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This option provides immediate financial flexibility for your business.","recordId":"official-issuer:page:url:2ac25f1c938e96a0da6860cdaf41c0a96887828b1f699372eb79a8e7f909ee6f","recordFields":[],"fieldKey":"withheld:card_offer:business-cash-redemption"}]},{"observationKind":"card_offer","fieldKey":"merchandise-selection","reason":"unparsed_value","detail":"The shared program refers to its merchandise catalog; no point conversion is inferred.","sources":[{"snapshotId":"34294","sourceKind":"official_issuer","publisherName":"The Bank of Vernon","capturedAt":"2026-10-03T16:29:49.912Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bankofvernon.bank/business/loans/credit-card","passageId":"6c8cafe8a61cf23fdeff991c00fbce69","pageNumber":null,"quote":"Choose from over 200 items in the","recordId":"official-issuer:page:url:2ac25f1c938e96a0da6860cdaf41c0a96887828b1f699372eb79a8e7f909ee6f","recordFields":[],"fieldKey":"withheld:card_offer:merchandise-selection"}]},{"observationKind":"card_offer","fieldKey":"merchandise-conditions","reason":"unparsed_value","detail":"This is shared rewards-program language, not a quantified earning rate.","sources":[{"snapshotId":"34294","sourceKind":"official_issuer","publisherName":"The Bank of Vernon","capturedAt":"2026-10-03T16:29:49.912Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bankofvernon.bank/business/loans/credit-card","passageId":"f4117a25d9a7104d560ea36280110111","pageNumber":null,"quote":", including electronics, office equipment, and other business essentials. Upgrade your workplace or invest in new tools to enhance productivity.","recordId":"official-issuer:page:url:2ac25f1c938e96a0da6860cdaf41c0a96887828b1f699372eb79a8e7f909ee6f","recordFields":[],"fieldKey":"withheld:card_offer:merchandise-conditions"}]},{"observationKind":"card_offer","fieldKey":"travel-redemption","reason":"unparsed_value","detail":"Shared travel redemption is described without a point conversion or detailed qualifications.","sources":[{"snapshotId":"34294","sourceKind":"official_issuer","publisherName":"The Bank of Vernon","capturedAt":"2026-10-03T16:29:49.912Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bankofvernon.bank/business/loans/credit-card","passageId":"46c7ab8e16c11103d3ad7d4da42c5261","pageNumber":null,"quote":"Use your points to cover business travel expenses such as flights, hotel stays, and rental cars, making it easier to manage your travel budget while earning rewards.","recordId":"official-issuer:page:url:2ac25f1c938e96a0da6860cdaf41c0a96887828b1f699372eb79a8e7f909ee6f","recordFields":[],"fieldKey":"withheld:card_offer:travel-redemption"}]},{"observationKind":"card_offer","fieldKey":"retailer-offers","reason":"unparsed_value","detail":"Participating-retailer offers are unquantified and remain shared program details.","sources":[{"snapshotId":"34294","sourceKind":"official_issuer","publisherName":"The Bank of Vernon","capturedAt":"2026-10-03T16:29:49.912Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bankofvernon.bank/business/loans/credit-card","passageId":"4ca62b00cd0146d12869e97ab98f1539","pageNumber":null,"quote":"Benefit from exclusive deals and discounts at participating local retailers, helping you save on essential business purchases.","recordId":"official-issuer:page:url:2ac25f1c938e96a0da6860cdaf41c0a96887828b1f699372eb79a8e7f909ee6f","recordFields":[],"fieldKey":"withheld:card_offer:retailer-offers"}]},{"observationKind":"card_offer","fieldKey":"event-redemption","reason":"unparsed_value","detail":"Shared event-ticket redemption is unquantified.","sources":[{"snapshotId":"34294","sourceKind":"official_issuer","publisherName":"The Bank of Vernon","capturedAt":"2026-10-03T16:29:49.912Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bankofvernon.bank/business/loans/credit-card","passageId":"44c6fdc4a79e7810b4cbc7610907de67","pageNumber":null,"quote":"Reward your team or entertain clients using your points to purchase concert tickets, sports events, or other business-related experiences.","recordId":"official-issuer:page:url:2ac25f1c938e96a0da6860cdaf41c0a96887828b1f699372eb79a8e7f909ee6f","recordFields":[],"fieldKey":"withheld:card_offer:event-redemption"}]},{"observationKind":"card_offer","fieldKey":"charitable-redemption","reason":"unparsed_value","detail":"Shared charitable redemption is unquantified.","sources":[{"snapshotId":"34294","sourceKind":"official_issuer","publisherName":"The Bank of Vernon","capturedAt":"2026-10-03T16:29:49.912Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bankofvernon.bank/business/loans/credit-card","passageId":"7f0e5ae0f6a1be9b11079d3c37ff9296","pageNumber":null,"quote":": Demonstrate your company's commitment to the community by donating your points to charitable causes, turning your business spending into a force for good.","recordId":"official-issuer:page:url:2ac25f1c938e96a0da6860cdaf41c0a96887828b1f699372eb79a8e7f909ee6f","recordFields":[],"fieldKey":"withheld:card_offer:charitable-redemption"}]},{"observationKind":"card_offer","fieldKey":"merchant-promotions","reason":"unparsed_value","detail":"Select-merchant promotions are mentioned without an amount, eligible merchants or offer dates.","sources":[{"snapshotId":"34294","sourceKind":"official_issuer","publisherName":"The Bank of Vernon","capturedAt":"2026-10-03T16:29:49.912Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bankofvernon.bank/business/loans/credit-card","passageId":"fc1ff3a84fc8b7e23025d7bf8467d6b3","pageNumber":null,"quote":"Accelerate your point accumulation with special offers from select merchants, giving you even more opportunities to maximize your business 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Apply for your Bank of Vernon Visa® or MasterCard® business credit card today, and empower your business with the value and flexibility to achieve your financial goals. With our competitive interest rates, no hidden fees, and a range of exclusive benefits, our business credit cards are the perfect tool to help you man…","recordId":"official-issuer:page:url:2ac25f1c938e96a0da6860cdaf41c0a96887828b1f699372eb79a8e7f909ee6f","recordFields":[],"fieldKey":"withheld:card_offer:application-scope"}]}],"balanceTransferTerms":[{"effectiveFrom":"2026-10-03","effectiveTo":null,"lastObservedAt":"2026-10-03T16:29:49.912Z","sources":[{"snapshotId":"34294","sourceKind":"official_issuer","publisherName":"The Bank of Vernon","capturedAt":"2026-10-03T16:29:49.912Z","effectiveOn":"2026-10-03","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bankofvernon.bank/business/loans/credit-card","passageId":null,"pageNumber":null,"quote":null,"recordId":null,"recordFields":[],"fieldKey":"balance_transfer"}],"transferKey":"standard","transferMethod":null,"transferDeadlineDate":null,"transferDeadlineDaysAfterAccountOpen":null,"gracePeriodOffered":null,"settlementDaysMin":null,"settlementDaysMax":null,"currencyCode":"USD","maximumAmountCents":null,"maximumPercentOfLimitBps":null,"directToCreditor":null}],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}