{"data":{"path":"the-brady-national-bank/visa-platinum","artwork":null,"name":"Visa Platinum","officialName":"Visa Platinum","type":"credit_card","audience":"consumer","lifecycleStatus":"active","owner":{"name":"The Brady National Bank","handle":"the-brady-national-bank"},"institution":{"name":"The Brady National Bank","handle":"the-brady-national-bank"},"actualIssuerName":null,"standardOffer":{"id":"897","offerKind":"standard","channel":null,"nameAsFiled":"Visa Platinum","handle":null,"terms":{"productId":"2080","path":"the-brady-national-bank/visa-platinum","name":"Visa Platinum","officialName":"Visa Platinum","aliases":[],"institutionId":"69086","institutionName":"The Brady National Bank","institutionHandle":"the-brady-national-bank","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-04","effectiveTo":null,"lastObservedAt":"2026-10-04T16:58:55.839Z","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"0b058e2eec3ab63ef07386f8d1783b93","pageNumber":null,"quote":"No annual fee.","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"No annual fee."}],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[{"effectiveFrom":"2026-10-04","effectiveTo":null,"lastObservedAt":"2026-10-04T16:58:55.839Z","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"70b32e5c215813334dfcaf4f570256b0","pageNumber":null,"quote":"Consumer Credit Card Application","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application","linkKind":"application","url":"https://www.cardaccount.net/application/e396f60fe7/consumer/new","label":"Consumer Credit Card Application"}],"cardWithholdings":[{"observationKind":"offer_feature","fieldKey":"partner-role","reason":"unparsed_value","detail":"Brady National Bank has partnered with TIB, The Independent Banker's Bank, to offer consumer credit cards to our customers.","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"a0081fccc118efd7327300edbc8ca64a","pageNumber":null,"quote":"Brady National Bank has partnered with TIB, The Independent Banker's Bank, to offer consumer credit cards to our customers.","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:offer_feature:partner-role"}]},{"observationKind":"card_apr","fieldKey":"intro-rate","reason":"unparsed_value","detail":"Low introductory rate for the first six months.","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"0b0f6a7eed616eebce9a83911e5acf76","pageNumber":null,"quote":"Low introductory rate for the first six months.","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:card_apr:intro-rate"}]},{"observationKind":"card_apr","fieldKey":"ongoing-apr","reason":"unparsed_value","detail":"Competitive ongoing APR.","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"ab3cd57230b74e66933bf0fa1fca51cd","pageNumber":null,"quote":"Competitive ongoing APR.","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:card_apr:ongoing-apr"}]},{"observationKind":"card_offer","fieldKey":"grace-period","reason":"unparsed_value","detail":"25-day interest-free grace period on all purchases. No grace period on cash advances.","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"2ca58a4bcf4fa075d25b4a559e56044b","pageNumber":null,"quote":"25-day interest-free grace period on all purchases. No grace period on cash advances.","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:card_offer:grace-period"}]},{"observationKind":"card_offer","fieldKey":"visa-network","reason":"unparsed_value","detail":"Visa Platinum","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"3068d39da612be7e36ad7e70ee450d40","pageNumber":null,"quote":"Visa Platinum","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:card_offer:visa-network"}]},{"observationKind":"offer_feature","fieldKey":"benefit-preferred-points","reason":"unparsed_value","detail":"Preferred Point Rewards","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"beda234699e054548ee56001a98821d8","pageNumber":null,"quote":"Preferred Point Rewards","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:offer_feature:benefit-preferred-points"}]},{"observationKind":"offer_feature","fieldKey":"benefit-visa-optional","reason":"unparsed_value","detail":"Optional","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"eefd4070a89949b3cf6f316bc9e4d504","pageNumber":null,"quote":"Optional","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:offer_feature:benefit-visa-optional"}]},{"observationKind":"offer_feature","fieldKey":"benefit-restrictions","reason":"unparsed_value","detail":"Certain restrictions apply to each benefit listed. Benefits are detailed in the applicable benefits brochure provided with new and reissued credit cards or call TIB Card Services at 800-367-7576.","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"0cde09e39179b0268df71bacda1e9950","pageNumber":null,"quote":"Certain restrictions apply to each benefit listed. Benefits are detailed in the applicable benefits brochure provided with new and reissued credit cards or call TIB Card Services at 800-367-7576.","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:offer_feature:benefit-restrictions"}]},{"observationKind":"offer_feature","fieldKey":"benefit-mobile-visa-mark","reason":"unparsed_value","detail":"♦","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"23d7c451568149bdd0ab7840a1ba0d20","pageNumber":null,"quote":"♦","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:offer_feature:benefit-mobile-visa-mark"}]},{"observationKind":"offer_feature","fieldKey":"benefit-rental-visa-mark","reason":"unparsed_value","detail":"♦","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"2c8676574d1fc7d2eb4747df3d1c66be","pageNumber":null,"quote":"♦","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:offer_feature:benefit-rental-visa-mark"}]},{"observationKind":"offer_feature","fieldKey":"benefit-mobile-detail","reason":"unparsed_value","detail":"Use your compatible Apple or Samsung device to shop and check out wherever mobile payment logos are displayed. All MasterCard and Visa consumer cards can now be easily linked to an Apple or Samsung device to pay at retailers everywhere.","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"4ad646c9ba50c6ec53681bcf17cabaf5","pageNumber":null,"quote":"Use your compatible Apple or Samsung device to shop and check out wherever mobile payment logos are displayed. All MasterCard and Visa consumer cards can now be easily linked to an Apple or Samsung device to pay at retailers everywhere.","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:offer_feature:benefit-mobile-detail"}]},{"observationKind":"offer_feature","fieldKey":"benefit-rental-detail","reason":"unparsed_value","detail":"Pays for covered damages (physical damage and theft) to a rental vehicle when your eligible card is used to initiate and pay for the entire rental transaction.","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"5f15a95e2268f873fecb2bec92ef4a91","pageNumber":null,"quote":"Pays for covered damages (physical damage and theft) to a rental vehicle when your eligible card is used to initiate and pay for the entire rental transaction.","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:offer_feature:benefit-rental-detail"}]},{"observationKind":"card_offer","fieldKey":"other-fees","reason":"unparsed_value","detail":"Other fees may be charged, these fees are listed within Rates, Charges, Fees, and Terms of Conditions on the application.","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"643702189345cf17e270cc5cf58397eb","pageNumber":null,"quote":"Other fees may be charged, these fees are listed within Rates, Charges, Fees, and Terms of Conditions on the application.","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:card_offer:other-fees"}]},{"observationKind":"card_offer","fieldKey":"application-current-rates-fees","reason":"unparsed_value","detail":" Please see application for information about current APRs and fees","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"d41bb621560c1c47e0adf023bef19316","pageNumber":null,"quote":"Please see application for information about current APRs and fees","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:card_offer:application-current-rates-fees"}]},{"observationKind":"card_offer","fieldKey":"application-processing","reason":"unparsed_value","detail":"Note: We do not process the card application at Brady National Bank, so communication regarding your submitted application will need to be made with TIB. You can speak with a representative at TIB by calling 800-367-7576","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"b488e30fc798b4c8705af926de5db5c8","pageNumber":null,"quote":"Note: We do not process the card application at Brady National Bank, so communication regarding your submitted application will need to be made with TIB. You can speak with a representative at TIB by calling 800-367-7576","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:card_offer:application-processing"}]},{"observationKind":"card_offer","fieldKey":"application-direction","reason":"unparsed_value","detail":"Visit the link to TIB's BNB Consumer Credit Card Application below.","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"757c092f0d6a96600a29a71386cd8942","pageNumber":null,"quote":"Visit the link to TIB's BNB Consumer Credit Card Application below.","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:card_offer:application-direction"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]},"offers":[{"id":"897","offerKind":"standard","channel":null,"nameAsFiled":"Visa Platinum","handle":null,"terms":{"productId":"2080","path":"the-brady-national-bank/visa-platinum","name":"Visa Platinum","officialName":"Visa Platinum","aliases":[],"institutionId":"69086","institutionName":"The Brady National Bank","institutionHandle":"the-brady-national-bank","issuerName":null,"productType":"credit_card","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":0,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":0,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":"not_offered","purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[{"effectiveFrom":"2026-10-04","effectiveTo":null,"lastObservedAt":"2026-10-04T16:58:55.839Z","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"point","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"0b058e2eec3ab63ef07386f8d1783b93","pageNumber":null,"quote":"No annual fee.","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"annual_fee"}],"feeType":"annual","feeFrequency":"annual","sequence":1,"name":null,"currencyCode":"USD","amountCents":null,"amountNullReason":"not_offered","percentBps":null,"percentNullReason":"not_applicable","minimumAmountCents":null,"maximumAmountCents":null,"maximumPercentBps":null,"maximumPercentNullReason":"not_applicable","feeScope":"account","calculation":null,"explanation":"No annual fee."}],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[{"effectiveFrom":"2026-10-04","effectiveTo":null,"lastObservedAt":"2026-10-04T16:58:55.839Z","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":"term","documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"70b32e5c215813334dfcaf4f570256b0","pageNumber":null,"quote":"Consumer Credit Card Application","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"card_link"}],"linkKey":"application","linkKind":"application","url":"https://www.cardaccount.net/application/e396f60fe7/consumer/new","label":"Consumer Credit Card Application"}],"cardWithholdings":[{"observationKind":"offer_feature","fieldKey":"partner-role","reason":"unparsed_value","detail":"Brady National Bank has partnered with TIB, The Independent Banker's Bank, to offer consumer credit cards to our customers.","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"a0081fccc118efd7327300edbc8ca64a","pageNumber":null,"quote":"Brady National Bank has partnered with TIB, The Independent Banker's Bank, to offer consumer credit cards to our customers.","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:offer_feature:partner-role"}]},{"observationKind":"card_apr","fieldKey":"intro-rate","reason":"unparsed_value","detail":"Low introductory rate for the first six months.","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"0b0f6a7eed616eebce9a83911e5acf76","pageNumber":null,"quote":"Low introductory rate for the first six months.","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:card_apr:intro-rate"}]},{"observationKind":"card_apr","fieldKey":"ongoing-apr","reason":"unparsed_value","detail":"Competitive ongoing APR.","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"ab3cd57230b74e66933bf0fa1fca51cd","pageNumber":null,"quote":"Competitive ongoing APR.","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:card_apr:ongoing-apr"}]},{"observationKind":"card_offer","fieldKey":"grace-period","reason":"unparsed_value","detail":"25-day interest-free grace period on all purchases. No grace period on cash advances.","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"2ca58a4bcf4fa075d25b4a559e56044b","pageNumber":null,"quote":"25-day interest-free grace period on all purchases. No grace period on cash advances.","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:card_offer:grace-period"}]},{"observationKind":"card_offer","fieldKey":"visa-network","reason":"unparsed_value","detail":"Visa Platinum","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"3068d39da612be7e36ad7e70ee450d40","pageNumber":null,"quote":"Visa Platinum","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:card_offer:visa-network"}]},{"observationKind":"offer_feature","fieldKey":"benefit-preferred-points","reason":"unparsed_value","detail":"Preferred Point Rewards","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"beda234699e054548ee56001a98821d8","pageNumber":null,"quote":"Preferred Point Rewards","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:offer_feature:benefit-preferred-points"}]},{"observationKind":"offer_feature","fieldKey":"benefit-visa-optional","reason":"unparsed_value","detail":"Optional","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"eefd4070a89949b3cf6f316bc9e4d504","pageNumber":null,"quote":"Optional","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:offer_feature:benefit-visa-optional"}]},{"observationKind":"offer_feature","fieldKey":"benefit-restrictions","reason":"unparsed_value","detail":"Certain restrictions apply to each benefit listed. Benefits are detailed in the applicable benefits brochure provided with new and reissued credit cards or call TIB Card Services at 800-367-7576.","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"0cde09e39179b0268df71bacda1e9950","pageNumber":null,"quote":"Certain restrictions apply to each benefit listed. Benefits are detailed in the applicable benefits brochure provided with new and reissued credit cards or call TIB Card Services at 800-367-7576.","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:offer_feature:benefit-restrictions"}]},{"observationKind":"offer_feature","fieldKey":"benefit-mobile-visa-mark","reason":"unparsed_value","detail":"♦","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"23d7c451568149bdd0ab7840a1ba0d20","pageNumber":null,"quote":"♦","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:offer_feature:benefit-mobile-visa-mark"}]},{"observationKind":"offer_feature","fieldKey":"benefit-rental-visa-mark","reason":"unparsed_value","detail":"♦","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"2c8676574d1fc7d2eb4747df3d1c66be","pageNumber":null,"quote":"♦","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:offer_feature:benefit-rental-visa-mark"}]},{"observationKind":"offer_feature","fieldKey":"benefit-mobile-detail","reason":"unparsed_value","detail":"Use your compatible Apple or Samsung device to shop and check out wherever mobile payment logos are displayed. All MasterCard and Visa consumer cards can now be easily linked to an Apple or Samsung device to pay at retailers everywhere.","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"4ad646c9ba50c6ec53681bcf17cabaf5","pageNumber":null,"quote":"Use your compatible Apple or Samsung device to shop and check out wherever mobile payment logos are displayed. All MasterCard and Visa consumer cards can now be easily linked to an Apple or Samsung device to pay at retailers everywhere.","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:offer_feature:benefit-mobile-detail"}]},{"observationKind":"offer_feature","fieldKey":"benefit-rental-detail","reason":"unparsed_value","detail":"Pays for covered damages (physical damage and theft) to a rental vehicle when your eligible card is used to initiate and pay for the entire rental transaction.","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"5f15a95e2268f873fecb2bec92ef4a91","pageNumber":null,"quote":"Pays for covered damages (physical damage and theft) to a rental vehicle when your eligible card is used to initiate and pay for the entire rental transaction.","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:offer_feature:benefit-rental-detail"}]},{"observationKind":"card_offer","fieldKey":"other-fees","reason":"unparsed_value","detail":"Other fees may be charged, these fees are listed within Rates, Charges, Fees, and Terms of Conditions on the application.","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"643702189345cf17e270cc5cf58397eb","pageNumber":null,"quote":"Other fees may be charged, these fees are listed within Rates, Charges, Fees, and Terms of Conditions on the application.","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:card_offer:other-fees"}]},{"observationKind":"card_offer","fieldKey":"application-current-rates-fees","reason":"unparsed_value","detail":" Please see application for information about current APRs and fees","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"d41bb621560c1c47e0adf023bef19316","pageNumber":null,"quote":"Please see application for information about current APRs and fees","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:card_offer:application-current-rates-fees"}]},{"observationKind":"card_offer","fieldKey":"application-processing","reason":"unparsed_value","detail":"Note: We do not process the card application at Brady National Bank, so communication regarding your submitted application will need to be made with TIB. You can speak with a representative at TIB by calling 800-367-7576","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"b488e30fc798b4c8705af926de5db5c8","pageNumber":null,"quote":"Note: We do not process the card application at Brady National Bank, so communication regarding your submitted application will need to be made with TIB. You can speak with a representative at TIB by calling 800-367-7576","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:card_offer:application-processing"}]},{"observationKind":"card_offer","fieldKey":"application-direction","reason":"unparsed_value","detail":"Visit the link to TIB's BNB Consumer Credit Card Application below.","sources":[{"snapshotId":"41672","sourceKind":"official_issuer","publisherName":"The Brady National Bank","capturedAt":"2026-10-04T16:58:55.839Z","effectiveOn":"2026-10-04","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.bradynational.bank/personal/credit-cards","passageId":"757c092f0d6a96600a29a71386cd8942","pageNumber":null,"quote":"Visit the link to TIB's BNB Consumer Credit Card Application below.","recordId":"official-issuer:page:url:5715fa3366df7b62e32563593b486947f14a4a906dd1c98596c5e3ddea6793fa","recordFields":[],"fieldKey":"withheld:card_offer:application-direction"}]}],"balanceTransferTerms":[],"loanTerms":null,"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[]}],"documents":[]}}