{"data":{"path":"the-first-national-bank-of-jeanerette/fnbj-credit-builder-loan","artwork":null,"name":"FNBJ Credit Builder Loan","officialName":"FNBJ Credit Builder Loan","type":"personal_loan","audience":"consumer","lifecycleStatus":"active","owner":{"name":"The First National Bank of Jeanerette","handle":"the-first-national-bank-of-jeanerette"},"institution":{"name":"The First National Bank of Jeanerette","handle":"the-first-national-bank-of-jeanerette"},"actualIssuerName":null,"standardOffer":{"id":"1419","offerKind":"standard","channel":null,"nameAsFiled":"FNBJ Credit Builder Loan","handle":null,"terms":{"productId":"2603","path":"the-first-national-bank-of-jeanerette/fnbj-credit-builder-loan","name":"FNBJ Credit Builder Loan","officialName":"FNBJ Credit Builder Loan","aliases":[],"institutionId":"69289","institutionName":"The First National Bank of Jeanerette","institutionHandle":"the-first-national-bank-of-jeanerette","issuerName":null,"productType":"personal_loan","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"balanceTransferTerms":[],"loanTerms":{"effectiveFrom":"2026-10-05","effectiveTo":null,"lastObservedAt":"2026-10-05T08:05:51.586Z","sources":[{"snapshotId":"43785","sourceKind":"official_issuer","publisherName":"The First National Bank of Jeanerette","capturedAt":"2026-10-05T08:05:51.586Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.yourfnb.com/personal/loans","passageId":"c0cf225f09d147c4010bf7fad1e97eec","pageNumber":null,"quote":"Looking for an easy way to build or re-establish credit? Check out our Credit Builder product. This loan is designed to assist borrowers with building credit while also growing their savings. ** The loan proceeds are deposited into a savings account or Certificate of Deposit that borrowers can access once they have successfully completed all loan payments.","recordId":"official-issuer:page:url:58c934c3026251f5b8c4fd2ac74bb5b662ec308c348a31b39ba684fc08048e0a","recordFields":[],"fieldKey":"loan_access"}],"currencyCode":"USD","minimumAmountCents":null,"minimumAmountNullReason":"not_parsed","maximumAmountCents":null,"maximumAmountNullReason":"not_parsed","minimumTermMonths":null,"minimumTermNullReason":"not_parsed","maximumTermMonths":null,"maximumTermNullReason":"not_parsed","collateralType":null,"collateralTypeNullReason":"not_parsed","maximumLoanToValueBps":null,"maximumLoanToValueNullReason":"not_parsed","drawPeriodMonths":null,"drawPeriodNullReason":"not_parsed","repaymentPeriodMonths":null,"repaymentPeriodNullReason":"not_parsed","prepaymentPenalty":null,"prepaymentPenaltyNullReason":"not_parsed","rateFloorBps":null,"rateFloorNullReason":"not_parsed","rateCapBps":null,"rateCapNullReason":"not_parsed"},"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[{"fieldKey":"loan_access","reason":"unparsed_value","detail":"Looking for an easy way to build or re-establish credit? Check out our Credit Builder product. This loan is designed to assist borrowers with building credit while also growing their savings. ** The loan proceeds are deposited into a savings account or Certificate of Deposit that borrowers can access once they have successfully completed all loan payments.\nFunds earn interest while they remain in the deposit account during the repayment term.\nRepayment terms can be customized to fit your household budget.\nCompetitively low rates, especially compared to unsecured loans.\n**Repayment history will be reported to the credit bureaus. Late or missed payments will result in negative credit reporting which will not improve your credit score and history. The product is not a credit repair service and will not remove negative history or delinquent accounts from your credit report. Deposit accounts will earn interest at the current published rates. Refer to your Truth in Savings disclosure for more information or call 337-276-3692 for current rates.","sources":[{"snapshotId":"43785","sourceKind":"official_issuer","publisherName":"The First National Bank of Jeanerette","capturedAt":"2026-10-05T08:05:51.586Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.yourfnb.com/personal/loans","passageId":"c0cf225f09d147c4010bf7fad1e97eec","pageNumber":null,"quote":"Looking for an easy way to build or re-establish credit? Check out our Credit Builder product. This loan is designed to assist borrowers with building credit while also growing their savings. ** The loan proceeds are deposited into a savings account or Certificate of Deposit that borrowers can access once they have successfully completed all loan payments.","recordId":"official-issuer:page:url:58c934c3026251f5b8c4fd2ac74bb5b662ec308c348a31b39ba684fc08048e0a","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"43785","sourceKind":"official_issuer","publisherName":"The First National Bank of Jeanerette","capturedAt":"2026-10-05T08:05:51.586Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.yourfnb.com/personal/loans","passageId":"8efc7761f5ca0e0be166c6ab83862e47","pageNumber":null,"quote":"Funds earn interest while they remain in the deposit account during the repayment term.","recordId":"official-issuer:page:url:58c934c3026251f5b8c4fd2ac74bb5b662ec308c348a31b39ba684fc08048e0a","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"43785","sourceKind":"official_issuer","publisherName":"The First National Bank of Jeanerette","capturedAt":"2026-10-05T08:05:51.586Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.yourfnb.com/personal/loans","passageId":"7e4542077435e9c893f8952760e72714","pageNumber":null,"quote":"Repayment terms can be customized to fit your household budget.","recordId":"official-issuer:page:url:58c934c3026251f5b8c4fd2ac74bb5b662ec308c348a31b39ba684fc08048e0a","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"43785","sourceKind":"official_issuer","publisherName":"The First National Bank of Jeanerette","capturedAt":"2026-10-05T08:05:51.586Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.yourfnb.com/personal/loans","passageId":"f6a882450269ba755af7a5b08a28f9b5","pageNumber":null,"quote":"Competitively low rates, especially compared to unsecured loans.","recordId":"official-issuer:page:url:58c934c3026251f5b8c4fd2ac74bb5b662ec308c348a31b39ba684fc08048e0a","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"43785","sourceKind":"official_issuer","publisherName":"The First National Bank of Jeanerette","capturedAt":"2026-10-05T08:05:51.586Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.yourfnb.com/personal/loans","passageId":"033f2dc3953120ab56e0c3e99d981b7c","pageNumber":null,"quote":"**Repayment history will be reported to the credit bureaus. Late or missed payments will result in negative credit reporting which will not improve your credit score and history. The product is not a credit repair service and will not remove negative history or delinquent accounts from your credit report. Deposit accounts will earn interest at the current published rates. Refer to your Truth in S…","recordId":"official-issuer:page:url:58c934c3026251f5b8c4fd2ac74bb5b662ec308c348a31b39ba684fc08048e0a","recordFields":[],"fieldKey":"loan_access"}]}]},"offers":[{"id":"1419","offerKind":"standard","channel":null,"nameAsFiled":"FNBJ Credit Builder Loan","handle":null,"terms":{"productId":"2603","path":"the-first-national-bank-of-jeanerette/fnbj-credit-builder-loan","name":"FNBJ Credit Builder Loan","officialName":"FNBJ Credit Builder Loan","aliases":[],"institutionId":"69289","institutionName":"The First National Bank of Jeanerette","institutionHandle":"the-first-national-bank-of-jeanerette","issuerName":null,"productType":"personal_loan","audience":"consumer","audienceSegments":["consumer"],"lifecycleStatus":"active","offerKind":"standard","channel":null,"secured":null,"network":null,"targetedCreditTier":null,"gracePeriodDays":null,"minimumFinanceChargeCents":null,"balanceComputationMethod":null,"periodicFeeFrequency":null,"periodicFeeCents":null,"periodicFeeMinCents":null,"periodicFeeMaxCents":null,"purchaseRegularAllBps":null,"purchaseRegularNoScoreBps":null,"purchaseRegularPoorBps":null,"purchaseRegularGoodBps":null,"purchaseRegularGreatBps":null,"purchaseRegularMinBps":null,"purchaseRegularMaxBps":null,"purchaseIntroAllBps":null,"purchaseIntroNoScoreBps":null,"purchaseIntroPoorBps":null,"purchaseIntroGoodBps":null,"purchaseIntroGreatBps":null,"purchaseIntroMinBps":null,"purchaseIntroMaxBps":null,"balanceTransferRegularAllBps":null,"balanceTransferRegularNoScoreBps":null,"balanceTransferRegularPoorBps":null,"balanceTransferRegularGoodBps":null,"balanceTransferRegularGreatBps":null,"balanceTransferRegularMinBps":null,"balanceTransferRegularMaxBps":null,"balanceTransferIntroAllBps":null,"balanceTransferIntroNoScoreBps":null,"balanceTransferIntroPoorBps":null,"balanceTransferIntroGoodBps":null,"balanceTransferIntroGreatBps":null,"balanceTransferIntroMinBps":null,"balanceTransferIntroMaxBps":null,"cashAdvanceRegularAllBps":null,"cashAdvanceRegularNoScoreBps":null,"cashAdvanceRegularPoorBps":null,"cashAdvanceRegularGoodBps":null,"cashAdvanceRegularGreatBps":null,"cashAdvanceRegularMinBps":null,"cashAdvanceRegularMaxBps":null,"penaltyRegularAllBps":null,"penaltyRegularNoScoreBps":null,"penaltyRegularPoorBps":null,"penaltyRegularGoodBps":null,"penaltyRegularGreatBps":null,"penaltyRegularMinBps":null,"penaltyRegularMaxBps":null,"purchaseIntroDurationMonths":null,"balanceTransferIntroDurationMonths":null,"purchaseIntroNullReason":null,"balanceTransferIntroNullReason":null,"purchaseRateType":null,"variableRateIndex":null,"annualFeeAmountCents":null,"annualFeePercentBps":null,"annualFeeMinimumCents":null,"annualFeeNullReason":null,"purchaseTransactionFeeAmountCents":null,"purchaseTransactionFeePercentBps":null,"purchaseTransactionFeeMinimumCents":null,"purchaseTransactionFeeNullReason":null,"balanceTransferFeeAmountCents":null,"balanceTransferFeePercentBps":null,"balanceTransferFeeMinimumCents":null,"balanceTransferFeeNullReason":null,"cashAdvanceFeeAmountCents":null,"cashAdvanceFeePercentBps":null,"cashAdvanceFeeMinimumCents":null,"cashAdvanceFeeNullReason":null,"foreignTransactionFeeAmountCents":null,"foreignTransactionFeePercentBps":null,"foreignTransactionFeeMinimumCents":null,"foreignTransactionFeeNullReason":null,"latePaymentFeeAmountCents":null,"latePaymentFeePercentBps":null,"latePaymentFeeMinimumCents":null,"latePaymentFeeNullReason":null,"overLimitFeeAmountCents":null,"overLimitFeePercentBps":null,"overLimitFeeMinimumCents":null,"overLimitFeeNullReason":null,"returnedPaymentFeeAmountCents":null,"returnedPaymentFeePercentBps":null,"returnedPaymentFeeMinimumCents":null,"returnedPaymentFeeNullReason":null,"otherFeeAmountCents":null,"otherFeePercentBps":null,"otherFeeMinimumCents":null,"otherFeeNullReason":null,"lateRepeatFeeAmountCents":null,"availabilityScope":null,"availabilityStateCodes":[],"availabilityCountyScoped":null,"requirementsForOpening":null,"requirementRouteTypes":[],"featureTokens":[],"consumerWebsite":null,"consumerTelephone":null,"loanMinimumAmountCents":null,"loanMaximumAmountCents":null,"loanMinimumTermMonths":null,"loanMaximumTermMonths":null,"loanCollateralType":null,"loanRateMinBps":null,"loanRateMaxBps":null,"loanPrepaymentPenalty":null,"sourceKinds":["official_issuer"],"sourceDocumentPath":null,"sourceDocumentTitle":null,"sourceDocumentPage":null,"offerCount":1,"minPurchaseAprBps":null,"maxPurchaseAprBps":null,"freshness":"current"},"aprTerms":[],"fees":[],"cardTerms":null,"signupBonuses":[],"cardRewards":[],"cashBenefits":[],"cardLinks":[],"balanceTransferTerms":[],"loanTerms":{"effectiveFrom":"2026-10-05","effectiveTo":null,"lastObservedAt":"2026-10-05T08:05:51.586Z","sources":[{"snapshotId":"43785","sourceKind":"official_issuer","publisherName":"The First National Bank of Jeanerette","capturedAt":"2026-10-05T08:05:51.586Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.yourfnb.com/personal/loans","passageId":"c0cf225f09d147c4010bf7fad1e97eec","pageNumber":null,"quote":"Looking for an easy way to build or re-establish credit? Check out our Credit Builder product. This loan is designed to assist borrowers with building credit while also growing their savings. ** The loan proceeds are deposited into a savings account or Certificate of Deposit that borrowers can access once they have successfully completed all loan payments.","recordId":"official-issuer:page:url:58c934c3026251f5b8c4fd2ac74bb5b662ec308c348a31b39ba684fc08048e0a","recordFields":[],"fieldKey":"loan_access"}],"currencyCode":"USD","minimumAmountCents":null,"minimumAmountNullReason":"not_parsed","maximumAmountCents":null,"maximumAmountNullReason":"not_parsed","minimumTermMonths":null,"minimumTermNullReason":"not_parsed","maximumTermMonths":null,"maximumTermNullReason":"not_parsed","collateralType":null,"collateralTypeNullReason":"not_parsed","maximumLoanToValueBps":null,"maximumLoanToValueNullReason":"not_parsed","drawPeriodMonths":null,"drawPeriodNullReason":"not_parsed","repaymentPeriodMonths":null,"repaymentPeriodNullReason":"not_parsed","prepaymentPenalty":null,"prepaymentPenaltyNullReason":"not_parsed","rateFloorBps":null,"rateFloorNullReason":"not_parsed","rateCapBps":null,"rateCapNullReason":"not_parsed"},"loanRateTiers":[],"rateDiscounts":[],"loanWithholdings":[{"fieldKey":"loan_access","reason":"unparsed_value","detail":"Looking for an easy way to build or re-establish credit? Check out our Credit Builder product. This loan is designed to assist borrowers with building credit while also growing their savings. ** The loan proceeds are deposited into a savings account or Certificate of Deposit that borrowers can access once they have successfully completed all loan payments.\nFunds earn interest while they remain in the deposit account during the repayment term.\nRepayment terms can be customized to fit your household budget.\nCompetitively low rates, especially compared to unsecured loans.\n**Repayment history will be reported to the credit bureaus. Late or missed payments will result in negative credit reporting which will not improve your credit score and history. The product is not a credit repair service and will not remove negative history or delinquent accounts from your credit report. Deposit accounts will earn interest at the current published rates. Refer to your Truth in Savings disclosure for more information or call 337-276-3692 for current rates.","sources":[{"snapshotId":"43785","sourceKind":"official_issuer","publisherName":"The First National Bank of Jeanerette","capturedAt":"2026-10-05T08:05:51.586Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.yourfnb.com/personal/loans","passageId":"c0cf225f09d147c4010bf7fad1e97eec","pageNumber":null,"quote":"Looking for an easy way to build or re-establish credit? Check out our Credit Builder product. This loan is designed to assist borrowers with building credit while also growing their savings. ** The loan proceeds are deposited into a savings account or Certificate of Deposit that borrowers can access once they have successfully completed all loan payments.","recordId":"official-issuer:page:url:58c934c3026251f5b8c4fd2ac74bb5b662ec308c348a31b39ba684fc08048e0a","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"43785","sourceKind":"official_issuer","publisherName":"The First National Bank of Jeanerette","capturedAt":"2026-10-05T08:05:51.586Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.yourfnb.com/personal/loans","passageId":"8efc7761f5ca0e0be166c6ab83862e47","pageNumber":null,"quote":"Funds earn interest while they remain in the deposit account during the repayment term.","recordId":"official-issuer:page:url:58c934c3026251f5b8c4fd2ac74bb5b662ec308c348a31b39ba684fc08048e0a","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"43785","sourceKind":"official_issuer","publisherName":"The First National Bank of Jeanerette","capturedAt":"2026-10-05T08:05:51.586Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.yourfnb.com/personal/loans","passageId":"7e4542077435e9c893f8952760e72714","pageNumber":null,"quote":"Repayment terms can be customized to fit your household budget.","recordId":"official-issuer:page:url:58c934c3026251f5b8c4fd2ac74bb5b662ec308c348a31b39ba684fc08048e0a","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"43785","sourceKind":"official_issuer","publisherName":"The First National Bank of Jeanerette","capturedAt":"2026-10-05T08:05:51.586Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.yourfnb.com/personal/loans","passageId":"f6a882450269ba755af7a5b08a28f9b5","pageNumber":null,"quote":"Competitively low rates, especially compared to unsecured loans.","recordId":"official-issuer:page:url:58c934c3026251f5b8c4fd2ac74bb5b662ec308c348a31b39ba684fc08048e0a","recordFields":[],"fieldKey":"loan_access"},{"snapshotId":"43785","sourceKind":"official_issuer","publisherName":"The First National Bank of Jeanerette","capturedAt":"2026-10-05T08:05:51.586Z","effectiveOn":"2026-10-05","effectiveOnBasis":"page_capture","statistic":null,"documentPath":null,"documentTitle":null,"publicUrl":"https://www.yourfnb.com/personal/loans","passageId":"033f2dc3953120ab56e0c3e99d981b7c","pageNumber":null,"quote":"**Repayment history will be reported to the credit bureaus. Late or missed payments will result in negative credit reporting which will not improve your credit score and history. The product is not a credit repair service and will not remove negative history or delinquent accounts from your credit report. Deposit accounts will earn interest at the current published rates. Refer to your Truth in S…","recordId":"official-issuer:page:url:58c934c3026251f5b8c4fd2ac74bb5b662ec308c348a31b39ba684fc08048e0a","recordFields":[],"fieldKey":"loan_access"}]}]}],"documents":[]}}