKey":"fee:cash_advance:1"},{"snapshotId":"48289","sourceKind":"official_issuer","publisherName":"The Bank of Missouri","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"range","documentPath":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-400","documentTitle":"Acima Classic Credit Mastercard Cardholder Agreement 400","publicUrl":null,"passageId":"1f594b080d20898eb239e6bc82c58b43","pageNumber":1,"quote":"$5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )","recordId":null,"recordFields":[],"fieldKey":"fee:cash_advance:1"},{"snapshotId":"48292","sourceKind":"official_issuer","publisherName":"The Bank of Missouri","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":"range","documentPath":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-402","documentTitle":"Acima Classic Credit Mastercard Cardholder Agreement 402","publicUrl":null,"passageId":"d0c8b1c305b1b3413cc3a2a0931d5ff6","pageNumber":1,"quote":"$5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100 )","recordId":null,"recordFields":[],"fieldKey":"fee:cash_advance:1"}],"feeType":"cash_advance","feeFrequency":"per_transaction","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_disclosed","percentBps":500,"percentNullReason":null,"minimumAmountCents":10000,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_disclosed","feeScope":"account","calculation":"greater_of","explanation":null}],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"cardWithholdings":[{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"48211","sourceKind":"official_issuer","publisherName":"The Bank of Missouri","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-401","documentTitle":"Acima Classic Credit Mastercard Cardholder Agreement 401","publicUrl":null,"passageId":"8b1558f41d6ae70495c106ba15dea126","pageNumber":1,"quote":"If you are charged interest, the charge will be no less than $1.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:1"}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:cash_advance:page:5","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"48211","sourceKind":"official_issuer","publisherName":"The Bank of Missouri","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-401","documentTitle":"Acima Classic Credit Mastercard Cardholder Agreement 401","publicUrl":null,"passageId":"f3f5231537b5cb9c87c4a020cd583570","pageNumber":5,"quote":"Periodic interest charges on Cash Advances will be imposed at the applicable Monthly Periodic Rate from the date each Cash Advance is made and will continue to accrue on unpaid balances as long as they remain unpaid. There is no grace period on Cash Advances and there is no period within which to pay to avoid interest charges on Cash Advances.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:cash_advance:page:5","qualifications":[]}]},{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"48289","sourceKind":"official_issuer","publisherName":"The Bank of Missouri","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-400","documentTitle":"Acima Classic Credit Mastercard Cardholder Agreement 400","publicUrl":null,"passageId":"231f39804037492bdabc149cbf2d3e7a","pageNumber":1,"quote":"If you are charged interest, the charge will be no less than $1.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:1"}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:cash_advance:page:5","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"48289","sourceKind":"official_issuer","publisherName":"The Bank of Missouri","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-400","documentTitle":"Acima Classic Credit Mastercard Cardholder Agreement 400","publicUrl":null,"passageId":"e89942f2e3aedcfb11f0e6d28b8d95ad","pageNumber":5,"quote":"Periodic interest charges on Cash Advances will be imposed at the applicable Monthly Periodic Rate from the date each Cash Advance is made and will continue to accrue on unpaid balances as long as they remain unpaid. There is no grace period on Cash Advances and there is no period within which to pay to avoid interest charges on Cash Advances.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:cash_advance:page:5","qualifications":[]}]},{"observationKind":"card_offer","fieldKey":"disclosure:card_terms:minimum_finance_charge:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"48292","sourceKind":"official_issuer","publisherName":"The Bank of Missouri","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-402","documentTitle":"Acima Classic Credit Mastercard Cardholder Agreement 402","publicUrl":null,"passageId":"561275da869befa37ed1eb9bf546c823","pageNumber":1,"quote":"If you are charged interest, the charge will be no less than $1.00.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:card_terms:minimum_finance_charge:page:1"}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:cash_advance:page:5","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"48292","sourceKind":"official_issuer","publisherName":"The Bank of Missouri","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-402","documentTitle":"Acima Classic Credit Mastercard Cardholder Agreement 402","publicUrl":null,"passageId":"0b4819b11b98a173438cc0c4dd58f8af","pageNumber":5,"quote":"Periodic interest charges on Cash Advances will be imposed at the applicable Monthly Periodic Rate from the date each Cash Advance is made and will continue to accrue on unpaid balances as long as they remain unpaid. There is no grace period on Cash Advances and there is no period within which to pay to avoid interest charges on Cash Advances.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:cash_advance:page:5","qualifications":[]}]},{"observationKind":"card_offer","fieldKey":"disclosure:grace_period:purchase:page:1","reason":"unparsed_value","detail":"This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.","sources":[{"snapshotId":"48292","sourceKind":"official_issuer","publisherName":"The Bank of Missouri","capturedAt":"2026-08-23T23:26:06.602Z","effectiveOn":"2026-08-23","effectiveOnBasis":"page_capture","statistic":null,"documentPath":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-402","documentTitle":"Acima Classic Credit Mastercard Cardholder Agreement 402","publicUrl":null,"passageId":"de4986fd1d2f492b686e71ae7464d085","pageNumber":1,"quote":"Your due date is at least 25 days after the close of each billing cycle.We will not charge you any interest on purchases if you pay your entire balance by the due date each month.We will begin charging interest on cash advances on the transaction date.","recordId":null,"recordFields":[],"fieldKey":"withheld:card_offer:disclosure:grace_period:purchase:page:1"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[{"snapshotId":"48289","path":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-400","title":"Acima Classic Credit Mastercard Cardholder Agreement 400","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"The Bank of Missouri","handle":"the-bank-of-missouri"}},{"snapshotId":"48211","path":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-401","title":"Acima Classic Credit Mastercard Cardholder Agreement 401","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"The Bank of Missouri","handle":"the-bank-of-missouri"}},{"snapshotId":"48292","path":"the-bank-of-missouri/acima-classic-credit-mastercard-cardholder-agreement-402","title":"Acima Classic Credit Mastercard Cardholder Agreement 402","documentType":"official_issuer_agreement","effectiveDate":null,"effectiveDateNullReason":"not_parsed","issuer":{"name":"The Bank of Missouri","handle":"the-bank-of-missouri"}}]}}